Articles
<![CDATA[Analisis Peranan Pengelolaan Dana ZISWAF Oleh Civil Society Dalam Pemberdayaan Ekonomi Umat (Studi Kasus Lazismu Surabaya) ]]>
<![CDATA[Arin Setiyowati]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 1 (2017) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v2i1.1361
<![CDATA[ZISWAF (Zakat, Infaq, Shodaqoh dan Wakaf) merupakan instrumen distribusi kekayaan dalam sistem ekonomi Islam. Keempat instrumen tersebut hanya zakat yang diwajibkan bagi setiap muslim, namun ketiga yang lainnya menjadi sarana berderma terhadap sesama muslim. ZISWAF memiliki dua makna ; usaha menjalankan perintah Tuhan Yang Maha Esa (kesalehan ritual), dan usaha menunaikan tanggungjawab sosial (kesalehan sosial). Bonus demografi dengan jumlah penduduk mayoritas Muslim dan aturan sistem pengelolaan harta yang terpisah (desentralisasi) sehingga menjadikan LAZ (Lembaga Amil Zakat) menjamur di setiap kota. LAZISMU Surabaya (Lembaga Amil Zakat Muhammadiyah) marupakan bagian dari lembaga amil zakat di bawah ormas Muhammadiyah Surabaya dengan sepak terjangnya dalam penghimpunan dan pengelolaan dana zakat yang sudah teruji. Penelitian ini diarahkan dalam menganalisis pengelolaan danperanan dana ZISWAF dalam pemberdayaan ekonomi umat. Kata Kunci : ZISWAF, Distribusi Kekayaan, LAZISMU, Pemberdayaan Ekonomi]]>
<![CDATA[Cybersex and Religion: Intimacy, Resistance, and Negotiation of Islamic Students In Indonesia ]]>
<![CDATA[Radius Setiyawan]]>;
<![CDATA[Sri Lestari]]>;
<![CDATA[Arin Setiyowati]]>
<![CDATA[ The Journal of Society and Media Vol. 6 No. 1 (2022): Understanding Communication on Media and Society Life ]]>
Publisher : <![CDATA[Department of Social Science, Faculty of Social Science &Law, Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jsm.v6n1.p104-120
<![CDATA[This article focused on the teenage generation and religion as the dominant sources of truth in Indonesia, especially Islam. Religion rules become a norm that is upheld and fought for. This article explained how the generation of teenagers in Surabaya who have the same background at Islamic Universities. They used to apply virtual spaces related to sexual activities. Apart from that, this paper also tried to relate their practice to the religious teachings they profess. The informants of this study were students at several universities in Surabaya. Those who become informants were students, consisting of males and females, who openly admitted to having the habit of engaging in sexual activities in cyberspace. This research aimed to explain the practices of resistance and negotiation that occur on religious teachings. The data collection method used was in-depth interviews which focused on how they used virtual space relating to sexuality. There were various entrances to various forms of sexual simulacrums and sexuality within cyberspace, various sexual acts, and the scene that "offer" various sexual activities, such as voyeurism, role-playing, sexual game, cyber-fetishism, and long-distance sexual activity via the internet (teledildonics). In those various activities, men were more open in telling about their activities than women because of strong patriarchal tradition. Besides, they also tried to negotiate the concept of sin in religion. They considered the consequences of sin when they do sexual virtually were heavier than when they did it.]]>
<![CDATA[The Role of Sharia Banks as Nazhir Partners in the Management of CWLS Retail SWR001 Investment Products ]]>
<![CDATA[Dian Lailatullailia]]>;
<![CDATA[Arin Setiyowati]]>;
<![CDATA[Abdul Wahab]]>
<![CDATA[ Perisai : Islamic Banking and Finance Journal Vol 5 No 1 (2021): April ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Sidoarjo ]]>
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DOI: 10.21070/perisai.v5i1.1317
