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All Journal JURNAL BISNIS STRATEGI Jurnal Wira Ekonomi Mikroskil Jurnal Manajemen Atma Jaya Jurnal Dimensi Jurnal Ilmiah Ekonomi Islam Jurnal Bisnis Terapan Magisma: Jurnal Ilmiah Ekonomi dan Bisnis JABI (Jurnal Akuntansi Berkelanjutan Indonesia) EconBank : Journal Economics and Banking Jurnal Manajemen Journal of Islamic Economics and Finance Jurnal Pengabdian Masyarakat Bhinneka Journal of Islamic Economics and Finance Fokus Abdimas
Wahyuni, Asri Nur
STIE Bank BPD Jateng
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences Other

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ANALISIS LIKUIDITAS, SOLVABILITAS, DAN AKTIVITAS PERUSAHAAN TERHADAP PROFITABILITAS PADA PERUSAHAAN MANUFAKTUR Asri Nur Wahyuni; Suryakusuma K.H.
Jurnal Manajemen Vol 15 No 1 (2018): Jurnal Manajemen
Publisher : Fakultas Ekonomi dan Bisnis Universitas Katolik Indonesia Atma Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (607.028 KB) | DOI: 10.25170/jm.v15i1.95

Abstract

The purpose of this research to determine the effect of liquidity, solvency and corporate activity on corporate profitability on go public company of manufacturing sector in 2012-2016. Sampling is done by purposive sampling method. The use of multiple linear regression test with all classical assumption tests such as multicollinearity, autocorrelation, heteroscedasticity and normality tests showed that the regression model is feasible to use and pass all classical assumption tests. Partial significance test (t test) shows the results of liquidity, solvency and corporate activity have partially significant effect on corporate profitability and simultaneous significance test results (F test) show that all independent variables significantly influence the profitability of the company.
Pengaruh Kompetensi SDM, Kualitas Informasi Keuangan dan Locus Of Control Terhadap Kinerja UMKM dengan Pengambilan Keputusan Sebagai Variabel Intervening Rudi Suryo Kristanto; Yohana Kus Suparwati; Suci Atiningsih; Asri Nur Wahyuni
JIEF : Journal of Islamic Economics and Finance Vol. 1 No. 1 (2021): JIEF VOL.1 NO.1 MEI 2021
Publisher : Departement of Sharia Economics, Faculty of Islamic Economics and Business, IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jief.v1i1.3705

Abstract

This study aims to determine the effect of human resource competence, quality of financial information, and locus of control on the performance of MSMEs with decision making as an intervening variable at Lurik UMKM Centers in Pedan District and Batik Centers in Bayat District, Klaten Regency. The population in this study were the Lurik UMKM centers in Pedan District and the Bayat Batik Centers, which are the assistance of the Klaten Regency Cooperative and UMKM Service. The sampling technique used random sampling. Methods of data analysis using path analysis. The results of this study are: human resource competence and quality of financial information have an effect on decision making. Locus of control has no effect on decision making. HR competency has no effect on the performance of MSMEs. The quality of financial information and locus of control affect the performance of MSMEs and decision making affects the performance of MSMEs.
PENDEKATAN PSIKOLOGI UNTUK KEPUTUSAN INVESTASI DI MASA PANDEMI COVID-19 Asri Nur Wahyuni; Rudi Suryo Kristanto
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.242

Abstract

The investment world is one of the areas that has felt the impact, this is due to various restrictions on activities which ultimately affect the activities of the national economy. It is important for investors to maintain, follow and be able to analyze pandemic Covid-19 conditions with proper observations and calculations so that total losses can be minimized as small as possible. A psychological approach to investment decision-making can be done with many factors. The level of trust, historical data, social relationships, emotions, and past experiences can be one of the bases for making investment decisions. The data in this study are primary data obtained by distributing questionnaires to the public in Indonesia via a google form. The sample taken in this study was 100 respondents. Multiple linear regression analysis has been used to analyze the data in this study. Heuristics, Emotion, and considering the past variables have an effect on investment decisions. However, overconfidence and social interaction variables have no significant effect on decision-making when investing.
Pengaruh Kompetensi SDM, Kualitas Informasi Keuangan dan Locus Of Control Terhadap Kinerja UMKM dengan Pengambilan Keputusan Sebagai Variabel Intervening Rudi Suryo Kristanto; Yohana Kus Suparwati; Suci Atiningsih; Asri Nur Wahyuni
Journal of Islamic Economics and Finance Vol. 1 No. 1 (2021): JIEF VOL.1 NO.1 MAY 2021
Publisher : Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1157.682 KB) | DOI: 10.28918/jief.v1i1.3705

