Articles
<![CDATA[PENERAPAN PENGHIMPUNAN DAN PENDISTRIBUSIAN DANA ZAKAT BERDASARKAN ZAKAT CORE PRINCIPLE (Studi Kasus di Lembaga Yatim Mandiri Solo) ]]>
<![CDATA[Rahma Yudi Astuti]]>;
<![CDATA[Ibnu Alden Prayogi]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol. 2 No. 2 (2019): November ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (764.45 KB)
|
DOI: 10.21111/jiep.v2i04.4425
<![CDATA[ Pertumbuhan penerimaan dan penyaluran dana zakat menurut BAZNAS mengalami peningkatan pada setiap tahunnya. Peningkatan tersebut tidak lepas dari peran Organisasi Pengelola Zakat (OPZ). Zakat Core Principle adalah pedoman pengelolaan zakat internasional yang berlaku di semua negara termasuk Indonesia. Pedoman ini berisi 18 prinsip inti yang membahas tentang efisiensi zakat. Diantara 18 prinsip tersebut terdapat indikator peneliti yaitu penghimpunan dan pendistribusian. Salah satu OPZ yang ada di Indonesia yaitu Yatim Mandiri cabang Solo sebagai Lembaga Amil Zakat Nasional yang sekaligus menjadi objek penelitian. Ahmad Daroji mengungkapkan bahwa potensi zakat di Kota Solo atau Surakarta sangat besar mencapai Rp 12 milyar. Namun realisasi yang dicapai masih Rp 522 juta. Hal ini mendorong peneliti untuk mengetahui penerapan penghimpunan dan pendistribusian dana zakat di Lembaga Yatim mandiri cabang Solo berdasarkan Zakat Core Principle. Penelitian ini mengangkat rumusan permasalahan: Bagaimana penerapan penghimpunan dan pendistribusian dana zakat di Lembaga Yatim Mandiri Solo berdasarkan Zakat Core Principle? dan Apakahpenerapan penghimpunan dan pendistribusian dana zakat di Lembaga Yatim Mandiri Solo sudah sesuai dengan standarZakat Core Principle? Penelitian ini bertujuan untuk menganalisis penerapan penghimpunan dan pendistribusian dana zakat di Lembaga Yatim Mandiri Solo dengan standar Zakat Core Principle.Dengan pendekatan penyusunan kualitatif, pengumpulan data dengan observasi di Yatim Mandiri solo, wawancara dengan Manajer dan karyawan, dan dokumentasi. Analisis data pada penelitian ini menggunakan Analysis Interactive Model. Hasil penelitian menunjukkan bahwa Yatim Mandiri Solo mempunyai pemetaan muzaki dan mustahik yang cukup baik. Terdapat manajemen yang baik pula di dalam menghimpun dana zakat dan mendistribusikannya meskipun lebih berbasis produktif dalam penyaluran dana zakat tersebut. Serta Yatim Mandiri Solo telah menerapkan penghimpunan dan pendistribusian berdasarkan Zakat Core Principleberdasarkan. Oleh karena itu Yatim Mandiri Solo harus mempertahankan kinerja yang baik ini agar bertahan dalam jangka panjang dan terus berkembang. Analisis data yang digunakan adalah Teknik analisis deskriptif dengan tujuan untuk mendeskripsikan data-data yang peneliti kumpulkan tentang penerapan penghimpunan dan pendistribusian dana zakat di Lembaga Yatim Mandiri Solo berdasarkan Zakat Core Principle.]]>
<![CDATA[NON PERFORMING FINANCING, PROFIT SHARING FINANCING, BUYING AND SELLING FINANCING, LEASING FINANCING AND THEIR INFLUENCE ON RETURN ON ASSETS (Case Study Of Pt. Bank Muamalat Indonesia Period 2012-2019) ]]>
<![CDATA[Rahma Yudi Astuti]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol. 3 No. 1 (2020): August ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (916.882 KB)
|
DOI: 10.21111/jiep.v3i03.4803
<![CDATA[This study aims to examine the influence of Non Performing Financing (NPF), Profit Sharing Financing (PSF), Buying and Selling Financing (BSF) and Leasing Financing (LF) on Return On Assets at PT. Bank Muamalat Indonesia for the period of 2012-2019. The research method used is quantitative approach. The data in this study were obtained from PT. Bank Muamalat Indonesia Quarterly Financial Statement between 2012 quarter I and2019 quarter III, retrieved from Financial Service Authority or Otoritas Jasa Keuangan(OJK) website. The analysis technique used in this research is multiple linear regression analysis which aims to determine the influence of independent variables on dependent variable employed in this study. The result shows that NPF and BSF have negatively influence on ROA, while PSF has positively influence. However, LF has no influence on ROA statistically.]]>
<![CDATA[COMPARATIVE ANALYSIS OF FULMER, SPRINGATE AND GROVER MODELS IN PREDICTING BANKRUPTCY ]]>
