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All Journal Sharing: Journal Of Islamic Economics, Management And Business Journal of Economic, Management, Business, Accounting Sustainability Journal of Digital Community Services Journal Of Community Sustainability Journal Of Sustainable Education (JOSE) General Multidisciplinary Research Journal Journal Of Legal Sustainability (JOLS) Multidisciplinary Journal of Religion and Social Sciences (MJRS)

Rifqil Khairi

Universitas Pahlawan Tuanku Tambusai

Author-ID : 6118601

Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

Published : 41 Documents Claim Missing Document

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PENGARUH KUALITAS PELAYANAN DAN FASILITAS KAMPUS TERHADAP KEPUASAN MAHASISWA ANGKATAN 2018-2021 DI INSTITUT TEKNOLOGI & BISNIS MASTER PEKANBARU Novriavani Novriavani; Mohd Winario; Muhammad Zakir; Rifqil Khairi
Sharing: Journal of Islamic Economics Management and Business Vol. 1 No. 1 (2022): Desember 2022
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Tujuan penelitian ini untuk mengetahui pengaruh kualitas pelayanan dan fasilitas kampus terhadap kepuasan mahasiswa angkatan 2018-2021 di Institut Teknologi & Bisnis Master Pekanbaru. Objek penelitian adalah seluruh mahasiswa Institut Teknologi & Bisnis Master Pekanbaru, dari angkatan 2018-2021 dengan total mahasiswa sebanyak 998 orang mahasiswa dengan sample sebanyak 90 orang mahasiswa. Teknik analisis yang di gunakan teknik analisis regresi linear berganda dengan menggunakan uji validitas, uji reliabilitas, uji normalitas, uji R2, uji T dan uji F. Berdasarkan hasil penelitian diperoleh bahwa variabel kualitas pelayanan dengan nilai t-hit sebesar 6,286 dan nilai t-tab sebesar 1,987. Sehingga t-hit > t-tab sehingga 6,286 > 1,987 yang artinya Kualitas Pelayanan (X1) secara parsial berpengaruh signifikan terhadap kepuasan mahasiswa (Y) di Institut Teknologi Dan Bisnis Master Pekanbaru. Sedangkan variabel fasilitas kampus dengan nilai t-hit sebesar 3,404 dan nilai t-tab sebesar 1,987. Sehingga t-hit > t-tab sehingga 3,404 > 1,987 yang artinya fasilitas kampus (X2) secara parsial berpengaruh signifikan terhadap kepuasan mahasiswa (Y) di Institut Teknologi Dan Bisnis Master Pekanbaru. Dengan demikian maka Ho ditolak dan H1 diterima. Artinya terdapat pengaruh secara signifikan antara kualitas pelayanan dan fasilitas kampus dengan kepuasan mahasiswa angkatan 2018-2021 di Institut Teknologi & Bisnis Master Pekanbaru. Kesimpulannya adalah bahwa nilai Adjusted R Square sebesar 0,704 atau 70,4% berarti kualitas pelayanan dan fasilitas kampus berpengaruh signifikan terhadap kepuasan mahasiswa angkatan 2018-2021 di Institut Teknologi & Bisnis Master Pekanbaru.

PENGARUH BUDAYA ORGANISASI DAN KEPUASAN KERJA TERHADAP KINERJA KARYAWAN PADA PT. SINERGI GLOBAL SERVIS CABANG PEKANBARU Mita Pratiwi; Marabona Munthe; Rifqil Khairi
Sharing: Journal of Islamic Economics Management and Business Vol. 1 No. 1 (2022): Desember 2022
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Tujuan dari penelitian ini adalah 1) Untuk mengetahui apakah budaya organisasi berpengaruh terhadap kinerja karyawan PT Sinergi Global Servis Cabang Pekanbaru. 2) Untuk mengetahui apakah kepuasan kerja berpengaruh terhadap kinerja karyawan pada PT Sinergi Global Servis Cabang Pekanbaru. 3) Untuk mengetahui apakah budaya organisasi dan kepuasan kerja secara simultan berpengaruh terhadap kinerja karyawan pada PT Sinergi Global Servis Cabang Pekanbaru. Penelitian ini dilakukan di PT. Sinergi Global Servicing cabang Pekanbaru yang beralamat di Jl. Baung, Tangerang Barat, Kota Pekanbaru, Riau. Penelitian ini dilakukan kepada seluruh karyawan PT Sinergi Global Servis cabang Pekanbaru yang berjumlah 30 orang dan semuanya dijadikan sampel (total sampling). Teknik analisis data yang digunakan adalah analisis regresi linier berganda. Hasil uji asumsi klasik menunjukkan bahwa data berdistribusi normal, tidak terjadi multikolinearitas dan tidak terjadi heteroskedastisitas. Hasil pengujian secara simultan (Uji F) budaya organisasi dan kepuasan kerja secara bersama-sama berpengaruh signifikan terhadap kinerja karyawan pada PT. Synergy Global Service Cabang Pekanbaru. Hasil uji parsial (uji t) budaya organisasi dan kepuasan kerja berpengaruh signifikan terhadap kinerja karyawan pada PT. Synergy Global Service Cabang Pekanbaru. Hasil perhitungan koefisien determinasi yang telah disesuaikan dengan nilai R_Square sebesar 0,806 berarti 80,6% variabel kinerja pegawai dapat dijelaskan oleh variabel budaya organisasi dan kepuasan kerja. Sedangkan 19,4% lainnya dipengaruhi atau dijelaskan oleh variabel lain yang tidak dibahas dalam penelitian ini

URGENSI ZISWAF DALAM PENGEMBANGAN PEREKONOMIAN DI INDONESIA Nur Amelia; Rahmawati Rahmawati; Lismawati Lismawati; Rifqil Khairi; Zubaidah Assyifa
Sharing: Journal of Islamic Economics Management and Business Vol. 2 No. 2 (2023): Desember 2023
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v2i2.23408

This article discusses the role of Zakat, Infaq and Alms (Ziswaf) in microeconomic development in This article discusses the role of Zakat, Infaq and Alms (Ziswaf) in microeconomic development in Indonesia. The author explains Ziswaf's urgency in empowering small communities, especially those in the lower economic strata. Funds collected from zakat, infaq and alms can be allocated to support micro and small businesses, provide business capital, and provide training and mentoring to improve the skills and capacity of micro communities. The research method applied is the literature research method or literature review, which is focused on the analysis and synthesis of written works that are relevant to the research topic. The research results show that increasing ZISWAF fund collection has a positive impact on social religious life, poverty alleviation, equitable development, human development, and economic growth. If managed optimally, the existence of ZISWAF will provide a significant boost to economic growth. Therefore, it is emphasized that the government needs to provide greater support to exploit the potential of the ZISWAF instrument in Indonesia.

Penguatan Literasi Keuangan Syariah Bagi Santri Di Pondok Pesantren Madrasah Tarbiyah Islamiyah (PPMTI) Kabupaten Kampar Muhammad Zakir; Rahmawati Rahmawati; Mohd Winario; Rifqil Khairi; Hairullah Efendi; Nur Amelia
Journal of Community Sustainability Vol. 3 No. 2 (2026): Juni 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i2.521

This community service activity was conducted at the Air Tiris Islamic Boarding School (PPMTI) in Kampar Regency, targeting students currently studying. The activity, themed "Strengthening Sharia Financial Literacy for Students at PPMTI in Kampar Regency," aimed to increase students' knowledge of sharia financial concepts in accordance with Islamic principles. The results of the activity showed an increase in students' understanding of sharia-compliant economic transactions after participating in the counseling. Prior to the activity, most participants had a limited understanding of the difference between sharia-compliant transactions and those containing riba (usury). Through the presentation of material, interactive discussions, and case studies relevant to everyday life, students gained a better understanding of the principles of justice, honesty, and welfare in economic activities. The counseling also succeeded in raising students' awareness to avoid riba practices and to be more selective in choosing sharia-compliant transactions. The enthusiasm of the participants throughout the activity demonstrated that the counseling was effective in improving sharia-compliant financial literacy within the Islamic boarding school environment.

