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All Journal Monex: Journal of Accounting Research Jurnal Ilmiah Ekonomi Islam Journal of Dedicators Community Sketsa Bisnis EQIEN - JURNAL EKONOMI DAN BISNIS Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Shirkah: Journal of Economics and Business Almana : Jurnal Manajemen dan Bisnis Jurnal Mantik Pekobis : Jurnal Pendidikan, Ekonomi, dan Bisnis Mitra Mahajana: Jurnal Pengabdian Masyarakat Journal of Agricultural Socio-Economics (JASE) International Journal of Science and Society (IJSOC) EKONOMIKA45 eCo-Fin Ijtimā`iyya: Journal of Muslim Society Research LEBAH ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Mamangan Social Science Journal The Es Accounting and Finance Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) West Science Journal Economic and Entrepreneurship Jurnal Akuntansi dan Keuangan West Science Jurnal Abdimas Indonesia Jurnal REKOMEN (Riset Ekonomi Manajemen) Journal of Economic, Management and Entrepreneurship West Science Social and Humanities Studies Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Rona Teknik Pertanian Jurnal Akuntansi Neraca International Conference on Islamic Economic Jurnal Pengabdian Masyarakat dan Riset Pendidikan AmaNU: Jurnal Manajemen dan Ekonomi Sharia Economic and Management Business Journal (SEMBJ) Ta'amul: Journal of Islamic Economics ENDLESS : International Journal of Future Studies International Journal of Technology and Education Research Jurnal Bisnis dan Kewirausahaan Jurnal Ragam Pengabdian Jurnal At-Tadbir: Media Hukum dan Pendidikan Aksi Kita: Jurnal Pengabdian Kepada Masyarakat INUMIYA: Jurnal Ekonomi Pembangunan Jurnal Pengabdian Pada Masyarakat IPTEKS Arunika: Jurnal Pengabdian Masyarakat Khidmatan Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Economics and Business Management Journal Indonesian Journal of Management & Islamic Business
Mutia Pamikatsih
Universitas Nahdlatul Ulama Al Ghazali Cilacap
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The Influence of Income and Knowledge on Customer Interest in Investing in Gold at PT. Pegadaian Sidareja Ma’rifatun Nisa; Hatta Setiabudhi; Mutia Pamikatsih
eCo-Fin Vol. 7 No. 1 (2025): eCo-Fin
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/ef.v7i1.2011

Abstract

This research aims to analysed the influence of income and knowledge on customers interest in investing in gold at PT Pegadaian Sidareja. Gold investment is a popular choice among people as a means of protecting asset values from inflation. However, customers interest in investing is not only influenced by economic factors, but also the knowledge that customers have regarding the benefits and risks of investing in gold. The method used in this research is quantitative with a survey approach. Data was collected through a questionnaire distributed to 84 customers of PT Pegadaian Sidareja. Data analysis was carried out using multiple linear regression to test the influence of income and knowledge variables on investment interest. The research results show that income has a negative effect on customers interest in investing in gold. Meanwhile, knowledge about gold investment has a positive and significant effect on customer interest. Thus, both income and knowledge are important factors that influence customers decisions to invest in gold at PT Pegadaian Sidareja. It is hoped that this research will provide benefits for PT Pegadaian in improving its marketing strategy, especially by emphasizing the importance of investment education to customers to increase interest in investing in gold
Financial Risk Management Impact on Islamic Bank Performance Mediated by Earnings Quality Moderated Governance Literacy Heni Purwantini; Victor Prasetya; Mutia Pamikatsih; Muhammad Shahid Khan
Jurnal Riset Ekonomi Manajemen (REKOMEN) Vol. 9 No. 1 (2026): REKOMEN (Riset Ekonomi dan Manajemen)
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rekomen.v9i1.3644

