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All Journal E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis MANAJEMEN EKONOMIKA45 Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Jurnal Pengabdian Masyarakat Waradin Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Akuntansi: Jurnal Riset Ilmu Akuntansi Ardhi: Jurnal Pengabdian dalam Negri International Journal of Economics, Management and Accounting Jurnal Padamu Negeri International Journal of Law, Crime and Justice Svarga Pena: Jurnal Pengabdian Kepada Masyarakat International Journal Business, Management and Innovation Review Green Economics: International Journal of Islamic and Economic Education Proceeding of The International Conference on Management, Entrepreneurship, and Business Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Ana Kadarningsih
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Performance Evaluation of Financial Management by the City Government of Tegal, Indonesia During the COVID-19 Pandemic Period Pulung Adiluhung Putro; Vicky Oktavia; Ana Kadarningsih; Linda Ayu Oktoriza
International Journal Business, Management and Innovation Review Vol. 2 No. 2 (2025): : International Journal Business, Management and Innovation Review
Publisher : Universitas Veteran Bangun Nusantara Sukoharjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijbmir.v2i2.150

Abstract

This study aims to analyze the effectiveness of public sector financial management using five financial ratios and measure changes in Tegal City's Regional Budget (APBD) from 2020 to 2023. The research method uses a quantitative descriptive approach with secondary data from Tegal City's Budget Realization Reports. The results show the best Effectiveness Ratio occurred in 2021-2023 (81-90%), the highest Independence Ratio was in 2020 (77%), the most optimal Efficiency Ratio was in 2020 (7%), the best Degree of Decentralization Ratio was in 2022-2023 (31%), and the highest PAD Growth Ratio was in 2021-2023 (83-105%). Overall, Tegal City's financial performance from 2020-2023 showed positive trends in effectiveness and PAD growth, but requires improvements in efficiency and fiscal independence. The study provides recommendations for the Tegal City Government to optimize regional financial management through improved budget efficiency and reduced dependence on central government funds.
Kontribusi Literasi Keuangan, Inklusi Keuangan, dan Teknologi Finansial (Fintech) Pada Perilaku Manajemen Keuangan Mahasiswa Alfina Yuniar Prastika; Ana Kadarningsih
MANAJEMEN Vol. 5 No. 1 (2025): MEI : MANAJEMEN (Jurnal Ilmiah Manajemen dan Kewirausahaan)
Publisher : LPPM Politeknik Pratama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/manajemen.v5i1.866

Abstract

Financial management behavior involves a person’s capability to handle daily financial for stability. This finding examines the components that influence the financial management behavior of Dian Nuswantoro University students. The study focuses on active students of Dian Nuswantoro University, with samples of FEB and FIK students in semesters 3-8 who use financial technology. Data were obtained through questionnaires and analysis was performed using SmartPLS version 3.2.9 tool. Examination shows that financial literacy and financial technology have a significant positive impact on financial management behavior, whereas financial inclusion does not have an students’ financial management behavior.
Posisi Kebijakan Dividen Sebagai Mediator Dalam Relasi Antara Profitabilitas, Likuiditas Dan Pertumbuhan Perusahaan Terhadap Nilai Perusahaan Anissa Dewi Safitri; Ana Kadarningsih
MANAJEMEN Vol. 5 No. 1 (2025): MEI : MANAJEMEN (Jurnal Ilmiah Manajemen dan Kewirausahaan)
Publisher : LPPM Politeknik Pratama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/manajemen.v5i1.867

Abstract

This study aims to evaluate the role of dividend policy as a mediator in the relationship between profitability, liquidity and the assessment of the impact of firm growth on firm value in the real estate and property industry listed on the Indonesia Stock Exchange (IDX) in 2021-2023. The results of the quantitative method using WarpPLS 8.0 analysis show that firm value is strongly influenced by profitability and firm growth, both directly and indirectly through dividend policy, which acts as a partial mediator. In contrast, liquidity has no significant impact on dividend policy or firm value. These findings confirm the importance of dividend policy as a strategic tool to improve market perception and firm value, while providing insights for more effective financial management in the real estate sector.
Interaksi Ekspor, Impor dan Inflasi Dalam Mempengaruhi Nilai Tukar Dollar Emmanuella Vania Tunjung; Ana Kadarningsih
MANAJEMEN Vol. 5 No. 1 (2025): MEI : MANAJEMEN (Jurnal Ilmiah Manajemen dan Kewirausahaan)
Publisher : LPPM Politeknik Pratama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/manajemen.v5i1.876

Abstract

This research analyzes the influence of the interaction between exports, imports and inflation on the dollar exchange rate against the rupiah. Using a quantitative approach, secondary data obtained from the Central Statistics Agency and Bank Indonesia during the period 2013 to 2023 were analyzed using census sampling techniques, producing 132 monthly data. The analysis was carried out with Eviews 13 through various statistical tests, including heteroscedasticity tests, autocorrelation, multicollinearity, multiple linear regression, as well as the F test and T test. The research results show that exports have a positive effect on the exchange rate in the long term, although in the short term they can have a negative impact. Imports have a negative influence on the rupiah exchange rate, where an increase in imports has the potential to cause a trade balance deficit and weaken the exchange rate. Inflation shows a negative influence on the exchange rate in the short term, but can contribute positively to strengthening the exchange rate in the long term if balanced with appropriate monetary policy. This research recommends that the government strengthen export policies, manage imports selectively, and maintain stable inflation to support exchange rate stability
Kinerja Keuangan sebagai Faktor Penentu dalam Meningkatkan Nilai Perusahaan Melalui Pengolahan Rasio Likuiditas, Solvabilitas, dan Aktivitas Aura Annida Husna; Ana Kadarningsih
MANAJEMEN Vol. 5 No. 1 (2025): MEI : MANAJEMEN (Jurnal Ilmiah Manajemen dan Kewirausahaan)
Publisher : LPPM Politeknik Pratama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/manajemen.v5i1.878

Abstract

This study examines the impact of liquidity, solvency and activity on company value through the mediation of financial performance in Food and Baerage Companies on the Indonesia Stock Exchange (BEI) in 2021-2023. This study examines 70 out of 95 companies, analiyzing 210 financial records over a three-year period, with WarPLS 8.0. The approach applied is quantitative with data obtained from www.idx.co.id. The findings reveal that CR and TATO have significant impact on ROA, whereas DER does not. In addition, DER and TATO have a significant effect on PBV, but CR and ROA do not. This model describes the relationship between CR, DER, and TATO on PBV through ROA mediation.
Dampak Penggunaan Qris, Persepsi Kemudahan Dan Risiko Keamanan Dengan Variabel Mediasi User Experience Terhadap Keputusan Pembelian Makanan Di Resto Tom Sushi Calya Dini Daniswara; Vincent Didiek Wiet Aryanto; Ana Kadarningsih; Diana Aqmala
MANAJEMEN Vol. 5 No. 1 (2025): MEI : MANAJEMEN (Jurnal Ilmiah Manajemen dan Kewirausahaan)
Publisher : LPPM Politeknik Pratama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/manajemen.v5i1.962

Abstract

This study aims to analyze the impact of the use of Quick Response Code Indonesian Standard (QRIS), perceived ease of use, and security risk on food purchasing decisions at Resto Tom Sushi, with user experience as a mediating variable. The increasing adoption of digital payments through QRIS and mobile banking (m-banking) has changed consumer transaction patterns, especially in the restaurant industry. This study uses a quantitative approach with a survey method involving QRIS and m-banking users at Resto Tom Sushi. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results showed that the use of QRIS, perceived ease of use, and security risk had a significant effect on purchasing decisions. In addition, user experience plays a mediating role that strengthens the relationship between independent variables and purchasing decisions. These findings emphasize the importance of good user experience and digital literacy in increasing the effectiveness of digital payments and encouraging the adoption of non-cash payments in the culinary sector.
Analysis of Gen Z Students' Perceptions of the Use of Digital Payment and Its Impact on Customer Satisfaction Dellya Dievha Paramytha; Pradana Jati Kusuma; Ana Kadarningsih; Diana Puspitasari
International Journal Business, Management and Innovation Review Vol. 2 No. 3 (2025): International Journal Business, Management and Innovation Review
Publisher : Universitas Veteran Bangun Nusantara Sukoharjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijbmir.v2i3.154

Abstract

This study aims to analyze the influence of perceived ease, trust, and benefits on the interest in using digital payments and their impact on customer satisfaction among Generation Z students. The focus of this study is to explore the relationship between these factors and how they affect digital transaction behavior and user satisfaction levels. Using a quantitative approach, data were collected from 185 Generation Z student respondents through purposive sampling techniques and distributed using questionnaires. The analysis was carried out using the Structural Equation Modeling-Partial Least Square (SEM-PLS) approach using Smart PLS4 software. The results showed that perceived ease, trust, and benefits had a positive and significant effect on customer satisfaction. In addition, the use of digital payments also had a direct positive effect on satisfaction, but did not act as a mediating variable in the relationship between user perceptions and satisfaction. These findings indicate that perceptions of service quality have a greater influence on satisfaction than frequency of use. This study provides theoretical and practical contributions in understanding the behavior of digital payment users among Gen Z students.
Peningkatan Kompetensi Guru Pengajar TPQ Al-Furqon Betokan Krajan Demak Melalui Pelatihan Softskills Public Speaking dan Team Work Dian Prawitasari; Sih Darmi Astuti; Ana Kadarningsih
ARDHI : Jurnal Pengabdian Dalam Negri Vol. 1 No. 4 (2023): ARDHI : Jurnal Pengabdian Dalam Negri
Publisher : Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ardhi.v1i6.151

Abstract

The problem that occurs at TPQ Al Furqon is the lack of teacher competence, especially soft skills. So the teachers at TPQ Al-Furqon Demak need soft skills training to improve their teaching and learning competence. This soft skills training takes the form of public speaking and team work with the aim of learning the Koran to run effectively and efficiently. Apart from that, this training aims to create an atmosphere of Teaching and Learning Activities (KBM) that is structured, clear and directed according to their respective roles. The approach method used includes the FGD (Focus Group Discussion) approach including sharing sessions. The activity stages consist of the counseling or material delivery stage, the training practice stage and the training evaluation stage including sharing sessions. This activities result show that teachers understand the importance of public speaking and team work so that teaching and learning activities more interesting and effective.
Juridical Review of Settlement Regulations : Naughty Debtors In Banking Law In Indonesia Setyowati, Endang; Ana Kadarningsih
International Journal of Law, Crime and Justice Vol. 1 No. 1 (2024): March : International Journal of Law, Crime and Justice
Publisher : Asosiasi Penelitian dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijlcj.v1i1.97

Abstract

This research was motivated by several cases resulting from the actions of naughty debtors which caused significant losses for Indonesia. There is a legal vacuum in Law Number 10 of 1998 concerning Banking, making it difficult for law enforcers to determine criminal acts committed by naughty debtors. The problem formulation taken is how banking law in Indonesia is in the perspective of legal objective theory, and what is the juridical review of bad debtors in the banking law. This research uses a normative legal research approach with a theory and legal principles approach. Several things need to be reviewed due to the impact caused by Law Number 10 of 1998 concerning Banking, namely that there is an article that can only ensnare bank employees if there is some form of criminal liability. Apart from that, there is no clause that regulates criminal sanctions for bank employees who collude with debtors. Bank Indonesia can impose administrative sanctions, but this authority is not regulated expressly and unequivocally in the Banking Law. So that Bank Indonesia has the potential to abuse its authority in determining actions.    
Job Satisfaction as Mediation in Relationship of Work Life Balance and Work Stress on Employee Performance of Coffeshop in Semarang Fia Aurelia Andian; Ana Kadarningsih
Green Economics: International Journal of Islamic and Economic Education Vol. 2 No. 1 (2025): January: Green Economics: International Journal of Islamic and Economic Educati
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/greeneconomics.v2i1.84

Abstract

This study analyze the role of job satisfaction in mediating the relationships between work-life balance (WLB), work stress, and employee performance among Generation Z employees in Semarang coffee shops. Using a quantitative survey approach, data were collected from 151 full-time employees aged 17-27 years across 20 coffee shops. The findings indicate that WLB positively and significantly influences both employee performance and job satisfaction. Additionally, job satisfaction has a direct positive impact on employee performance and mediates the relationship between WLB and performance. Conversely, work stress was found to have no significant direct or indirect effect on performance or satisfaction. These results highlight the critical role of WLB and job satisfaction in enhancing employee productivity, while the impact of work stress appears minimal in this context. Coffee shop management is encouraged to implement flexible policies supporting WLB and to foster job satisfaction.
Co-Authors , Herry Subagyo Afysca Maharani Dyan Fystari Alfina Yuniar Prastika Anissa Dewi Safitri Anita Nur Utomo Artha Febriana Arum Puspita Sari Aryanto, Vincent Didiek Wiet Aura Annida Husna Calya Dini Daniswara Dellya Dievha Paramytha Devi Anggraeni Dian Prawitasari Diana Aqmala Diana Puspitasari Dimas Dwiky Putranto Dimas Prasetiyo Dita Sobiroh Emmanuella Vania Tunjung Endang Setyowati Endang Setyowati Farros Abyan Al Malik Fia Aurelia Andian Kholida Arfaletha Masitha Fahmi Wardhani Nihlatul Laeli Oktoriza, Linda Ayu Pingkan Ananda Ardiyanto Pradana Jati Kusuma Pulung Adiluhung Putro Putri Sari Nuraini Rifan Fauzi Salasi Sella Fahima Ariyani Shalma Aprillia Shintya Putri Salsabila Sih Darmi Astuti Suha Wulandari Suhita Whini Setyahuni Tahlis Ayu Fatmawati Tito Wira Eka Suryawijaya Tri Purwani Vicky Oktavia