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Peningkatan Manajemen Keuangan Dan Strategi Pemasaran Dalam Meningkatkan Pendapatan Nelayan Sangrawayang Kec. Simpenan Sukabumi Wira Wibawa, Herry; Murti, Wahyu; Ratnasih, Cicih; Muhammad Ali, Hendry; Utami, Putri; Widya Ningsih, Mutiara
Jurnal Pengabdian Masyarakat Ekonomi, Manajemen dan Akuntansi (JPMEMA) Vol. 2 No. 2 (2023): PKM-JPMEMA (Desember 2023)
Publisher : Yayasan Bina Internusa Mabarindo

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Abstract

The majority of people in Sangrawawayang village, Simpenan subdistrict, Sukabumi Regency, make their living as fishermen. Community service is a process of providing services for the benefit of the community. Preparation for implementing community service begins with planning activities or observations and continues with communication and coordination. Create an activity schedule with a specific time and location at the fishing beach in Sangrawayang Village, Simpenan District, Sukabumi Regency, with the goal of inspiring the local fishermen to manage their finances and market their fish, which are typically sold for a reasonable price. The management of funding sources began to make good and correct bookkeeping so that you can know the income you have earned and also have the ability to separate the initial capital from the profits so that you can carry out processing again without collecting the funds again. Community service activities were conducted in the fishing village of Sangrawayang Village, Simpenan District, Sukabumi Regency, from October 23, 2023, to October 28, 2023. The outcomes of fish processing and marketing techniques when fish is processed and wrapped in branded plastic. Fisherwomen started to keep track of the sources of good funds that came in and went out as they started to comprehend the bookkeeping and fund management procedures. Utilizing the most recent advancements in science and technology, the problem of funding sources can be resolved. Salted fish can be processed by choosing and sorting the fish, and the finished product can be packaged beautifully and marketed more effectively.
Pertumbuhan Perdagangan Internasional Ditentukan Stabilitas Suku Bunga Pinjaman Dan Utang Luar Negeri (1995-2023) Sestri Goestjahjanti, Francisca; Murti, Wahyu
KREATIF : Jurnal Ilmiah Prodi Manajemen Universitas Pamulang Vol. 12 No. 1 (2024): KREATIF
Publisher : Prodi Manajemen Fakultas Ekonomi Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jk.v12i1.y2024.p56-66

Abstract

Riset ini dilakukan karena latar belakang belum pulihnya pertumbuhan ekonomi dunia akibat Covid-19, namun ada persolan baru terjadinya perang antara Rusia dan Ukraina ditambah cuaca ekstrim yang menyebabkan ketahanan pangan terganggu dan memperlambat ekspor non migas termasuk di Indonesia. Kegiatan perdagangan internasional ini mengalami penurunan pada tahun 2023, yang tidak terlepas dari pengaruh faktor penentu suku bunga pinjaman dan penyediaan bahan baku, penolong dari impor dalam bentuk utang luar negeri. Penelitian ini membahas tentang hubungan kasualitas antara variable suku bunga pinjaman dan jumlah utang luar negeri terhadap kegiatan pergadangan internasional di Indonesia. Teknik analisis regresi linier untuk membahas dan mengolah data sekunder jenis runtut waktu selama 29 tahun dari 1995-2023. Simpulan hasil penelitian ini, terdapat efek signifikan antara suku bunga dan utang luar negeri baik parsial maupun simultan terhadap kegiatan perdagangan internasional di Indonesia dengan kontribusi sangat besar di angka 84.80 persen. Dan ketika kegiatan perdagangan internasional mengalami penurunan, maka disarankan Bank Indonesia melakukan pengawasan stabilitas suku bunga pinjaman dengan bijaksana, dan pelaku usaha berbasis ekspor melakukan renegosiasi dalam penyediaan utang luar negeri agar persediaan bahan baku, penolong dari impor tidak tersendat, guna meningkatkan ekspor untuk mendorong pertumbuhan berkelanjutan dalam menyejahterakan masyarakat di Indonesia
Financial Performance of the Pharmaceutical Industry In Indonesia Murti, Wahyu; Kurniati, Arni; Isman, Isman
Dinasti International Journal of Digital Business Management Vol. 4 No. 6 (2023): Dinasti International Journal of Digital Business Management (October-November
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijdbm.v4i6.2054