Abstract

This study examines the influence of financial risk management on the performance of Islamic banks with earnings quality as a mediating factor and governance literacy as a moderating factor. The research is grounded on the phenomenon whereby the need for financial management and accounting integration for explaining the sustainable performance of Islamic banking institutions is high. A quantitative approach was utilized whereby primary data were collected from Islamic commercial banks and Islamic rural banks throughout the archipelago of Indonesia. The collected data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) to evaluate the direct and indirect relationships of the variables. The study established that financial risk management positively and significantly influences the performance of Islamic banks. Moreover, it was established that financial risk management and performance relationship is positively and significantly mediated by earnings quality, indicating that with better financial reporting quality, performance is enhanced as a result of effective risk management. However, governance literacy does not significantly moderate the relationship between financial risk management and performance. The results imply that the quality of internal financial control systems and the accounting system is more critical to driving performance than governance knowledge. The research adds to the body of knowledge by advancing risk management theory by incorporating accounting-based mechanisms, providing empirical feedback to bank managers and regulators aiming to reinforce the financial sustainability of Islamic banking institutions.
Optimalisasi Pemanfaatan Media Sosial, Penerapan Aplikasi Padi UMKM dan Digital Marketing sebagai Upaya untuk Meningkatkan Kemandirian dan Kemajuan UMKM di Kabupaten Cilacap Hakim Hakim; Ramat Alhakim; Mutia Pamikatsih; Elok Ainur Latif; Suwono Suwono; Dina Prasetyaningrum; Anisa Rizky Wiranegara
Jurnal Ragam Pengabdian Vol. 1 No. 3 (2024): September-Desember "Implementation of Social Service Programs to Increase Commu
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/9w2cr164

Abstract

Tujuan program pengabdian melakukan pemberdayaan dan pendampingan kepada pelaku usaha, metode pelaksanaan pengabdian dilakukan secara terstruktur dan sistematis mulai dari proses perencanaan sampai dengan implementasi program kegiatan, luaran yang dihasilkan dari kegiatan program ini secara garis besar dapat simpulkan bahwa ada beberapa perubahan dari aspek yang dihasilkan, seperti 1) optimaliasi penggunaan media sosial yang sudah mulai diterapkan sebagai upaya untuk menciptakan brand identity melalui penggunaan Wahatsapp Business, Instagram Ads, Facebook Ads dan Tiktok  2) UMKM sudah melakukan on boarding malalui PADI UMKM, dimana platform digital ini merupakan bentukan dari BUMN yang memiliki potensi pasar sangat besar untuk dikembangkan 3) UMKM sudah memanfaatkan digital marketing seperti marketplace tokopeda, grabfood, shopee dan bermitra dengan perusahaan agregator untuk melakukan eskpansi pasar lebih luas. Penggunaan digital marekting membawa perubahan sangat besar bagi pelaku usaha, UMKM langsung terhubung melalui ekosistem digital sehingga memberikan dampak positif dalam jangka panjang, dengan pengggunaan teknologi juga secara tidak langsung mampu menciptkan lingkungan yang stabil bagi kemajuan dan kemandirian UMKM. Program baik ini perlu mendapatkan dukungan dan support dari pihak terkait dalam hal ini OPD kabupaten Cilacap, untuk bisa melanjutkan porgam ini dalam jangka panjang sehingga akan lebih banyak UMKM menerima manfaat dengan adanya kehadiran program yang PRO terhadap pemberdayaan UMKM.
Pengaruh Kompetensi Sumber Daya Manusia, Literasi Keuangan, dan Teknologi Media Sosial Terhadap Kinerja UMKM di Rawa Bendungan Cilacap Ibnu Detri Kurniawan; M. Rijal Pemungkas; Mutia Pamikatsih; Hakim Hakim
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 1 (2026): JANUARI -JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/td9a6e14

