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Analisis Peran Pendistribusian Dana Zakat Produktif Dalam Meningkatkan Kesejahteraan Mustahik Pada Baznas Kabupaten Kampar Zakir, Muhammad; Rahmawati, Rahmawati; Khairi, Rifqil; Putri, Berliana; Amalia, Nala
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 1 (2025): Januari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v2i1.111

Abstract

Distribution of productive zakat is one of the efforts made by BAZNAS Kampar Regency to improve the welfare of mustahik. The focus of this study is to analyze the role of zakat in improving the welfare of mustahik. This study uses a qualitative approach with a descriptive method. The data sources used consist of primary and secondary data, with data collection techniques through interviews, documentation, and literature reviews. In data analysis, data reduction techniques, data presentation, and drawing conclusions are used. The results of the study indicate that although productive zakat provides a positive role in empowerment and opening up economic opportunities, a further role from BAZNAS in mentoring and supervision is needed to ensure that zakat funds can be utilized optimally, leading to an increase in economic independence and more significant welfare.
Peran Baznas Kampar Dalam Memberdayakan Ekonomi Masyarakat Di Desa Ridan Permai Khairi, Rifqil; Winario, Mohd; Zakir, Muhammad; Amalia, Nala; Putri, Berliana
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 1 (2025): Januari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v2i1.119

Abstract

The purpose of this study is to determine the role of BAZNAS Kampar in empowering the economy of the community in Ridan Permai village. The target of the output of this study is that the results of the study can be utilized by the research site, for readers and this study is published in the national journal sinta 3 or sinta 4, dummy book, complete report results. The research site is at BAZNAS Kampar Regency, the population and sample of the study are all leaders and employees of BAZNAS Kampar Regency, sample determination by snowball sampling. Data analysis technique by qualitative descriptive analysis. The planned research budget is Rp. 10,550,000 consisting of honorarium, cost of consumables, data collection and reporting costs and research outputs. The results of this study are Through the spirit of "Zakat Menyejahterakan," BAZNAS continues to innovate in creating programs that are relevant to the needs of the community and are able to provide long-term impacts. With a vision to become a trusted leading zakat manager, BAZNAS is determined to maintain the trust of the people and make zakat the main pillar in national development. Hopefully BAZNAS can continue to play a role as a strategic partner in realizing a prosperous, independent, and just society, in accordance with Islamic values ​​that are rahmatan lil alamin.
Peran Murabahah Dalam Mendukung Usaha Mikro Kecil Dan Menengah: Tinjauan Dari Sudut Pandang Bank Syariah Lismawati, Lismawati; Winario, Mohd; Khairi, Rifqil
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 1 (2025): Februari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v2i1.115

Abstract

This article evaluates the role of Murabahah in supporting Micro, Small and Medium Enterprises (MSMEs) from the perspective of Islamic banks. Through a literature review, this study highlights that Murabahah provides capital solutions in accordance with sharia principles, facilitating MSMEs' access to working capital and investment. Other benefits include certainty in prices and transparent costs as well as flexibility in the financing period and types of goods that can be financed. The study results show that Murabahah not only provides direct financial benefits, but also increases financial literacy and financial inclusion of MSMEs. With the help of Islamic banks, MSMEs can manage their finances better, increasing their ability to make more precise and sustainable business decisions.
Ketahanan Kontraktual dalam Ekonomi Syariah: Perspektif Hukum dan Ekonomi Khairi, Rifqil; Al Munawar, Muhammad Martadho Al Munawar; Nasrina, Nur; Santoso, Santoso
Journal of Legal Sustainability Vol. 1 No. 2 (2024): September 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jols.v1i2.69

