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All Journal Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum At-Turats WAJAH HUKUM Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Islamic Law Jurnal Analisis Hukum Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Indonesian Journal of Legality of Law Al-Mazaahib: Jurnal Perbandingan Hukum Journal of Law, Society, and Islamic Civilization Mimbar Agama Budaya Human Rights in The Global South (HRGS) Edudeena : Journal of Islamic Religious Education Borneo : Journal of Islamic Studies Asas wa Tandhim: Jurnal Hukum, Pendidikan, dan Sosial Keagamaan Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah Jurnal Hukum Islam dan Hukum Keluarga JILS (Journal of Indonesian Legal Studies) Tawazun: Journal of Sharia Economic Law
Alfarisi, Muhammad Adib
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Rethinking Legal Validity and Contractual Structures of Shariah-Compliant Credit Cards: A Study on DSN-MUI Fatwa Alfarisi, Muhammad Adib; Suhedi, Suhedi; Ezzerouali, Souad Ahmed; Andrianti, Dyah
Borneo : Journal of Islamic Studies Vol. 6 No. 1 (2025): BORNEO: Journal of Islamic Studies
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/borneo.v6i1.4321

Abstract

The rapid evolution of Islamic financial products has raised critical questions about the legal validity and practical enforceability of Sharia credit cards within Indonesia’s dual legal system. This study seeks to rethink the legal validity of Sharia credit cards by moving beyond the fiqh-based legitimacy of Fatwa No. 54/DSN-MUI/X/2006 to examine their implementation under Indonesia’s positive law, regulatory oversight, and the objectives of maqāṣid al-sharī‘ah. Employing a qualitative legal content analysis, the research identifies six potentially relevant contracts kafālah, wakālah, ḥawālah, murābaḥah, qardh, and ijārah and critically assesses why the DSN-MUI ultimately operationalized only three: qardh, kafālah, and ijārah. The study argues that this tri-contract structure provides normative coherence but remains legally contingent on its harmonization with the Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI) regulations governing multi-contract products. Findings reveal that while the fatwa aligns with maqāṣid al-sharī‘ah protecting wealth (ḥifẓ al-māl) and promoting justice (‘adl) by eliminating riba its enforceability under civil contract law, particularly regarding ta‘wīḍ (compensation) and gharāmah (late penalty), remains ambiguous. Comparative insights from Malaysia and the Middle East underscore the need for a regulatory framework that integrates fatwa-based legality within codified financial law. Consequently, this “rethinking” offers a new analytical framework normative, structural, and positive legal validity to bridge the gap between Sharī‘ah doctrine and enforceable Islamic financial governance in Indonesia.
Eco-Pesantren: Perspektif Pengelolaan Lingkungan Pada Ponpes Salafi Abdussalam Kabupaten Kubu Raya Gunawan, M. Wawan; Alfarisi, Muhammad Adib
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 9 No. 2 (2023): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v9i2.1724

Abstract

Penerapan pemberdayaan ekonomi umat dengan hadirnya eco-pesantren sebagai ketahanan ekonomi mengakibatkan krisis lingkungan di perekonomian Indonesia, hal ini dapat diatasi berupa pengelolaan lingkungan melalui lembaga pendidikan sebagai fondasi untuk mengembangkan perekonomian yang baik. Tujuan penelitian ini untuk mewujudkan lingkungan pesantren yang sehat dan alami melalui pengelolaan lingkunan hidup di Pondok Pesantren Salafi Abdussalam Kabupaten Kubu Raya. Metode penelitian yang digunakan adalah metode kualitatif dengan menganalisis pemberdayaan ekonomi melalui para santri untuk menciptakan santriprenuer. Hasil penelitian yang diperoleh dengan adanya penerapan ecopesantren dalam pengelolaan lingkungan hidup alami dan sehat dapat membantu finansial maupun pembangunan pesantren. Dalam bentuk penerapan eco-pesantren dapat bekerja sama dengan pemerintah dengan mengadakan workshop, seminar, pelatihan skill serta pemberian dana guna membangun di lingkungan pesantren sistematis. Diharapkannya pemerintah dapat terus membantu pesantren yang masih kekurangan dalam financial secara lebih merata hingga ke pondok pesantren khususnya memberdayakan para santri dalam mengelola lingkungan hidup sebagai masa depan ekonomi negara cerah. Selain itu, dapat dilakukannya pengawasan dan pemantauan secara berkala di setiap pesantren yang dibina, sehingga dapat di ketahui keberhasilan atau kegagalan dari program eco-pesantren yang di bina oleh Pemerintah.
Facilitating Students’ Higher Order Thinking Skill (Hots) Through Three-Phase Reading Activity at Eis Class Muzammil, Sadulloh; Widiati, Ari; Alfarisi, Muhammad Adib
AT-TURATS Vol 17, No 2 (2023)
Publisher : Fakultas Tarbiyah dan Ilmu Keguruan (FTIK) IAIN Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/at-turats.v17i2.2843

