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All Journal Jurnal Ilmiah Universitas Batanghari Jambi Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business JURNAL MANAJEMEN (EDISI ELEKTRONIK) Jurnal Ekonomi Manajemen Sistem Informasi Jurnal Manajemen Sains dan Organisasi (JMSO) Indonesian Community Journal Balance : Jurnal Akuntansi dan Manajemen Jurnal Ekonomi Pembangunan, Manajemen & Bisnis, Akuntansi Balance : Media Informasi Akuntansi dan Keuangan International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) Jurnal Penelitian dan Pengabdian Masyarakat Natural: Jurnal Pelaksanaan Pengabdian Bergerak Bersama Masyarakat Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Jurnal Salingka Nagari
Sanjayanto Nugroho
Universitas Palangka Raya
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Dampak Sosial Ekonomi Pinjaman Online di Palangkaraya: Kajian Terhadap Pola Peminjaman dan Pengaruhnya terhadap Masyarakat Dopin , Jolta Neus; Setiawan, Micki; Renopasi, Renopasi; Oktario, Dhemenggus Rico; Nugroho, Sanjayanto
Balance: Media Informasi Akuntansi dan Keuangan Vol. 16 No. 1 (2024): Jurnal BALANCE: Media Informasi Akuntansi dan Keuangan
Publisher : Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/blnc.v16i1.11472

Abstract

This study aims to assess the socio-economic impacts of online lending in palangkaraya. Focusing in lending patterns and their implications for the community. The research merhod use was a qualitative approach through interviews with a number of respondents who have used online lending services. The results show that the dominant pattern of borrowing is influenced by urgent needs, but the high interest rate of this service increases the financial risk for individuals. There are also indications of changes in consumption patterns, with some respondents having difficulty repaying loans leading to a sacrifice of long-term financial balance. The implication is the potential for local economic growth to be stunted and quality of life to suffer as a result of the growing financial burden on the people of palangkaraya
The influence of financial literacy on personal financial behavior: The moderating role of sociodemographic factors Nugroho, Sanjayanto
JEMBA: Jurnal Ekonomi Pembangunan, Manajemen & Bisnis, Akuntansi Vol. 5 No. 2 (2025): JEMBA : Jurnal Ekonomi Pembangunan, Manajemen dan Bisnis, Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Palangka Raya (UPR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/jemba.v5i2.23497

Abstract

In the era of digital finance and increasing economic complexity, financial literacy has become a crucial determinant of individuals’ financial well-being. Despite growing access to financial products and services, many people, including educated individuals, still face challenges in managing their finances effectively due to limited knowledge and poor behavioral discipline. This study aims to examine the effect of financial literacy on personal financial behavior, with sociodemographic factors such as age, gender, income, and marital status serving as moderating variables. The research adopts a quantitative approach using a structured questionnaire distributed to 92 postgraduate management students enrolled in public universities in Surabaya, Indonesia. The sampling method applied was proportionate stratified random sampling, selected from a population of 1,117 students. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS SEM) to evaluate both the measurement and structural models. The results show that financial literacy has a significant and positive effect on personal financial behavior, confirming that individuals with stronger financial knowledge tend to make more responsible financial decisions, including better budgeting, saving, and investment practices. However, sociodemographic factors such as age, gender, income, and marital status do not significantly moderate this relationship, indicating that demographic differences have minimal impact once sufficient financial literacy is achieved. These findings are consistent with behavioral finance theory, which suggests that financial behavior is largely influenced by cognitive and psychological factors rather than demographic characteristics. The study concludes that financial literacy functions as an equalizing factor across demographic groups, emphasizing the importance of enhancing financial education through experiential and digital learning initiatives to promote responsible financial behavior and improve long-term financial resilience among educated populations
Peningkatan Kapasitas SDM Guru Melalui Pelatihan Penggunaan Bamboozle Dan Quizziz Dalam Pembelajaran Interaktif di SMA Negeri 3 Palangka Raya Sanjayanto Nugroho; Aprilita Aprilita; Nurlia Eka Damayanti; Novera Kristianti
I-Com: Indonesian Community Journal Vol 5 No 1 (2025): I-Com: Indonesian Community Journal (Maret 2025)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70609/icom.v5i1.5935

