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All Journal Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Walisongo: Jurnal Penelitian Sosial Keagamaan Falah : Jurnal Ekonomi Syariah Tazkia Islamic Finance and Business Review Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam Iqtishoduna: Jurnal Ekonomi Islam El-Barka: Journal of Islamic Economics and Business Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Jurnal Pusat Inovasi Masyarakat el-Jizya: Jurnal Ekonomi Islam Equilibrium: Jurnal Ekonomi Syariah Halal Studies and Society
Tita Nursyamsiah, Tita
Departement Of Islamic Economics, Faculty Of Economic And Management, Institut Pertanian Bogor
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Economics, Econometrics & Finance Education Social Sciences Other

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APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA Effendi, Jaenal; Baga, Lukman Mohammad; Beik, Irfan Syauqi; Nursyamsiah, Tita
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2241

Abstract

Microbanking is generally defined as a broad set of financial services to meet the needs of the poor and small enterprises. However, mirobanking that have been well-designed might not have a positive impact on the poorest unless it particularly obtains to reach them through proper business model. On the other hand, Indonesia lists as the largest Moslem community in the world.  Hence, microbanking that are ruled under sharia regulation namely Islamic microbanking hopefully enable to support the development program particularly to the poor and SMEs in Indonesia. Therefore, the study of practices Islamic microbanking business model should be conducted in order to design the strategy of development, particularly on financial inclusion program. This study used qualitative analysis through a process of discussion, focus group discussion (FGD), in-depth interviews and literature review in order to gain information from primary and secondary sources as well as a comparative study of business models of Islamic microfinance in Indonesia.
Green Sukuk Development Strategy in Indonesia: ANP-SWOT Approach Alhaq, Khairanisa; Nursyamsiah, Tita; Muthohharoh, Marhamah
IQTISHADIA Vol 16, No 1 (2023): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v16i1.16312

Abstract

Green sukuk are State Sharia Securities (SBSN) that put forward the concept of financing programs for environmentally friendly projects. However, since the issuance of this instrument, the number of green sukuk is still small compared to other SBSNs. This study aims to identify strengths, weaknesses, opportunities, threats, and solutions and develop strategies for developing green sukuk in Indonesia. The Analytic Network Process with a SWOT (Strength-Weakness-Opportunity-Threat) network structure is used. Respondents in the study amounted to five experts, consisting of academics, regulators, and practitioners. The results show that opportunities are a top priority in supporting the development of green sukuk. The most influential variables of strengths, weaknesses, opportunities, and threats are green sukuk which impacts reducing greenhouse emissions and preserving the environment. The number and types of funded projects are limited, increasing public awareness of environmentally friendly sustainable lifestyle trends and reputational risks. The priority strategy for developing green sukuk in Indonesia is increasing awareness of the issue of climate change.
Analyze of Indonesian and Malaysian Students' Investment Intentions in Islamic Capital Market: The Application of The Theory of Planned Behavior Raihan, Muhartsal; Nurhayadi, Yadi; Nursyamsiah, Tita
EQUILIBRIUM Vol 12, No 2 (2024): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v12i2.29455

Abstract

This research aims to identify the factors influencing the investment intentions of Indonesian and Malaysian students in the Islamic Capital Market. The study is based on the Theory of Planned Behavior as its framework. It employs non-probability sampling techniques, specifically purposive sampling, combined with a quantitative methodology. Data for the study was collected from 191 respondents, consisting of students from various universities in Indonesia and Malaysia, through a survey questionnaire. Data analysis was conducted using Structural Equation Modeling (SEM) with the SmartPLS 3.0 software. This research seeks to encourage Indonesian and Malaysian students, as representatives of two predominantly Muslim nations, to develop intentions to invest in the Islamic Capital Market.
The Effectiveness of Islamic Microfinance Distribution on Microbusiness Owner’s Poverty Alleviation (Case Study: BMT Bina Masyarakat Purworejo) AGENG PRASETYO; JAENAL EFFENDI; TITA NURSYAMSIAH
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol. 14 No. 1: June 2018
Publisher : Fakultas Studi Islam dan Peradaban, Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/AIIJIS.2018.0078.1-26

Abstract

The objective of the study is to analyze the effectiveness of Islamic microfinance distri- bution and its impact on microbusiness owners’ poverty alleviation in Purworejo. This study used descriptive analysis method that is Likert scale and ordinary least square method (OLS) to analyze the influence of Islamic Microfinance Institution’s financing to microbusiness performance. The impact on the poverty alleviation is indicated by the change of microbusiness owners’ income. The results indicate that Islamic micro-financing is con- sidered to be effective in several aspects, they are proposal aspect, disbursement aspect, utilization aspect, and pay-back aspect of financing. In addition, Islamic microfinance has a positive impact on microbusiness performance and poverty alleviation.
Muslim impulsive buying behavior via e-commerce in West Java Deni Lubis; Anisa Az Zahra; Tita Nursyamsiah
el-Jizya: Jurnal Ekonomi Islam Vol. 13 No. 1 (2025): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v13i1.12302

Abstract

Indonesia is the world's largest Muslim consumer, COVID-19 contributed to the rapidly growing percentage of Internet users and online shopping as well as the availability of an easy-to-access e-commerce platform that encourages user consumption. The act of consumers spontaneously purchasing products without consideration is known as impulsive buying behavior, even though Islam forbids excessive consumption and waste. As no policy governs consumption, this study is critical in providing a reference for policymakers. This study investigates the factors that influence Muslim consumers' impulsive purchasing behavior when shopping on an e-commerce platform. The findings indicated a significant relationship between religiosity and attitudes. While attitudes, subjective norms, and perceived behavioral control impact impulse buying intentions, intentions significantly influence impulsive buying behavior. To prevent impulsive buying behavior, the government and NGOs must be involved in outreach and education to prevent impulsive buying behavior.
Co-Authors AGENG PRASETYO Alhaq, Khairanisa Alifah Fidela Ananda Diah Oktaviani Anisa Az Zahra Annisa, Nadya Nur Aprinaldi Pratama Busaid Deni Lubis Fadhila Meithasari Nurtjahjo Fathyah Isnaini Hasanah, Qoriatul Irfan Syauqi Beik JAENAL EFFENDI Khalifah Muhamad Ali Lukman M Baga Lukman M. Baga Lydia Edgina Mahanani, Yekti Maudy Susanti Mayang Indi Genousa Mohammad Iqbal Irfany Muthohharoh, Marhamah Nasyafira, Hanifah Zahra Neneng Hasanah Nurlaila Mahdiah Qoriatul Hasanah Rahmat Yanuar Raihan, Muhartsal Ranti Wiliasih Rofifah, Safirah Rosadi, Chodijah Puteri Shinta Marbella Christine Syahida Rohmah, Naila Thiarany, Usy Thuba Jazil Thuba Jazil Tilova, Tari Yulia Usy Thiarany Utami, Anisa Dwi Valyanisa Byzzanthi Yadi Nurhayadi, Yadi Yekti Mahanani