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PENGARUH LITERASI KEUANGAN, PENDAPATAN DAN PENGGUNAAN FINANCIAL TECHNOLOGY (FINTECH) PAYMENT TERHADAP PERILAKU KEUANGAN MAHASISWA FAKULTAS EKONOMI UST Laili, Tri; Maulida, Alfiatul; Sari, Pristin Prima
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 2 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i2.45166

Abstract

Dalam penelitian ini bertujuan untuk mengetahui Literasi Keuangan, Pendapan, Dan  penggunaan financial technology (fintech) payment terhadap perilaku keuangan mahasiswa fakultas ekonomi UST. Metode Peneliatian ini menggunakan metode kuantitatif. Populasi dalam penelitian adalah mahasiswa univesitas sarjanawiyata tamansiswa dengan keseluruhan 1455 orang. Sampel yang digunakan 315 mahasiswa UST. Uji yang digunakan dalam penelitian meliputi ujian validitas, uji reliabilitas, uji normalitas, uji heterokedastitas, multikoneritas, ui analisis linier berganda, ui t pasial, uji f, dan uji koefisien detrminasi. Hasil penelitian ini menunjukan bahwa Literasi Keuangan, Pendapan, Dan  penggunaan financial technology (fintech) payment berpengaruh dan signifikan terhadap perilaku keuangan mahasiswa fakultas ekonomi UST.
Mengukur Kinerja Perusahaan: Kajian tentang Profitabilitas, Leverage, Nilai Perusahaan, dan Return Saham pada Perusahaan Property dan Real Estate yang Terdaftar di BEI Yunita, Nurul; Hermuningsih, Sri; Maulida, Alfiatul
Jurnal Samudra Ekonomi dan Bisnis Vol 16 No 2 (2025): JSEB
Publisher : Fakultas Ekonomi dan Bisnis Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v16i2.10940

Abstract

The study aims to examine the effect of profitability and leverage on firm value and stock returns. In addition, the study also analyzes how firm value mediates the effect of profitability and leverage on stock returns in the property and real estate sector listed on the IDX for the 2019–2023 period. The sample was selected using a purposive sampling technique, resulting in 18 companies with complete financial reports. Multiple linear regression analysis was used to test the direct effect, while the Sobel test analyzed the mediation effect. Data processing was carried out using SPSS. The results reveal that profitability has a significant effect on firm value and stock returns, while leverage does not show a significant effect on either firm value or stock returns. Firm value is proven to have a positive and significant effect on stock returns.
Edukasi Penggunaan Aplikasi Catatan Keuangan untuk Perencanaan Financial Pada Karang Taruna di Desa Karangsemut Adi Prabowo, Adia; Maulida, Alfiatul; Tri Kusuma, Nala
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 5 No. 2 (2024): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN)
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v5i2.3322

Abstract

Edukasi penggunaan catatan keuangan untuk perencanaan financial pada Karang Taruna di desa Semut, Jetis Bantul merupakan kegiatan yang bertujuan untuk meningkatkan pemahaman dan keterampilan masyarakat dalam hal ini pemuda yang tergabung dalam paguyuban yang bernama karang taruna dalam pengelolaan keuangan baik organisasi atau individu. Kegiatan ini melaksanakan tridarma perguruan tinggi dalam hal pengabdian kepada masyarakat, yaitu membekali mitra mengenai literasi keuangan dalam hal pengelolaan dana pemuda karang taruna, selain itu mengenalkan kepada pemuda di Desa Karang Semut, Jetis, Bantul terkait fintench pada keuangan dan bagaimana mereka sebagai generasi muda mampu mengelola keuangan baik untuk organisasi maupun individu secara produktif. Pelaksanaan kegiatan ini menggunakan metode ceramah melalui zoom meeting, dalam abdimas ini peserta diberikan pemahaman mengenai konsep dan prinsip dasar terkait literasi keuangan dan tips mengelola keuangan dengan baik dan tepat. Pelaksanaan tutorial ini dilakukan dengan tim pengabdian, dan diakhiri dengan sesi diskusi. Hasil dari kegiatan pengabdian masyarakat kepada pemuda karang taruna yang ada di desa Karang Semut, Jetis Bantul yakni telah mendapatkan pengetahuan dan keterampilan tambahan terkait pengelolaan keuangan terutama paham mengenai literasi keuangan. Harapan yang dinginkan setelah peserta mendapatkan penyuluhan melalui kegaiatan abdimas ini peserta dapat lebih baik dalam memanage keuangan mereka di usia yang masih produktif, baik itu untuk organisasi maupun dalam kehidupan sehari-hari individu. Mengurangi sifat hedonisme baik itu dalam berperilaku ataupun dalam bergaya sehari-hari.
Pengaruh Literasi Keuangan, Sikap Keuangan Dan Gaya Hidup Pada Perilaku Keuangan Generasi Milenial Pratama, Dimas Yogi; Kusumawardhani, Ratih; Maulida, Alfiatul
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 1 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i1.24215