Abstract

The purpose of this research was to show how to facilitate students’ higher-order thinking skills (HOTS) in reading activities in English for Islamic Studies class and acknowledge students’ opinions on the activity. This was descriptive qualitative research, and its data were collected through observation and interview. Then the data were analyzed using interactive data analysis: data collection, data reduction, data display, and conclusion. The findings showed that the effort to facilitate students’ higher-order thinking skills (HOTS) is by proposing not only lower-level questions but also higher-level questions. To prevent the overuse of lower-level questions or higher-level questions, the lecturer employs the question-answer relationships (QAR) framework of the reading phase. The interview with students indicated that the students thought that the activity benefits them. Besides, the creative response questions in the post-reading phase enabled them to optimize their mind (schemata) proposing a solution to the problems found in the passage without feeling afraid of making mistakes as there is no wrong or right answer to such questions.
Analisis Kritis Money Politics Bahaya terhadap Demokrasi Hasibuan, Indah Malini; Fatimah, Siti; Alfarisi, Muhammad Adib
Wajah Hukum Vol 9, No 2 (2025): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/wjh.v9i2.1981

Abstract

Money politics has become a recurring issue and has become widespread in society. Money politics can take the form of cash donations and direct assistance, such as the distribution of basic necessities or souvenirs such as t-shirts or headscarves, commonly encountered during compaigns or before elections. The objects of money politics are generally target at lower-middle class citizens. This research aims to build a theoretical and conceptual understanding of money politics and its dangers to democracy. This study uses normative approach through legislation and relevant literature. The result show that money politics has become ingrained in society due to the lack of religious values held by the public and officials, as well as weak oversight of elections organizers. Money politics poses a real threat to democracy and can become a bridge to the emergence of corruption. Therefore serious enforcement of regulations prohibiting money politics is necessary, while still adhering to the values contained in Pancasila, while Indonesian law is fundamentally sound, the legal image has been tarnished by the behavior of unprofessional and irresponsible individuals.
Saprahan Tradition as Local Wisdom Embodies the Values of Cultured Islamic Education in West Kalimantan, Indonesia Putri, Pratiwi Amalia; Alfarisi, Muhammad Adib; Lestari, Ajeng; Haryati, Mila Septian
Mimbar Agama Budaya Vol. 41 No. 2 (2024)
Publisher : Center for Research and Publication (PUSLITPEN), UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/mimbar.v41i2.41322

Abstract

Socio-cultural issues are often interesting and unique with various problems occurring, such as deviations and divisions for the digital native generation with hedonism life without seeing the good and bad effects or factors that occur. This article aims to examine the values contained in the Saprahan tradition in terms of Islamic education and the relevance of the constitution in the 1945 Constitution, namely building the unity of the nation, the state experiencing the era of modernism. On the other hand, the authors use pierre bourdieu's theory of habitus that shapes the values and structure of people's social life. This study, with the work of collecting data, records, documents included in the library research technique analyzed using content analysis. The results of this study show that local wisdom has an adaptive ability in dealing with problems faced by human life. So that the authors argue that there are values and norms from local wisdom in the Saprahan tradition as a form of kinship in the community's cultural space. As with the Saprahan tradition, there is wejangan as diversity in the learning process by instilling the value of togetherness, unity, equality, mutual respect, eliminating ego, and strengthening the relationship between religions, ethnicities, groups, which maintains integrity and unity in the symbol of the Republic of Indonesia.
Restricting Public Officials’ Authority to Combat Corruption: The Role of Term Limits and Political Sanctions in Indonesia Fatimah, Siti; Beck , Martha Catherine; Sert, Hüseyin Emin; Alfarisi, Muhammad Adib
Journal of Indonesian Legal Studies Vol. 10 No. 2 (2025): Legal Responses to Technological Innovation and Governance Challenges in Indon
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jils.v10i2.32525