Abstract

This study aims to analyze the influence of Human Resource Competence, Financial Literacy, and Social Media Technology on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Rawa Bendungan, Cilacap. The background of this research is based on the importance of improving MSME performance as one of the driving sectors of the community's economy, which is influenced by the quality of human resources, financial management capabilities, and the utilization of digital technology in business activities.This study employed a quantitative approach using a survey method. The population consisted of MSME actors in Rawa Bendungan, Cilacap, with a sample of 85 respondents determined using a specific sampling technique. Data were collected through questionnaires and analyzed using validity tests, reliability tests, classical assumption tests, and multiple linear regression analysis, including t-tests, F-tests, and the coefficient of determination (R²).The results show that partially and simultaneously, Human Resource Competence (X1), Financial Literacy (X2), and Social Media Technology (X3) have a positive and significant effect on MSME performance. The coefficient of determination (R²) is 76%, indicating that the independent variables explain 76% of the variation in MSME performance. The research model demonstrates that the three independent variables adequately explain the performance of MSMEs. Based on these findings, it is recommended that MSME actors continuously improve their competencies, enhance financial management practices, and optimize the use of social media technology to increase competitiveness and business sustainability. The government and related stakeholders are also expected to provide support through training programs, mentoring, and facilitation of access to financing.  
Penguatan Organisasi Berbasis Ekonomi Islam dalam Menghadapi Transformasi AI dan Tantangan Globalisasi: Pengabdian Abdul Karim; Puti Khairani Rijadi; Rachmat Sugeng; Mutia Pamikatsih; Muhammad Dini Syauqi Al-Madani; Yessi Fitriyanti; Eko Sudarmanto
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 4 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 4 April - Juni
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i4.6376

Abstract

Perkembangan Artificial Intelligence (AI) dan arus globalisasi telah menciptakan perubahan besar dalam tata kelola organisasi modern, termasuk organisasi berbasis ekonomi Islam. Kondisi tersebut menuntut organisasi untuk mampu beradaptasi terhadap transformasi digital agar tetap kompetitif tanpa mengabaikan prinsip-prinsip syariah. Kegiatan Pengabdian kepada Masyarakat (PkM) ini bertujuan untuk meningkatkan pemahaman dan kesiapan peserta dalam memperkuat organisasi berbasis ekonomi Islam menghadapi tantangan AI dan globalisasi. Kegiatan dilaksanakan secara daring melalui Zoom Meeting bekerja sama dengan Cendekia Publishing dan diikuti oleh 87 peserta yang terdiri atas akademisi, mahasiswa, pengelola lembaga ekonomi syariah, dan masyarakat umum. Metode pelaksanaan dilakukan melalui tahap persiapan, koordinasi, penyampaian materi, diskusi interaktif, pendampingan, dan evaluasi kegiatan. Materi yang disampaikan meliputi transformasi digital, pemanfaatan AI dalam organisasi, penguatan sumber daya manusia, serta penerapan nilai-nilai ekonomi Islam dalam tata kelola organisasi modern. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta yang ditunjukkan melalui kenaikan nilai rata-rata pre-test sebesar 67 menjadi 88 pada post-test. Selain itu, peserta menunjukkan antusiasme tinggi serta meningkatnya kesadaran mengenai pentingnya integrasi teknologi digital dengan prinsip-prinsip ekonomi Islam dalam menghadapi tantangan globalisasi. Dengan demikian, kegiatan PkM ini berhasil memberikan kontribusi positif dalam meningkatkan literasi digital, penguatan organisasi, dan kesiapan masyarakat menghadapi era transformasi AI secara adaptif dan berkelanjutan.
Adoption of Islamic Rural Banks in Indonesia: The Role of Brand Personality and Religiosity Purwanto Purwanto; Ali Ibrahim Dasuki; Mutia Pamikatsih
Shirkah: Journal of Economics and Business Vol. 10 No. 3 (2025)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v10i3.913

