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All Journal Jurnal Manajemen Teori dan Terapan Sharing: Journal Of Islamic Economics, Management And Business Money: Journal of Financial and Islamic Banking CARE: Jurnal Pengabdian Multi Disiplin Journal of Economic, Management, Business, Accounting Sustainability Journal of Digital Community Services Journal Of Community Sustainability General Multidisciplinary Research Journal Journal Of Legal Sustainability (JOLS) Multidisciplinary Journal of Religion and Social Sciences (MJRS) Journal of Community Service and Empowerment LAN TABUR: JURNAL EKONOMI SYARIAH
Zubaidah Assyifa
Universitas Pahlawan Tuanku Tambusai, Kampar, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PENGARUH SARANA PRASARANA DAN MOTIVASI TERHADAP PRESTASI OLAHRAGA PADA ATLET KOMITE OLAHRAGA NASIONAL INDONESIA (KONI) PROVINSI RIAU Mohd Winario; Ayu Pani; Diany Mairiza; Zubaidah Assyifa
Sharing: Journal of Islamic Economics Management and Business Vol. 2 No. 1 (2023): Juni 2023
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (268.088 KB) | DOI: 10.31004/sharing.v2i1.11031

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui sarana prasarana terhadap prestasi olahraga atlet di Komite Olahraga Nasional Indonesia(KONI) Provinsi Riau, Untuk mengetahui pengaruh motivasi terhadap prestasi Atlet di Komite Olahraga Nasional Indonesia (KONI) Provinsi Riau. Dan Untuk mengetahui pengaruh sarana prasarana dan motivasi terhadap prestasi Atlet Komite Olahraga Nasional Indonesia (KONI) Provinsi Riau. Metode penelitian ini menggunakan analisis kuantitatif dan analisis regresi berganda. Penelitian ini model dan teknik analisa data menggunakan pendekatan Analisis Regresi Berganda. Sebelum dilakukan analisis regresi sederhana terlebih dahulu dilakukan uji kualitas instrumen penelitian dan uji asumsi klasik yang diolah menggunakan program SPSS (statistical Statistical Program Society Science) versi 21 for windows. berdasarkan hasil pengujian Sarana dan Prasarana dapat disimpulkan bahwa variabel Sarana dan Prasarana mempunyai pengaruh positif dan signifikan terhadap Prestasi Olahraga Atlet Komite Olahraga Nasional Indonesia Provinsi Riau. Kedua, berdasarkan hasil penelitian yang menguji pengaruh Motivasi terhadap Prestasi Olahraga dapat peneliti simpulkan bahwa Prestasi Olahraga berpengaruh positi dan signifikan terhadap Prestasi Olahraga. Dengan demikian hipotesis yang menyatakan bahwa motivasi secara parsial berpengaruh signifikan terhadap Prestasi olahraga atlit di Komite Olahraga Nasional Indonesia Provinsi Riau. Ketiga, secara simultan pengaruh Sarana prasarana dan Motivasi berpengaruh signifikan terhadap Prestasi olahraga Atlet Komite Olahraga Nasional Indonesia Provinsi Riau ini terlihat pada nilai R sebesar 0,514 artinya 51,4 % termasuk kategori kuat, dan nilai Ftabel sebesar Fhitung = 40.759 > Ftabel = 3,124. Secara parsial dari kedua Variabel Sarana prasarana dan Motivasi berpengaruh. Pengaruh variabel Sarana dan prasarana lebih besar pengaruhnya terhadap Prestasi olahraga Atlet.
URGENSI ZISWAF DALAM PENGEMBANGAN PEREKONOMIAN DI INDONESIA Nur Amelia; Rahmawati Rahmawati; Lismawati Lismawati; Rifqil Khairi; Zubaidah Assyifa
Sharing: Journal of Islamic Economics Management and Business Vol. 2 No. 2 (2023): Desember 2023
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v2i2.23408

