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All Journal International Journal on Social Science, Economics and Art Journal of Artificial Intelligence and Digital Business Sharing: Journal Of Islamic Economics, Management And Business Money: Journal of Financial and Islamic Banking CARE: Jurnal Pengabdian Multi Disiplin Journal of Economic, Management, Business, Accounting Sustainability Journal Of Community Sustainability General Multidisciplinary Research Journal Multidisciplinary Journal of Religion and Social Sciences (MJRS) Journal of Financial and Business Journal of Community Service and Empowerment
Mifta Hasda
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Literasi Tentang Transaksi Jual Beli Yang Sesuai Dengan Nilai-Nilai Islam Pada Siswa PPMTI Tanjung Berulak Kec. Kampar Khairi, Rifqil; Reza, Saru; Hidayat, Hidayat; Hasda, Mifta; Arif, Muhammad; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.326

Abstract

This community service activity was conducted at Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak under the theme “Introduction to Islamic Finance as a Solution for Managing Finances in an Islamic Way.” The aim was to provide 12th-grade students with a basic understanding of Islamic finance concepts and their implementation, particularly through financial institutions such as Islamic banks. Preparations for the activity included coordination with the pesantren, development of materials, and creation of supporting media. The material was delivered through a lecture method, followed by an interactive discussion session that allowed students to ask questions and gain deeper understanding. The results of the activity showed an increase in students’ understanding and enthusiasm for applying Islamic financial principles in their daily lives. This activity not only provided direct benefits but is also expected to shape students into agents of change who promote Islamic financial practices within their communities and contribute to the creation of a more Islamic and prosperous society.
Literasi Pengembangan Produk Umkm Berbasis Kelor Sebagai Solusi Ekonomi Kreatif Dan Ketahanan Pangan Masyarakat Umkm Dapur Aru Rahmawati, Rahmawati; Assyifa, Zubaidah; Hasda, Mifta; Amelia, Nur; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.347

Abstract

This community service activity was aimed at the Dapur Aru MSME community as a solution to support the creative economy and food security through the development of moringa-based products. The main objective was to provide understanding of the literacy involved in developing MSME products based on moringa. The methods used included counseling, presentations, discussions, Q&A sessions, and practical exercises. The counseling explained the importance of moringa product innovation, the presentations outlined the product literacy process, the Q&A sessions offered opportunities for consultation, and the practical exercises assessed participants' understanding before and after the material was delivered. The success of this activity was supported by the availability of experts, participant enthusiasm, and the support of the community leader. However, challenges included limited human resources, production capacity, and lack of skills in business management, hygienic and efficient production processes, quality control, and product development. The results showed that the program ran smoothly according to plan. Most participants understood moringa literacy well, although further support is needed in technical business aspects. All activities were carried out on schedule and according to plan through strong collaboration.
Analisis Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Mahasiswa Dalam Menggunakan Produk Dan Jasa Perbankan Syariah Reza, Saru; Hasda, Mifta; Rizki, Syafnur Muhammad; Ramadhan, Al Insani Mutiara
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.1705