Sosialisasi Tentang Produk Bank Syariah Pada Siswa PPMTI Tanjung Berulak Kec. Kampar Rifqil Khairi; Saru Reza; Hidayat Hidayat; Wahyu Febri Ramadhan Sudirman; Muhammad Zakir; Irmawanti Irmawanti
Journal of Community Sustainability Vol. 3 No. 2 (2026): Juni 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i2.526

This Community Service Program (PKM) activity aims to introduce the concept of Islamic financial management to students at the Madrasah Tarbiyah Islamiah Islamic Boarding School (PPMTI) Tanjung Berulak as a solution for Islamic financial management. The method used in this research began with preparation, including coordination with the boarding school management, preparation of materials, and creation of supporting media such as presentations. On the day of the community service activity, 12th-grade students participated. The material was delivered using a lecture method, with students given material based on the theme. Following the presentation, a discussion session was held, giving students the opportunity to ask questions related to the theme, allowing them to delve deeper into the concepts taught. The results of this activity demonstrated an increased understanding of the students' understanding of the importance of Islamic financial management and their enthusiasm for applying Islamic financial principles in their daily lives. This activity is expected to not only provide direct benefits to the students but also inspire them to become agents of change in their communities, promote Islamic finance, and support the creation of a more Islamic and prosperous society.

Analisis Hukum Zakat Hasil Perkebunan Kelapa Sawit berdasarkan Prinsip Zakat Pertanian Zubaidah Assyifa; Rifqil Khairi; Muhammad Zakir; Wahyu Febri Ramadhan Sudirman; Rinda Fitriyana
Journal of Legal Sustainability Vol. 3 No. 1 (2026): Maret 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v3i1.505

This study aims to analyze the zakat law on oil palm plantation yields based on the principles of agricultural zakat from an Islamic legal perspective. The study employed a qualitative approach with library research. Data were obtained from the Quran, hadith, fiqh books, scientific journals, and various literature related to agricultural zakat and oil palm plantation zakat. Data collection was conducted through documentation studies, while data analysis employed a descriptive-analytical method with a normative sharia approach. The results show that oil palm has productive characteristics and economic value, thus fulfilling the basic principles of zakat obligations. Scholars differ in their opinions regarding the status of zakat on oil palm, with some classical scholars limiting agricultural zakat to certain food crops, while contemporary scholars extend the obligation to all productive plantation products. This study also found that low public understanding and suboptimal zakat management are the main obstacles to the implementation of zakat on oil palm. Therefore, education and strengthening of zakat institutions are needed so that the potential of zakat on oil palm can be utilized to improve community welfare and economic equality.

Analisis Komparatif Penerapan Akad Wadiah Dalam Produk Tabungan Syariah Dan Dampaknya Terhadap Loyalitas Nasabah Qonita Hidayati; Mohd Winario; Rifqil Khairi
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.236

This study aims to conduct a comparative analysis of the implementation of the wadiah contract in savings products at several Islamic banks in Indonesia and examine its impact on customer loyalty. Wadiah is a safekeeping (deposit) contract without compensation, commonly applied in Islamic banking savings products. This research uses a descriptive qualitative approach with case studies at three prominent Islamic banks: Bank Syariah Indonesia (BSI), Bank Muamalat, and Bank Mega Syariah. Data were collected through in-depth interviews with management and customers, as well as product documentation. The results show that the application of the wadiah contract varies in terms of transparency, hibah (bonus) incentives, and treatment of customer funds. These differences significantly affect customers' perceptions of fairness, comfort, and trust, ultimately influencing varying levels of customer loyalty. This study recommends standardizing the implementation of the wadiah contract to avoid sharia ambiguity and maintain public trust in Islamic banks.

Green Economy Dan Tanggung Jawab Moral Manusia Terhadap Lingkungan Dalam Perspektif Islam Bunga Andini; Mohd Winario; Rifqil Khairi
Multidisciplinary Journal of Religion and Social Sciences Vol. 3 No. 2 (2026): April 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v3i2.486

The concept of green economy has developed as a development paradigm that emphasizes the balance between economic growth, environmental sustainability, and social justice amidst the global ecological crisis. From an Islamic perspective, green economy is not merely a technical approach, but also a manifestation of human moral and spiritual responsibility as caliphs on earth. Humans are required to maintain balance (mīzān), avoid damage (fasād), and ensure the sustainability of resources for future generations. This study aims to analyze the relationship between the principles of green economy and human moral responsibility within the framework of Islamic values, by integrating the Qur'an, Hadith, and maqāṣid al-sharī‘ah. The method used is a qualitative literature study from classical and contemporary sources related to Islamic economics and environmental ethics. The results of the study indicate that green economy principles such as resource efficiency, emission reduction, distributive justice, and ecosystem sustainability are in line with Islamic values, especially amanah (trust), justice (‘adl), benefit (maṣlaḥah), and the prohibition of isrāf and tabdhīr. This responsibility is both individual and collective, involving the state, economic actors, and society in realizing sustainable development.