Abstract

This article discusses the role of Zakat, Infaq and Alms (Ziswaf) in microeconomic development in This article discusses the role of Zakat, Infaq and Alms (Ziswaf) in microeconomic development in Indonesia. The author explains Ziswaf's urgency in empowering small communities, especially those in the lower economic strata. Funds collected from zakat, infaq and alms can be allocated to support micro and small businesses, provide business capital, and provide training and mentoring to improve the skills and capacity of micro communities. The research method applied is the literature research method or literature review, which is focused on the analysis and synthesis of written works that are relevant to the research topic. The research results show that increasing ZISWAF fund collection has a positive impact on social religious life, poverty alleviation, equitable development, human development, and economic growth. If managed optimally, the existence of ZISWAF will provide a significant boost to economic growth. Therefore, it is emphasized that the government needs to provide greater support to exploit the potential of the ZISWAF instrument in Indonesia.
Literasi Keuangan Syariah Di SMPN 2 Kec. Bangkinang Kota Zubaidah Assyifa; Mohd Winario; Wahyu Febri Ramadhan Sudirman; Nala Amalia; Nur Amelia
Journal of Community Sustainability Vol. 3 No. 2 (2026): Juni 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i2.524

Abstract

This community service activity was conducted at SMP Negeri 2 Bangkinang Kota, Kampar Regency, Riau Province. This activity aims to socialize basic knowledge about Islamic economics to students from an early age so that they have a good understanding of Islamic economic principles in everyday life. The material presented covered the basic concepts of Islamic economics, the importance of avoiding usury practices, and the application of the values ​​of justice and honesty in economic activities. The results of the activity indicate that the implementation of the community service went well and achieved the set targets. This success was evident in the achievement of the planned number of participants, the achievement of the activity objectives, the delivery of all materials according to plan, and the increased ability of participants to understand the material presented. Furthermore, participant enthusiasm throughout the activity was also very high. This was evident from the active participation of students in the discussion and question and answer sessions. The level of participant satisfaction was also quite good, as evidenced by their ability to answer the questions posed. This activity provided benefits in the form of increased student knowledge and understanding of Islamic economic principles and their application.
Edukasi Digital Marketing Sebagai Upaya Meningkatkan Jiwa Entrepreneurship Pada Komunitas Genpreneur Muda Di Kampung Tengah Rahmawati Rahmawati; Zubaidah Assyifa; Mifta Hasda; Rio Panji Saputra; Hairullah Efendi
Journal of Community Sustainability Vol. 3 No. 2 (2026): Juni 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i2.525

Abstract

This community service activity is aimed at the Young GenPreneur community as an effort to foster an entrepreneurial spirit through the use of digital marketing. The goal was to determine participants' level of understanding of digital marketing while simultaneously improving their entrepreneurial knowledge and skills. The methods used included counseling, presentations, and interactive discussions. The results of the activity indicate that the program was implemented well and according to plan. Participants experienced an increased understanding of the basic concepts of digital marketing and Islamic business, as well as their ability to utilize social media as a marketing tool. Furthermore, this activity successfully improved participants' practical skills, motivation, and confidence in entrepreneurship. A better understanding of digital marketing strategies also opened up broader market opportunities for participants. This program is expected to foster a sustainable entrepreneurial spirit, encourage business independence, and create a productive and competitive community. Thus, participants can contribute to economic development at the local, national, and international levels.
Konsep Gharar Dalam Transaksi Modern Dan Implikasinya Terhadap Keabsahan Akad Nur Amelia; Mohd Winario; Zubaidah Assyifa
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 2 (2026): Mei 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i2.482

Abstract

This study aims to analyze the concept of gharar in modern transactions and its implications for the validity of contracts from an Islamic legal perspective. Technological developments and economic digitalization have given rise to various new forms of transactions, such as e-commerce, fintech, digital investment, and online trading, which potentially contain elements of ambiguity, speculation, and uncertainty. This situation necessitates a reexamination of the application of the concept of gharar in contemporary muamalah practices. The research method used is qualitative research with a library research approach. Data were obtained through a review of classical fiqh literature, scientific journals, books, fatwas of scholars, and previous research related to gharar and modern transactions. The results show that elements of gharar are still prevalent in various modern transactions, especially those with unclear objects, prices, contract mechanisms, and high risks. This study also found that the dominant presence of gharar can render a contract invalid because it contradicts the principles of justice, transparency, and willingness in Islamic law. Therefore, a comprehensive understanding of sharia principles in modern transaction practices is necessary.
Analisis Hukum Zakat Hasil Perkebunan Kelapa Sawit berdasarkan Prinsip Zakat Pertanian Zubaidah Assyifa; Rifqil Khairi; Muhammad Zakir; Wahyu Febri Ramadhan Sudirman; Rinda Fitriyana
Journal of Legal Sustainability Vol. 3 No. 1 (2026): Maret 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v3i1.505