Abstract

This article discusses increasing the capacity of teachers' human resources (HR) through training in using the Bamboozle and Quizziz digital platforms in interactive learning. The main problem faced is the lack of teacher skills in using educational technology, which has an impact on the level of student participation in the learning process which is still low. The aim of this research is to improve teachers' skills in utilizing digital platforms to create more dynamic and participatory learning. The method used is intensive training involving theory sessions and direct practice for teachers at SMA Negeri 3 Palangka Raya. The results of the training showed a significant increase in teacher skills, which had a positive impact on student engagement during the teaching and learning process. The conclusion of this article is that integrating technology such as Bamboozle and Quizziz can be an effective solution to face the challenges of the digital era, including creating an interactive and more interesting learning environment.
Return on assets and debt-to-equity ratio on dividend yield using Earning Per Share as a Moderating Variable at PT. Indofood Sukses Makmur Tbk Rahmah, Umi; Riassy Christa, Usup; Nugroho, Sanjayanto
JEMBA: Jurnal Ekonomi Pembangunan, Manajemen & Bisnis, Akuntansi Vol. 5 No. 2 (2025): JEMBA : Jurnal Ekonomi Pembangunan, Manajemen dan Bisnis, Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Palangka Raya (UPR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/jemba.v5i2.20212

Abstract

The purpose of this study was to determine the effect of Return On Assets (ROA), and Debt to Equity Ratio (DER) on Dividend Yield, with Earning Per Share (EPS) as a moderating variable. This study uses secondary data, namely in the form of financial statement data of PT. Indofood Sukses Makmur Tbk. The technique used is linear regression analysis and moderation regression analysis by utilizing the SPSS 26 program. The results showed that Return On Assets (ROA) has a positive but insignificant effect, Debt to Equity Ratio (DER) has a positive and significant effect, Earning Per Share (EPS) has an effect but is not significant on the relationship between Return On Assets (ROA) and Dividend Yield, and Earning Per Share does not affect the relationship between Debt to Equity Ratio (DER) and Dividend Yield. So to increase Dividend Yield, the company can increase the Debt to Equity Ratio (DER)
Money Beliefs dalam Pengelolaan Keuangan Siswa SMK Negeri 8 Palangka Raya Rakhmawati, Dewi; Nugroho, Sanjayanto; Widyaningsih, Dhina Sri
Ekonomis: Journal of Economics and Business Vol 10, No 1 (2026): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v10i1.2782

Abstract

This study aims to analyze the influence of beliefs about money, the social and media environment on financial management behavior among students of SMK Negeri 8 Palangka Raya. This study uses a quantitative associative approach with an exploratory design. Data were collected from 100 respondents using a Likert-scale questionnaire and analyzed using the Partial Least Squares – Structural Equation Modeling (PLS-SEM) method. The results show that beliefs about money, the social and media environment both have a positive and significant influence on students' financial management behavior. Beliefs about money emerged as the most dominant factor influencing financial management, indicating that students with a positive perception of money—as a means to achieve goals rather than a status symbol—are better able to manage their personal finances effectively. Furthermore, the social and media environment were found to act as moderators, strengthening the relationship between beliefs about money and financial management behavior.
Analysis of Liquidity, Firm Size, Profitability, Capital Structure and Firm Value of Oil and Gas Companies on the IDX M. Roni Riswandi; Solikah Nurwati; Sanjayanto Nugroho
Jurnal Manajemen Sains dan Organisasi Vol. 4 No. 1 (2023): Jurnal Manajemen Sains dan Organisasi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/jmso.v4i1.8275