<![CDATA[Islamic social finance, one of which waqf should have a position and role that can synergize to contribute economically, considering Indonesia has the largest Muslim population in the world. The issue that the potential waqf assets of 2000 trillion with about 51,155.57 ha of waqf land that exists today has not been a productive asset that serves as a source of income in developing the people's economy. While the potential of cash waqf that reaches Rp 180 trillion (BWI) but collected around 391 billion. Therefore, needs the innovation of social finance-based investment scheme with the support of professionalization in its management (in this case nadzir board), one of which is LKS-PWU, especially Sharia Banking. Through State Sukuk instruments in the form of CWLS retail SWR001 products, the government and BWI involve Sharia Banking as Nazhir partners and distribution partners. This study aims to explain the role of sharia banking as nazhir partners in the management of Cash Waqf Linked Sukuk (CWLS) retail SWR001 investment products in the perspective of the basic principles of waqf. This research was conducted by qualitative research method, Library Research approach. Validity of data with source triangulation. The data analysis technique in this study is to use discourse analysis. The results showed that Policy, management and technical processes conducted by Sharia Banking in the management of CWLS Retail SWR001 both in terms of nazhir criteria, the process of collecting and distributing waqf funds is compatibility with the provisions of the Basic Principles of Waqf (PPW) at points 13, 15 and 17 in order to realize good governance for nazhir(Good Nazhir Governance). Keywords: Islamic Bank, Cash Waqf, CWLS Retail SWR001, Waqf Core Priciples (WCP), Good Nazhir Governance]]>
<![CDATA[Implementation Of Synergy Of Zis Fund Management In Sharia Banking And Zakat Management Organizations (Opz) For Strengthening The Zakat Ecosystem ]]>
<![CDATA[Phatriakalista Intan Apsari]]>;
<![CDATA[Arin Setiyowati]]>;
<![CDATA[Fatkhur Huda]]>
<![CDATA[ Perisai : Islamic Banking and Finance Journal Vol 6 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Sidoarjo ]]>
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DOI: 10.21070/perisai.v6i1.1590
<![CDATA[In February 2021, Bank Syariah Indonesia or abbreviated as BSI officially operates, BSI is a merger of Bank Syariah Mandiri, Bank BNI Syariah, and Bank BRI Syariah. BSI changed the constellation of Islamic banking in Indonesia, which formed a new pillar of strength for the Islamic economy in Indonesia. In carrying out the social functions of BSI, especially in the realm of zakat, it certainly cannot run alone. This means that it requires both internal and external BSI institutions in managing zakat funds and other Islamic social funds. Zakat management organizations (OPZ) that are partnered include the National Amil Zakat Agency (BAZNAS) as a form of support in encouraging community participation to increase ZIS and to ensure proper distribution of targets to those who really need it. ) and the National Amil Zakat Agency (BAZNAS) collaborated in which this step was taken as a form of enthusiasm from BSI and BAZNAS in an effort to strengthen and distribute the zakat ecosystem and the Love Zakat Movement. This study aims to analyze the synergy between BSI and BAZNAS in managing ZIS funds and implementing the synergy program to improve community welfare. This research was conducted using qualitative research methods, literature study approach (Library Research). The validity of the data using source triangulation, and data analysis techniques using descriptive analysis. The results show that BSI and BAZNAS in their synergy activities have an analysis of strengths and opportunities, and the implementation of synergies carried out by BSI and BAZNAS in supporting the strengthening of ZIS for the welfare of the community and as support for the charity love movement, namely the policy of merging BAZNAS accounts to BSI, ZIS payment features in the BSI Mobile Banking Application, and the BSI company's zakat payments submitted to BAZNAS.]]>
<![CDATA[Kenaikan Harga Bahan Bakar Minyak (BBM) Atas Nama Rakyat (Tinjauan Kritis Konsepsi Keadilan Sosial Ekonomi Ibnu Taimiyah) ]]>
<![CDATA[Arin Setiyowati]]>