Abstract

This study aims to analyze the zakat law on oil palm plantation yields based on the principles of agricultural zakat from an Islamic legal perspective. The study employed a qualitative approach with library research. Data were obtained from the Quran, hadith, fiqh books, scientific journals, and various literature related to agricultural zakat and oil palm plantation zakat. Data collection was conducted through documentation studies, while data analysis employed a descriptive-analytical method with a normative sharia approach. The results show that oil palm has productive characteristics and economic value, thus fulfilling the basic principles of zakat obligations. Scholars differ in their opinions regarding the status of zakat on oil palm, with some classical scholars limiting agricultural zakat to certain food crops, while contemporary scholars extend the obligation to all productive plantation products. This study also found that low public understanding and suboptimal zakat management are the main obstacles to the implementation of zakat on oil palm. Therefore, education and strengthening of zakat institutions are needed so that the potential of zakat on oil palm can be utilized to improve community welfare and economic equality.
Transformasi Dan Tantangan Keuangan Dan Perbankan Syariah Berliana Putri; Mohd Winario; Zubaidah Assyifa
Multidisciplinary Journal of Religion and Social Sciences Vol. 3 No. 2 (2026): April 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v3i2.485

Abstract

The Islamic finance and banking industry has experienced significant development in recent decades, particularly in Indonesia, the country with the largest Muslim population in the world. This growth is characterized by an increasing number of Islamic financial institutions, product innovation, and increasingly strong regulatory support. This article examines the transformation of the Islamic finance sector in the digital era, the challenges of regulation, and the opportunities for developing products and services based on Islamic principles. Using a descriptive-analytical approach, this article discusses the basic concepts of Islamic banking, its historical evolution, the variety of Islamic financial products such as profit-sharing financing and buying and selling, and the dynamics of industry development amidst technological change. The study results indicate that although the Islamic banking industry faces various challenges, such as low Islamic financial literacy, limited human resources, and intense competition with conventional banking, its growth potential remains significant. This is supported by the use of financial technology (fintech), increased financial inclusion, and increasingly conducive government policies. Therefore, innovative and collaborative strategies are needed to strengthen the competitiveness of the Islamic finance industry in the future.
Analisis Perbandingan Akad Salam Dan Istishna’ Sebagai Instrumen Pembiayaan Syariah Rio Panji Saputra; Zubaidah Assyifa; Nilam Erman; Merry Meilany; Diany Mairiza
Multidisciplinary Journal of Religion and Social Sciences Vol. 3 No. 3 (2026): Juli 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v3i3.555

Abstract

Salam and istishna contracts are two transaction instruments in Islamic jurisprudence (fiqh muamalah) that hold significant potential as alternative financing instruments in Islamic banking, yet their application in Indonesia remains far from optimal. This article aims to comparatively analyze the fundamental concepts, operational mechanisms, and implementation of salam and istishna contracts within Indonesia's Islamic financing system. This study employs a qualitative approach using library research method through descriptive-comparative analysis of various relevant scientific literature sources. The findings reveal that although both contracts share similarities in that the object of transaction does not yet exist at the time of agreement, they differ substantially in terms of payment mechanisms, cancellation provisions, and the scope of financed objects. The salam contract is more relevant for agricultural sector financing, while the istishna contract is more predominantly applied in the construction and manufacturing sectors. The low implementation of both contracts is attributed to their high risk profiles, limited human resource capacity, and the availability of simpler alternative products. Synergistic efforts among regulators, Islamic banking institutions, and the government are required to optimize both contracts as inclusive and sustainable Islamic financing instruments.
Implementasi Green Economy Dalam Perspektif Islam: Tinjauan Terhadap Kebijakan Pembangunan Dan Berkelanjutan Suci Mardiyah; Mohd Winario; Zubaidah Assyifa; Yudi Irwan
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.455

