Article Per Year (5 Year)
p-Index From 2021 - 2026
3.052
P-Index
This Author published in this journals
All Journal Ekonomi Bisnis JMM (Jurnal Masyarakat Mandiri) Economic and Education Journal (Ecoducation) Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) BERNAS: Jurnal Pengabdian Kepada Masyarakat Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Jurnal Abdimas Bina Bangsa Jurnal Pengabdian Masyarakat (ABDIRA) Kontigensi: Jurnal Ilmiah Manajemen Jurnal Ekonomi Jurnal ABDIMAS Budi Darma Journal Of Human And Education (JAHE) DEVOTE: Jurnal Pengabdian Masyarakat Global Capacitarea : Jurnal Pengabdian Kepada Masyarakat Economic and Education Journal (Ecoducation) Ecoducation
Agnes Susanti Indrawati
Universitas Katolik Widya Mandira
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Mechanical Engineering Neuroscience Nursing Physics Public Health Social Sciences Veterinary Other

Published : 21 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 21 Documents
Search

 1   2   3 
PUBLIC SAVINGS AT PT. BANK NTT (PERSERO) MAIN BRANCH KUPANG AND THE FACTORS AFFECTING THEM Leki, Salomon; Perseveranda, M.E; Ketmoen, Adrianus; Indrawati, Agnes Susanti; Daok, Angelina Wulandari
Jurnal Ilmiah Ekonomi Bisnis Vol. 30 No. 3 (2025)
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35760/eb.2025.v30i3.20

Abstract

The formulation of the problem in this study is (1) Whether the interest rate, inflation rate, and Regional Minimum Wage have a partial effect on the community's savings at PT. Bank NTT (Persero) Kupang Main Branch Unit?; (2) How do interest rates, inflation and regional minimum wages affect the level of public savings at PT. Bank NTT (Persero) Kupang Main Branch Unit? The purpose of this study is to analyze the influence of interest rates, inflation rates, and regional minimum wages on the amount of savings, both partially and simultaneously. The analysis technique used is quantitative analysis using a multiple linear regression model. In this study, the smallest square regression approach (Ordinary Least Square) was also used. The results of this analysis show that simultaneously: interest rates, inflation rates, and regional minimum wages have a significant effect on savings. Meanwhile, partially, interest rates have a significant positive effect on savings, while inflation and the regional minimum wage have a negative but significant effect. The value of the determination coefficient was 0.115 which indicates that 15.5% of the variation in savings can be explained by all three variables, while the remaining 84.5% is influenced by other factors outside the model. The researcher suggested that Bank NTT needs to strengthen the innovation of savings products and digital financial services in order to be able to increase public fund collection.
Co-Authors Adrianus Ketmoen Bana, Meliana Marsedis Banase, Marianus Antonius Deo Datus Baso, Susana Purnamasari Bau Mau, Ignatia Thomasita Betan, Angela Ismaniar Helmin Bribin Burin, Stefanie Noviega Collyn, Maria Fransiska Daok, Angelina Wulandari David Manafe Emiliana Martuti Lawalu Emiliana Martuti Lawalu Enike Tje Yustin Dima Enike Tje Yustin Dima Firmansyah, Mariano Fransiskus Algentianus Kato Gamatara, Maksimilianus Jati Irayanti Seran, Adiutrix Maria Kehi, Monika Anggela Kristina Wada Betu Lado, Ferida Agata Kale Lalus, Faujia Leki, Salomon Lengur, Eufrasia Reneilda Arianti Loda, Adelheid Elisabet Luntungan, Yudea Christofel M. E. Perseveranda M.E Perseveranda M.E. Perseveranda Magdalena, Christiana Maksimilianus Paulus Jati Gamatara Malut, Maria Goreti Maria Imakulata Pongge Mariano Firmansyah Marius Masri Sadipun Mimung, Faustina Naikofi, Godefredus Mariano Nayseo, Magdalena Noviani Panie, Alexsandro Arsol Perseveranda, M. E. Perseveranda, M.E Perseveranda, ME Petrus Fernando Putra Wolla Pongge, Maria Imaculata Pongge, Maria Immaculata Pulo, Yul Fransiska Salomon Leki Saru, Joaquina Felicia Selfiana Goetha Suninono, Alfonsus Rodrigues Teti, Maria Droste Tae Asa Thei, Johan Sarlito Yustina Alfira Nay