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All Journal International Journal on Social Science, Economics and Art Journal of Artificial Intelligence and Digital Business Money: Journal of Financial and Islamic Banking CARE: Jurnal Pengabdian Multi Disiplin Journal of Economic, Management, Business, Accounting Sustainability Journal Of Community Sustainability General Multidisciplinary Research Journal Multidisciplinary Journal of Religion and Social Sciences (MJRS) Journal of Financial and Business Journal of Community Service and Empowerment
Mifta Hasda
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Edukasi Akad-Akad Syariah Dan Perkembangan Ekonomi Syariah Pada Siswa SMA IT Al Utsaimin Zakir, Muhammad; Hasda, Mifta; Hidayat, Hidayat; Reza, Saru; Mardiyah, Suci
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.269

Abstract

This community service program was carried out for students of SMA IT Al Utsaimin Bangkinang with the main objective of providing education on Islamic contracts (akad-akad syariah) and the development of Islamic economics. This activity is considered important since students’ understanding of the basic concepts of Islamic economics varies, thus requiring systematic efforts through non-formal learning outside the classroom. The methods used in this activity included counseling, presentations, and interactive discussions. The counseling sessions aimed to provide a basic understanding of the principles of Islamic contracts, presentations were used to showcase the development of Islamic economics in Indonesia and globally, while the discussions allowed students to ask questions and clarify their understanding of the material delivered. The results of the activity indicated that the community service program was successfully implemented and carried out in accordance with the planned schedule. In general, students showed great enthusiasm in participating, although their levels of understanding differed. Some students already had a good grasp of Islamic contract concepts, some were still uncertain, and others had not yet fully understood the material. The achievement of the program’s objectives can be considered positive since all activities were successfully conducted with the support of collaboration between the school, the facilitators, and the business owners involved
Literasi Tentang Transaksi Jual Beli Yang Sesuai Dengan Nilai-Nilai Islam Pada Siswa PPMTI Tanjung Berulak Kec. Kampar Khairi, Rifqil; Reza, Saru; Hidayat, Hidayat; Hasda, Mifta; Arif, Muhammad; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.326

Abstract

This community service activity was conducted at Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak under the theme “Introduction to Islamic Finance as a Solution for Managing Finances in an Islamic Way.” The aim was to provide 12th-grade students with a basic understanding of Islamic finance concepts and their implementation, particularly through financial institutions such as Islamic banks. Preparations for the activity included coordination with the pesantren, development of materials, and creation of supporting media. The material was delivered through a lecture method, followed by an interactive discussion session that allowed students to ask questions and gain deeper understanding. The results of the activity showed an increase in students’ understanding and enthusiasm for applying Islamic financial principles in their daily lives. This activity not only provided direct benefits but is also expected to shape students into agents of change who promote Islamic financial practices within their communities and contribute to the creation of a more Islamic and prosperous society.
Literasi Pengembangan Produk Umkm Berbasis Kelor Sebagai Solusi Ekonomi Kreatif Dan Ketahanan Pangan Masyarakat Umkm Dapur Aru Rahmawati, Rahmawati; Assyifa, Zubaidah; Hasda, Mifta; Amelia, Nur; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.347

Abstract

This community service activity was aimed at the Dapur Aru MSME community as a solution to support the creative economy and food security through the development of moringa-based products. The main objective was to provide understanding of the literacy involved in developing MSME products based on moringa. The methods used included counseling, presentations, discussions, Q&A sessions, and practical exercises. The counseling explained the importance of moringa product innovation, the presentations outlined the product literacy process, the Q&A sessions offered opportunities for consultation, and the practical exercises assessed participants' understanding before and after the material was delivered. The success of this activity was supported by the availability of experts, participant enthusiasm, and the support of the community leader. However, challenges included limited human resources, production capacity, and lack of skills in business management, hygienic and efficient production processes, quality control, and product development. The results showed that the program ran smoothly according to plan. Most participants understood moringa literacy well, although further support is needed in technical business aspects. All activities were carried out on schedule and according to plan through strong collaboration.
Analisis Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Mahasiswa Dalam Menggunakan Produk Dan Jasa Perbankan Syariah Reza, Saru; Hasda, Mifta; Rizki, Syafnur Muhammad; Ramadhan, Al Insani Mutiara
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.1705