Abstract

This study aims to comprehensively examine how the implementation of a green economy can be understood and operationalized from an Islamic perspective through a review of sustainable development policies. The method used is a qualitative-descriptive approach with a literature review of academic sources, international and national policy reports, and contemporary Islamic economics literature. The results of the study indicate that green economy principles such as resource efficiency, low-carbon development, social inclusiveness, and ecosystem protection are normatively aligned with the objectives of the maqāṣid al-sharī‘ah (Islamic principles), particularly in safeguarding religion (ḥifẓ al-dīn), life (ḥifẓ al-nafs), intellect (ḥifẓ al-‘aql), progeny (ḥifẓ al-nasl), and wealth (ḥifẓ al-māl). In the context of sustainable development policies, the implementation of an Islamic-based green economy is reflected in policy instruments that encourage green investment, equitable natural resource management, the strengthening of sustainable Islamic finance, such as green sukuk, and regulations that limit overexploitation and environmental damage. However, this study also identifies several challenges, including the limited integration of Islamic values ​​in public policy formulation, the dominance of conventional economic paradigms focused solely on growth, and weak coordination among stakeholders. Therefore, this article emphasizes the importance of mainstreaming Islamic economic values ​​in sustainable development policies so that the implementation of a green economy is not merely technocratic but also grounded in ethics and moral responsibility, thereby achieving sustainable, equitable prosperity aligned with long-term development goals.
Telaah Literatur Tentang Permintaan Dalam Islam: Integrasi Nilai Syariah Dalam Perilaku Konsumen Muslim Zafia Sarina Yoly; Mohd Winario; Muhammad Zakir; Zubaidah Assyifa
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.457

Abstract

Demand is a fundamental concept in economics that explains the relationship between consumers' needs, desires, and ability to consume goods and services. From an Islamic economic perspective, the concept of demand is not solely based on material satisfaction but is also framed by Sharia values, which emphasize morality, ethics, and social responsibility. This article aims to review the literature related to the concept of demand in Islam and to examine how the integration of Sharia values ​​influences Muslim consumer behavior. The method used is a literature review of various scholarly sources, including books, journals, and articles relevant to Islamic economics and consumer behavior. The results of the review indicate that demand in Islam is influenced by the principles of halal (permissible) and haram (forbidden), balance (wasathiyah), the prohibition of israf (prohibition of excessive consumption), and an orientation toward the benefit of the community. The integration of these values ​​encourages Muslim consumers to be spiritually rational, moderate in consumption, and consider the social and environmental impacts of every economic decision. Thus, the concept of demand in Islam differs from conventional economics because it places Sharia values ​​as the primary foundation in shaping Muslim consumer behavior.
Co-Authors Amalia, Nala AMELIA, NUR Arif Mudi Priyatno Ayu Pani Berliana Putri Binda Rahma Cahyani Delia, Dwi Anisa Despira, Despira Dianti, Ratna Diany Mairiza Diany Mairiza Dio Ramadhani Aue Dwi Widiarsih Erfi Ester Ekklesia Tumangger Fitriani, Roza Hairullah Efendi Henry Martin Adriansyah Hidayat Hidayat Irmawanti, Irmawanti Lismawati Lismawati Lismawati, Lismawati Maini, Nur Merry Meilany Mifta Hasda Mohd. Winario Muhammad Arif Muhammad Syaipudin Muhammad Zakir Muhammad Zakir Munthe, Marabona Nala Amalia Nala Amelia Nilam Erman Nur Amelia Nurmaini Nurmaini Putri, Berliana Putri, Elen Sri Ega Rahmawati Rahmawati Rahmawati, Rahmawati Rifqil Khairi Rinda Fitriyana Rio Panji Saputra Sakina, Laily Hidayah Saru Reza Sela Hermawanti Suci Mardiyah Wahyu Febri Ramadhan Sudirman Yudi Irwan Zafia Sarina Yoly