Abstract

Corruption among public officials continues to pose a serious threat to the integrity and sustainability of democratic governance in Indonesia. This study examines the restriction of public officials’ authority, particularly through political term limits and the revocation of political rights for convicted officials, as a preventive strategy against corruption. Employing a normative legal research method and document analysis, the study analyzes Indonesian laws, policies, and case data from regional heads between 2004 and 2019. The findings reveal recurring patterns of power abuse and highlight the social and institutional consequences of corruption. The study also identifies challenges in implementing anti-corruption policies, emphasizing the need for systemic reforms to enhance transparency and accountability. The results suggest that political term limits can reduce opportunities for previously corrupt individuals to regain office and help restore public confidence in governmental institutions. The study concludes that effectively combating corruption requires coordinated efforts among government bodies, civil society, and law enforcement agencies to implement policies that reinforce integrity and institutional accountability.
Equitable Maritime Law Policy: A Study of the Blue Constitution and Environmental Fiqh Regarding Land Use Rights in Tangerang, Banten Tabrozi, Dhika; Fatimah, Siti; Alfarisi, Muhammad Adib; Mujib, Misbahul; Abidin, Ratnasari Fajariya
Al-Mazaahib: Jurnal Perbandingan Hukum Vol. 14 No. 1 (2026): Al-Mazaahib
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/al-mazaahib.v14i1.4215

Abstract

Environmental issues in Indonesia reveal signs of an ecological crisis that directly impacts humanity as the stewards of the earth. This situation is evident in the state’s failure to uphold ecological justice, as seen in extractivist practices such as the construction of a sea wall in Tangerang–Banten. The case of Building Use Rights (HGB) permits in this marine area indicates a disregard for the state’s constitutional obligation to protect environmental sustainability and potentially deviates from state and religious norms. This study aims to examine the political character of environmental law in the HGB permitting policy for the bamboo seawall in Tangerang–Banten using the “blue constitution” and environmental fiqh as analytical tools. The approach used is socio-normative through content analysis of legislation, Constitutional Court rulings, and environmental fiqh literature. The results of the study indicate that the granting of HGB to private parties in the marine area constitutes a deviation from constitutional norms, as it has the potential to privatize marine space—a practice explicitly rejected in Constitutional Court Ruling No. 3/PUU-VIII/2010. From an environmental fiqh perspective, such actions contradict the prohibition against destruction (ifsād) as stated in QS. al-A‘rāf: 56 and the principles of hifz al-bi’ah. Environmental fiqh in this study does not rely on maslahah mursalah, but rather on maslahah mu‘tabarah, which is reinforced by sharia evidences regarding the obligation to preserve ecosystem sustainability. The integration of the blue constitution concept and environmental fiqh provides an analytical framework for evaluating policies in a more eco-centric manner, viewing the sea not merely as an economic space, but as an ecological entity that possesses the right to protection. The implications of this study underscore the need for a licensing policy design that is more socially and ecologically just and consistent with the constitutional mandate and the principle of hifz al-bi’ah in Islamic law. Persoalan lingkungan hidup di Indonesia menunjukkan gejala krisis ekologis yang berdampak langsung pada kemanusiaan sebagai penjaga bumi. Kondisi tersebut tampak pada absennya negara dalam menjalankan peran menjaga keadilan ekologis, sebagaimana terlihat dalam praktik ekstraktivisme melalui pembangunan pagar laut di Tangerang–Banten. Kasus perizinan Hak Guna Bangunan (HGB) pada wilayah laut tersebut menunjukkan adanya pengabaian terhadap kewajiban konstitusional negara untuk melindungi kelestarian lingkungan serta berpotensi menyimpang dari norma negara dan agama. Penelitian ini bertujuan mengkaji karakter politik hukum lingkungan dalam kebijakan perizinan HGB pagar bambu di Tangerang-Banten dengan menggunakan blue constitution dan fikih lingkungan sebagai alat analisis. Pendekatan yang digunakan adalah sosio-normatif melalui analisis konten terhadap peraturan perundang-undangan, putusan Mahkamah Konstitusi, serta literatur fikih lingkungan. Hasil penelitian menunjukkan bahwa pemberian HGB kepada pihak swasta di wilayah laut merupakan bentuk penyimpangan norma konstitusi, karena berpotensi memprivatisasi ruang laut yang secara tegas ditolak dalam Putusan MK No. 3/PUU-VIII/2010. Dari perspektif fikih lingkungan, tindakan tersebut bertentangan dengan larangan perusakan (ifsād) sebagaimana termaktub dalam QS. al-A‘rāf: 56 dan prinsip-prinsip hifz al-bi’ah. Fikih lingkungan dalam penelitian ini tidak bertumpu pada maslahah mursalah, melainkan pada maslahah mu‘tabarah yang diperkuat oleh dalil-dalil syar‘i mengenai kewajiban menjaga kelestarian ekosistem. Integrasi konsep blue constitution dan fikih lingkungan menyediakan kerangka analitis untuk menilai kebijakan secara lebih ekosentris, memandang laut bukan semata ruang ekonomi, tetapi entitas ekologis yang memiliki hak untuk dilindungi. Implikasi penelitian ini menegaskan perlunya desain kebijakan perizinan yang lebih adil secara sosial-ekologis serta konsisten dengan mandat konstitusi dan prinsip hifz al-bi’ah dalam hukum Islam.
Living Economy: Relevansi Fatwa DSN-MUI tentang Online Shop dalam Etika Bisnis Seller E-commerce pada Aplikasi TikTok Alfarisi, Muhammad Adib; Suhedi, Suhedi
TAWAZUN: Journal of Sharia Economic Law Vol 6, No 2 (2023): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v6i2.23324