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh literasi keuangan syariah terhadap keputusan mahasiswa jurusan ekonomi syariah dan perbankan syariah Universitas Pahlawan Tuanku Tambusai untuk menggunakan produk dan jasa di perbankan syariah. Gap pada penelitian ini ialah masih rendahnya market sharing dan literasi keuangan syariah. Jenis penelitian ini ialah penelitian kuantitatif pendekatan asosiatif (korelasi) analisis korelasi pearson dengan maksud melihat literasi keuangan syariah menjadi bagian penting dalam pengambilan keputusan mahasiswa untuk menggunakan produk dan jasa di bank syariah. Penyebaran kuesioner dilakukan menggunakan media google form kepada 30 mahasiswa. Hasil yang diperoleh menyatakan bahwa literasi keuangan syariah mahasiswa berdasarkan indikator pengetahuan, kemampuan, sikap dan kepercayaan masih belum optimal. Literasi Keuangan Syariah mahasiswa terkait pemahaman konsep keuangan syariah, produk dan jasa perbankan syariah, cara mengelola keuangan secara syariah, resiko dan manfaat menggunakan produk dan jasa perbankan syariah serta pemilihan produk dan jasa perbankan syariah yang sesuai kebutuhan, secara keseluruhan hanya dipahami oleh 63,33 persen atau 19 mahasiswa, sedangkan 36,67 persen atau 11 mahasiswa lainnya belum memahami hal tersebut. Selain itu, didapati Nilai r sebesar 0,712 dan nilai t hitung lebih besar dari t tabel pada taraf signifikansi 5% yaitu t hitung (5,373) > t tabel (2,048) yang menunjukkan bahwa variabel X dan Y dalam penelitian ini memiliki hubungan kuat, positif dan signifikan. 
Implementation of the Financial Inclusion Concept in the Zakat Payment System at BAZNAS Kampar Regency Hasda, Mifta; Reza, Saru; Arif, Muhammad; Cahyani, Binda Rahma
General Multidisciplinary Research Journal Vol. 2 No. 2 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/general.v2i2.47

Abstract

Introduction:This study explores the implementation of inclusive zakat payment systems at the National Zakat Agency (BAZNAS) in Kampar Regency. Inclusive zakat payment aims to provide broader and easier access for muzakki (zakat payers) in fulfilling their zakat obligations, both through direct and digital channels. This initiative supports financial inclusion by integrating zakat management into accessible and innovative financial services. Methods:The research employed a qualitative approach. Data were obtained through interviews with key informants, including BAZNAS leaders in Kampar Regency, as well as secondary data from relevant literature, reports, and official documents. data analysis using the Miles and Huberman 1994 approach. The analysis focused on understanding the implementation process, accessibility, and service quality of zakat payment mechanisms. Results:The findings indicate that zakat payment access in Kampar Regency is relatively easy and affordable. Muzakki can pay zakat directly at the BAZNAS office, through nearby UPZ (Zakat Units), or via digital platforms. BAZNAS offers various zakat products tailored to the needs of the payers. Additionally, the competence and service quality of amil (zakat officers) are crucial factors influencing effective implementation. The inclusive approach has also contributed to an increase in the total amount of zakat collected in the region. Conclusion and Suggestion: The implementation of inclusive zakat payments at BAZNAS Kampar has successfully expanded access and improved the efficiency of zakat collection. To sustain and enhance these outcomes, BAZNAS is encouraged to continuously develop digital payment innovations, strengthen amil training, and promote public awareness campaigns about the benefits of zakat inclusion.
Penguatan Pemahaman dan Kesadaran Siswa MA PPMTI Tanjung Berulak Air Tiris terhadap Prinsip Keuangan Syariah Syaipudin, Muhammad; Hasda, Miftah; Riski, Syafnur Muhammad; Mardiyah, Suci
CARE: Journal Pengabdian Multi Disiplin Vol. 3 No. 2 (2025)
Publisher : Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/care.v3i2.50945

