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All Journal Monex: Journal of Accounting Research Journal of Dedicators Community Sketsa Bisnis EQIEN - JURNAL EKONOMI DAN BISNIS Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Almana : Jurnal Manajemen dan Bisnis Jurnal Mantik Pekobis : Jurnal Pendidikan, Ekonomi, dan Bisnis Mitra Mahajana: Jurnal Pengabdian Masyarakat International Journal of Science and Society (IJSOC) EKONOMIKA45 eCo-Fin Ijtimā`iyya: Journal of Muslim Society Research LEBAH ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Mamangan Social Science Journal Jurnal Akuntansi dan Keuangan West Science Jurnal Abdimas Indonesia Journal of Economic, Management and Entrepreneurship West Science Social and Humanities Studies Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Rona Teknik Pertanian Jurnal Akuntansi Neraca AmaNU: Jurnal Manajemen dan Ekonomi ENDLESS : International Journal of Future Studies International Journal of Technology and Education Research Jurnal Bisnis dan Kewirausahaan Jurnal Ragam Pengabdian Aksi Kita: Jurnal Pengabdian Kepada Masyarakat INUMIYA: Jurnal Ekonomi Pembangunan Arunika: Jurnal Pengabdian Masyarakat Khidmatan Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Economics and Business Management Journal
Mutia Pamikatsih
Universitas Nahdlatul Ulama Al Ghazali Cilacap
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PkM WORKSHOP PELUANG KARIR MELALUI PENDIDIKAN TINGGI PADA SISWA SMK ISLAM AR-ROYYANNA KAWUNGANTEN KABUPATEN CILACAP Yudi Agus Setiawan; Mutia Pamikatsih; Elok Ainur Latif; Syafi’ah; Suwono; Norma Eralita
Arunika: Jurnal Pengabdian Masyarakat Vol. 4 No. 1: Juni 2025
Publisher : Unit Publikasi dan Jurnal Sekolah Tinggi Ilmu Ekonomi Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/ar.v4i1.637

Abstract

This Community Service aims to increase awareness and interest of regarding the importance of continuing their education to tertiary level. Vocational Schools are designed to produce work-ready graduates, the increasingly complex dynamics of the global job market demand competencies that are more than just technical skills. This outreach activity is carried out through interactive presentations, question and answer sessions, and student mentoring, which includes information about career prospects with higher education, various relevant academic study paths, as well as tips for preparing for selection and scholarships. This community service method is designed with an educational-participatory approach, which means we not only provide information, but also actively involve students in the socialization process. The results of the activities showed an increase in students' understanding of the long-term benefits of higher education, a positive shift in perceptions regarding options after graduating from vocational school, as well as a growing motivation to explore further information about further studies. It was concluded that comprehensive and sustainable socialization is very necessary to broaden the horizons of students, so that they can make more informed and strategic career decisions for a better future. This service provides an educative-participatory approach which is an effective strategy for opening students' insight into higher career potential in the future.
Peran Program Inkubator Bisnis Terintegrasi PLUT-KUMKM Untuk Mewujudkan UMKM Naik Kelas dan Berdaya Saing di Kabupaten Cilacap Hakim; Pamikatsih, Mutia; Latif, Elok Ainur; Suwono; Febriyanti, Elina
Lebah Vol. 19 No. 2 (2025): November: Pengabdian
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pengabdian masyarakat ini bertujuan untuk mengembangkan UMKM kegitan ini berKolaborasi PLUT–KUMKM Kabupaten Cilacap serta 5 perusahaan yang ada dikabupaten Cilacap meliputi, PT. Pertamina, Bank Negara Indonesia, PT. PLN Persero/Indonesia Power, PT Sumber Segara Primadaya dan PT. Solusi Bangun Indonesia, melalui Program Inkubator Bisnis Terintegrasi yang bertujuan memperkuat kapasitas dan daya saing UMKM. Program ini mencakup berbagai kegiatan yang dirancang untuk memberikan pengetahuan dan keterampilan kepada mitra usaha UMKM tentang aspek-aspek Pelatihan legalitas usaha (Halal, P-IRT, BPOM, HAKI), Analisis bisnis model canvas dan SWOT, Pelatihan kemasan produk, Pelatihan branding produk, Pelatihan pembuatan konten digital dan foto produk, Optimalisasi media sosial (TikTok), Optimalisasi marketplace (Shopee), On boarding melalui grabfood/gofood/shopeefood, Pembukuan laporan akuntansi standar, Manajemen operasional usaha. Pelatihan ini di ikuti oleh 20 UMKM yang berasal dari Binaan 5 perusahaan yang ada dikabupaten Cilacap. Metode kegiatan ini dilakukan dengan melaksanakan pra inkubator, proses Inkubasi, Pelatihan dari narasumber berasal dari para praktisi, profesional dan akademisi, Tingkat keberhasilan kegiatan ini dinilai sangat berdampak bagi pengusaha UMKM, bisa dilihat dari transformasi pada bidang kemasan produk, aspek pemasaran sudah menggunakan digitalisasi, terhubung dengan akses pasar serta penyusunan laporan keuangan dengan menggunakan aplikasi. Program ini berhasil mencapai tujuannya dengan memberikan peserta pengetahuan, pemahaman, dan keahlian sehingga pengusaha UMKM menjadi kompetitif, berdaya saing dan NAIK KELAS
PELATIHAN INOVASI PUDING KENTANG UNTUK PENINGKATAN NILAI TAMBAH DAN PEMBERDAYAAN EKONOMI MASYARAKAT DUSUN MARONGAN Rofiqoh, Adzimatur; Latip, Abdul; Khusniyah, Minanda Hidayatul; Pamikatsih, Mutia
khidmatan Vol 5 No 2 (2025): Khidmatan
Publisher : Institut Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/126heq08

