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Penerapan Hukum Ekonomi Syariah Pada Lembaga Keuangan Syariah Fitria, Shonya Ramadhani; Khairi, Rifqil
Multidisciplinary Journal of Religion and Social Sciences Vol. 1 No. 2 (2024): Oktober 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v1i2.94

Abstract

This study aims to analyze the implementation of sharia economic law in Islamic Financial Institutions (LKS) in Indonesia, including the challenges faced and the strategies needed to improve its effectiveness. This study was conducted with a qualitative approach and used a case study method in several LKS to gain an in-depth understanding of the application of sharia principles in the operations of financial institutions. Data collection techniques include in-depth interviews with related parties, direct observation, and analysis of regulatory documentation and internal policies of LKS. The results of the study indicate that although LKS have attempted to implement sharia principles such as the prohibition of usury and gharar, there are still various challenges, including limited public understanding, limited competent human resources, and a regulatory framework that is not yet fully comprehensive. This study also identified that strengthening regulations, developing competent human resources, and better sharia governance are needed to ensure compliance and stability of LKS. Effective implementation of sharia economic law is expected to increase public trust in LKS, strengthen the stability of the financial system, and support sustainable economic growth in Indonesia.
Sosialisasi Dan Edukasi Ekonomi Syariah Untuk Pelajar: Fondasi Kuat Menuju Kesejahteraan Dan Keadilan Berbasis Syariah Di Sma It Al-Utsaimin Bangkinang Zakir, Muhammad; Winario, Mohd; Mairiza, Diany; Khairi, Rifqil; Irmawanti, Irmawanti
Journal of Community Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i1.154

Abstract

This community service activity was carried out for students of SMA IT Al-Utsaimin Bangkinang, Riau Province, where the purpose of this community service is to provide provisions in increasing understanding of the concept of Sharia Economics to the community, especially generation Z of students of SMA IT Al-Utsaimin Bangkinang. The methods used in this community service activity are through counseling and presentation, discussion and practice (pretset and post test) for participants. The counseling method is used to explain the importance of knowing the concept of Sharia economics for students in order to become prosperous generations using sharia principles. The presentation method is used to show a work process, namely the stages of how we can become individuals who have a prosperous economy. While the question and answer method is used to give participants the opportunity to consult in understanding further the material that has been given. The practice method is used to see how far the participants understand the service before and after the material is delivered. The availability of adequate experts in delivering this material, the enthusiasm of the participants, and the support of the principal for the implementation of the activity are supporters of the implementation of this PPM activity. The obstacles faced are that the students do not yet have initial knowledge about the material of the concept of Islamic economics and limited time in delivering the material. The results of this service indicate that: The community service program can be organized well and run smoothly according to the activity plan that has been prepared, the results of this service concluded that: First, Most students of SMA IT Al-Utsaimin do not understand the concept of Islamic economics well, Second, The achievement of the objectives of the community service program for students of SMA IT Al-Utsaimin Bangkinang, the entire program that has been carried out with collaboration between the school and the community service have been carried out all and in accordance with the event rounddown and the time that has been determined previously.
Pelatihan Peningkatan Literasi Keuangan Syariah Pada Siswa SMA IT Al-Utsaimin Bangkinang Khairi, Rifqil; Mairiza, Diany; Hasda, Mifta; Hidayat, Hidayat; Reza, Saru; Syaipudin, Muhammad
Journal of Community Sustainability Vol. 2 No. 2 (2025): Juni 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i2.167

Abstract

This community service is carried out for SMA IT Al Utsaimin Bangkinang students, the purpose of this community service is to find out about Sharia Contract Education and the Development of Sharia Economics for SMA IT Al Utsaimin Bangkinang students. The methods used in this community service activity are counseling, presentations and discussions. The results of the community service show that: The community service program for SMA IT Al Utsaimin Bangkinang students can be organized well and run smoothly according to the activity plan that has been prepared, the results of this community service concluded that: First, SMA IT Al Utsaimin Bangkinang students, some already understand, some are still hesitant, some even do not understand, Second, The achievement of the objectives of the community service program for SMA IT Al Utsaimin Bangkinang students, the entire program that has been carried out with collaboration between business owners and community service workers has been carried out all and in accordance with the event rounddown and the time that has been determined previously.
Analisis Dampak Penerapan Sistem Informasi Manajemen Terhadap Kinerja Organisasi Di Era Digital Solekha, Nadira; Khairi, Rifqil; Mairiza, Diany
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 3 (2025): Agustus 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v2i3.189

Abstract

This study aims to analyze the impact of implementing Management Information Systems (MIS) on organizational performance in the digital era. The main focus is to explore how MIS can enhance operational efficiency, decision-making processes, and the quality of organizational services. This research employs a literature review method by examining various sources and references related to MIS implementation across different types of organizations. The analysis process involves comparing previous studies, relevant information systems theories, and applicable case studies. This approach seeks to provide a comprehensive overview of the impact of MIS implementation on organizational performance. The findings indicate that MIS implementation significantly improves operational efficiency, accelerates decision-making, and enhances customer service. However, MIS implementation also poses challenges, such as high implementation costs and dependence on technology, which can be risky if not properly managed. Therefore, the success of MIS implementation largely depends on management commitment, human resource readiness, and appropriate technology selection.
Literasi Tentang Transaksi Jual Beli Yang Sesuai Dengan Nilai-Nilai Islam Pada Siswa PPMTI Tanjung Berulak Kec. Kampar Khairi, Rifqil; Reza, Saru; Hidayat, Hidayat; Hasda, Mifta; Arif, Muhammad; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.326

Abstract

This community service activity was conducted at Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak under the theme “Introduction to Islamic Finance as a Solution for Managing Finances in an Islamic Way.” The aim was to provide 12th-grade students with a basic understanding of Islamic finance concepts and their implementation, particularly through financial institutions such as Islamic banks. Preparations for the activity included coordination with the pesantren, development of materials, and creation of supporting media. The material was delivered through a lecture method, followed by an interactive discussion session that allowed students to ask questions and gain deeper understanding. The results of the activity showed an increase in students’ understanding and enthusiasm for applying Islamic financial principles in their daily lives. This activity not only provided direct benefits but is also expected to shape students into agents of change who promote Islamic financial practices within their communities and contribute to the creation of a more Islamic and prosperous society.
Analisis Hukum Islam tentang Penerapan Khiyar dalam Transaksi Jual Beli Modern Khairi, Rifqil; Zakir, Muhammad; Assyifa, Zubaidah; Rahmawati, Rahmawati
Journal of Legal Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v2i3.362

Abstract

This study aims to analyze the application of the concept of khiyar in modern sales transactions, particularly in the context of online trade and digital sales systems that are rapidly evolving today. The concept of khiyar in Islamic law grants both the seller and the buyer the right to proceed with or cancel the contract under certain conditions in order to uphold justice and prevent practices that may harm either party. The research method used is a qualitative approach with a normative juridical analysis, examining Islamic legal sources such as the Qur'an, Hadith, and classical as well as contemporary fiqh muamalah literature, and comparing them with the practices of modern sales transactions, including return policies, warranty systems, and consumer protection mechanisms in e-commerce. The findings indicate that the principle of khiyar has been substantially implemented in various modern transaction features, such as return policies, trial periods, and customer complaint systems. However, its implementation has not fully aligned with the principles of fiqh muamalah due to the presence of elements of uncertainty (gharar) and injustice in several digital trade practices. Therefore, education and regulatory strengthening based on Sharia principles are required to ensure that the application of khiyar rights provides fair protection for both consumers and business actors in accordance with the values of Islamic law.
Education on Sharia Financial Contracts for PDAM Tirta Kampar Employees: Edukasi Akad-Akad Keuangan Syariah pada Karyawan PDAM Tirta Kampar Winario, Mohd; Assyifa, Zubaidah; Sudirman, Wahyu Febri Ramadhan; Zakir, Muhammad; Khairi, Rifqil; Lismawati, Lismawati; Despira, Despira
Journal of Digital Community Services Vol. 1 No. 1 (2024): January
Publisher : Institute Of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/dcs.v1i1.1

Abstract

Tujuan dari pengabdian ini adalah untuk mengedukakasi akad-akad keuangan syariah pada Karyawan PDAM Tirta Kampar. Metode yang digunakan dalam kegiatan pengabdian kepada masyarakat (PkM) ini adalah dengan cara memberikan edukasi berupa penyuluhan, diskusi dan pemahaman kepada Karyawan PDAM Tirta Kampar. Program pengabdian kepada masyarakat Karyawan PDAM Tirta Kampar ini dapat diselenggarakan dengan baik dan berjalan dengan lancar sesuai dengan rencana kegiatan yang telah disusun, hasil dari pengabdian ini disimpulakan bahwa: Pertama, Karyawan PDAM Tirta Kampar pemahaman tentang transaksi keuangan syariah beragam, ada yang sudah faham, ada yang masih ragu-ragu, bahkan ada yang belum faham, Kedua, Ketercapaian tujuan program kegiatan pengabdian kepada masyarakat Karyawan PDAM Tirta Kampar keseluruhan program yang telah dilakukan dengan kolaborasi antara pemilik usaha dan pengabdi telah dilakukan semua dan sesuai dengan roundown acara maupun waktu yang telah ditentukan sebelumnya.
Edukasi Dan Pengenalan Akad-Akad Dalam Ekonomi Syariah Pada Santri Ppmti Tanjung Berulak Kec. Kampar Zakir, Muhammad; Mairiza, Diany; Khairi, Rifqil; Rahmawati, Rahmawati; Amelia, Nur; Lismawati, Lismawati
Journal of Community Sustainability Vol. 2 No. 4 (2025): Desember 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i4.365

Abstract

This community service program aims to introduce the concepts of contracts (akad) in Islamic economics to the students of Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak as a solution for Islamic financial management. The material was delivered through a lecture method, providing the students with content relevant to the theme. After the presentation, a discussion session was conducted, giving the students an opportunity to ask questions related to the topic, allowing them to explore the concepts more deeply. The results of this activity show an increase in the students’ understanding of the importance of Islamic financial management, as well as their enthusiasm for applying Islamic financial principles in their daily lives. This program is expected not only to provide direct benefits to the students but also to inspire them to become agents of change in their communities, promote Islamic finance, and support the creation of a more Islamic and prosperous society.
Sosialisasi Transaksi Ekonomi Yang Sesuai Dengan Prinsip Ekonomi Syariah Pada Siswa SMKN 1 Tapung Khairi, Rifqil; Winario, Mohd; Zakir, Muhammad; Sudirman, Wahyu Febri Ramadhan; Fitriyana, Rinda; Amalia, Nala; Irmawanti, Irmawanti
Journal of Community Sustainability Vol. 2 No. 4 (2025): Desember 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i4.366

Abstract

This community service activity was carried out for the students of SMKN 1 Tapung Kampar, Riau Province. The purpose of this program is to provide knowledge and enhance understanding of the concept of Islamic Economics among the community, especially Generation Z, represented by the students of SMKN 1 Tapung Kampar. The methods used in this community service activity included counseling and presentations, discussions, as well as practice sessions (pre-test and post-test) for the participants. The results of this program show that the community service activities were successfully implemented and ran smoothly according to the planned schedule. The findings indicate that: First, most students of SMKN 1 Tapung Kampar do not yet have a good understanding of the concept of Islamic economics. Second, the objectives of the community service program were achieved, as all activities were conducted through collaboration between the school and the facilitators, and were carried out according to the event rundown and the predetermined schedule.
Penerapan Hukum Islam dalam Praktik Jual Beli oleh Anak di Bawah Umur di Masyarakat Kontemporer Zakir, Muhammad; Khairi, Rifqil; Rahmawati, Rahmawati; Assyifa, Zubaidah
Journal of Legal Sustainability Vol. 2 No. 4 (2025): Desember 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v2i4.452

Abstract

The practice of buying and selling by minors is a growing phenomenon in contemporary society, both in simple transactions in the local community and through digital media. This situation raises legal issues related to the validity of contracts and child protection from an Islamic legal perspective. This study aims to analyze the application of Islamic law to the practice of buying and selling by minors in the context of contemporary society. This study uses a juridical-normative method with a qualitative approach through library research. Data sources include the Qur'an, Hadith, classical and contemporary fiqh books, scientific journals, and relevant laws and regulations. Data were analyzed using a descriptive-analytical method with a maqasid al-shariah approach. The results show that Islamic law essentially permits the involvement of minors in buying and selling practices on a limited basis, provided they have the permission and supervision of a guardian and do not cause harm. Meanwhile, buying and selling by minors who are not yet mumayyiz is considered invalid. In the context of contemporary society, the application of Islamic law must be contextualized, emphasizing the principle of protecting children's minds and property. This research confirms that Islamic law plays a role not only as a legal norm but also as an ethical guideline for protecting and guiding children in safe and beneficial economic activities.