Abstract

This study aims to determine the effect of human resource competence, quality of financial information, and locus of control on the performance of MSMEs with decision making as an intervening variable at Lurik UMKM Centers in Pedan District and Batik Centers in Bayat District, Klaten Regency. The population in this study were the Lurik UMKM centers in Pedan District and the Bayat Batik Centers, which are the assistance of the Klaten Regency Cooperative and UMKM Service. The sampling technique used random sampling. Methods of data analysis using path analysis. The results of this study are: human resource competence and quality of financial information have an effect on decision making. Locus of control has no effect on decision making. HR competency has no effect on the performance of MSMEs. The quality of financial information and locus of control affect the performance of MSMEs and decision making affects the performance of MSMEs.
Optimalisasi Manajemen Bisnis bagi Pelaku UMKM Izzaty, Khairina Nur; Pujiastuti, Yanti; Wahyuni, Asri Nur; Yuliana, Rahmi; Rinwantin, Rinwantin; H, Suryakusuma Kholid
Fokus ABDIMAS Vol 3, No 1: April 2024
Publisher : STIE Pelita Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/abdimas.3.1.61-64

Abstract

In order to optimize sales and marketing of MSMEs to increase product sales as well as entrepreneurship training to revive the community economy in Tlogosari Kulon Village, Semarang. On this occasion, the STIE Bank Bpd Jateng Community Service ABDIMAS TEAM aimed at providing knowledge and skills to help MSMEs improve their business management. This activity includes outreach and counseling to MSME players regarding the basics of entrepreneurship, marketing and financial recording. assisting this business by providing insight and understanding for sellers to implement online sales and how to promote via digital online. This activity also helps to re-brand logos and product packaging, creating new product variants. Meanwhile, for the community, Community Service students want to help revive the economy during the current Covid-19 pandemic, namely by providing entrepreneurship training to make products that have marketable value. This activity really needs advice and moral and material support from all levels of society, and related agencies in realizing this activity in accordance with the approved funds
PERBANDINGAN KINERJA KEUANGAN PERBANKAN UMUM KONVENSIONAL DAN PERBANKAN UMUM SYARIAH YANG TERDAFTAR DI OJK Syahrani, Alfi; Wahyuni, Asri Nur
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 2 (2024): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v12i2.462

Abstract

The banking sector is one part that plays an important role in the country's efforts to increase economic growth and development. The aim of this research is to compare the development of the financial performance of conventional general banking and sharia general banking. The basic population of this research are banks registered on the BEI (Indonesian Stock Exchange), and the sample consists of 6 conventional commercial banks and 2 sharia commercial banks. In this research, the SPSS version 26 test tool was used with Descriptive Analysis Test, Normality Test, Homogeneity Test and Hypothesis Test. The results of this research show that in terms of CAR (Capital Adequacy Ratio), ROA (Return On Assets), BOPO (Operating Costs, Operating Income) and NPL/NPF (Non-performing loans/non-performing finance) there is no difference in performance in conventional and general banking. sharia general banking. Meanwhile, in the LDR/FDR ratio (Loan To Deposit Ratio/Financing To Deposit Ratio) there are differences in the performance of conventional general banking and sharia general banking
PREFERENSI PENGGUNAAN BANK DIGITAL Rinwantin, Rinwantin; Wahyuni, Asri Nur
JURNAL DIMENSI Vol 12, No 3 (2023): JURNAL DIMENSI (NOVEMBER 2023)
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/dms.v12i3.5847