Abstract

This community service program was implemented in Dusun Marongan, Sukomakmur Village, Magelang Regency, focusing on community empowerment through potato pudding innovation training. This intervention was designed to address the problem of low economic value derived from the abundant potato harvest, as the produce was primarily sold as raw material. The methodology employed was Participatory Action Research (PAR), actively involving the local women of Dusun Marongan through surveys, socialization, and intensive hands-on training accompaniment. The results demonstrate a significant increase in the participants' technical skills to process potatoes into high value-added food products. The program successfully created value-added on the local commodity and generated new business opportunities that support the diversification of income sources. Therefore, this innovation training is proven effective in empowering the community's economy and supporting village self-reliance through the optimal utilization of local agricultural potential.
Penelitian Akuntansi Islam di Negara-negara Mayoritas Muslim – Pemetaan Bibliometrik Tema, Penulis, dan Jurnal Judijanto, Loso; Mayndarto, Eko Cahyo; Respatiningsih, Inneke; Pamikatsih, Mutia; Sudarmanto, Eko
Jurnal Akuntansi Dan Keuangan West Science Vol 5 No 01 (2026): Jurnal Akuntansi dan Keuangan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jakws.v5i01.3173

Abstract

Penelitian ini bertujuan untuk memetakan perkembangan dan struktur intelektual penelitian akuntansi Islam di negara-negara mayoritas Muslim melalui pendekatan bibliometrik. Studi ini menganalisis artikel jurnal bereputasi yang diindeks Scopus dengan fokus pada tiga dimensi utama, yaitu evolusi tema penelitian, penulis dan jejaring kolaborasi, serta jurnal dan negara yang berperan dominan dalam pengembangan literatur. Analisis dilakukan menggunakan teknik science mapping yang meliputi co-occurrence keywords, co-authorship, density visualization, dan country collaboration. Hasil penelitian menunjukkan bahwa tema perbankan syariah (Islamic banks) mendominasi lanskap penelitian dan berfungsi sebagai simpul utama yang menghubungkan isu standar akuntansi, tata kelola, dan kinerja keuangan. Evolusi tema memperlihatkan pergeseran dari diskursus konseptual awal menuju isu-isu kontemporer seperti kepatuhan Syariah, akuntabilitas, dan kualitas pelaporan. Namun, topik sosial-keagamaan seperti akuntansi zakat, sektor publik Islam, dan peran Dewan Pengawas Syariah masih relatif kurang tereksplorasi. Dari sisi kolaborasi, penelitian ini menyoroti peran sentral Malaysia dan Indonesia sebagai pusat produktivitas, dengan United Kingdom sebagai penghubung global. Temuan ini memberikan kontribusi penting dalam memahami arah perkembangan riset akuntansi Islam serta membuka peluang penelitian lanjutan yang lebih inklusif, lintas sektor, dan berorientasi nilai.
Analysis of Mudharabah and Musyarakah Financing on the Growth of Islamic Bank Assets in Indonesia Pamikatsih, Mutia; Astrina, Fenty; Kimsen, Kimsen; Raspati, Gunawan; Sudarmanto, Eko
West Science Social and Humanities Studies Vol. 4 No. 02 (2026): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v4i02.2652

Abstract

This study aims to analyze the influence of mudharabah and musyarakah financing on the growth of Islamic bank assets in Indonesia. The research employs a quantitative approach using primary data collected from 200 respondents through a structured questionnaire measured with a Likert scale. Data analysis was conducted using SPSS version 25, including validity and reliability testing, classical assumption testing, multiple linear regression, and hypothesis testing. The results indicate that mudharabah financing has a positive and significant effect on Islamic bank asset growth with a regression coefficient of 0.382 and a significance value of 0.000. Similarly, musyarakah financing shows a positive and significant influence with a regression coefficient of 0.417 and a significance value of 0.000. Simultaneously, both financing schemes significantly contribute to asset growth, as indicated by an F-value of 65.721 and an R Square of 0.401. These findings suggest that profit-sharing financing plays an important role in strengthening asset expansion and financial sustainability within Islamic banking institutions. The study provides practical implications for Islamic bank management to optimize partnership-based financing strategies and contributes to the literature on Islamic financial performance in Indonesia.
Pengaruh Kompetensi Sumber Daya Manusia, Literasi Keuangan, dan Teknologi Media Sosial Terhadap Kinerja UMKM di Rawa Bendungan Cilacap Kurniawan, Ibnu Detri; Pemungkas, M. Rijal; Pamikatsih, Mutia; Hakim, Hakim
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 1 (2026): JANUARI -JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/td9a6e14