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh literasi keuangan syariah terhadap keputusan mahasiswa jurusan ekonomi syariah dan perbankan syariah Universitas Pahlawan Tuanku Tambusai untuk menggunakan produk dan jasa di perbankan syariah. Gap pada penelitian ini ialah masih rendahnya market sharing dan literasi keuangan syariah. Jenis penelitian ini ialah penelitian kuantitatif pendekatan asosiatif (korelasi) analisis korelasi pearson dengan maksud melihat literasi keuangan syariah menjadi bagian penting dalam pengambilan keputusan mahasiswa untuk menggunakan produk dan jasa di bank syariah. Penyebaran kuesioner dilakukan menggunakan media google form kepada 30 mahasiswa. Hasil yang diperoleh menyatakan bahwa literasi keuangan syariah mahasiswa berdasarkan indikator pengetahuan, kemampuan, sikap dan kepercayaan masih belum optimal. Literasi Keuangan Syariah mahasiswa terkait pemahaman konsep keuangan syariah, produk dan jasa perbankan syariah, cara mengelola keuangan secara syariah, resiko dan manfaat menggunakan produk dan jasa perbankan syariah serta pemilihan produk dan jasa perbankan syariah yang sesuai kebutuhan, secara keseluruhan hanya dipahami oleh 63,33 persen atau 19 mahasiswa, sedangkan 36,67 persen atau 11 mahasiswa lainnya belum memahami hal tersebut. Selain itu, didapati Nilai r sebesar 0,712 dan nilai t hitung lebih besar dari t tabel pada taraf signifikansi 5% yaitu t hitung (5,373) > t tabel (2,048) yang menunjukkan bahwa variabel X dan Y dalam penelitian ini memiliki hubungan kuat, positif dan signifikan. 
Penguatan Pemahaman dan Kesadaran Siswa MA PPMTI Tanjung Berulak Air Tiris terhadap Prinsip Keuangan Syariah Syaipudin, Muhammad; Hasda, Miftah; Riski, Syafnur Muhammad; Mardiyah, Suci
CARE: Journal Pengabdian Multi Disiplin Vol. 3 No. 2 (2025)
Publisher : Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/care.v3i2.50945

Abstract

Kegiatan pengabdian kepada masyarakat ini dilaksanakan di Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak dengan tema “Peningkatan Kesadaran dan Pengetahuan Prinsip Keuangan Syariah bagi Santri PPMTI Tanjung Berulak.” Tujuan kegiatan ini adalah untuk meningkatkan dan mengukur tingkat kesadaran serta pemahaman santri terhadap prinsip-prinsip keuangan syariah. Dalam rangka mencetak generasi muda yang tidak hanya memahami nilai-nilai keislaman tetapi juga mampu menerapkan prinsip keuangan syariah, kegiatan ini memberikan edukasi mengenai konsep dasar keuangan syariah dan implementasinya dalam lembaga keuangan syariah, khususnya pada bank syariah. Metode pelaksanaan kegiatan meliputi tahapan persiapan, pelaksanaan, dan evaluasi. Tahap persiapan dilakukan melalui koordinasi dengan pihak pesantren, penyusunan materi, dan pembuatan media pembelajaran. Tahap pelaksanaan menggunakan metode ceramah dan diskusi interaktif, diikuti oleh santri kelas 12. Setelah penyampaian materi, dilakukan sesi tanya jawab untuk memperdalam pemahaman peserta. Hasil kegiatan menunjukkan adanya peningkatan kesadaran dan pengetahuan santri terhadap prinsip keuangan syariah serta meningkatnya antusiasme mereka untuk menerapkannya dalam kehidupan sehari-hari. Kegiatan ini diharapkan dapat memberikan manfaat berkelanjutan bagi para santri dan menjadikan mereka sebagai agen perubahan dalam mempromosikan keuangan syariah di lingkungan pesantren maupun masyarakat luas.
Improving Islamic Financial Literacy of Students of PPMTI Tanjung Berulak through a Participatory Education Program Based on Counseling Mifta Hasda; Saru Reza; Hidayat Hidayat; Zubaidah Assyifa; Muhammad Arif
Journal of Community Service and Empowerment Vol. 2 No. 2 (2026)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/jcse.v2i2.55

Abstract

This community service activity was carried out at the Madrasah Tarbiyah Islamiah Islamic Boarding School (PPMTI) Tanjung Berulak with the theme "Introduction to Sharia Finance as a Solution for Islamic Financial Management through a Participatory Education Program Based on Counseling." This program aims to increase students' understanding and awareness of the concepts and practices of sharia financial management as an alternative financial management in accordance with Islamic principles. The activity is designed to equip students not only with normative Islamic knowledge, but also with the application skills in applying sharia financial principles, particularly through an introduction to the systems and products of sharia financial institutions such as Sharia Banks. The activity stages began with preparation that included coordination with the boarding school management, preparation of educational materials, and development of supporting media in the form of presentation materials. The activity was attended by grade XII students with a participatory counseling approach through interactive lectures, discussions, and questions and answers. This approach provides space for students to actively participate, explore understanding, and relate the material to the context of everyday life. The results of the activity demonstrate an increased understanding among students of the urgency of Islamic financial management, as well as a growing interest and enthusiasm for implementing Islamic financial principles in their personal and social lives. This program is expected to encourage students to become agents of Islamic financial literacy in their communities, supporting the creation of an Islamic and sustainable society.
Maqashid Syariah Sebagai Landasan Pengembangan Produk Perbankan Syariah Mifta Hasda; Mohd Winario; Rahmawati Rahmawati
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.59480

Abstract

The  development of the Islamic banking industry in Indonesia is currently dominated by a formal sharia compliance approach on the legality of contracts, but has not been fully and systematically integrated with the substantive values of maqashid sharia. This study aims to identify the types and characteristics of Islamic banking products, examine the principles of maqashid sharia as a foundation for product development, and analyze the implementation of maqashid sharia within the operational schemes of Islamic banking products. Utilizing a qualitative approach with a library research method and content analysis technique, data were gathered from various academic literatures, regulations, and authoritative fatwas. The results indicate that Islamic banking products—categorized into funding, financing, and financial services—have implemented the five core pillars of preservation (al-kulliyat al-khamsah). This actualization is reflected in: (1) hifdz al-din through the elimination of riba, gharar, maysir, and the integration of ZISWAF; (2) hifdz al-nafs through the mutualism principle in contracts and sharia insurance risk mitigation; (3) hifdz al-’aql through product information disclosure and financial education; (4) hifdz al-nasl through the provision of future family financial planning products; and (5) hifdz al-mal through optimizing intermediation functions in halal real sectors and accountable risk management. This study concludes that maqashid sharia parameters must be established as primary indicators for product achievement and evaluation to realize sustainable welfare (maslahah) and distributive justice substantively for society.
Smart Financial Future: Education on Sharia Financial Planning for Students Mifta Hasda; Muhammad Syaipudin; Hidayat Hidayat
Journal of Community Service and Empowerment Vol. 2 No. 1 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/jcse.v2i1.76

Abstract

Financial literacy is an essential competency that young people need to face increasingly complex economic challenges. However, many high school students still lack adequate understanding of financial planning and management, particularly from an Islamic perspective. This community service program aimed to enhance students’ understanding of Islamic financial planning as a foundation for achieving future financial independence. The program employed a participatory educational approach consisting of interactive lectures, discussions, question-and-answer sessions, and simple budgeting simulations. The materials covered Islamic financial literacy, money management, budgeting, saving habits, consumer behavior control, and the application of Islamic values in financial decision-making. The results indicated that participants demonstrated improved understanding of financial planning, the ability to distinguish between needs and wants, and greater awareness of managing finances wisely in accordance with Islamic principles. Furthermore, the program enhanced students’ awareness of ethical values and social responsibility in economic activities. Therefore, Islamic financial planning education can serve as an effective tool for improving youth financial literacy and fostering healthy and sustainable financial behavior.
Enhancing Islamic Economic Literacy through Dhuafa Mart: Community-Based Empowerment for Local Communities Muhammad Syaipudin; Mifta Hasda; Hidayat Hidayat; Mohd Winario
Journal of Community Service and Empowerment Vol. 2 No. 1 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/jcse.v2i1.77

Abstract

Islamic economic literacy is an important factor in supporting the development of the Islamic economy at the community level. However, public understanding of Islamic economic concepts and practices remains limited, particularly among local communities directly involved in economic activities. This community service program aimed to enhance Islamic economic literacy by strengthening the role of Dhuafa Mart Air Tiris Kampar as a medium for education and community empowerment. The program employed needs identification, presentations, interactive discussions, question-and-answer sessions, and practical examples of implementing Islamic economic principles in daily business activities. The materials covered the contribution of Dhuafa Mart in promoting Islamic economics, Islamic principles of wealth acquisition, consumption and distribution, the application of business ethics based on Hadith, and Islamic financial planning. The results indicated that participants, consisting of Dhuafa Mart managers and employees, actively engaged in the program and demonstrated improved understanding of Islamic economic principles and their application in business management. Furthermore, the program strengthened the role of Dhuafa Mart as an educational platform capable of promoting Islamic economic values in a practical and sustainable manner. Therefore, this initiative contributes to improving
Edukasi Digital Marketing Sebagai Upaya Meningkatkan Jiwa Entrepreneurship Pada Komunitas Genpreneur Muda Di Kampung Tengah Rahmawati Rahmawati; Zubaidah Assyifa; Mifta Hasda; Rio Panji Saputra; Hairullah Efendi
Journal of Community Sustainability Vol. 3 No. 2 (2026): Juni 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i2.525

Abstract

This community service activity is aimed at the Young GenPreneur community as an effort to foster an entrepreneurial spirit through the use of digital marketing. The goal was to determine participants' level of understanding of digital marketing while simultaneously improving their entrepreneurial knowledge and skills. The methods used included counseling, presentations, and interactive discussions. The results of the activity indicate that the program was implemented well and according to plan. Participants experienced an increased understanding of the basic concepts of digital marketing and Islamic business, as well as their ability to utilize social media as a marketing tool. Furthermore, this activity successfully improved participants' practical skills, motivation, and confidence in entrepreneurship. A better understanding of digital marketing strategies also opened up broader market opportunities for participants. This program is expected to foster a sustainable entrepreneurial spirit, encourage business independence, and create a productive and competitive community. Thus, participants can contribute to economic development at the local, national, and international levels.
Internalization of Sharia Muamalah Values to Improve Islamic Economic Literacy among High School Students Muhammad Syaipudin; Mifta Hasda; Saru Reza
Journal of Community Service and Empowerment Vol. 3 No. 1 (2026)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/jcse.v3i1.80

Abstract

The rapid development of the digital economy has increased young people's involvement in various economic activities. However, this development has not been fully accompanied by adequate understanding of Islamic economic values. The low level of Islamic financial and economic literacy may lead students to make economic decisions without considering ethical aspects and Islamic principles. This community service program aimed to improve students’ understanding of Islamic economic values and encourage the development of economic behavior that aligns with Sharia principles. The program was conducted at SMA IT Al Utsaimin Bangkinang and involved 48 tenth-grade students. The methods employed included presentations, discussions, question-and-answer sessions, and case-based learning related to students’ daily experiences. The materials covered Islamic economic values, lawful wealth acquisition, consumption and distribution according to Sharia principles, Islamic financial planning, the implementation of Islamic economics in daily life, and the development of Islamic banking in Indonesia. The results indicated that participants actively engaged in the program and gained a better understanding of Islamic economic principles, particularly regarding electronic money, digital transactions, and personal financial management. The activity also enhanced students’ awareness of the importance of honesty, fairness, transparency, and responsibility in economic activities. Therefore, this community service program contributed to strengthening Islamic economic literacy and supporting the development of a young generation that is knowledgeable, ethical, and responsible in responding to the challenges of the modern economy.
Co-Authors Alfiatun Zahrah Amalia, Nala AMELIA, NUR Arif Mudi Priyatno Binda Rahma Cahyani Bunga Andini Diany Mairiza Hairullah Efendi Hidayat Hidayat Hidayat Hidayat Irmawanti, Irmawanti Lismawati, Lismawati Maini, Nur Mardiyah, Suci Mohd. Winario Muhammad Arif Muhammad Arif Muhammad Syaipudin Muhammad Zaim Muhammad Zakir Muhammad Zakir Mulki Akhdan Rahmawati Rahmawati Rahmawati, Rahmawati Ramadhan, Al Insani Mutiara Rifqil Khairi Rinda Fithriyana Rio Panji Saputra Riski, Syafnur Muhammad Rizki, Syafnur Muhammad Saru Reza Suci Mardiyah Suci Mardiyah Syafnur Muhammad Rizky Wahyu Febri Ramadhan Sudirman Zahara, Alfiatun Zubaidah Assyifa