Abstract

This study aims to analyze contractual resilience in Islamic economics from a legal and economic perspective, focusing on sharia principles that influence contract resilience in the face of modern economic dynamics. Contractual resilience in the sharia system is influenced by the principles of justice, transparency, and risk-sharing that provide better protection for the parties to the contract. In addition, this study also highlights the role of law and regulation in ensuring that sharia contracts remain in accordance with sharia principles and are able to face global economic challenges. The methods used in this study are literature studies and interviews with experts in economics and sharia law. Literature studies were conducted by analyzing books, journals, and regulations related to Islamic economics, while interviews were conducted to obtain in-depth views from practitioners and experts in the field of Islamic economics. The results of the study indicate that sharia contracts have higher resilience compared to conventional contracts, especially in the face of economic crises, due to the principles of risk-sharing and transparency in sharia contracts. However, this study also found challenges in the implementation of sharia contracts that are inconsistent in several institutions, as well as the need for innovation in sharia financial products that are more adaptive to global economic changes. In conclusion, although the resilience of sharia contracts is better, there is still a need to strengthen education, innovation, and regulation to ensure more effective implementation.
Hukum Waris Dalam Bisnis Keluarga Syariah: Perencanaan Dan Pengelolaan Aset Ayunda, Niken Resty; Khairi, Rifqil
Multidisciplinary Journal of Religion and Social Sciences Vol. 1 No. 1 (2024): Juli 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v1i1.44

Abstract

This research aims to analyze the implementation of inheritance law in sharia family businesses, with a focus on success planning and asset management. This research explores how sharia principles are applied in the process of dividing inheritance and how asset management is carried out to ensure the survival and sustainability of family businesses. The method used in this research is a qualitative approach with case studies on several sharia family businesses in Indonesia. Data was collected through in-depth interviews with business owners, heirs, as well as experts in sharia law and asset management. Data analysis was carried out using thematic analysis techniques to identify main patterns and themes related to inheritance planning and asset management in the context of sharia family businesses. The research results show that the implementation of sharia inheritance law in family businesses still faces various challenges, including a lack of understanding of inheritance law, disputes between heirs, and complexity in managing modern business assets. However, with good planning, adequate training, and the implementation of professional management and investment in accordance with sharia principles, family businesses can ensure business continuity and fair distribution of assets in accordance with sharia provisions. This research provides practical recommendations for Muslim families running businesses to optimize their inheritance planning and asset management.
Penerapan Hukum Ekonomi Syariah Pada Lembaga Keuangan Syariah Fitria, Shonya Ramadhani; Khairi, Rifqil
Multidisciplinary Journal of Religion and Social Sciences Vol. 1 No. 2 (2024): Oktober 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v1i2.94

Abstract

This study aims to analyze the implementation of sharia economic law in Islamic Financial Institutions (LKS) in Indonesia, including the challenges faced and the strategies needed to improve its effectiveness. This study was conducted with a qualitative approach and used a case study method in several LKS to gain an in-depth understanding of the application of sharia principles in the operations of financial institutions. Data collection techniques include in-depth interviews with related parties, direct observation, and analysis of regulatory documentation and internal policies of LKS. The results of the study indicate that although LKS have attempted to implement sharia principles such as the prohibition of usury and gharar, there are still various challenges, including limited public understanding, limited competent human resources, and a regulatory framework that is not yet fully comprehensive. This study also identified that strengthening regulations, developing competent human resources, and better sharia governance are needed to ensure compliance and stability of LKS. Effective implementation of sharia economic law is expected to increase public trust in LKS, strengthen the stability of the financial system, and support sustainable economic growth in Indonesia.
Sosialisasi Dan Edukasi Ekonomi Syariah Untuk Pelajar: Fondasi Kuat Menuju Kesejahteraan Dan Keadilan Berbasis Syariah Di Sma It Al-Utsaimin Bangkinang Zakir, Muhammad; Winario, Mohd; Mairiza, Diany; Khairi, Rifqil; Irmawanti, Irmawanti
Journal of Community Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i1.154