Abstract

This study aims to analyze the influence of Human Resource Competence, Financial Literacy, and Social Media Technology on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Rawa Bendungan, Cilacap. The background of this research is based on the importance of improving MSME performance as one of the driving sectors of the community's economy, which is influenced by the quality of human resources, financial management capabilities, and the utilization of digital technology in business activities.This study employed a quantitative approach using a survey method. The population consisted of MSME actors in Rawa Bendungan, Cilacap, with a sample of 85 respondents determined using a specific sampling technique. Data were collected through questionnaires and analyzed using validity tests, reliability tests, classical assumption tests, and multiple linear regression analysis, including t-tests, F-tests, and the coefficient of determination (R²).The results show that partially and simultaneously, Human Resource Competence (X1), Financial Literacy (X2), and Social Media Technology (X3) have a positive and significant effect on MSME performance. The coefficient of determination (R²) is 76%, indicating that the independent variables explain 76% of the variation in MSME performance. The research model demonstrates that the three independent variables adequately explain the performance of MSMEs. Based on these findings, it is recommended that MSME actors continuously improve their competencies, enhance financial management practices, and optimize the use of social media technology to increase competitiveness and business sustainability. The government and related stakeholders are also expected to provide support through training programs, mentoring, and facilitation of access to financing.  
Literature Review on Microfinance as an Instrument for Empowering The Economy of Low-Income Communities Sri Wahyuni Israfatin Bobihu; Rianda Hanis; Itsna Rahma Fitriani; Mutia Pamikatsih; Meiyanti Widyaningrum
Economics And Business Management Journal ( EBMJ ) Vol. 2 No. 01 (2025): Economics And Business Management Journal (EBMJ)
Publisher : Rey Media Grafika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66084/ebmj.v2i01.443

Abstract

Microfinance is a crucial instrument in empowering the economy of low-income communities in Indonesia. This study aims to examine the effectiveness of microfinance in improving economic well-being, the challenges it faces, and the role of financial technology (fintech) in its development. The research employs a literature review method with descriptive analysis of various scholarly sources from 2019 to 2023. The findings indicate that microfinance contributes to increased access to capital, household income growth, financial inclusion, and women's empowerment. However, several challenges remain, including credit risk, low financial literacy, and dependence on external assistance. Fintech has enhanced accessibility and efficiency in microfinance services, yet it still faces regulatory and data security challenges. To enhance the effectiveness of microfinance, strategies such as improving financial literacy, strengthening regulations, diversifying funding sources, and utilizing digital technology are necessary. With the right policies, microfinance can continue to serve as a sustainable instrument for improving the economic well-being of low-income communities in Indonesia.
Co-Authors Abdul Latip, Abdul Ahmed, Ishfaq Ainur Latif, Elok Alhakim, Rahmat Alhakim, Ramat Andrianingsih Ani Nuraini Avid Leonardo Sari Bachrian Rizqi Primaguna Bagus Setya Rintyarna Cahyaningsih, Regita Cahyaningsih Dede Suleman Dina Prasetyaningrum Elok Ainur Latif Endang Fatmawati Endrik Andika Febriyanti, Elina Fenty Astrina Ginting, Yanti Mayasari Hakim Hakim Hakim Hasan Muzaki Hasibuan, Reza Rahmadi Hatta Setiabudhi Indra Surya Permana Iswahyuni, Anisha Dian Itsna Rahma Fitriani Judijanto, Loso Khusniyah, Minanda Hidayatul KIMSEN, KIMSEN Kurniawan, Ibnu Detri Lukman Hakim Mayndarto, Eko Cahyo Meiyanti Widyaningrum Muhamad Rijal Pamungkas Neti Endang Wahyuni Nisa, Ma’rifatun Norma Eralita Pemungkas, M. Rijal Rahayu, Kharisma Dwi Ramadanika, Arista Ramat Alhakim Raspati, Gunawan Respatiningsih, Inneke Rianda Hanis Rizky Wiranegara, Anisa Rofiqoh, Adzimatur Ruslina Baeti Sa'diyah, Kholifatus sabil sabil, sabil Setya Permana Sutisna Soolany, Christian Sopi Siti Sopiah Sri Wahyuni Israfatin Bobihu Sudarmanto, Eko SUWONO Suwono Suwono Syafi’ah Syafi’i, Muhammad Agung Syahputri, Nisrina Anggi Taufiequrahman, Gus Tekat Sukomardojo Tuti Dharmawati Wijayanti, Lumastari Ajeng Yudi Agus Setiawan Yuli Amelianti Yulian Arpianto Zuliko, Atmah