Abstract

This research aims to determine the influence of financial literacy, financial attitudes and lifestyle on the financial behavior of the millennial generation. And to find out whether these variables influence each other. The method used in this research is quantitative with 101 respondents. Data was collected via a Google form which was distributed online and processed using SPSS 2.0. The findings found that financial literacy had no significant effect on financial behavior. Financial attitudes have a significant influence on financial behavior in the millennial generation. Meanwhile, lifestyle has a significant influence on financial behavior in the millennial generation. This research provides information regarding the influence of financial literacy, financial attitudes and lifestyle on financial behavior which is very useful and can be used as an input regarding financial behavior in the millennial generation.
Pengaruh Keputusan Pendanaan, Kebijakan Deviden dan Keputusan Investasi terhadp Nilai Perusahaan pada Perusahaan Manufaktur yang Terdaftar di BEI pada Tahun 2015-2019: Studi Empiris pada Perusahaan Manufaktur Sub Sektor Makanan dan Minuman yang Terdaftar Mutia Sari, Meli; Gendro Wiyono; Maulida, Alfiatul
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1098

Abstract

The purpose of this study was to determine the effect of the independent variables, namely funding decisions, devidend policies, invesmenst decisions on the dependent variable namely frim value. This research is a descriptive statistical study with the population used is a manufacturing company in the food and beverage sub-sector that has been listed on the indonesia stock exchange in the 2015-2019 period. The sample was determined using the purposive sampling method from 55 total samples in the 2015-2019 period, only 11 companies that met the criteria. The type of data used is secondary data from the sample company’s financial statements. This research uses multiple linear regression analysis method.The results of this study indicate that funding decisions have a positive effect on frim value, dividend policy has a negatif effect on frim value and investment dcisions have a positive effect on frim vakue.
Development of a Literacy Leadership Model Based on Ki Hadjar Dewantara’s Leadership Trilogy at Tamansiswa College Supriadi, Didi; Purbonuswanto, Welius; Maulida, Alfiatul
Jurnal Pendidikan Progresif Vol 15, No 1 (2025): Jurnal Pendidikan Progresif
Publisher : FKIP Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jpp.v15i1.pp55-73