Abstract

Dunia perbankan yang highly regulated membatasi gerak inovasi pelaku bisnis perbankan dalam memenangkan persaingan. Ditengah gempuran teknologi dan munculnya start-up – start-up baru menuntut bank tidak lagi berfokus pada perang harga, tetapi lebih pada perang teknologi, yang merupakan satu-satunya inovasi yang bisa digarap oleh bank. Perubahan teknologi dan canggihnya pelayanan harus disesuaikan dengan adaptornya, apakah nasabah selaku adaptor membutuhkan layanan tersebut, merasa aman, semakin memudahkan atau tidak. Banyak penelitian yang telah dilakukan terkait adopsi teknologi baru, akan tetapi masih minim peneliti yang menjadikan Bank Digital sebagai focus penelitiannya. Maka penelitian kali ini bertujuan untuk mencari tahu factor yang mempengaruhi preferensi masyarkat dalam mengadopsi bank digital. Adapun penelitian dikhususkan di Kota Semarang. Data diolah menggunakan SPSS dengan hasil nilai F: 23.965, Sig F: 0.000 dan R2: 0,574.
Optimalisasi Bank Sampah Sebagai Upaya Pemberdayaan Ekonomi Dan Pelestarian Lingkungan Rinwantin, Rinwantin; Izzaty, Khairina Nur; Pujiastuti, Yanti; Yuliana, Rahmi; Wahyuni, Asri Nur
Jurnal Pengabdian Masyarakat Bhinneka Vol. 3 No. 4 (2025): Bulan Juli
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v3i4.160

Abstract

Konsep bank sampah muncul sebagai solusi inovatif yang tidak hanya bertujuan mengurangi volume sampah yang berakhir di TPA, tetapi juga memberdayakan masyarakat dengan mengubah paradigma sampah menjadi sumber daya ekonomi. Studi kasus di Desa Bentur RW V Purwosari menunjukkan implementasi bank sampah dengan sistem tabungan selama 4 bulan, berhasil mendorong partisipasi masyarakat dalam memilah sampah dari sumbernya. Meskipun demikian, operasional bank sampah di tingkat komunitas ini masih menghadapi berbagai kendala, termasuk keterbatasan modal, infrastruktur, dan kapasitas sumber daya manusia, yang menghambat optimalisasi potensi penuhnya. Oleh karena itu, optimalisasi bank sampah menjadi sangat penting untuk memperluas dampaknya, baik dari aspek ekonomi melalui peningkatan pendapatan masyarakat dan penciptaan lapangan kerja, maupun dari aspek lingkungan melalui pengurangan beban TPA dan dukungan terhadap daur ulang. Upaya ini memerlukan peningkatan kapasitas manajemen, pengembangan jejaring, inovasi produk daur ulang, dan penguatan partisipasi masyarakat, dengan harapan bank sampah dapat bertransformasi menjadi pusat kegiatan ekonomi produktif yang berkelanjutan dan garda terdepan dalam pelestarian lingkungan, menuju masyarakat yang mandiri secara ekonomi dan berwawasan lingkungan
Eksplorasi Mental Health dalam Meningkatkan Motivasi Penyelesaian Studi Mahasiswa Tingkat Akhir STIE Bank BPD Jateng Salsabila, Riam Amalia; Wahyuni, Asri Nur
EconBank: Journal of Economics and Banking Vol 7 No 1 (2025): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v7i1.500

Abstract

Mahasiswa tingkat akhir STIE Bank BPD Jateng menghadapi tantangan dalam menyelesaikan skripsi, yang dapat mengganggu kesehatan mental. Penelitian ini mengkaji kecemasan, depresi, dan dukungan sosial terhadap motivasi penyelesaian studi, dengan sampel 77 mahasiswa menggunakan teknik proportionate stratified random sampling dan purposive sampling dengan alat analisis regresi linear berganda. Hasil menunjukkan kecemasan dan depresi tidak signifikan, sedangkan dukungan sosial berpengaruh positif dan signifikan. Kesimpulannya, dukungan sosial dari keluarga, teman, dan dosen berperan penting dalam meningkatkan motivasi mahasiswa. Penelitian ini memberikan wawasan tentang peran kesehatan mental dalam proses akademik serta rekomendasi bagi institusi untuk menyediakan layanan pendukung kesehatan mental yang lebih efektif.
Co-Authors Fitri Lukiastuti Izzaty, Khairina Nur K.H., Suryakusuma Lathifatunnisa Nugroho Heri Pramono Nurwahyuni, Atik Pujiastuti, Yanti Purwoko, Agus Rahmi Yuliana Rinwantin, Rinwantin Rudi Suryo Kristanto Rudi Suryo Kristanto Salsabila, Riam Amalia Suci Atiningsih Suci Atiningsih, Suci Suryakusuma Kholid Hidayatullah Syahrani, Alfi Yohana Kus Suparwati