Claim Missing Document
Check
Articles

Found 36 Documents
Search

Education on Sharia Financial Contracts for PDAM Tirta Kampar Employees: Edukasi Akad-Akad Keuangan Syariah pada Karyawan PDAM Tirta Kampar Winario, Mohd; Assyifa, Zubaidah; Sudirman, Wahyu Febri Ramadhan; Zakir, Muhammad; Khairi, Rifqil; Lismawati, Lismawati; Despira, Despira
Journal of Digital Community Services Vol. 1 No. 1 (2024): January
Publisher : Institute Of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/dcs.v1i1.1

Abstract

Tujuan dari pengabdian ini adalah untuk mengedukakasi akad-akad keuangan syariah pada Karyawan PDAM Tirta Kampar. Metode yang digunakan dalam kegiatan pengabdian kepada masyarakat (PkM) ini adalah dengan cara memberikan edukasi berupa penyuluhan, diskusi dan pemahaman kepada Karyawan PDAM Tirta Kampar. Program pengabdian kepada masyarakat Karyawan PDAM Tirta Kampar ini dapat diselenggarakan dengan baik dan berjalan dengan lancar sesuai dengan rencana kegiatan yang telah disusun, hasil dari pengabdian ini disimpulakan bahwa: Pertama, Karyawan PDAM Tirta Kampar pemahaman tentang transaksi keuangan syariah beragam, ada yang sudah faham, ada yang masih ragu-ragu, bahkan ada yang belum faham, Kedua, Ketercapaian tujuan program kegiatan pengabdian kepada masyarakat Karyawan PDAM Tirta Kampar keseluruhan program yang telah dilakukan dengan kolaborasi antara pemilik usaha dan pengabdi telah dilakukan semua dan sesuai dengan roundown acara maupun waktu yang telah ditentukan sebelumnya.
Improving Islamic Financial Literacy of Students of PPMTI Tanjung Berulak through a Participatory Education Program Based on Counseling Hasda, Mifta; Reza, Saru; Hidayat, Hidayat; Assyifa, Zubaidah; Arif, Muhammad
Journal of Community Service and Empowerment Vol. 2 No. 2 (2026)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/jcse.v2i2.55

Abstract

This community service activity was carried out at the Madrasah Tarbiyah Islamiah Islamic Boarding School (PPMTI) Tanjung Berulak with the theme "Introduction to Sharia Finance as a Solution for Islamic Financial Management through a Participatory Education Program Based on Counseling." This program aims to increase students' understanding and awareness of the concepts and practices of sharia financial management as an alternative financial management in accordance with Islamic principles. The activity is designed to equip students not only with normative Islamic knowledge, but also with the application skills in applying sharia financial principles, particularly through an introduction to the systems and products of sharia financial institutions such as Sharia Banks. The activity stages began with preparation that included coordination with the boarding school management, preparation of educational materials, and development of supporting media in the form of presentation materials. The activity was attended by grade XII students with a participatory counseling approach through interactive lectures, discussions, and questions and answers. This approach provides space for students to actively participate, explore understanding, and relate the material to the context of everyday life. The results of the activity demonstrate an increased understanding among students of the urgency of Islamic financial management, as well as a growing interest and enthusiasm for implementing Islamic financial principles in their personal and social lives. This program is expected to encourage students to become agents of Islamic financial literacy in their communities, supporting the creation of an Islamic and sustainable society.
Penerapan Hukum Islam dalam Praktik Jual Beli oleh Anak di Bawah Umur di Masyarakat Kontemporer Zakir, Muhammad; Khairi, Rifqil; Rahmawati, Rahmawati; Assyifa, Zubaidah
Journal of Legal Sustainability Vol. 2 No. 4 (2025): Desember 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v2i4.452

Abstract

The practice of buying and selling by minors is a growing phenomenon in contemporary society, both in simple transactions in the local community and through digital media. This situation raises legal issues related to the validity of contracts and child protection from an Islamic legal perspective. This study aims to analyze the application of Islamic law to the practice of buying and selling by minors in the context of contemporary society. This study uses a juridical-normative method with a qualitative approach through library research. Data sources include the Qur'an, Hadith, classical and contemporary fiqh books, scientific journals, and relevant laws and regulations. Data were analyzed using a descriptive-analytical method with a maqasid al-shariah approach. The results show that Islamic law essentially permits the involvement of minors in buying and selling practices on a limited basis, provided they have the permission and supervision of a guardian and do not cause harm. Meanwhile, buying and selling by minors who are not yet mumayyiz is considered invalid. In the context of contemporary society, the application of Islamic law must be contextualized, emphasizing the principle of protecting children's minds and property. This research confirms that Islamic law plays a role not only as a legal norm but also as an ethical guideline for protecting and guiding children in safe and beneficial economic activities.
Implementasi Green Economy Dalam Perspektif Islam: Tinjauan Terhadap Kebijakan Pembangunan Dan Berkelanjutan Mardiyah, Suci; Winario, Mohd; Assyifa, Zubaidah; Irwan, Yudi
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.455