<![CDATA[ JESI (Jurnal Ekonomi Syariah Indonesia) Vol 8, No 2 (2018) ]]>
Publisher : <![CDATA[Universitas Alma Ata ]]>
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DOI: 10.21927/jesi.2018.8(2).107-119
<![CDATA[Fenomena rutinistas Kenaikan harga BBM di Indonesia selalu membenturkan antara dua kubu (Pemerintah dan masyarakat). Perdebatan pro dan kontra menjadi isi utama pengawalan kebijakan tersebut. Namun melihat kondisi sosial ekonomi Indonesia ‘tragis’ dimunculkan pengeluaran yang lebih besar daripada pendapatan, sementara pengeluarannya itu hanya terfokus pada subsidi energi yang sayangnya lagi lebih banyak dimanfaatkan oleh masyarakat golongan menengah ke atas daripada masyarakat kecil. Selain dipicu oleh faktor eksternal yang mempengaruhi pola politik kebijakan minyak dalam negeri. Dalam posisi dilema ekonomi tersebut, logika ekonomi yang dipakai pemerintah adalah “Pareto Optimum”, artinya transfer kenikmatan supaya adil, namun hal tersebut tidak diikuti oleh rekonstruksi pembangunan berkualitas yang berkelanjutan, hanya fokus pada kebijakan jangka pendek. Dan Ibnu Taimiyah sebagai salah satu Pemikir Ekonomi Islam, yang mana salah satu warisannya berupa konsep keadilan sosial ekonomi layak dijadikan pisau analisa sembari kounter atas fenomena kenaikan BBM dan Paket Kompensasinya, maupun untuk kondisi perekonomian makro di Indonesia.Kata Kunci : Politik Minyak, Kenaikan harga dan Subsidi BBM, Paket Kompensasi BBM, Konsepsi Keadilan Sosial Ekonomi Ibnu Taimiyah.]]>
<![CDATA[POLITIK EKONOMI ISLAM DI INDIA : Studi Kasus Price System Control Policy Alauddin Khaldji (1296-1316 M) ]]>
<![CDATA[Arin Setiyowati]]>;
<![CDATA[Abdul Hakam]]>
<![CDATA[ JESI (Jurnal Ekonomi Syariah Indonesia) Vol 6, No 2 (2016) ]]>
Publisher : <![CDATA[Universitas Alma Ata ]]>
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DOI: 10.21927/jesi.2016.6(2).%p
<![CDATA[Riset ini bertujuan untuk menganalisis kebijakan Sultan Alauddin Khalji (1296-1316 M) dalammemberlakukan kebijakan pengendalian harga di India. Jenis penelitian ini bersifat deskriptif denganmenggunakan pendekatan kualitatif-studi kasus. Sumber data utama dalam penelitian ini adalah buku-bukubacaan, literatur serta tentang kebijakan Price System Controlyang dijalankan oleh Sultan Alauddin Khaldji.Proses analisa data secara kualitatif dimulai dengan menelaah data-data yang diperoleh dari berbagai sumberatau informasi. Data yang terkumpul melalui dokumentasi dan studi pustaka setelah dibaca, dipelajaridan ditelaah, kemudian dianalisa. Selanjutnya menganalisa teks dokumen yang dijadikan rujukan dalampenelitian, sehingga ditemukan kata kunci dan alur tekstual yang menjelaskan apa yang berada di baliksuatu fenomena kebijakan tersebut. Sehingga sesuai dengan tujuan yang ingin dicapai dalam penelitian ini,maka metode analisa yang digunakan adalah secara kualitatif dengan menggunakan sumber yang relevanuntuk proses analisa.Alasan Sultan Alauddin Khalji memberlakukan kebijakan pengendalian harga adalahstabilitas negaranya dari permasalahan politik, ekonomi dan sosial. Implikasi dari kebijakannya rakyatmampu memenuhi kebutuhan pokoknya, sehingga keadaan dalam negeri menjadi aman, fasilitas perangdan mental tentara dapat ditingkatkan, pembangunan infrastruktur fisik dapat dijalankan yang mana terlihatdari banyaknya dibangun bangunan megah, peradaban ilmu dan budaya meningkat, serta penaklukannegeri di sekitar Kesultanan Khalji dapat dilakukan.]]>
<![CDATA[ANALISIS PENERAPAN CORPORATE SOSIAL RESPONSIBILITY (CSR) PADA BANK SYARIAH MANDIRI KC. JEMUR HANDAYANI SURABAYA DALAM PERSPEKTIF MAQHASID SYARIAH INDEKS ]]>
<![CDATA[Arin Setiyowati]]>;
<![CDATA[Kholifatu Azqiya']]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i2.4291
