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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Public, and Accounting (JEPA) BJRM (Bongaya Journal of Research in Management) Airlangga Journal of Innovation Management Economics and Digital Business Review International Journal of Health, Economics, and Social Sciences (IJHESS) Banco: Jurnal Manajemen dan Perbankan Syariah Balanca : Jurnal Ekonomi dan Bisnis Islam Moneta: Jurnal Manajemen & Keuangan Syariah Al Rikaz : Jurnal Ekonomi Syariah Journal of Principles Management and Bussines FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis Islamic Financial And Accounting Review Jurnal Ilmiah Manajemen & Kewirausahaan
Damirah
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Cryptocurrency di Tengah Norma Keagamaan: Studi tentang Persepsi Risiko dan Kepatuhan Syariah terhadap Minat Penggunaan di Kalangan Mahasiswa Muslim Kota Parepare Rizal; Damirah
Al Rikaz: Jurnal Ekonomi Syariah Vol 3 No 2 (2025): Al Rikaz: Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/rikaz.v3i2.14787

Abstract

This study examines the impact of risk perception and Sharia compliance on the intention to use cryptocurrency among Muslim students in Parepare City. With the rapid development of digital currencies such as Bitcoin and Ethereum, concerns regarding their compliance with Islamic principles and the high volatility associated with them have emerged, particularly among religious communities. Utilizing a quantitative approach, data were collected from 88 respondents of youth muslim in parepare city. The research employs multiple regression analysis to assess the influence of both independent variables on students' willingness to adopt cryptocurrency. The results indicate that both risk perception and Sharia compliance significantly influence the intention to use cryptocurrency, with Sharia compliance having a slightly stronger effect. Furthermore, the study reveals that uncertainty regarding the religious legitimacy of cryptocurrency increases perceived risk, thus reducing interest in its adoption. These findings highlight the importance of addressing religious and ethical considerations in the acceptance of new financial technologies within Muslim communities. This research contributes to the growing body of literature on Islamic finance and provides insights for policymakers and financial institutions aiming to develop Sharia-compliant digital financial products. It also underscores the necessity for clearer religious guidelines on cryptocurrency to support informed financial decision-making among Muslim youth.
Penerapan Sharia Entreprise Theory Dalam Corporate Social Responsibility Terhadap Kinerja Perusahaan di Bank Muamalat Cabang Parepare Dewi, Citra; Syahriyah Semaun; Damirah; Muliati; Andi Bahri. S
Economics and Digital Business Review Vol. 5 No. 1 (2024): Agustus - January
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v5i1.996

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan Sharia Enterprise Theory pada Corporate Social Responsibility terhadap kinerja perusahaan di bank muamalat Cabang parepare. penelitian ini menggunakan metode penelitian deskriptif kualitatif. Penelitian kualitatif merupakan penelitian yang dalam proses hingga menghasilkan suatu temuan tidak menggunakan prosedur statistik atau bentuk penghitungan. Jenis penelitian yang dilakukan yaitu penelitian lapangan (field research). Berdasarkan hasil wawancara beberapa narasumber yang terkait, diperoleh hasil penelitian menunjukkan bahwa Bank muamalat parepare menyalurkan dana CSR kepada lembaga baitul mall mumalat. Lembaga ini merupakan lembaga yang menghimpun semua dana-dana sosial yang berasal dari bank muamalat, namun dana-dananya juga dapat bersumber dari lembaga lain. Baitul mall muamalat memiliki wewenang penuh terhadap dana-dana sosial yang dihimpun hingga pada penyaluran dananya. Pihak bank muamalat hanya memiliki wewenang mengawasi hingga ikut serta dalam penyaluran dana CSR yang dibawahi oleh lembaga Baitul Mall Muamalat.
Factors Influencing Economic Growth in OIC Countries: A Panel Data Approach Syaifullah; Heriangrum, Sri; Damirah; Lestari, Nurrizka Puji; Hudaifah, Ahmad
Airlangga Journal of Innovation Management Vol. 5 No. 2 (2024): Airlangga Journal of Innovation Management
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ajim.v5i2.57640

Abstract

Economic growth plays a crucial role in determining the success of a country's development, with each nation setting stable economic growth targets within its development agenda. The process of economic growth is influenced by various factors that can either drive or hinder the pace of growth. This study aims to analyze the impact of zakah growth, the scientific and technical journal articles, population, and unemployment rates on the economic growth of 10 member countries of the Organization of Islamic Cooperation (OIC) for the period 2002-2022 using a quantitative approach with a random effects panel data regression analysis technique and EViews 12 application for data management. As per the research findings, the variables of zakah and scientific and technical journal articles have a positive and significant relationship with economic growth. The population and unemployment rate have a negative and significant. Therefore, it is recommended that governments should improve efficiency in the management of zakah, allocate more budget for education and research, and formulate policies to promote innovation and collaboration between related sectors. It assists in achieving more awareness of zakah and participation in monitoring the utilization of zakah funds for society. The studies would help to see what variables affect economic growth.
Implementasi Kebijakan Pengelolaan Retribusi Pasar dalam menunjang pendapatan asli daerah di Pasar Kampiri Kecamatan Pammana Kabupaten Wajo Darmawati; Damirah; Adani S, Andi Putri Zahirah; St. Nurhayati; Semaun, Syahriyah
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 6 No 1 (2024): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v6i1.7633

Abstract

Abstrak Tesis ini membahas tentang bagaimana pelaku usaha dan pengelolaan retribusi pasar dapat mengoptimalkan penerimaan/pendapatan yang di terima sehinggah retibusi pasar dapat menunjang endapatan Asli Daerah (PAD) dengan menyesuaikan kebijakan-kebijakan yang ada, Hal ini didasari pada retribusi di pasar Kampiri belum terpenuhi sehinggah membutuhkan pengimplementasian kebijakan terhadap pembayaran retibusi pasar Kampiri yang akan meningkatkan Pendapatan Asli Daerah (PAD). Permasalahan utama dalam penelitian ini adalah (1) Bagaimana sistem pengelolaan retribusi dalam menunjang Pendapatan Asli Daerah (PAD) (2) Bagaimana bentuk implementasi kebijakan pengelolaan Pendapatan Asli Daerah (PAD) lewat retribusi pasar Kampiri.Metode penetilian menggunakan jenis penilitian kualitatif dan pendekatan penelitian menggunakan studi kasus. Suber data adalah pelaku uaha dan Dinas Pengelolaan Retribusi; alat pengumpulan data yaitu pedoman wawancara; Teknik pengumulan data adalah observasi, wawancara dan dokumentasi; dan pengujian keabsahan data menggunakan Teknik trangulasi.Hasil penelitian: (1) Sistem pengelolaan retribusi pasar Kampiri yaitu: (a) Subjek/Objek retribusi memiliki 466 fasiitas yang disediakan (b) Tarif Retribusi pasar Kampiri diseduaikan dengan Peraturan DaerahKabupaten Wajo Nomor 1 Tahun 2021 pelaku usaha mematuhi tarif retribusi (c) Sistem Pemungutan Retribusi yang dilakukan oleh kolektor pasar ialah memberikan karcis kepada pedagang menandakan pedagang tersebut telah membayar retribusi. (2) Upaya pemerintah dalam meningkatkan Pendapatan Asli Daerah (PAD) dengan menyesuaikan Peraturan Daerah Kabupaten Wajo Nomor 1 Tahun 2021tentang Pelayanan Retribusi Pasar (a) Memperkuat basis penerimaan,memberikan tempat bagi pedgang, (b) Memperkuat proses pemungutan, penyesuaian tarif retribusi, (c) Peningkatan pengelolaan, meningkatkan pengelolaan retibusi pasar, (d) Meningkatkan pengawasan guna memperbaiki proses pemungutan, (f) Menignkatkan kesadaran wajib retribusi, memberikan pembinaan kepada pedagang agar melakukan pembayaran retribusi tepat waktu. Hasil analisis meunjukkan retribusi pasar di pasar Kampiri dapat menunjang Pendapatan Asli Daera (PAD) jika pedagang memenuhi tempat yang telah disediakan serta pembayaran retribusi dilakukan secara tepat sesuai aturan pemerintah. Kata Kunci: Kebijakan, Pendapatan Asli Daerah (PAD) dan Retribusi Pasar
Keadilan Ekonomi dalam Intervensi Harga Gabah oleh Bulog: Kajian Nilai Maslahah bagi Petani di Duampanua Gustia; Syahriyah Semaun; An Ras Try Astuti; Muliati; Damirah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.29004

