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Analisis Syariah Terhadap Praktik Trading Forex Online: Identifikasi Masalah Dan Solusi Putri, Elen Sri Ega; Assyifa, Zubaidah
Journal of Economic, Management, Business, Accounting Sustainability Vol. 1 No. 2 (2024): Mei 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v1i2.26

Abstract

This study aims to conduct an in-depth analysis of online forex trading practices from a sharia perspective. This research uses qualitative research methods as its main design, which has a very important role in this research. In research regarding sharia analysis of online forex trading practices, the research method used involves a qualitative approach. This approach was chosen because this research aims to understand and analyze concepts, views and interpretations from an Islamic sharia perspective regarding forex trading. The results of this study show that although there are various challenges in ensuring sharia compliance in online forex trading, solutions such as swap-free accounts, education, transparency and careful use of leverage can help overcome these problems. Muslim traders must be careful in choosing brokers and trading strategies that comply with sharia principles to ensure that their trading activities are halal and ethical.
Dampak Boikot Produk Afiliasi Pro Israel Bagi Pertumbuhan Perekonomian di Indonesia Mairiza, Diany; Hasda, Mifta; Winario, Mohd; Assyifa, Zubaidah; Irmawanti, Irmawanti
Journal of Economic, Management, Business, Accounting Sustainability Vol. 1 No. 3 (2024): Agustus 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v1i3.53

Abstract

The purpose of this study is to determine the impact of the boycott of pro-Israel affiliated products on economic growth in Indonesia. This research method uses a qualitative approach used to understand the perspectives and attitudes of consumers and industry players towards the boycott of pro-Israel affiliated products. Qualitative data were collected through in-depth interviews and focus group discussions with consumers, traders, and economists. These interviews aimed to explore the reasons behind participation in the boycott, perceptions about the effects of the boycott, and views on local product alternatives. Qualitative data analysis was conducted using thematic coding methods to identify key patterns and themes. The results of this study indicate that the boycott of pro-Israel affiliated products in Indonesia reflects how international political and humanitarian issues can influence economic and social behavior at the national level. While this boycott has the potential to affect the Indonesian economy by reducing demand for imported products and increasing support for local products, the challenges in implementation and its impact on larger political goals remain complex questions. Therefore, there needs to be an in-depth study and a wise approach in dealing with this issue, considering the economic, social, and political impacts holistically.
Literacy Of Sharia Selling And Buying Agreements At Dharma Wanita SMAN 1 Bangkinang City Assyifa, Zubaidah; Khairi, Rifqil; Syaipudin, Muhammad; Mairiza, Diany; Hasda, Mifta; Lismawati, Lismawati; Amelia, Nur
Journal of Community Sustainability Vol. 1 No. 1 (2024): Maret 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i1.7

Abstract

This service was carried out in Kampar Regency, Riau Province. The object is Dharma Wanita SMAN 1 Bangkinang Kota as one of the schools in Bangkinang Kota District. This service aims to socialize the Sharia Sale and Purchase Agreement in High Schools. The results of this service show that: 1) The success of the target number of training participants. 2) Achievement of activity goals. 3) Achievement of planned material targets. 4) Participants' ability to master the material. Overall, this service activity can be said to be successful. Apart from being measured by the four components above, this success can also be seen from the satisfaction of the participants after taking part in the activity because the service members provide the opportunity to ask as many questions as possible and when the service members ask questions they can be answered by the participants and they ask about the training agenda with the theme of the next sharia buying and selling contracts. This is because the theme/material of these sharia buying and selling contracts is interesting for participants.  
Pelajar Peduli Ekonomi Syariah Pada Smait Al-Utsaimin Bangkinang Winario, Mohd; Assyifa, Zubaidah; Zakir, Muhammad; Khairi, Rifqil; Mairiza, Diany; Lismawati, Lismawati
Journal of Community Sustainability Vol. 1 No. 2 (2024): Juni 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i2.39