<![CDATA[Abstract Corporate Social Responsibility or what is often referred to as Corporate Social Responsibility (CSR) is almost implemented by all companies, in this case the Islamic Banking industry where the company is committed to quality development and community welfare. CSR can be implemented in the form of corporate social activities as stipulated in Law Number 40 of 2007 concerning the implementation of CSR/corporate social responsibility. In the implementation of Corporate Social Responsibility (CSR), it uses the principle of 3 basic concepts (triple bottom line) that are interrelated, namely the existence of profit that provides benefits, people bring prosperity to society and the planet that ensures the continuity of natural life. This discussion reveals that in addition to allocating social funds, the Sharia Bank Branch of Jemur Handayani Surabaya developed the concept to implement these social programs with the aim of prospering the community in the context of Islamic religious teachings in accordance with the maqashid sharia index. Keywords: Corporate Social Responsibility (CSR), BSM, Maqashid Syariah Index Abstrak Tanggung Jawab Sosial Perusahaan atau yang sering disebut dengan Corporate Social Responsibility (CSR) ini hampir diterapkan oleh semua perusahaan, dalam hal ini yaitu industri Perbankan Syariah yang mana perusahaan tersebut berkomitmen terhadap pembangunan kualitas dan kesejahteraan masyarakat. CSR dapat diterapkan dalam bentuk kegiatan sosial perusahaan sesuai yang telah di tetapkan dalam Undang-Undang Nomor 40 Tahun 2007 tentang pelaksanaan CSR/tanggung jawab sosial perusahaan. Pada pelaksanaan penerapan Corporate Social Responsibility (CSR) ini menggunakan prinsip 3 konsep dasar (triple bottom line) yang saling berkaitan yaitu adanya profit yang memberikan keuntungan, people membawa kesejahteraan pada masyarakat dan planet yang menjamin berlangsungnya kehidupan alam. Pembahasan ini mengungkapkan bahwa selain mengalokasikan dana sosialnya, Bank Syariah Cabang Jemur Handayani Surabaya mengembangkan konsep tersebut untuk melaksanakan program-program sosial tersebut dengan tujuan untuk mensejahterakan masyarakat dalam konteks ajaran agma Islam yang sesuai dengan maqashid syariah indeks. Kata Kunci: Corporate Social Responsibility (CSR), BSM, Maqashid Syariah Indeks]]>
<![CDATA[Multi Level Filantropi Islam (MLFI): Kerangka Operasional Distribusi Harta untuk Kesejahteraan Umat ]]>
<![CDATA[Arin Setiyowati]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v7i2.14173
<![CDATA[AbstractThe key issue of the economy is inequality. The offer of conventional economic theories proved unable to answer the problem. This paper aims to analyze the operational framework for the distribution of treasures from the Nash Qur'an in an effort to scientificize Islam and make Islam as a solution to the economic problems of the ummah. By using the study of literature in the formulation of multi-level theoretical islamic philanthropy (MLFI). The results of this study show that the Concept of Multi-Level Islamic Philanthropy (MLFI) as a viable operational framework to support fast and targeted for equitable welfare of the ummah. Both for the instrument of distribution that besifat mandatory and sunnah. So that it becomes a practical guide in determining the radius of benefit over the multiplier effect of income and distributed property.Keywords: Philanthropy, Distribution of Property, Welfare of The People]]>
<![CDATA[Efektivitas sirkuit keuangan syariah sebagai media edukasi Simpel Bank Syariah untuk anak usia SD ]]>
<![CDATA[Moh. Yusron]]>;
<![CDATA[Arin Setiyowati]]>;
<![CDATA[Fatkur Huda]]>
<![CDATA[ Jurnal Inovasi Teknologi Pendidikan Vol 9, No 2 (2022): Agustus ]]>
Publisher : <![CDATA[Universitas Negeri Yogyakarta ]]>
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DOI: 10.21831/jitp.v9i2.50442
<![CDATA[Penelitian ini bertujuan untuk menganalisis tingkat efektivitas media SIKUSA dalam upaya meningkatkan literasi keuangan syariah pada anak-anak usia sekolah dasar, khususnya di kawasan Tempurejo Surabaya. Jenis penelitian yang digunakan adalah studi lapangan dengan pendekatan kualitatif. Teknik pengumpulan data dilaksanakan melalui observasi, wawancara dan dokumentasi. Penelitian ini dilaksanakan di kawasan Tempurejo Surabaya, dan subjek penelitian ini ialah anak usia sekolah dasar kelas 4 hingga kelas 6. Hasil penelitian diperoleh bahwa Sirkuit Keuangan Syariah (SIKUSA) didesain dengan memadukan unsur visual dan motorik anak saat memainkan media ini yakni dengan cara menjalankan mobil menggunakan remote control untuk melewati beberapa pos yang sudah ada tentang alur menabung di bank syariah. Setiap memasuki suatu pos, mobil harus berhenti, lalu pemain SIKUSA harus membaca hingga mensimulasikan perintah maupun tahapan dalam pos tersebut. Karena poses edukasi dilakukan sambil bermain dan simulasi secara langsung, maka media SIKUSA ini menunjukkan efektivitasnya sebagai media edukasi simpanan pelajar (SimPel) bank syariah dan meningkatkan literasi keuangan syariah bagi anak usia sekolah dasar (SD) di Tempurejo Surabaya. This study aims to analyze the effectiveness of SIKUSA media in improving Islamic financial literacy in elementary school-age children, especially in the Tempurejo area of Surabaya. The type of research used is a field study with a qualitative approach. Data collection techniques were carried out through observation, interviews, and documentation. This research was conducted in the Tempurejo area of Surabaya, and the subjects in this study were elementary school-aged children in grades 4 to 6. The results showed that the Islamic Financial Circuit (SIKUSA) was designed by combining visual and motorik elements of children when playing this media, namely by running the car using a remote control to pass through several existing posts regarding the flow of saving in Islamic banks. Every time they enter a post, the car must stop, then the SIKUSA player must read to simulate the commands and stages in the post. Because the educational process is carried out while playing and simulating directly, the SIKUSA media shows its effectiveness as an educational media for Islamic bank student savings (SimPel) and increases Islamic financial literacy for elementary school-aged children (SD) in Tempurejo Surabaya.]]>
<![CDATA[Implementasi Sinergi antara Izi Jawa Timur dan Bank Permata Syariah melalui Program Lapak Berkah ]]>
<![CDATA[Teguh Wahyudi]]>;
<![CDATA[Arin Setiyowati]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 1 (2023) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v8i1.16158
<![CDATA[The Blessing Program (Laber) is one of the forms of MSMEs needed by the community today and MSMEs themselves, including micro-enterprises, one of which is providing business capital and business facilities. The purpose of this study is to explain the implementation of the synergy between IZI East Java and Bank Permata Syariah through the lapak blessing program. The research method used is descriptive qualitative method with 2 data sources, namely primary data through observation and interviews, while secondary data sources are obtained through documentation and literature study from related references. Data analysis technique is done by data reduction, data display and conclusion drawing. The results of this study are zakat funds from the Permata Syariah bank to be managed by IZI East Java with the first stage of the mustahik submitting the program and fulfilling the requirements after that later the IZI East Java office conducted a survey related to the location and economy of his family. The office and IZI also reported related to the lapak blessing program to the Permata Syariah bank after which it would later be collected in one place for the opening of the welcoming lapak blessing program from IZI in synergy with Bank Permata Syariah, the beneficiaries will get a business capital and merchandise, such as carts, storefront and trading tools.This assistance program the community has a positive impact, one of which is being able to open a business, lapak blessing is one of the micro businesses in other words MSMEs. One of the requirements for submitting a stall for blessings is that you have to have a business for at least 1 year and there are obstacles in your business. IZI Jatim in collaboration with Bank Permata Syariah will provide capital to mustahiq (beneficiaries) to open a lapak business.]]>