Abstract

This community service activity was carried out for students of SMA IT Al-Utsaimin Bangkinang, Riau Province, where the purpose of this community service is to provide provisions in increasing understanding of the concept of Sharia Economics to the community, especially generation Z of students of SMA IT Al-Utsaimin Bangkinang. The methods used in this community service activity are through counseling and presentation, discussion and practice (pretset and post test) for participants. The counseling method is used to explain the importance of knowing the concept of Sharia economics for students in order to become prosperous generations using sharia principles. The presentation method is used to show a work process, namely the stages of how we can become individuals who have a prosperous economy. While the question and answer method is used to give participants the opportunity to consult in understanding further the material that has been given. The practice method is used to see how far the participants understand the service before and after the material is delivered. The availability of adequate experts in delivering this material, the enthusiasm of the participants, and the support of the principal for the implementation of the activity are supporters of the implementation of this PPM activity. The obstacles faced are that the students do not yet have initial knowledge about the material of the concept of Islamic economics and limited time in delivering the material. The results of this service indicate that: The community service program can be organized well and run smoothly according to the activity plan that has been prepared, the results of this service concluded that: First, Most students of SMA IT Al-Utsaimin do not understand the concept of Islamic economics well, Second, The achievement of the objectives of the community service program for students of SMA IT Al-Utsaimin Bangkinang, the entire program that has been carried out with collaboration between the school and the community service have been carried out all and in accordance with the event rounddown and the time that has been determined previously.
Pelatihan Peningkatan Literasi Keuangan Syariah Pada Siswa SMA IT Al-Utsaimin Bangkinang Khairi, Rifqil; Mairiza, Diany; Hasda, Mifta; Hidayat, Hidayat; Reza, Saru; Syaipudin, Muhammad
Journal of Community Sustainability Vol. 2 No. 2 (2025): Juni 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i2.167

Abstract

This community service is carried out for SMA IT Al Utsaimin Bangkinang students, the purpose of this community service is to find out about Sharia Contract Education and the Development of Sharia Economics for SMA IT Al Utsaimin Bangkinang students. The methods used in this community service activity are counseling, presentations and discussions. The results of the community service show that: The community service program for SMA IT Al Utsaimin Bangkinang students can be organized well and run smoothly according to the activity plan that has been prepared, the results of this community service concluded that: First, SMA IT Al Utsaimin Bangkinang students, some already understand, some are still hesitant, some even do not understand, Second, The achievement of the objectives of the community service program for SMA IT Al Utsaimin Bangkinang students, the entire program that has been carried out with collaboration between business owners and community service workers has been carried out all and in accordance with the event rounddown and the time that has been determined previously.
Analisis Dampak Penerapan Sistem Informasi Manajemen Terhadap Kinerja Organisasi Di Era Digital Solekha, Nadira; Khairi, Rifqil; Mairiza, Diany
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 3 (2025): Agustus 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v2i3.189

Abstract

This study aims to analyze the impact of implementing Management Information Systems (MIS) on organizational performance in the digital era. The main focus is to explore how MIS can enhance operational efficiency, decision-making processes, and the quality of organizational services. This research employs a literature review method by examining various sources and references related to MIS implementation across different types of organizations. The analysis process involves comparing previous studies, relevant information systems theories, and applicable case studies. This approach seeks to provide a comprehensive overview of the impact of MIS implementation on organizational performance. The findings indicate that MIS implementation significantly improves operational efficiency, accelerates decision-making, and enhances customer service. However, MIS implementation also poses challenges, such as high implementation costs and dependence on technology, which can be risky if not properly managed. Therefore, the success of MIS implementation largely depends on management commitment, human resource readiness, and appropriate technology selection.
Literasi Tentang Transaksi Jual Beli Yang Sesuai Dengan Nilai-Nilai Islam Pada Siswa PPMTI Tanjung Berulak Kec. Kampar Khairi, Rifqil; Reza, Saru; Hidayat, Hidayat; Hasda, Mifta; Arif, Muhammad; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.326

Abstract

This community service activity was conducted at Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak under the theme “Introduction to Islamic Finance as a Solution for Managing Finances in an Islamic Way.” The aim was to provide 12th-grade students with a basic understanding of Islamic finance concepts and their implementation, particularly through financial institutions such as Islamic banks. Preparations for the activity included coordination with the pesantren, development of materials, and creation of supporting media. The material was delivered through a lecture method, followed by an interactive discussion session that allowed students to ask questions and gain deeper understanding. The results of the activity showed an increase in students’ understanding and enthusiasm for applying Islamic financial principles in their daily lives. This activity not only provided direct benefits but is also expected to shape students into agents of change who promote Islamic financial practices within their communities and contribute to the creation of a more Islamic and prosperous society.