Abstract

This study aims to comprehensively examine how the implementation of a green economy can be understood and operationalized from an Islamic perspective through a review of sustainable development policies. The method used is a qualitative-descriptive approach with a literature review of academic sources, international and national policy reports, and contemporary Islamic economics literature. The results of the study indicate that green economy principles such as resource efficiency, low-carbon development, social inclusiveness, and ecosystem protection are normatively aligned with the objectives of the maqāṣid al-sharī‘ah (Islamic principles), particularly in safeguarding religion (ḥifẓ al-dīn), life (ḥifẓ al-nafs), intellect (ḥifẓ al-‘aql), progeny (ḥifẓ al-nasl), and wealth (ḥifẓ al-māl). In the context of sustainable development policies, the implementation of an Islamic-based green economy is reflected in policy instruments that encourage green investment, equitable natural resource management, the strengthening of sustainable Islamic finance, such as green sukuk, and regulations that limit overexploitation and environmental damage. However, this study also identifies several challenges, including the limited integration of Islamic values ​​in public policy formulation, the dominance of conventional economic paradigms focused solely on growth, and weak coordination among stakeholders. Therefore, this article emphasizes the importance of mainstreaming Islamic economic values ​​in sustainable development policies so that the implementation of a green economy is not merely technocratic but also grounded in ethics and moral responsibility, thereby achieving sustainable, equitable prosperity aligned with long-term development goals.
Telaah Literatur Tentang Permintaan Dalam Islam: Integrasi Nilai Syariah Dalam Perilaku Konsumen Muslim Yoly, Zafia Sarina; Winario, Mohd; Zakir, Muhammad; Assyifa, Zubaidah
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.457

Abstract

Demand is a fundamental concept in economics that explains the relationship between consumers' needs, desires, and ability to consume goods and services. From an Islamic economic perspective, the concept of demand is not solely based on material satisfaction but is also framed by Sharia values, which emphasize morality, ethics, and social responsibility. This article aims to review the literature related to the concept of demand in Islam and to examine how the integration of Sharia values ​​influences Muslim consumer behavior. The method used is a literature review of various scholarly sources, including books, journals, and articles relevant to Islamic economics and consumer behavior. The results of the review indicate that demand in Islam is influenced by the principles of halal (permissible) and haram (forbidden), balance (wasathiyah), the prohibition of israf (prohibition of excessive consumption), and an orientation toward the benefit of the community. The integration of these values ​​encourages Muslim consumers to be spiritually rational, moderate in consumption, and consider the social and environmental impacts of every economic decision. Thus, the concept of demand in Islam differs from conventional economics because it places Sharia values ​​as the primary foundation in shaping Muslim consumer behavior.
PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN MAHASISWA SMART FAST GLOBAL EDUCATION PEKANBARU Erfi Ester Ekklesia Tumangger; Zubaidah Assyifa
Sharing: Journal of Islamic Economics Management and Business Vol. 1 No. 1 (2022): Desember 2022
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (277.359 KB) | DOI: 10.31004/sharing.v1i1.10759

Abstract

Tujuan penelitian ini adalah untuk mengetahui Pengaruh Kualitas Pelayanan Terhadap Kepuasan Mahasiswa Smart Fast Global Education Pekanbaru. Sampel dalam penelitian ini adalah Mahasiswa Smart Fast Global Education Pekanbaru yang berjumlah 75 orang. Sedangkan variabel yang diteliti dalam penelitian ini adalah kualitas pelayanan dan kepuasan mahasiswa. Analisis data menggunakan metode regresi linear sederhana dengan menggunakan uji validitas, reliabilitas, uji normalitas, uji R2 dan uji t. Pengujian tersebut dilakukan guna mengetahui hubungan antara variabel bebas (independent variable) dengan variabel terkait (dependent variable). Berdasarkan hasil penelitian bahwa kualitas pelayanan secara serentak berpengaruh terhadap kepuasan mahasiswa dengan nilai korelasi R = 0,885 yang menunjukkan adanya hubungan yang erat antara kualitas pelayanan dengan kepuasan Mahasiswa Smart Fast Global Education Pekanbaru. Sedangkan R square di dapat 0,783 yang berarti kualitas pelayanan memiliki kontribusi sumbangan sebesar 78,3% terhadap Mahasiswa Smart Fast Global Education Pekanbaru. Secara parsial diperoleh variabel kualitas pelayanan berpengaruh positif dan signifikan terhadap kepuasan Mahasiswa Smart Fast Global Education Pekanbaru dengan t hitung 16,244 > t tabel 1,665 dengan tingkat signifikan 0,000 lebih kecil dari alpha 0,05. Persamaan regresi linear sederhana sebagai berikut: Y = -0,4685 + 0,092 X.