Abstract

Islamic Rural Banks (henceforth BPRS) represent a rapidly expanding segment of the Islamic banking industry in Indonesia, marked by increasing adoption of their financial products. While customer religiosity is often assumed to be a key determinant of Islamic banking adoption, its influence is not always direct and may operate through more complex mechanisms, such as banks’ brand personality. Accordingly, this study examines the mediating role of Islamic banks’ brand personality in the relationship between customer religiosity and the adoption of BPRS products. Using a quantitative approach, survey data were collected from 400 BPRS customers across seven provinces in Indonesia. Respondents were selected using a non-probability sampling technique, with the sample size determined by the Slovin formula to ensure representativeness at a 5% margin of error. The data were analyzed using Structural Equation Modeling with Partial Least Squares (SEM-PLS). The results indicate that brand personality has a positive and significant effect on the adoption of BPRS products, whereas religiosity does not exert a significant direct influence. Importantly, brand personality is found to mediate the relationship between religiosity and product adoption. These findings suggest that developing a strong and distinctive brand personality is strategically crucial for Islamic rural banks, enabling them to translate customers’ inherent religiosity into actual service adoption beyond purely ideological appeals.
Pengembangan Kapasitas Usaha Melalui Pelatihan Digital Marketing dan Branding dalam Meningkatkan Daya Saing UMKM di Kabupaten Cilacap Mutia Pamikatsih; Hakim Hakim; Muhamad Rijal Pamungkas; Hanum Fadilah Ismet
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 4 (2026): JULI-AGUSTUS
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/k6jd9z50

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran penting dalam perekonomian daerah, namun masih menghadapi berbagai kendala dalam meningkatkan daya saing usaha, terutama pada aspek pemasaran digital dan branding produk. Sebagian besar pelaku UMKM di Kabupaten Cilacap masih mengandalkan pemasaran konvensional, belum memanfaatkan media digital secara optimal, serta memiliki keterbatasan dalam membangun identitas merek yang kuat. Kondisi tersebut menyebabkan jangkauan pasar menjadi terbatas dan produk kurang mampu bersaing di pasar yang semakin kompetitif. Oleh karena itu, kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas usaha pelaku UMKM melalui pelatihan digital marketing dan branding guna meningkatkan daya saing usaha. Metode yang digunakan dalam kegiatan ini meliputi identifikasi kebutuhan mitra, sosialisasi program, pelatihan digital marketing, pelatihan branding, pendampingan implementasi, serta monitoring dan evaluasi. Materi pelatihan mencakup pengelolaan media sosial bisnis, pembuatan konten digital, fotografi produk, pemanfaatan marketplace, penyusunan identitas merek, desain logo, dan pengembangan kemasan produk. Kegiatan dilaksanakan secara partisipatif dengan pendekatan praktik langsung dan pendampingan berkelanjutan. Hasil kegiatan menunjukkan adanya peningkatan kapasitas pelaku UMKM dalam bidang pemasaran digital dan branding. Sebanyak 85% peserta mengalami peningkatan pemahaman mengenai digital marketing dan branding, 80% peserta mampu mengelola akun media sosial bisnis secara mandiri, 75% peserta berhasil membuat konten promosi digital yang lebih menarik, dan 70% peserta melakukan perbaikan terhadap logo, label, atau kemasan produk. Selain itu, seluruh peserta menunjukkan peningkatan motivasi untuk memanfaatkan teknologi digital dalam pengembangan usaha. Dengan demikian, kegiatan pengabdian ini berhasil meningkatkan kompetensi pelaku UMKM dalam pemasaran digital dan branding sehingga dapat mendukung peningkatan daya saing usaha di Kabupaten Cilacap.
Pendampingan UMKM Desa Pageralang Dalam Menyempurnakan Informasi Label Produk Dian Safitri Pantja Koesoemasari; Andhi Johan Suzana; Gawik Setiawan; Rosalina Anindia Sari Kartika; Mutia Pamikatsih; Ilham Maulana Putra
Jurnal Pengabdian Pada Masyarakat IPTEKS Vol. 3 No. 3 (2026): Jurnal Pengabdian Pada Masyarakat IPTEKS, Juni 2026
Publisher : CV. Global Cendekia Inti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71094/jppmi.v3i3.298