Abstract

Abstract The fluctuation of rice grain prices in Duampanua District, Pinrang Regency, reflects structural market imbalances dominated by middlemen (tengkulak). This condition creates economic injustice for farmers who are forced to sell their harvests below the Government Purchase Price (HPP). This study aims to analyze economic justice within Bulog’s price intervention policy and to assess the extent to which the policy embodies the value of maslahah (public benefit) for farmers from the perspective of Islamic economics. This research employs a qualitative approach with a case study method. Data were collected through in-depth interviews with farmers, middlemen, and Bulog officials, as well as documentation of policies and relevant literature. Data analysis was carried out through reduction, presentation, and conclusion drawing based on distributive justice and maslahah principles. The results show that Bulog’s intervention through the establishment of HPP and direct purchase mechanisms has contributed to price stability; however, its effectiveness remains limited due to bureaucratic constraints, lack of socialization, and limited farmer access. From an Islamic economic perspective, Bulog’s policy reflects elements of economic justice and protection for the weak (al-mustadh‘afin), yet the value of maslahah has not been fully realized since most farmers still depend on middlemen. Therefore, strengthening Bulog’s institutional capacity and enhancing coordination with local governments are essential to achieving a fair and sustainable grain distribution system in line with Islamic economic principles. Keywords: Economic Justice, Price Intervention, Bulog, Maslahah, Rice Farmers Abstrak Fenomena ketidakstabilan harga gabah di Kecamatan Duampanua, Kabupaten Pinrang, menunjukkan adanya ketimpangan dalam struktur pasar yang didominasi oleh tengkulak. Kondisi ini menimbulkan ketidakadilan ekonomi bagi petani yang terpaksa menjual hasil panennya di bawah Harga Pembelian Pemerintah (HPP). Penelitian ini bertujuan untuk menganalisis keadilan ekonomi dalam kebijakan intervensi harga yang dilakukan oleh Perum Bulog serta menilai sejauh mana kebijakan tersebut mencerminkan nilai maslahah bagi petani dalam perspektif ekonomi Islam. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kasus. Data diperoleh melalui wawancara mendalam dengan petani, tengkulak, dan pihak Bulog, serta dokumentasi kebijakan dan literatur terkait. Analisis dilakukan melalui proses reduksi data, penyajian data, dan penarikan kesimpulan berdasarkan prinsip keadilan distributif dan nilai maslahah. Hasil penelitian menunjukkan bahwa intervensi Bulog melalui penetapan HPP dan pembelian langsung telah berkontribusi terhadap stabilitas harga, namun efektivitasnya masih terbatas akibat kendala birokrasi, minimnya sosialisasi, dan keterbatasan akses petani. Dalam perspektif ekonomi Islam, kebijakan Bulog mengandung unsur keadilan ekonomi dan perlindungan terhadap pihak yang lemah (al-mustadh‘afin), namun nilai maslahah belum sepenuhnya terwujud karena sebagian besar petani masih bergantung pada tengkulak. Oleh karena itu, diperlukan penguatan kelembagaan Bulog dan sinergi dengan pemerintah daerah untuk mewujudkan sistem distribusi gabah yang berkeadilan dan berkelanjutan sesuai prinsip ekonomi syariah. Kata Kunci: Keadilan Ekonomi, Intervensi Harga, Bulog, Maslahah, Petani Gabah
Faktor-Faktor Yang Mempengaruhi Tingkat Kunjungan di Taman Syariah Kota Parepare Akilah, Fahmiah; Faradiba, Besse; Damirah; Jumaisah
Jurnal Ilmiah Manajemen & Kewirausahaan Vol 9 No 2 (2022): Desember
Publisher : Fakultas Ekonomi dan Bisnis Institut Ilmu Sosial dan Bisnis Andi Sapada

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini berjudul “Faktor-Faktor yang Mempengaruhi Tingkat Kunjungan Wisatawan di Kota Parepare Penelitian ini bertujuan untuk mendeskripsikan pengaruh fasilitas terhadap tingkat kunjungan wisatawan, mendeskripsikan pengaruh lingkungan wisata terhadap tingkat kunjungan wisatawan dan mendeskripskripsikan pengaruh simultan fasilitas dan lingkungan terhadap tingkat kunjungan di Taman Syariah Kota Parepare. Taman Syariah Parepare terletak di jalan Ganggawa Kecamatan Ujung Kota Parepare, Sulawesi Selatan. Jumlah sampel dalam penelitian ini sebanyak 30 responden. Metode penelitian ini menggunakan metode kuantitatif dengan model analisis Regresi Linear Berganda kemudian untuk analisis data menggunakan analisis deskriptif dalam mendeskripsikan pengaruh fasilitas dan lingkungan terhadap tingkat kunjungandi taman Syariah Kota Parepare. Hasil penelitian menunjukkan terdapat pengaruh secara parsial fasilitas terhadap kunjungan wisatawan dan lingkungan tehadap kunjungan wisatawan serta pengaruh secara simultan fasilitas dan lingkungan terhada tingkat kunjungan wisatawan berdasarkan hasil pengujian Uji F dan Uji t.
TRANSFORMATION OF PAYMENT METHODS AMONG MILLENIALS: A STUDY ON THE ADOPTION AND EFFECTIVENESS OF ELECTRONIC MONEY IN PAREPARE CITY Ramadhan, Fitrah Anugrah; Nur, Sri Wahyuni; Damirah; Addury, Multazam Mansyur
Islamic Financial And Accounting Review Vol 4 No 1 (2025): Islamic Financial And Accounting Review
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/ifar.v4i1.15569

Abstract

The digital revolution has changed the landscape of the payment system in Indonesia, especially among millennials who are increasingly adopting electronic money as the primary method of transactions. This study aims to analyze the adoption of factors that affect the use, as well as the effectiveness of electronic money in meeting the transaction needs of the millennial generation in Parepare City. Using a qualitative approach with a case study method, this study collected data through in-depth interviews with electronic money users from various social and economic backgrounds. The results of the study show that ease of use, transaction security, various incentives such as cashback and discounts, and social factors are the main factors in the adoption of electronic money. In addition, the effectiveness of electronic money can be seen in transaction efficiency, transaction automation, Accessibility and Flexibility, and Multitransactions. However, challenges such as uneven digital literacy and growing payment infrastructure are obstacles to wider adoption. These findings provide insights for financial service providers, governments, and the public in improving a more inclusive and effective digital payments ecosystem.
Co-Authors -, Nur Wahidah Abdul Hamid Adani S, Andi Putri Zahirah Ahmad Hudaifah, Ahmad Ahsan Abdissalam AkbarAkbar Hidayat Ahmad An Ras Try Astuti Andi Bahri S Andi Bahri. S Aris, Muhammad Saleh Arjun Citra Dewi Darmawati Darnawati Darwis DEWI SARTIKA Fahmiah Akilah Fatur Ramadhan, Muhammad Annazhi Firman Gustia H, M Nasri Hannani Hansa Heriangrum, Sri hilda, Evi Andriana Hj. St Nurhayati Ismayanti Jumaisah Kasmawati, sabilawati Lestari, Nurrizka Puji M.M, Besse Faradiba Milniati, Misna Muhammad Kamal Zubair Muhammad Rusydi Navri Muliati Multazam Mansyur Addury Musmulyadi Nirmala Sari Nur, Sri Wahyuni Nurfadhilah Nurhayati Ali Ramadhan, Fitrah Anugrah Rezki Fani Rini Purnamasari, Rini Riska Rismah Rismala Rizal Rizkyanti, Rizkyanti S, Mirna Sahara, Ira Siti Nuraeni Sitti Jamilah Amin Soumena, Yasin St. Aminah St. Nurhayati Suarning Sulkarnain Sultan, Sudarmi Sumiati Syahriah Semaun Syahriyah Semaun, Syahriyah Syaifullah Wulandari, Yusma