Abstract

Pengabdian ini dilaksanakan bagi para pelajar SMAIT Al-Utsaimin Bangkinang-Kampar. Tujuan dari pengabdian masyarakat ini adalah untuk mengetahui tingkat kepedulian pelajar SMAIT Al-Utsaimin Bangkinang tentang Ekonomi Syariah dan Perbankan Syariah dan mengetahui tingkat keberhasilan kegiatan pengabdian Masyarakat ini. Metode yang digunakan dalam kegiatan pengabdian masyarakat ini adalah dengan penyuluhan, presentasi dan diskusi. Hasil pengabdian menunjukkan bahwa: Program pengabdian kepada masyarakat ini dapat diselenggarakan dengan baik dan berjalan dengan lancar sesuai dengan rencana kegiatan yang telah disusun, hasil dari pengabdian ini disimpulakan bahwa: Pelajar SMAIT Al-Utsaimin Bangkinang meningkat pemahaman, keterampilan, dan kesadaran siswa tentang ekonomi syariah. Melalui materi-materi yang disampaikan, siswa dapat memahami konsep dasar ekonomi syariah, prinsip-prinsipnya, serta bagaimana menerapkannya dalam kehidupan sehari-hari dan dalam berwirausaha. Program ini juga dapat menumbuhkan minat dan kepedulian pelajar SMAIT terhadap pengembangan ekonomi syariah di masyarakat. Dengan demikian, program ini dapat menciptakan generasi muda yang memiliki integritas, berwawasan luas, dan berkomitmen untuk membangun perekonomian yang lebih adil dan berkelanjutan sesuai dengan prinsip-prinsip syariah Islam.
Dampak Dhuafa Mart Dalam Pemberdayaan Ekonomi Masyarakat Mairiza, Diany; Assyifa, Zubaidah; Zakir, Muhammad; Khairi, Rifqil; Winario, Mohd; Lismawati, Lismawati
Journal of Community Sustainability Vol. 1 No. 3 (2024): September 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i3.59

Abstract

This community service was conducted for Dhuafa Mart retail business owners in Air Tiris, Kampar Subdistrict, Kampar Regency. The aim of this community service was to determine the impact of managing Dhuafa Mart on empowering the local economy and to assess the success level of this community service activity. The methods used in this community service included counseling, presentations, and discussions. The results of the service showed that: The community service program was well-organized and proceeded smoothly according to the planned activities. The conclusions from this service were as follows: there were several impacts from the Dhuafa Mart program on community economic empowerment, namely; (1) Enhancement of Economic Independence, (2) Job Creation, (3) Increased Income, (4) Expanded Access and Networks, (5) Encouragement for Sustainability. The Dhuafa Mart program also demonstrated a significant impact on increasing the economic independence of the underprivileged community, providing them with opportunities for a better life and positively contributing to local economic development.
Literasi Ekonomi Syariah di SMPN 8 Kecamatan Pelalawan Assyifa, Zubaidah; Winario, Mohd; Sudirman, Wahyu Febri Ramadhan; Amalia, Nala; Amelia, Nur
Journal of Community Sustainability Vol. 1 No. 3 (2024): September 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i3.66

Abstract

This community service was conducted in Pelalawan Regency, Riau Province. The object was SMPN 8, Pelalawan District. This community service aims to socialize Islamic economics in junior high schools. The results of this community service indicate that: 1) The success of the target number of training participants. 2) Achievement of activity objectives. 3) Achievement of planned material targets. 4) The ability of participants to master the material. Overall, this community service activity can be said to be successful. This success, in addition to being measured from the four components above, can also be seen from the satisfaction of participants after participating in the activity because the community service provides the opportunity to ask as many questions as possible and when the community service provides questions, they can be answered by students, especially for students who can answer are given prizes. The benefits obtained by participants are knowledge and understanding of the principles of Islamic economics.
Penerapan Qardul Hasan Di Koperasi Syariah Sman 1 Bangkinang Kota Assyifa, Zubaidah; Winario, Mohd; Hasda, Mifta; Reza, Saru; Zakir, Muhammad; Lismawati, Lismawati; Amelia, Nur
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 1 (2025): Januari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v2i1.120

Abstract

This study aims to analyze the implementation of qardhul hasan in the Sharia Cooperative of SMAN 1 Bangkinang City as a form of financing that is in accordance with sharia principles. Qardhul hasan is a sharia financial product in the form of an interest-free loan that aims to help cooperative members in need. The research method used is a qualitative descriptive approach, with data collection techniques in the form of in-depth interviews, observations, and document studies. Data analysis was carried out through data reduction, data presentation, and drawing conclusions. The results of the study indicate that the implementation of qardhul hasan in the Sharia Cooperative of SMAN 1 Bangkinang City is in accordance with sharia principles. The loan provision procedure is carried out by considering the eligibility and repayment ability of members, and is equipped with a simple administrative mechanism. In addition, the implementation of qardhul hasan has a positive impact on cooperative members, such as helping urgent needs without burdening interest, and increasing solidarity and a sense of responsibility among members. However, several challenges such as limited funds and member awareness in repaying loans on time need further attention.
Implikasi Kebijakan Fiskal Terhadap Distribusi Pendapatan Dan Kesejahteraan Masyarakat Nurmaini, Nurmaini; Zakir, Muhammad; Assyifa, Zubaidah
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 1 (2025): Februari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v2i1.116