Abstract

Label produk memiliki peran penting sebagai identitas, sumber informasi, media promosi, dan sarana membangun kepercayaan konsumen. Namun, sebagian pelaku UMKM masih menggunakan label produk dengan informasi yang terbatas, sehingga fungsi label belum optimal. Kegiatan PkM ini bertujuan untuk mendampingi pelaku UMKM Desa Pageralang Kecamatan Kemranjen Kabupaten Banyumas dalam menyempurnakan informasi pada label produk yang sudah dimiliki. Metode pelaksanaan menggunakan pendekatan Community-Based Participatory Action Research (CB-PAR), yang melibatkan pelaku UMKM secara aktif dalam proses identifikasi masalah, perencanaan tindakan, pelaksanaan pendampingan, evaluasi, dan tindak lanjut. Kegiatan pendampingan dilakukan selama bulan Maret, dimulai dari penyuluhan tentang fungsi label, selanjutnya dilakukan pendampingan penyempurnaan label produk yang sudah ada. Hasil kegiatan menunjukkan bahwa pelaku UMKM mulai memahami pentingnya kelengkapan informasi pada label, seperti nama atau merek produk, identitas produsen, komposisi, berat bersih, tanggal produksi, tanggal kedaluwarsa, kontak pemesanan, dan informasi legalitas apabila tersedia. Pendampingan ini menghasilkan label produk yang lebih informatif, jelas, dan meyakinkan bagi konsumen. Kegiatan ini juga meningkatkan kesadaran pelaku UMKM bahwa label bukan hanya pelengkap kemasan, tetapi bagian dari strategi komunikasi pemasaran dan penguatan daya saing produk. Penyempurnaan informasi label dapat menjadi langkah sederhana tetapi penting untuk mudah dikenali konsumen dan meningkatkan kepercayaan konsumen terhadap produk UMKM Desa Pageralang.
Sustainability of horticultural farming in Purbalingga Regency: an empirical analysis using multidimensional scaling Sodik Dwi Purnomo; Damar Jati; Alfit Budi Prasetyo; Tri Esti Masita; Heru Cahyo; Noviati Aning Rizki Mustika Sari; Mutia Pamikatsih
Journal of Agricultural Socio-Economics (JASE) Vol. 7 No. 1 (2026): Journal of Agricultural Socio-Economics (JASE)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jase.v7i1.25114

Abstract

Horticultural crops are important commodities for supporting food needs and local economic development in Karangreja District, Purbalingga Regency. However, limited land availability, declining productivity, low farmer education, climate change, and pest attacks pose significant challenges to achieving sustainable farming. Unlike previous studies, which generally assess farming sustainability across ecological, economic, and social dimensions, this study integrates technological and institutional dimensions to provide a more comprehensive assessment. This study aims to assess the sustainability status of horticultural farming in Karangreja District across five dimensions: ecological, economic, social, technological, and institutional. A total of 97 farmers were selected as respondents through purposive sampling, and the data were analyzed using Multidimensional Scaling. The results show that overall sustainability falls into the moderately sustainable category, with an index value of 53.38. The ecological, economic, technological, and institutional dimensions are classified as moderately sustainable, with index values of 58.71, 54.72, 51.48, and 62.07, respectively. In contrast, the social dimension is classified as less sustainable, with the lowest index value of 39.93. These findings indicate that the sustainability of horticultural farming is relatively maintained but remains vulnerable in the social dimension. Therefore, policy interventions should prioritize farmer education, youth farmer regeneration, extension services, and institutional support to improve the long-term sustainability of horticultural farming.
THE EFFECT OF INFLATION, BI 7 DAY (REVERSE) REPO RATE AND RUPIAH EXCHANGE RATE ON THIRD PARTY FUNDS OF ISLAMIC COMMERCIAL BANKS IN INDONESIA Arista Ramadanika; Mutia Pamikatsih; Suwono Suwono; Ishfaq Ahmed
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol. 8 No. 1 (2025): Januari
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/adilla.v8i1.7818