<![CDATA[Rahma Yudi Astuti]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol. 4 No. 1 (2021): August ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (1042.757 KB)
|
DOI: 10.21111/jiep.v4i03.6767
<![CDATA[This study aims to determine the difference in scores between the Fulmer, Springate and Grover models in predicting bankruptcy and to determine the model with the highest level of accuracy in the property and real estate industry listed on the Indonesian Sharia Stock Index (ISSI). Bankruptcy prediction needs to be done because an analysis is very important for companies in determining decisions. This study uses secondary data obtained from financial statements listed on the Indonesia Stock Exchange (IDX). The sampling technique uses purposive sampling so that 40 companies are sampled. The analytical technique used in this research is Kruskall Wallis non-parametric analysis and test the accuracy of the prediction model. The results of this study indicate that there are significant differences between the Fulmer, Springate and Grover models in predicting the bankruptcy of the property and real estate industries. The Fulmer model is the most accurate model with an accuracy rate of 80%, a type I error rate of 70% and an error II type 3%.]]>
<![CDATA[Penerapan Prinsip Kehati-hatian dalam Penyaluran Pembiayaan dan Kredit pada Lembaga Keuangan Mikro (Studi Multi Situs pada BMT Hasanah Mlarak dan BRI Unit Mlarak, Ponorogo) ]]>
<![CDATA[Rahma Yudii Astuti]]>
<![CDATA[ Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21111/tijarah.v2i1.666
<![CDATA[Microfinance institutions like the company has a motive to obtain a return (net income) are always faced with the risk, which is known as credit risk. Risks that may occur can cause great harm to financial institutions if it can not be detected and managed by microfinance semestinya.Lembaga always required to be more sensitive in detecting things that could trigger a rise in the level of non performing loan. The credit risk is the risk of potential losses resulting from the non settlement of bank loans back to the bank’s borrowers and counterparties lainnya.Penelitian a field research (field research) that are normative. Data were collected through observation, documentation, and interviews, while the type of data used are primary data and secondary data. Microfinance institutions that implement the precautionary principle in the procedures of channeling financing and credit based on standard guidelines or SOP, focus on monitoring PPAP by age collectibility of the loans/loans, to restrict credit expansion, fostering the human resources, and lending/financing the early initiative procedure, analysis, disbursement and monitoring will have implications/positive impact on the business/internal as well as the impact of a great reputation with uncontrolled NPL/NPF.]]>
<![CDATA[Analisa Kinerja Dewan Pengawas Syariah di Bank Syariah ]]>
<![CDATA[Rahma Yudi Astuti]]>
<![CDATA[ Al Tijarah Vol. 1 No. 2 (2015): Al Tijarah | December ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21111/tijarah.v1i2.955
<![CDATA[Sharia Supervisory Board (SSB) comprehensively supervise the overall product of Islamic banks. SSB then serves also as auditor of sharia is the answer to the emerging challenges of how to supervise Islamic economic institutions to remain current in accordance with the provisions of Islamic Sharia. Based on the above issues of interest to delakukan research on the role and responsibilities of the Sharia Supervisory Board of Islamic Banks. Through this study the authors wanted to know how an application in the field of surveillance conducted by SSB, by analyzing the regulations issued either BI or National Shariah Council. In its analysis the authors use an empirical approach and an analytical approach to analyze the problem was examined by field work with interviews and questionnaires for the next question was whether the line with the norms set by Bank Indonesia. The approach used is to better determine the extent to which the roles and responsibilities of SSB in the homeland. From the results obtained by analysis of the answers that the surveillance conducted by SSB against Islamic Bank has not fully maximized. In fact, only a small portion has actually supervise properly. Then the realization that SSB is the most important and influential in the Islamic Bank have not fully realized that in the end SSB participation in the daily activities of the bank can not do. Even the arrival of SSB against Islamic Bank to conduct surveillance is also very rare.]]>
<![CDATA[Islamic Economic Analysis Reviews: The Practice of Transparency of Effective Flat Banking Installment Systems ]]>
<![CDATA[Rahma Yudi Astuti]]>
<![CDATA[ Al Tijarah Vol. 4 No. 1 (2018): Al Tijarah | June ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21111/tijarah.v4i1.2451
<![CDATA[This paper is motivated by the existence of customers who do not understand the installment system that should be explained by the bank when offering their products. While the delivery of product information in which there is an installment system (flat effective), the bank takes profits in advance from the customer. This will be aggravated when the customer repays the smoothly and regularly loan installment, the bank will renew the credit again by increasing the number of new credit where the principal loan will be given by the bank, which means the customer will receive a new installment schedule with the composition of loan interest greater at the beginning. The purpose of this study is to find out how the application of the principle of transparency and its obstacle factors in implementing Bank Indonesia regulation Number: 7/6 / PBI / 2005 concerning transparency of bank product information. This study is a qualitative research with a normative evaluative approach. The study indicates that transparency of using the installment system to the customer is very important because the customer will know their rights and obligations while they are taking flat installment system. This is because most customers do not know the benefit of effective flat installment system. An effective, transparency flat installment to customers is very important to prevent misunderstandings that can cause harm to both parties especially to customers.]]>
<![CDATA[Islamic Economic Analysis Reviews: the Transparency of Top-up Banking ]]>
<![CDATA[Rahma Yudi Astuti]]>;
<![CDATA[Dhika Amalia Kurniawan]]>
<![CDATA[ Al Tijarah Vol. 5 No. 1 (2019): Al Tijarah | June ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21111/tijarah.v5i1.3648
<![CDATA[Writing this paper is based on customers who are trapped with the facilities provided by the bank, called “top up”. Customers do not need to pay off the remaining loans, customers will receive a new schedule and a new loan ceiling. This is based on many problems experienced by bank customers. The extent to which transparency is applied by banks in accordance with PBI. No. 7/6/2005 is the aim of this study. This research is qualitative research with an evaluative-normative approach. From these problems, the bank in delivering it to customers about Top Up information has not conveyed transparently what should be conveyed to customers. Transparency to customers is very important in accordance with an Islamic economy based on sharia values and principles that can be applied in all aspects of business life and transactions of the Ummah Compliance with regulations issued by the government, namely PBI no. 7/6 / PBI / 2005 which is not yet fully operational in banking in general. With transparency being applied in Islamic economics, customers will know what their rights and obligations are. Transparency to customers is very important to prevent misunderstandings that can cause harm to customers..]]>
<![CDATA[Analisis perilaku Santri terhadap minat kewirausahaan (Studi pada Pondok Modern Darussalam Gontor) ]]>
<![CDATA[Suyanto Suyanto]]>;
<![CDATA[Rahma Yudi Astuti]]>
<![CDATA[ Al Tijarah Vol. 6 No. 1 (2020): Al Tijarah | June ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21111/tijarah.v6i1.4082
<![CDATA[Penelitian ini bertujuan untuk menguji secara empiris pengaruh sikap santri dengan adanya bentuk-bentuk penugasan dan pendidikan yang membentuk perilaku entrepreneur terhadap niatnya untuk menjadi seorang santri wirausahawan (santripreneur).Dalam mencapai tujuan, pendekatan Theory of Planned Behavior (TPB) digunakan sebagai kerangka riset. Metode pada penelitian ini adalah dengan menggunkan metode penelitian kuantitatif. Lokasi dalam penelitian ini adalah di Pondok Modern Darussalam Gontor. Data primer melalui survei kuesioner digunakan dalam penilitian ini. Data penelitian ini dianalisis secara kuantitatif melalui metode multivariat teknik Structural Equation Model (SEM). Hasil analisis data menyebutkan bahwa niat jangka pendek santri untuk menjadi wirausahawan dipengaruhi oleh variabel sikap, norma subyektif, dan kontrol perilaku.]]>
<![CDATA[The Effect Of Financial Performance On Investor Response Before And After Stock Split In Companies Listed On The Indonesian Sharia Stock Index ]]>
<![CDATA[Achmad Rofi'i]]>;
<![CDATA[Rahma Yudi Astuti]]>
<![CDATA[ Islamic Business and Management Journal Vol. 6 No. 1 (2023): IBMJ | June ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21111/ibmj.v6i1.5443
<![CDATA[The good or bad financial condition of a company can be seen through the financial performanceof the company. Financial performance can affect the response of investors in investing their funds in thecompany. Against the company. The high investor interest in the company's securities will affect the high shareprice owned by the company so with the high share price, there will also be high risks that investors are concernedabout. Information related to corporate actions is needed by companies to overcome the problems that occur incompanies that affect the optimization of company-owned securities. Stock Split is one of the corporate actionsthat can be implemented by the company to optimize the company's shares. This study aimsto determine theeffect of financial performance as measured by ROA, ROE, and PER on investor response. And whether thereare differences in financial performance and investor response represented by stock returns before and afterdoing a Stock Split. This study uses secondary data, namely the financial statements of companies listed in thesample on the Indonesia Stock Exchange (IDX). This study uses purposive sampling with a total of 28companies. The data analysis method used is multiple linear regression and ANOVA test in SPSS. The resultsof this study indicate that there is no effect of ROA and ROE on investor response as measured by stock returns.However, there is a significant effect of PER on investor response as measured by stock returns. The results ofthe difference test conducted show that there are differences before and after the stock split.]]>
<![CDATA[Pendampingan Pengurusan Izin PIRT Sebagai Langkah Awal Pengembangan Dan Perluasan Pasar Bagi Produk Lokal IKM Ponorogo ]]>
<![CDATA[Kurniawan, Dhika Amalia]]>;
<![CDATA[Astuti, Rahma Yudi]]>
<![CDATA[ Khadimul Ummah Vol. 1 No. 2 (2018): Mei ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21111/ku.v1i2.2490
<![CDATA[Makanan merupakan kebutuhan pokok manusia yang berasal dari sumberdaya alam dan sebagian besar juga diproduksi oleh industri rumah tangga yang telah diolah menjadi berbagai jenis makanan. Tingginya kebutuhan akan makanan sehingga menjadi perhatian yang sangat penting bagi pemerintah untuk menjamin makanan tersebut aman dikonsumsi seluruh konsumen. Salah satu bentuk jaminan yang dikeluarkan pemerintah adalah surat izin PIRT (pangan industri rumah tangga). PIRT merupakan izin produksi pangan yang dihasilkan oleh usaha skala industri rumah tangga. Surat izin ini merupakan surat resmi yang di tetapkan oleh BPOM (Badan pengawasan Obat dan Makanan). Permasalahan yang dialami oleh usaha industri kecil menengah saat ini di Kabupaten Ponorogo adalah belum memiliki surat izin PIRT dalam usaha yang dijalankannya sehinga masih kesulitan untuk memasarkan produknya ke berbagai mini market maupun supermarket di kota Ponorogo karena tidak/belum memiliki jaminan produksi berupa PIRT, dalam hal ini khususnya pada usaha Mirasa kue yang berada di desa Gandu Mlarak Ponorogo dan usaha Irma Cookies yang berada di desa dengok Madusari Ponorogo. Tujuan dari pengabdian masyarakat ini adalah membantu usaha IKM di Kabupaten Ponorogo untuk mendapatkan izin legalitas produk layak edar berupa izin PIRT dari pemerintah melalui pendampingan pengurusan surat izin PIRT ke kantor Dinas kesehatan Kabupaten Ponorogo. Hasil dari kegiatan ini adalah usaha mitra mendapatkan penyuluhan tentang prosedur pembuatan makanan yang aman untuk dikonsumsi, higienis, sehat dan bersih sehingga IKM mendapatkan surat izin produk layak edar berupa PIRT.]]>