Abstract

Purpose - The Effect of Liquidity, Firm Size, and Profitability on Firm Value withCapital Structure as an intervening variable in Oil and Gas Companies on theIndonesia Stock Exchange Design/Methodology/Approach – The research method used in this study is aquantitative research approach. The analysis unit of this study is oil and gascompanies listed on the Indonesia Stock Exchange in 2017-2020, totaling 9companies with purposive sampling techniques. The collected data was analyzedusing the Partial Least Square (PLS) approach, the software used was SmartPLS3.3.Findings – The results showed that, liquidity has a positive but not significant effecton the value of the firm, the size of the firm has a negative but insignificant effect onthe value of the firm, profitability has a negative but not significant effect on thevalue of the firm, liquidity has a positive but not significant effect on the capitalstructure, the size of the firm has a positive but insignificant effect on the capitalstructure, profitability has a positive and significant effect on the capital structure,the capital structure has a positive and significant effect on the value of the firm, thecapital structure is unable to mediate the effect of liquidity on the value of the firm,the capital structure is unable to mediate the influence of the size of the firm on thevalue of the firm, the capital structure is able to mediate the influence of profitabilityon the value of the firm. For subsequent researchers, it is recommended to usedifferent independent variables, it is also advisable to conduct research oncompanies with more diverse characteristics. Thus, the results obtained can berepresentative to be drawn conclusions by comparing each sector of companieslisted on the Indonesia Stock Exchange..
Pengaruh Kepemimpinan Transformasional dan Pengaruh Kepemimpinan Visioner terhadap Kinerja Melalui Motivasi Sebagai Variabel Mediasi (Studi Pada Pegawai Dinas Perumahan Permukiman dan Pertanahan Kabupaten Katingan) Muhammad Ilham Rizki Saputra; Roby Sambung; Sanjayanto Nugroho; Aprilita Aprilita
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 6 No. 6 (2025): Jurnal Ekonomi Manajemen Sistem Informasi (Juli - Agustus 2025)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jemsi.v6i6.5908

Abstract

Penelitian ini bertujuan untuk menguji pengaruh kepemimpinan transformasional dan kepemimpinan visioner terhadap kinerja pegawai dengan motivasi sebagai variabel mediasi pada Dinas Perumahan, Permukiman, dan Pertanahan Kabupaten Katingan. Pendekatan yang digunakan adalah kuantitatif dengan metode survei menggunakan kuesioner kepada 50 responden. Teknik analisis data dilakukan dengan Partial Least Squares Structural Equation Modeling (PLS-SEM) melalui aplikasi SmartPLS 4.0. Hasil penelitian menunjukkan bahwa kepemimpinan transformasional tidak berpengaruh langsung terhadap kinerja, namun berpengaruh signifikan terhadap motivasi. Sebaliknya, kepemimpinan visioner berpengaruh signifikan baik terhadap motivasi maupun kinerja. Selain itu, motivasi terbukti berpengaruh positif dan signifikan terhadap kinerja pegawai, yang menunjukkan bahwa motivasi memiliki peran mediatif dalam hubungan antara kepemimpinan dan kinerja. Temuan ini mengindikasikan pentingnya pengembangan gaya kepemimpinan dan peningkatan motivasi untuk mendorong kinerja pegawai yang optimal.
Co-Authors Aprilita Aprilita Aprilita Aprilita Aprilita Aprilita, Aprilita Beby Sulistya Beklie Beklie Buji, Grace Evelina Christa, Usup Riassy Christmas , Andreas F. Damayanti, Nurlia Eka Darmawan, A Diki Dewi Rakhmawati Dhina Sri Widyaningsih Dopin , Jolta Neus Elsa Sertani Eriawaty, Eriawaty Hayyu Ananda Hidayati John Budiman Bancin Kristianti, Novera M. Roni Riswandi Mahrita, Ani Mauliyani Mauliyani Muhammad Aviedo Murel Muhammad Ilham Rizki Saputra Nurlia Eka Damayanti Nurlia Eka Damayanti Octobery, Revnussa Oktario, Dhemenggus Rico Olivia Winda Ony Panjaitan Prakoso , Rian Sidiq Rahmah, Umi Ramadaniyah, Niyah Renopasi, Renopasi Reynu Dwi Kalvisa Noor Riassy Christa, Usup Roby Sambung Ronni Haga Salma Aulia Putri Suherman Setiawan, Micki Siti Cahyani Solikah Nurwati Subhan Abdillah Aulia Rahman Sukmani, Meylinda Sukmaputra, Roni Kurnia Tabita Marsella Kristian Hutagalung Wahyu Prasetyo Wesia Anrita Putri Widyaningsih, Dhina Sri Yohana Yunita Klaudia Yulia Feronika