Abstract

As a financial institution, the main problem generally faced by Islamic banks is funds. Banks are unable to operate and function properly if there are inadequate funds. Third-party funds from the public play an important role in the sustainability of a bank. On the other hand, macroeconomic aspects can affect the collection of third party funds for banks. This study was conducted with the aim of knowing the effect of inflation, rupiah exchange rate, and BI 7 Day (Reverse) Repo Rate on Third Party Funds of Islamic Commercial Banks in Indonesia. In this study, the data analyzed consisted of quarterly data covering the period from the first quarter of 2020 to the fourth quarter of 2023. The sampling method used purposive sampling and 7 Islamic commercial banks were used as samples. Data analysis uses the Panel Data Regression Analysis method operated through the Eviews program. The results showed that inflation and the BI 7 Day (Reverse) Repo Rate had an effect on third party funds while the rupiah exchange rate had no effect on third party funds of Islamic commercial banks in Indonesia.
Co-Authors Abdul Karim Abdul Latip, Abdul Ahmad Zaki Mubarok Alfit Budi Prasetyo Alhakim, Rahmat Ali Ibrahim Dasuki Andhi Johan Suzana Andrianingsih Ani Nuraini Anisa Rizky Wiranegara Arista Ramadanika Avid Leonardo Sari Bachrian Rizqi Primaguna Bagus Setya Rintyarna Baidawi Arrohman Bulkini Sasu Cahyaningsih, Regita Cahyaningsih Damar Jati Dede Suleman Dian Safitri Pantja Koesoemasari Dina Prasetyaningrum Dodih Suhardih Dwi Saleha Eko Sudarmanto Eko Sudarmanto Elok Ainur Latif Elok Ainur Latif Endang Fatmawati Endang Puji Lestari Endrik Andika Fadilla Muhammad Mahdi Febriyanti, Elina Fenty Astrina Gawik Setiawan Ginting, Yanti Mayasari Gunawan Raspati Hakim Hakim Hakim Hakim Hakim Hakim Hanum Fadilah Ismet Hasan Muzaki Hasibuan, Reza Rahmadi Hatta Setiabudhi Heru Cahyo Ibnu Detri Kurniawan Ilham Maulana Putra Indra Surya Permana Irwan Irawadi Barus Ishfaq Ahmed Iswahyuni, Anisha Dian Itsna Rahma Fitriani Jodang Setia Adi Anista R Junet Kaswoto Khusniyah, Minanda Hidayatul Kimsen Kimsen Loso Judijanto Lukman Hakim M Adhitya Wardhana M. Rijal Pemungkas Mayndarto, Eko Cahyo Ma’rifatun Nisa Meiyanti Widyaningrum Moh. Irfan Surya Solehudin Muhamad Fuji Hakiki Muhamad Rijal Pamungkas Muhammad Dini Syauqi Al-Madani Muhammad Shahid Khan Nashirotun Nisa Nurharjanti Neti Endang Wahyuni Norma Eralita Noviati Aning Rizki Mustika Sari Opik Taupik Purnomo, Sodik Dwi Purwantini, Heni Purwanto Puti Khairani Rijadi R Suhaimi R Suhaimi Rahayu, Kharisma Dwi Ramat Alhakim Ramat Alhakim Regita Cahyaningsih Respatiningsih, Inneke Rianda Hanis Rofiqoh, Adzimatur Rosalina Anindia Sari Kartika Ruslina Baeti Sa'diyah, Kholifatus sabil sabil, sabil Setya Permana Sutisna Soolany, Christian Sopi Siti Sopiah Sri Fatimah Rahmatillah Sri Wahyuni Israfatin Bobihu SUWONO Syafa Khoirur Rizal Syafi’ah Syafi’i, Muhammad Agung Syahputri, Nisrina Anggi Syaiful Anam Taufiequrahman, Gus Tekat Sukomardojo Toto Sugihyanto Tri Esti Masita Tuti Dharmawati Victor Prasetya Wijayanti, Lumastari Ajeng Yessi Fitriyanti Yudi Agus Setiawan Yuli Amelianti Yulian Arpianto Zuliko, Atmah