Analisis Implementasi Akad Murabahah Dalam Pembiayaan Konsumtif Di Bank Syariah Mulki Akhdan; Mohd Winario; Mifta Hasda; Muhammad Syaipudin; Rifqil Khairi
Multidisciplinary Journal of Religion and Social Sciences Vol. 3 No. 3 (2026): Juli 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v3i3.554

The development of Islamic financing in Indonesia has positioned the murabahah contract as the dominant instrument in consumer financing. However, its implementation still raises several issues related to ownership of goods, margin transparency, and potential procedural deviations. This study aims to evaluate the implementation of murabahah contracts in consumer financing within Islamic banking and to assess their compliance with Sharia principles and the provisions of the DSN-MUI Fatwa. The research employs a qualitative approach using an explanatory case study through literature review and normative analysis of regulations and operational practices. The findings indicate that, conceptually, murabahah contracts have been systematically implemented through mechanisms involving the bank’s purchase of goods, transparent margin determination, and installment payments agreed upon by both parties. Nevertheless, several challenges remain, including practices that tend to resemble conventional credit systems and the limited understanding of Sharia principles among some transaction participants. This study highlights the importance of strengthening Sharia supervision, improving customer literacy, and optimizing financing governance to ensure that murabahah contracts maintain integrity, fairness, and accountability within the Islamic financial system.

Pemikiran Ulama Kontemporer Tentang Distribusi Dalam Islam: Riview Literatur Kualitatif Mulki Akhdan; Mohd Winario; Rifqil Khairi
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.456

Unequal distribution of wealth is a major problem in the modern economic system, contributing to increasing poverty and social injustice, including in Muslim societies. This situation emphasizes the urgency of examining the concept of distribution in Islamic economics as an alternative to a just economic system. This study aims to analyze the thoughts of contemporary Islamic scholars on distribution in Islam based on a qualitative literature review. The research method used is a qualitative approach using a literature review technique of the works of contemporary Islamic scholars and relevant scientific literature, analyzed using content analysis. The results indicate that contemporary Islamic scholars view distribution as a fundamental element of the Islamic economic system, oriented towards social justice and the welfare of the people. Distribution is implemented through the instruments of zakat (alms), infaq (donation), sadaqah (charity), waqf (endowment), inheritance systems, and the prohibition of exploitative economic practices, with the support of the state and society. This study recommends strengthening Islamic distribution institutions, optimizing the role of the state, and developing economic policies based on the maqāṣid al-shari'ah (objectives of the principles of sharia) so that the Islamic concept of distribution can be implemented effectively and relevantly in facing contemporary economic challenges.

Co-Authors Abdul Rahman Al Munawar, Muhammad Martadho Al Munawar Amalia, Nala AMELIA, NUR Ayunda, Niken Resty Bunga Andini Candra, Filtra Despira, Despira Diany Mairiza Dio Ramadhani Aue Fitria, Shonya Ramadhani Fitriyana, Rinda Hairullah Efendi Hidayat Hidayat Hidayat Hidayat Hidayati, Qonita Irmawanti Irmawanti Irmawanti, Irmawanti IRWAN, YUDI Juliana Yulianti Lismawati Lismawati Lismawati, Lismawati Maini, Nur Mardiyah, Suci Mifta Hasda Mita Pratiwi Mohd. Winario Muhammad Arif Muhammad Syaipudin Muhammad Zakir Muhammad Zakir Mulki Akhdan Munthe, Marabona Nasrina, Nur Novriavani Novriavani Nur Amelia Putri, Berliana Qonita Hidayati Rahmawati Rahmawati Rahmawati, Rahmawati Rinda Fithriyana Rinda Fitriyana SANTOSO SANTOSO Saru Reza Solekha, Nadira Wahyu Febri Ramadhan Sudirman Zubaidah Assyifa

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