Abstract

This research aims to analyze the implications of fiscal policy on income distribution and social welfare. Fiscal policy, which includes tax instruments and government spending, has a strategic role in creating economic equality and reducing social inequality. This study uses a qualitative approach with descriptive-analytical methods, based on secondary data obtained from various sources, such as government reports, academic journals and economic publications. The research results show that appropriate fiscal policies, such as a progressive tax system and effective allocation of social spending, can increase income distribution more evenly and promote social welfare. However, less than optimal policy implementation has the potential to worsen economic inequality. Therefore, continuous evaluation and policy design is needed based on the principles of justice and efficiency to achieve inclusive economic growth
Implementasi Prinsip-Prinsip Ekonomi Syariah Dalam Bisnis Ritel Pada Dhuafa Mart Air Tiris Zakir, Muhammad; Mairiza, Diany; Assyifa, Zubaidah; Winario, Mohd; Amalia, Nala; Putri, Berliana
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 1 (2025): Februari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v2i1.118

Abstract

This research aims to analyze the implementation of sharia economic principles in the retail business run by Dhuafa Mart Air Tiris. The sharia economic principles that are the focus include justice, transparency and benefit to the surrounding community, especially in supporting the economy of the poor. The research method used is a descriptive qualitative approach with data collection techniques through interviews, direct observation and documentation. The research results show that Dhuafa Mart Air Tiris has implemented several sharia economic principles, such as a transparent transaction system without usury, as well as a sharia contract-based cooperation pattern between the management and business partners. Apart from that, most of the profits obtained are allocated to social programs and economic empowerment for underprivileged communities. The discussion revealed that this practice not only supports sustainable business growth but also creates a significant social impact in the surrounding environment. This research concludes that the implementation of sharia economics in the retail business can become a business model that is not only profit-oriented but also provides real benefits for society. This is relevant for adoption by other business actors who want to run business with an ethical and sustainable approach in accordance with sharia values.
Keuangan Syariah Dalam Praktek Arisan: Meningkatkan Pemahaman Pada Komunitas Ikatan Keluarga XIII Koto Kampar Mairiza, Diany; Rahmawati, Rahmawati; Assyifa, Zubaidah; Irmawanti, Irmawanti; Putri, Berliana
Journal of Community Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i1.151

Abstract

This community service activity was carried out for members of the Family Association Community XIII Koto Kampar, Riau Province, where the purpose of this community service is to provide provisions in increasing understanding related to Sharia finance about arisan practices that are in accordance with the principles of Sharia economics to the community, especially members of the Family Association Community XIII Koto Kampar. The methods used in this community service activity are through counseling and presentations, discussions and exercises for participants. The counseling method is used to explain the importance of knowing the concept of Sharia economics about arisan practices that are in accordance with Sharia principles for members of the Family Association Community XIII Koto Kampar. The presentation method is used to show a work process, namely the stages of how we can become individuals who have a prosperous economy. While the question and answer method is used to give participants the opportunity to consult in understanding further the material that has been given. The exercise method is used to see how far the participants understand the service before and after the material is delivered. The availability of adequate experts in delivering this material, the enthusiasm of the participants, and the principal's support for the implementation of the activity are the supporters of the implementation of this PPM activity. The obstacles faced are that the community service participants do not yet have initial knowledge about the material on the concept of the practice of arisan in accordance with sharia and limited time in delivering the material. The results of this service show that: The community service program can be organized well and run smoothly according to the activity plan that has been prepared, the results of this service concluded that: First, Most of the community service participants do not yet understand well the concept of the practice of arisan in accordance with sharia, Second, The achievement of the objectives of the community service program to the participants of the entire program that has been carried out with collaboration between the community and the servants has been carried out all and in accordance with the event rounddown and the time that has been previously determined.