Abstract

The financial performance of the pharmaceutical sector globally can be seen in the pharmaceutical sector in each country's capital market. Important information in the financial performance of the information sector is the financial statements provided by each pharmaceutical company that goes public. using secondary data with panel data analysis methods. The results showed that Return on Equity (ROE) partially had a significant positive effect on Price to Book Value (PBV) in pharmaceutical subsector companies listed on the IDX in 2013-2021.Currently Ratio (CR) partially has a significant negative effect on Price to Book Value (PBV) in pharmaceutical subsector companies listed on the IDX in 2013-2021. Debt to Equity Ratio (DER) partially has a significant positive effect on Price to Book Value (PBV) in pharmaceutical subsector companies listed on the IDX in 2013-2021. The results of the F test show that Return on Equity (ROE), Current Ratio (CR) and Debt to Equity Ratio (DER) together have a significant influence on Price to Book Value (PBV) in pharmaceutical sub-sector companies listed on the Indonesia Stock Exchange. IDX in 2013-2021 of 0.858833 which means that PBV is influenced by ROE, CR and DER by 87.93%, the remaining 12.07% is influenced by factors other than the factors above. checked. Novelty in Return On Equity research which has the greatest influence on Book value
Banks’ Strategies to Face Fintechs’ Attacks Ihsan, Dedy; Murti, Wahyu; Sungkowati, Sri
Sharia Oikonomia Law Journal Vol. 2 No. 4 (2024)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v2i4.1644

Abstract

Globalization has changed the playing field within industries, which were traditionally limited by size, country of origin, industry type, and past success. Now, those boundaries have become blurred and no longer clearly defined. Internet connectivity and technology have changed the face of businesses. These changes will always continue on an ongoing basis. For example, fintech (startups) that used to serve only one business segment have started to enter the banking industry, through online lending or peer to peer lending (P2P lending), products of savings, payment systems, and pay later. The latter is like a credit card in banking. Startups have become a very strong-new competitor for banks. Instead, their loan impressively grows with low non-performing loans (NPLs). Therefore, banks must be aware of this competitive situation. Banks should no longer use the old ways to compete, but should find and do new ways. For this reason, this paper is prepared to provide answers on how banks should respond, so that the competitive pressure from fintech can be carefully anticipated.
Strategi Finishing dan Digitalisasi Pemasaran untuk Meningkatkan Daya Saing UMKM Makaroni Spiral di Desa Sabandar Wibawa, Herry Wira; Murti, Wahyu; Masruchiyah, Nieke; Sulistyaningsih, Elli; Slamet, Japar Asyidiq
Jurnal Pengabdian Masyarakat Ekonomi, Manajemen dan Akuntansi (JPMEMA) Vol. 3 No. 2 (2024): PKM-JPMEMA (Agustus-Desember 2024)
Publisher : Yayasan Bina Internusa Mabarindo

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Abstract

Pelaku UMKM (Usaha Mikro Kecil Menengah) daerah Kabupaten Cianjur tepatnya di Kampung Sabandar Kidul Desa Sabandar Kecamatan Karangtengah terdapat UMKM yang bergerak di bidang produksi pangan berupa makaroni spiral. Pada era globalisasi para masyarakat menuntut para produksi untuk membuat finishing sebagus dan semenarik mungkin dengan tidak mengurangi cita rasa atau kualitas produk. Pelaksanaan pengabdian kepada masyaratat kegiatan di bagi 3 hari dalam seminggu selama dua bulan adalah 24 hari. Metode pelaksanaan kegiatan pengabdian kepada masyarakat terbagi menjadi metode observasi (pengamatan) yaitu alat pengumpulan data yang dilakukan dengan cara mengamati dan mencatat secara sistematik gejala-gejala yang ada di Desa Sabandar, metode interview atau wawancara yaitu suatu metode pengumpulan data yang dilakukan melalui tanya jawab secara langsung dengan sumber dan metode dokumentasi yaitu pengumpulan data, mengamati dan apabila mengalami kekeliruan untuk merevisinya karena sumber datanya tetap dan tidak berubah. Capaian/Luaran yang dihasilkan berupa publikasi hasil-hasil capaian kegiatan program dalam bentuk cetak maupun video (film pendek) melalui media cetak dan elektronik (E-commerce, Instagram, Shopee dan Grabfood). Adapun yang menjadi capaian dalam program ini adalah: memajukan UMKM dengan pembuatan label produksi, mendapatkan Nomor Surat Izin Usaha, dikenalnya Makaroni Sabandar melalui Media Sosial.
Ecoprint di Indonesia: Perpaduan Karya Seni dan Upaya Pelestarian Lingkungan Masruchiyah, Nieke; Murti, Wahyu; Marthinu, Eva
Jurnal Green Growth dan Manajemen Lingkungan Vol. 13 No. 2 (2024): Jurnal Green Growth dan Manajemen Lingkungan
Publisher : Program Studi Magister Manajemen Lingkungan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jgg.v132.07

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Ecoprint adalah teknik mencetak pada kain dengan menggunakan pewarna alami, seperti daun, bunga, atau bagian tubuh tumbuhan. Metode ini menghasilkan motif yang unik dan otentik, sambil menghindari penggunaan zat kimia berbahaya. Dalam era ketidakstabilan lingkungan, kesadaran akan pentingnya melestarikan alam semakin meningkat. Tulisan ini mengeksplorasi peran ecoprint dalam melestarikan lingkungan dan bagaimana teknik ini dapat menjadi solusi masa depan yang berkelanjutan.
Pemberdayaan Sumber Daya Manusia Pada Era Digital Untuk Meningkatkan Produktivitas Kerja UMKM Masruchiyah, Nieke; Murti, Wahyu; Kurniati, Arni
Jurnal Green Growth dan Manajemen Lingkungan Vol. 14 No. 1 (2024): Jurnal Green Growth dan Manajemen Lingkungan
Publisher : Program Studi Magister Manajemen Lingkungan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jgg.141.06

