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Journal : Jurnal Informatika Ekonomi Bisnis

Analisis Faktor Knowledge Inertia Sebagai Anteseden Penciptaan Daya Saing Individu Wirausahawan Sinurat, Honesty; Rahman, Hafiz; Games, Donard
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 1 (March 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (379.982 KB) | DOI: 10.37034/infeb.v5i1.242

Abstract

The purpose of this study is to explore the existence of knowledge inertia as an antecedent of creating individual competitiveness for nascent entrepreneurs and mature entrepreneurs. As well as what are the differences between nascent and mature entrepreneurs regarding mastery of knowledge and facts regarding the existence of knowledge inertia. This research uses a qualitative method using the comparative case studies method which aims to obtain a clear picture of a problem, which focuses on collecting data or information on objects. The results of the research findings and the results of the analysis of Project Map NVivo 12 plus, nascent entrepreneurs are more likely to experience inertia due to limited capital, limited human resources, fear of trying new things, lack of business relationships, lack of employee competency, and limited experience because they are still beginners in running their business. Meanwhile, mature entrepreneurs have a smaller tendency of inertia compared to nascent entrepreneurs. This is because as an old player and more experienced in maintaining the stability of its business so that it focuses more on maintaining its competitive position by having to be able to adapt to the times to achieve competitive advantage.
Pengembangan Model Bisnis Layanan Mobile Banking PT. Bank Nagari menggunakan Business Model Canvas Adilla, Maharani; Rahman, Hafiz; Ma’ruf
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.179 KB) | DOI: 10.37034/infeb.v5i2.562

Abstract

Digital transformation has changed the pattern of transactions in society, thus encouraging banks to make digital-based services part of their business strategy. This encourages increased competition in the financial services industry. For that, PT. Bank Nagari needs to identify and develop a business model so that Nagari Mobile Banking services can become a competitive advantage. Where, a good understanding of the business environment will enable companies to evaluate or even develop potential business models going forward. The Business Model Canvas is a business model mapping method that can provide an overview of how a company is able to provide value (value proposition) for its customers. This business model framework consists of 9 (nine) key elements, namely Customer Segments, Value Propositions, Channels, Customer Relationships, Revenue Streams, Key Resources, Key Activities, Key Partnerships, and Cost Structure. The results showed that the Nagari Mobile Banking service needed to develop the Value Proposition, Customer Relationship, Customer Segment, Channel, Key Activities, Key Partners, and Key Resources blocks, while the Cost Structure and Revenue Streams blocks did not experience development.