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Journal : KIC

The Effect Of Financial Literacy And Economic Literacy On The Financial Management Of Youth In Sumberejo Village Anggraini, Ari Saputri Novita; Prastyaningtyas, Efa Wahyu; Irmayanti, Elis
Proceeding Kilisuci International Conference on Economic & Business Vol. 2 (2024): Proceeding Kilisuci International Conference on Economic and Business
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/trr77s13

Abstract

Research aim: This study investigates the potential influence of financial and economic literacy on the financial management of adolescents in Sumberejo Village. Design/Methode/Approach: A quantitative approach is employed, utilizing purposive sampling techniques for the selection of adolescent participants. Data analysis is conducted using t-tests, F-tests, and coefficient of determination testing with the assistance of SPSS software version 23. Research Finding: After analyzing the data, the study reveals a Fcount of 92,251, suggesting that there is a simultaneous impact of both financial and economic literacy on the financial management of adolescents residing in Sumberejo Village. Moreover, financial literacy and economic literacy account for a contribution of 0.569 and 56.9%, respectively, towards financial management.  
Analysis of Education and Communication Strategies in Increasing Understanding and Public Awareness of Insurance at Panin Dai-Ichi Life Company Fadhilah, Putri; Prastyaningtyas, Efa Wahyu
Proceeding Kilisuci International Conference on Economic & Business Vol. 3 (2025): Proceeding Kilisuci International Conference on Economic and Business
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/kilisuci.v3i.6700

Abstract

Research Aim : The purpose of writing this article is to further examine marketing strategies and educational approaches that can increase public awareness of the importance of insurance. Design/Methods/Approach : The author conducted research through a qualitative approach to explore the education and communication strategies implemented by Pani Dai-Ichi Life, Data collection was carried out in three ways namely; observation, interviews, and documentation. Research Findings : The education and communication strategy implemented by Panin dai-Ichi Life has proven effective in expanding access to information and increasing public awareness about the importance of insurance, especially among the younger generation. The educational approach is carried out through workshop activities in Surabaya area campuses, as well as informative content on social media that discusses financial management, financial protection, and risk management. Theoretical contribution/Originality: Academic basis that can be utilized to design more efficient education and communication strategies in increasing public understanding and awareness of insurance. Practice/Policy Implications:  1. optimization of digital education through webinars, and social media, 2. Interactive communication strategies such as question and answer sessions and insurance benefit simulations, 3. Use of simple lenguage to make information easier to understand. Research limitations: This study has limitations such as a regional focus that only covers Surabaya, so the findings may be less representative of other regional contexts.
Role as a Companion Facilitator at PT. BTPN Syariah Tbk in Certified Independent Study Internship (MSIB) to Develop Students Critical Thinking Skills Permana, Arif; Prastyaningtyas, Efa Wahyu
Proceeding Kilisuci International Conference on Economic & Business Vol. 3 (2025): Proceeding Kilisuci International Conference on Economic and Business
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/kilisuci.v3i.7129

Abstract

Research aim: This study aims to explain the role of the Independent Learning Independent Dictionary(MBKM) internship program at BTPN Syariah as a facilitator for the development of students' critical thinking skills through internships.Design/Methode/Approach: The research used is qualitative descriptive qualitative with interview data collection techniques.Research Finding: The results of the study showed that students who participated in the internship program obtained the aim of examining the benefits of the Certified Independent Study Internship(MSIB) in developing students' critical thinking skills through the role of a companion facilitator in the internship program. Internship programs, particularly those involving the role of an accompanying facilitator, provide a unique opportunity for students to apply their knowledge and skills in real-world contexts.Theoretical contribution/Originality : This study makes significant theoretical contributions by examining how the Companion Facilitator role in PT. BTPN Syariah's MSIB program bridges experiential learning theory with practical workplace application in Islamic banking. Our findings demonstrate how structured mentoring, real-world problem solving, and critical reflection in certified internships uniquely develop students' higher-order thinking skills - an underexplored dimension in conventional internship research. The research introduces an innovative framework that connects industry mentorship practices with cognitive skill development, offering new insights into optimizing industry-academic partnerships for more impactful experiential learning. This work particularly advances understanding of critical thinking cultivation in non-Western business contexts and Sharia-compliant financial environments.Practitionel/Policy implication : For higher education institutions, these findings emphasize the need to develop formal partnerships with industry players like PT. BTPN Syariah to design internship curricula that systematically cultivate critical thinking through mentored projects and reflective practice. Corporations should implement structured internship guidelines featuring analytical tasks and provide mentor training programs to maximize cognitive skill development. At the policy level, MSIB organizers should incorporate critical thinking metrics into program assessments and expand this model across sectors. Students should approach internships as active learning opportunities by engaging in challenging projects and reflective discussions. These recommendations collectively enhance the transformative potential of certified internship programs in developing future-ready graduates.Research limitations: This research has limitations such as peers who are only placed 1 student in each branch so that it is difficult to find students as respondents, so that the context may not be representative of students from other universities.kills