Abstract

Penelitian ini bertujuan untuk mengetahui manajemen sumber daya manusia (SDM) di era digital dan upaya peningkatan produktivitas usaha mikro kecil dan menengah (UMKM). Pelatihan ini mencakup analisis kompetensi yang dibutuhkan oleh para profesional sumber daya manusia dan peran mereka dalam merancang strategi dan kebijakan yang efektif untuk pengelolaan SDM dalam organisasi. Selain itu, pelatihan ini juga menyoroti tantangan yang dihadapi oleh UMKM, terutama dalam hal rendahnya tingkat produktivitas, nilai tambah dan kualitas produk.
The Role of Human Development Index and Demographic Indices in Facing Global Trade Challenges Rasam, Fadli; Murti, Wahyu; Rozali, Muhammad
Formosa Journal of Sustainable Research Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v3i12.12760

Abstract

When there is world economic instability, innovation and change and adaptation are needed. In an era of rapidly changing global trade, countries with high HDI have a better ability to adapt to market and technological changes, which is important to remain competitive. The aim of this research is to determine the role of HDI and Demography in global trade. The article can also explain the factors that need to be considered in facing global trade in the future. The method used is the literature review method. The steps taken are identifying problems, collecting sources, extracting sources, selecting sources, analyzing sources and drawing conclusions. The important role of human development and demographic indices is labor productivity, the need for innovation and creativity in the quality of education. Labor availability also determines the readiness and supply of various needs and products. A large young population can provide sufficient labor to support the growth of industry and commerce. Countries with growing populations usually have larger labor forces, allowing them to increase production capacity. The government is advised to implement friendly and competitive trade and investment policies. Demography helps governments formulate policies that support trade
Transparancy Level of Compliance and Implementation Government Regulation Number 55 Of 2022 For Taxpayers in The Bekasi City Andaningsih, I Gusti Putu Ratih; Nugrahanti, Trinandari Prasetyo; Murti, Wahyu
Journal of Economics and Management Vol. 2 No. 1 (2024): Journal of Economics and Management, April 2024
Publisher : Lembaga Publikasi Ilmiah Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/ecoma.v2i1.35

Abstract

The author in conducting this research conducted research related to PP No 55 of 2022 concerning improvements regarding the regulations and treatment of income tax for taxpayers.The purpose of this study is to find out more deeply about the level of measurement and implementation of PP No 55 of 2022 regarding the determination and implementation of income tax on taxpayers,especially in the city of Bekasi and its surroundings. The research method used is a symmetric qualitative descriptive method with a factor analysis content approach using data from 25 informants during the period March 2023-June 2023.Researchers used in person and online interviews in the retail sector and manufacturers who are tax exempt and corporate taxpayers in the Bekasi City Regions.The research is very useful for knowing the level of compliance of individual PPh taxpayers and corporate PPhtaxpayers,especially for regarding transparency ,compliance and implementation of PP No 55 of 2022 concerning the application of individual taxes and corporate PPh taxpayers.The limitations of this research are only limited to the level of compliance and implementation of taxpayers in the category of retail  and manufacturers, especially individual taxpayers and corporate taxpayers in the Bekasi City areas.The research contribution is to increase the income  of the national tax sector for the imposition of income tax on individual taxpayers and corporate taxpayers the Bekasi City areas and their surroundings.The results of the research of transparency,compliance and increase implementation in awareness of paying taxes for entrepreneurs.
Analysis of Consumption Behavior and Purchasing Power of Society in the Digital Era Pardamean, Henri; Murti, Wahyu
Interdiciplinary Journal and Hummanity (INJURITY) Vol. 3 No. 12 (2024): INJURITY: Journal of Interdisciplinary Studies.
Publisher : Pusat Publikasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58631/injurity.v3i12.1370

Abstract

This research aims to analyze consumption behavior and purchasing power of society in the digital era, focusing on the use of e-commerce platforms and digital payment methods. The study employs a purposive sampling method to select 150 respondents aged 18 and older, who have internet access and have transacted through digital platforms. Data collection involved online questionnaires and structured interviews. Correlation and regression analyses were conducted to evaluate relationships between digital transaction frequency and the purchasing power level. The results demonstrate a significant positive relationship between the frequency of digital transactions and the buying power level with a correlation coefficient of 0.65 (p  0.01). The findings reflect the changes in consumption behavior during the COVID-19 pandemic, where society increasingly relies on technology to meet their daily needs. This research is expected to serve as a reference for local governments in formulating more effective fiscal policies, particularly in managing Regional Original Income (PAD) to promote sustainable economic development and enhance the quality of life in Bandungan District.