Abstract

This study discusses e-commerce business ethics that realize business continuity, but there are problems between buyers and sellers not meeting face to face which can harm consumers. Therefore, the importance of the trust of both parties is an absolute requirement in buying and selling online. This is implementing business ethics based on the provisions of Islamic law and the presence of maqashid sharia and the DSN-MUI Fatwa regarding online shops. This study aims to analyze the application of the DSN-MUI Fatwa regarding online shops that pay attention to TikTok e-commerce business ethics. This research method is a normative research using maqashid sharia theory by Wahbah Zuhaili. The results of the study, that the authors argue find the relevance of e-commerce that is aligned with the DSN-MUI Fatwa regarding online shops as Islamic legal rules that maintain trust in sellers and buyers in the continuity of business ethics, such as the findings of fathanah ethics (professional), amanah (trusted), shiddiq (honest), and tabligh (transparent). Thus, the implications of TikTok e-commerce contribute to maintaining the stability of the continuity of seller's business ethics for the people's economy.
Politik Hukum Pengadilan HAM Ad Hoc dalam Penegakan HAM di Indonesia Leksono, Avivah Firisqi; Fatimah, Siti; Alfarisi, Muhammad Adib
Journal of Law, Society, and Islamic Civilization Vol 13, No 2: Oktober 2025
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jolsic.v13i2.107662

Abstract

The Ad Hoc Human Rights Court was established under Law Number 26 of 2000 as a manifestation of the state’s responsibility to uphold justice for gross human rights violations in Indonesia. However, its effectiveness and judicial independence remain problematic due to the dominance of political interests. This study aims to analyze the legal politics of the Ad Hoc Human Rights Court through three dimensions: Ius Constitutum, Ius Operatum, and Ius Constituendum. The research employs a normative legal method with a juridical approach by examining positive legal norms, legal principles, and political dynamics that influence the court’s implementation. The findings reveal that in the Ius Constitutum dimension, the establishment mechanism requiring the approval of the House of Representatives (DPR) upon the President’s proposal opens room for political intervention and weakens judicial independence. In the Ius Operatum dimension, the court’s implementation shows low effectiveness due to weak evidentiary procedures, limited application of the command responsibility principle, and strong political interference. Meanwhile, the Ius Constituendum dimension highlights the need for legal and political reforms through regulatory revisions, institutional strengthening, and the creation of an independent mechanism to ensure substantive justice. Therefore, the legal politics of the Ad Hoc Human Rights Court remain elitist and symbolic, necessitating a reorientation to strengthen accountability, judicial independence, and the protection of victims’ rights in cases of gross human rights violations.
Co-Authors Abidin, Ratnasari Fajariya Andrianti, Dyah Beck , