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All Journal International Journal on Social Science, Economics and Art Journal of Artificial Intelligence and Digital Business Money: Journal of Financial and Islamic Banking CARE: Jurnal Pengabdian Multi Disiplin Journal of Economic, Management, Business, Accounting Sustainability Journal Of Community Sustainability General Multidisciplinary Research Journal Multidisciplinary Journal of Religion and Social Sciences (MJRS) Journal of Financial and Business Journal of Community Service and Empowerment
Mifta Hasda
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Strategi Pengembangan Kewirausahaan UMKM di Kecamatan Pelalawan Zubaidah Assyifa; Mifta Hasda; Muhammad Zakir
Journal of Community Service and Empowerment Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

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Abstract

This community service was carried out in Pelalawan District, Pelalawan Regency, Riau Province. The objects were MSMEs in Pelalawan District as partners of the Pelalawan District Religious Affairs Office in collaboration with the Riau Province Baznas in distributing Productive Zakat from BAZNAS Riau Province. This community service aims to develop entrepreneurial skills for MSMEs so that they can develop further than before. The results of this community service indicate that: 1) The success of the target number of training participants. 2) Achievement of activity objectives. 3) Achievement of planned material targets. 4) The ability of participants to master the material. Overall, this community service activity can be said to be successful. This success, in addition to being measured by the four components above, can also be seen from the interactive dialogue between participants and the community service providers where the community service providers provide the opportunity to ask as many questions as possible and provide answers that are quite satisfactory, as can be seen from the satisfaction of the participants after participating in the activity. The benefits obtained by participants are knowledge and understanding of the development of entrepreneurial skills possessed by participants.
Penerapan Strategi Bisnis Berkelanjutan Sesuai Dengan Prinsip Syariah Di Dhuafa Mart Mifta Hasda; Mohd Winario; Hidayat Hidayat; Muhammad Zaim
Journal of Community Service and Empowerment Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

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Abstract

This community service aims to integrate sharia principles into sustainable business strategies to improve operational sustainability and social impact of Dhuafa Mart. The methods used include needs analysis, strategy design, training, implementation, and evaluation and adjustment. The initial needs analysis identified challenges and opportunities in existing business practices, while strategy design involved developing a plan that combined sharia principles with sustainable business practices. Training and socialization were conducted to ensure staff understanding and skills in implementing the new strategy. Implementation was carried out in stages to minimize disruption, followed by monitoring and evaluation to ensure the effectiveness and suitability of the strategy. The results of the community service showed that the strategies implemented succeeded in improving operational efficiency, strengthening customer relationships, and providing significant social benefits, including empowering the data community and protecting the environment. In conclusion, integrating sharia principles into sustainable business has proven effective. It can be used as a model for other companies, offering ethical and sustainable solutions in the context of modern business.
Urgensi Konsep dan Teori Uang dalam Islam bagi Siswa SMK IT AL-Izhar Pekanbaru Saru Reza; Muhammad Syaipudin; Diany Mairiza; Mifta Hasda; Suci Mardiyah
Journal of Community Service and Empowerment Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

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Abstract

This community service program aims to improve students' understanding of the concept and theory of Islamic finance. This research is motivated by the need to equip the younger generation with in-depth knowledge of financial management following Islamic principles, in order to face economic challenges in the future. The methods used in this program include a participatory and educational approach, with the main activities being interactive learning sessions, financial planning simulations, and group discussions. This program improves students' understanding of the principles of Islamic finance, such as the prohibition of usury, gharar, and maysir. Students not only gain theoretical knowledge but also practical skills in managing finances through Islamic teachings. The positive impacts felt include changes in students' attitudes towards financial management, increased collective awareness of the importance of Islamic financial literacy, and strengthening relationships between students, teachers, and parents. Overall, this program has succeeded in achieving its main objective, which is to equip students with the knowledge and skills to apply Islamic financial principles in their lives, and is expected to contribute to the formation of a financially intelligent young generation committed to Islamic values.
Does Investment Literacy Reduce the Impact of Investors' Cognitive Biases While Investing? (Role of Gender Difference) Sudirman, Wahyu Febri Ramadhan; Syaipudin, Muhammad; Hasda, Miftah; Priyatno, Arif Mudi; Mardiyah, Suci; Zahara, Alfiatun
International Journal on Social Science, Economics and Art Vol. 14 No. 4 (2025): February: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

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This study examined the role of investment literacy in reducing cognitive biases in investment decisions, particularly availability bias, overconfidence bias, and herding bias. Using a quantitative explanatory approach, data were collected from 392 stock investors in Indonesia through surveys. The study employed Multi-Group Analysis (MGA) to assess the moderating effect of gender on the relationship between investment literacy and cognitive biases. The findings indicated that higher investment literacy significantly reduced all three biases, enabling investors to process information more objectively, assess their abilities more realistically, and make independent decisions. However, the moderating effect of gender was only significant in the relationship between investment literacy and overconfidence bias, while it had no significant impact on availability bias and herding bias. These results underscore the importance of investment literacy in minimizing irrational decision-making. The findings have practical implications for investors in improving their financial decision-making, for policymakers in designing effective financial education programs, and for academics in further developing behavioral finance research.
Implementasi Edukasi Ekonomi Syariah Pada Siswa SMK IT Al-Izhar Pekanbaru Zakir, Muhammad; Mairiza, Diany; Syaipudin, Muhammad; Hidayat, Hidayat; Reza, Saru; Hasda, Mifta
Journal of Community Sustainability Vol. 2 No. 2 (2025): Juni 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i2.166

Abstract

This community service is carried out for SMK IT Al Izhar Pekanbaru students, the purpose of this community service is to determine the level of understanding of SMK IT Al Izhar Pekanbaru students about the development of Islamic banks in Indonesia. The methods used in this community service activity are counseling, presentations and discussions. The results of the community service show that: The community service program for SMK IT Al Izhar Pekanbaru students can be organized well and run smoothly according to the activity plan that has been prepared, the results of this community service concluded that: First, SMK IT Al Izhar Pekanbaru students' understanding of the development of Islamic banks in Indonesia varies, some already understand, some are still hesitant, some even do not understand, Second, The achievement of the objectives of the community service program for SMK IT Al Izhar Pekanbaru students, the entire program that has been carried out with collaboration between business owners and community service workers has been carried out all and in accordance with the event rounddown and the time that has been determined previously.  
Pelatihan Peningkatan Literasi Keuangan Syariah Pada Siswa SMA IT Al-Utsaimin Bangkinang Khairi, Rifqil; Mairiza, Diany; Hasda, Mifta; Hidayat, Hidayat; Reza, Saru; Syaipudin, Muhammad
Journal of Community Sustainability Vol. 2 No. 2 (2025): Juni 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i2.167

Abstract

This community service is carried out for SMA IT Al Utsaimin Bangkinang students, the purpose of this community service is to find out about Sharia Contract Education and the Development of Sharia Economics for SMA IT Al Utsaimin Bangkinang students. The methods used in this community service activity are counseling, presentations and discussions. The results of the community service show that: The community service program for SMA IT Al Utsaimin Bangkinang students can be organized well and run smoothly according to the activity plan that has been prepared, the results of this community service concluded that: First, SMA IT Al Utsaimin Bangkinang students, some already understand, some are still hesitant, some even do not understand, Second, The achievement of the objectives of the community service program for SMA IT Al Utsaimin Bangkinang students, the entire program that has been carried out with collaboration between business owners and community service workers has been carried out all and in accordance with the event rounddown and the time that has been determined previously.
Edukasi Akad-Akad Syariah Dan Perkembangan Ekonomi Syariah Pada Siswa SMA IT Al Utsaimin Zakir, Muhammad; Hasda, Mifta; Hidayat, Hidayat; Reza, Saru; Mardiyah, Suci
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.269

Abstract

This community service program was carried out for students of SMA IT Al Utsaimin Bangkinang with the main objective of providing education on Islamic contracts (akad-akad syariah) and the development of Islamic economics. This activity is considered important since students’ understanding of the basic concepts of Islamic economics varies, thus requiring systematic efforts through non-formal learning outside the classroom. The methods used in this activity included counseling, presentations, and interactive discussions. The counseling sessions aimed to provide a basic understanding of the principles of Islamic contracts, presentations were used to showcase the development of Islamic economics in Indonesia and globally, while the discussions allowed students to ask questions and clarify their understanding of the material delivered. The results of the activity indicated that the community service program was successfully implemented and carried out in accordance with the planned schedule. In general, students showed great enthusiasm in participating, although their levels of understanding differed. Some students already had a good grasp of Islamic contract concepts, some were still uncertain, and others had not yet fully understood the material. The achievement of the program’s objectives can be considered positive since all activities were successfully conducted with the support of collaboration between the school, the facilitators, and the business owners involved
Literasi Tentang Transaksi Jual Beli Yang Sesuai Dengan Nilai-Nilai Islam Pada Siswa PPMTI Tanjung Berulak Kec. Kampar Khairi, Rifqil; Reza, Saru; Hidayat, Hidayat; Hasda, Mifta; Arif, Muhammad; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.326

Abstract

This community service activity was conducted at Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak under the theme “Introduction to Islamic Finance as a Solution for Managing Finances in an Islamic Way.” The aim was to provide 12th-grade students with a basic understanding of Islamic finance concepts and their implementation, particularly through financial institutions such as Islamic banks. Preparations for the activity included coordination with the pesantren, development of materials, and creation of supporting media. The material was delivered through a lecture method, followed by an interactive discussion session that allowed students to ask questions and gain deeper understanding. The results of the activity showed an increase in students’ understanding and enthusiasm for applying Islamic financial principles in their daily lives. This activity not only provided direct benefits but is also expected to shape students into agents of change who promote Islamic financial practices within their communities and contribute to the creation of a more Islamic and prosperous society.
Literasi Pengembangan Produk Umkm Berbasis Kelor Sebagai Solusi Ekonomi Kreatif Dan Ketahanan Pangan Masyarakat Umkm Dapur Aru Rahmawati, Rahmawati; Assyifa, Zubaidah; Hasda, Mifta; Amelia, Nur; Amalia, Nala
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.347

Abstract

This community service activity was aimed at the Dapur Aru MSME community as a solution to support the creative economy and food security through the development of moringa-based products. The main objective was to provide understanding of the literacy involved in developing MSME products based on moringa. The methods used included counseling, presentations, discussions, Q&A sessions, and practical exercises. The counseling explained the importance of moringa product innovation, the presentations outlined the product literacy process, the Q&A sessions offered opportunities for consultation, and the practical exercises assessed participants' understanding before and after the material was delivered. The success of this activity was supported by the availability of experts, participant enthusiasm, and the support of the community leader. However, challenges included limited human resources, production capacity, and lack of skills in business management, hygienic and efficient production processes, quality control, and product development. The results showed that the program ran smoothly according to plan. Most participants understood moringa literacy well, although further support is needed in technical business aspects. All activities were carried out on schedule and according to plan through strong collaboration.
Analisis Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Mahasiswa Dalam Menggunakan Produk Dan Jasa Perbankan Syariah Reza, Saru; Hasda, Mifta; Rizki, Syafnur Muhammad; Ramadhan, Al Insani Mutiara
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.1705

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh literasi keuangan syariah terhadap keputusan mahasiswa jurusan ekonomi syariah dan perbankan syariah Universitas Pahlawan Tuanku Tambusai untuk menggunakan produk dan jasa di perbankan syariah. Gap pada penelitian ini ialah masih rendahnya market sharing dan literasi keuangan syariah. Jenis penelitian ini ialah penelitian kuantitatif pendekatan asosiatif (korelasi) analisis korelasi pearson dengan maksud melihat literasi keuangan syariah menjadi bagian penting dalam pengambilan keputusan mahasiswa untuk menggunakan produk dan jasa di bank syariah. Penyebaran kuesioner dilakukan menggunakan media google form kepada 30 mahasiswa. Hasil yang diperoleh menyatakan bahwa literasi keuangan syariah mahasiswa berdasarkan indikator pengetahuan, kemampuan, sikap dan kepercayaan masih belum optimal. Literasi Keuangan Syariah mahasiswa terkait pemahaman konsep keuangan syariah, produk dan jasa perbankan syariah, cara mengelola keuangan secara syariah, resiko dan manfaat menggunakan produk dan jasa perbankan syariah serta pemilihan produk dan jasa perbankan syariah yang sesuai kebutuhan, secara keseluruhan hanya dipahami oleh 63,33 persen atau 19 mahasiswa, sedangkan 36,67 persen atau 11 mahasiswa lainnya belum memahami hal tersebut. Selain itu, didapati Nilai r sebesar 0,712 dan nilai t hitung lebih besar dari t tabel pada taraf signifikansi 5% yaitu t hitung (5,373) > t tabel (2,048) yang menunjukkan bahwa variabel X dan Y dalam penelitian ini memiliki hubungan kuat, positif dan signifikan. 
Co-Authors Amalia, Nala AMELIA, NUR Andini, Bunga Arif Mudi Priyatno Cahyani, Binda Rahma Diany Mairiza Hidayat Hidayat Hidayat Hidayat Irmawanti, Irmawanti Lismawati, Lismawati Maini, Nur Mardiyah, Suci Mohd. Winario Muhammad Arif Muhammad Syaipudin Muhammad Zaim Muhammad Zakir Muhammad Zakir Rahmawati, Rahmawati Ramadhan, Al Insani Mutiara Rifqil Khairi Rinda Fithriyana Riski, Syafnur Muhammad Rizki, Syafnur Muhammad Rizky, Syafnur Muhammad Saru Reza Suci Mardiyah Syafnur Muhammad Rizky Wahyu Febri Ramadhan Sudirman Zahara, Alfiatun Zahrah, Alfiatun Zubaidah Assyifa