Abstract

Abstract: Development of a Literacy Leadership Model Based on Ki Hadjar Dewantara's Leadership Trilogy at Taman Siswa College. Objectives: This study aimed to construct a structural model of literacy leadership grounded in Ki Hadjar Dewantara's leadership trilogy at Sekolah Taman Siswa. The research employed a quantitative methodology via a survey technique. Methods: The research was carried out from April to September 2024. The study was conducted at Sekolah Tamansiswa institutions in the Special Region of Yogyakarta. The participants in this study included the principal, vice principal, and teachers of Tamansiswa school in the Special Region of Yogyakarta. The sampling method employed was purposive sampling, with 116 respondents. The data gathering method employed a questionnaire, succeeded by quantitative descriptive analysis and model analysis utilizing the Structural Equation Model (SEM). Findings: The analysis results demonstrated that the Ki Hajar Dewantara leadership variable significantly and positively influences Literacy Leadership. Ki Hajar Dewantara's leadership elucidated literacy leadership by 64.7%. Ing ngarsa sung tuladha, as articulated by Ki Hajar Dewantara, underscores the significance of educators as exemplars, aligning with the notion of literacy leaders who are required to inspire and motivate others through tangible deeds. Ing madya mangun karsa constitutes a significant component of the Ki Hajar Dewantara Leadership Trilogy. Ing madya mangun karsa contributes to fostering an environment that promotes and sustains literacy growth. Literacy leaders must cultivate a literacy culture that empowers and fosters active engagement. Tut wuri handayani underscores the function of leaders as facilitators and motivators who offer assistance and guidance from a supportive position. Conclusion: The Ki Hajar Dewantara's leadership is proven to have a significant and positive influence on Literacy Leadership. The leadership approach based on Ki Hajar Dewantara's values directly contributes to improving the quality of literacy leadership. A literacy leader must be attuned to individual needs and offer suitable support to maximally enhance reading abilities. Keywords: literacy model, educational leadership, leadership trilogy, ki hadjar dewantara, taman siswa school. 
The Effect Of Financial Literature, Lifestyle, Income, And Gender On The Financial Behavior Of The Millenial Generation Elitasari, Ardiana; Wiyono, Gendro; Maulida, Alfiatul
Invoice : Jurnal Ilmu Akuntansi Vol. 4 No. 2 (2022): September 2022
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study was conducted to test whether financial literacy, lifestyle, income and gender on the financial behavior of the millennial generation. The selected method used in this study is a quantitative method. This type of research uses descriptive and quantitative statistics, which are used to determine the level of financial literacy and what influences financial behavior in students of the Faculty of Economics, Universitas Sarjanawiyata Tamansiswa. The variables used are financial literacy behavior as the dependent variable, lifestyle, income and gender as independent variables. The sample is part of the selected population obtained based on certain procedures that can represent the population. So based on the calculation of the sample using the Slovin formula, the research sample was obtained as many as 80 active student respondents from the 2017 - 2020 class. The sampling technique was based on research needs. This means that purposive sampling is more used by researchers if a study requires a sampling technique in this study, namely using a purposive sampling technique, The results of the analysis show that financial literacy has no effect on financial behavior, lifestyle has a positive effect on financial behavior, lifestyle has a positive effect on financial behavior and lifestyle has a positive effect on financial behavior.
The Effect of Inflation, Capital Structure, and ROA on Stock Returns in Food and Beverage Companies Listed on The Indonesia Stock Exchange in 2017-2020 Wahyuningsih, Sri; Wiyono, Gendro; Maulida, Alfiatul
Invoice : Jurnal Ilmu Akuntansi Vol. 5 No. 1 (2023): Maret 2023
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/inv.v5i1.10526

Abstract

This study aims to analyze the effect of inflation, capital structure, and ROA on stock returns in food and beverage companies listed on the IDX in 2017-2020. The sampling technique used in this study was purposive sampling method. The number of samples used in this study were 20 food and beverage companies listed on the Indonesia Stock Exchange in 2017-2020. The analytical method used in this research is multiple regression and the data is processed using SPSS. The hypothesis testing method uses a significant level of 0.05 (5%). The results of this study indicate that the inflation variable has a significant effect on stock returns, capital structure has no significant effect on stock returns, ROA has a significant effect on stock returns
The Effect of Leverage and Operating Capacity on Financial Distress with Profitability as a Moderating Variable Rinofah, Risal; Maulida, Alfiatul; Puspasari, Chintya Anggraini
Invoice : Jurnal Ilmu Akuntansi Vol. 5 No. 1 (2023): Maret 2023
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/inv.v5i1.10528

Abstract

Financial distress is where the stage of a decline in the financial condition experienced by the company before bankruptcy occurred. This research aims to examine the effect of leverage and operating capacity on financial distress with profitability as a moderating variable. The population in this study are companies engaged in the pharmaceutical goods and consumption industry sector which are already listed on the Indonesia Stock Exchange. The sample in this study totaled 10 companies during the period 2015 to 2019. The sampling technique was carried out using a purposive sampling method. The analytical tool used in this study is Moderated Regression Analysis (MRA). Based on the results of research that has been done shows the conclusion that leverage has a negative and significant effect on financial distress, operating capacity has a positive and significant effect on financial distress and profitability is not able to moderate the leverage variable, operating capacity on financial distress
The Influence of intellectual intelligence, spiritual intelligence, anf interest in reading on the love of understanding of financial management (Case study on students of management study program, faculty of Economics, Tamanasiswa Bachelor Wiyata University ) Rinofah, Risal; Maulida, Alfiatul; Julaiha, Julaiha
Invoice : Jurnal Ilmu Akuntansi Vol. 5 No. 1 (2023): Maret 2023
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/inv.v5i1.10531

Abstract

This study aims to examine the effect of intellectual intelligence, spiritual intelligence, and reading interest at the level of understanding of financial management. The sample in this study were students of the management study program, Faculty of Economics, Universitas Bachelor of Tamansiswa, based on the questionnaire method, 80 students were obtained. In this study, the data were processed using SPSS. The hypothesis testing method uses a significance level of 0.05 (5%). The results showed that the intellectual intelligence variable had an effect on the level of understanding of financial management. Spiritual intelligence variables affect the level of understanding of financial management. The variable of reading interest has an effect on the level of understanding of financial management