Abstract

Kegiatan pengabdian kepada masyarakat ini dilaksanakan di Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak dengan tema “Peningkatan Kesadaran dan Pengetahuan Prinsip Keuangan Syariah bagi Santri PPMTI Tanjung Berulak.” Tujuan kegiatan ini adalah untuk meningkatkan dan mengukur tingkat kesadaran serta pemahaman santri terhadap prinsip-prinsip keuangan syariah. Dalam rangka mencetak generasi muda yang tidak hanya memahami nilai-nilai keislaman tetapi juga mampu menerapkan prinsip keuangan syariah, kegiatan ini memberikan edukasi mengenai konsep dasar keuangan syariah dan implementasinya dalam lembaga keuangan syariah, khususnya pada bank syariah. Metode pelaksanaan kegiatan meliputi tahapan persiapan, pelaksanaan, dan evaluasi. Tahap persiapan dilakukan melalui koordinasi dengan pihak pesantren, penyusunan materi, dan pembuatan media pembelajaran. Tahap pelaksanaan menggunakan metode ceramah dan diskusi interaktif, diikuti oleh santri kelas 12. Setelah penyampaian materi, dilakukan sesi tanya jawab untuk memperdalam pemahaman peserta. Hasil kegiatan menunjukkan adanya peningkatan kesadaran dan pengetahuan santri terhadap prinsip keuangan syariah serta meningkatnya antusiasme mereka untuk menerapkannya dalam kehidupan sehari-hari. Kegiatan ini diharapkan dapat memberikan manfaat berkelanjutan bagi para santri dan menjadikan mereka sebagai agen perubahan dalam mempromosikan keuangan syariah di lingkungan pesantren maupun masyarakat luas.
Comparative Analysis of The Benefits of Sukuk and Bonds in Indonesia Mardiyah, Suci; Zahrah, Alfiatun; Syaipudin, Muhammad; Hasda, Mifta; Sudirman, Wahyu Febri Ramadhan
Journal of Financial and Business Vol 1 No 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i1.13

Abstract

This research aims to analyze the comparison of profits between sukuk and bonds in Indonesia, focusing on aspects such as structure, principles, and regulations, as well as the risk and profit profile of each instrument. Sukuk, which is based on Islamic sharia principles, offers the benefits of real asset ownership and profit-sharing-based income, while conventional bonds offer certainty of income through fixed interest payments. This study also discusses regulations governing the issuance of sukuk and bonds, and their impact on investment security and transparency. The analysis results show that sukuk are more attractive to investors who seek sharia compliance and stability in real assets, while bonds are more attractive to those who want income certainty and investment flexibility. This research concludes that the choice between sukuk and bonds must be adjusted to the risk profile, investment objectives, and personal preferences of each investor in Indonesia.
Development of Mutual Funds in The Indonesian Capital Market Rizky, Syafnur Muhammad; Andini, Bunga; Hasda, Mifta; Syaipudin, Muhammad; Sudirman, Wahyu Febri Ramadhan
Journal of Financial and Business Vol 1 No 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i1.15

Abstract

This research examines the development of mutual funds in the context of the Indonesian capital market. Mutual funds have become one of the investment instruments that is increasingly popular and important in diversifying investor portfolios in Indonesia. This research aims to analyze the factors that influence the growth of mutual funds, the role of regulation in regulating the market, and the challenges faced in optimizing the potential of mutual funds as an effective and safe investment instrument. This study uses a descriptive-analytical approach by collecting secondary data from various literature sources related to the development of capital markets and mutual funds in Indonesia. The analysis results show that the growth of mutual funds is influenced by increasing public financial awareness and ease of access to information about investment products. The regulatory role carried out by the Financial Services Authority (OJK) also contributes to creating a more structured and safe investment environment for investors. However, several challenges need to be overcome, such as market fluctuations which can affect investment values, liquidity problems in several types of mutual funds, as well as expanding financial education to the public. Better regulation is needed to address these challenges and increase transparency and protection for investors.
The Effect of Training on Work Productivity of PDAM Tirta Kampar Hasda, Mifta; Assyifa, Zubaidah; Khairi, Rifqil
General Multidisciplinary Research Journal Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i1.5

Abstract

Introduction: This research aims to evaluate the impact of training on employee work productivity at PDAM Tirta Kampar. Methods: This research uses a quantitative approach with simple linear regression as the analysis method. Research data was collected through a survey of PDAM Tirta Kampar employees which was conducted offline and after data screening a sample of 35 respondents was obtained which could be used in the research. Results:  The research results show a significant increase in employee work productivity after participating in the training. This is reflected in increased operational efficiency, more optimal management of water resources, and improved services to the community. The analysis also shows increased employee motivation and job satisfaction, creating a more productive work environment. Conclusion and suggestion: This research provides an overview of management in integrating training concepts in the context of daily work, and the use of effective evaluation mechanisms to continue to support human resource development through targeted and planned training while ensuring continuous efforts in monitoring and evaluating its impact on the productivity and overall well-being of the organization.
Persepsi Konsumen Terhadap Keinginan Pembelian Produk Halal Di Kota Pekanbaru Reza, Saru; Hasda, Mifta; Syaipudin, Muhammad; Rizky, Syafnur Muhammad
General Multidisciplinary Research Journal Vol. 1 No. 2 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i2.10

Abstract

Introduction: This research aims to analyze consumer perceptions regarding their desire to purchase halal products in Pekanbaru City. In the era of globalization and increasing awareness of the importance of halal products, understanding the factors that influence consumer desires is very important. Methods: This research uses a quantitative approach with survey methods. The survey was conducted on 204 respondents who were randomly selected from various areas in Pekanbaru City. Data was collected using a questionnaire. Data analysis was carried out using descriptive analysis and analyzed simply based on the highest indicator value of the variable being observed. Results: This research shows that the majority of respondents in Pekanbaru City have good knowledge about the latest halal logo from BPJPH and BPJPH's authority in managing halal certification. Respondents also felt that halal labeling was very helpful in making product purchasing decisions, and they tended to choose products labeled halal even though the price was more expensive. Quality standards, quality, and halal guarantees are the main considerations in purchasing products. Conclusion and Suggestions: This research concludes that consumers in Pekanbaru City pay great attention to knowledge about halal logos and certification authorities in choosing halal products. The halal label is considered to guarantee product quality, and consumers are willing to pay more for products labeled halal. Producers and marketers are advised to increase information and education about halal products, maintain brand quality and reputation, and ensure products have clear and reliable halal certification.
Co-Authors Amalia, Nala AMELIA, NUR Andini, Bunga Arif Mudi Priyatno Cahyani, Binda Rahma Diany Mairiza Hidayat Hidayat Irmawanti, Irmawanti Lismawati, Lismawati M. Zaim Maini, Nur Mardiyah, Suci Mohd. Winario Muhammad Arif Muhammad Syaipudin Muhammad Zakir Rahmawati, Rahmawati Ramadhan, Al Insani Mutiara Rifqil Khairi Rinda Fithriyana Riski, Syafnur Muhammad Rizki, Syafnur Muhammad Rizky, Syafnur Muhammad Saru Reza Wahyu Febri Ramadhan Sudirman Zahara, Alfiatun Zahrah, Alfiatun Zubaidah Assyifa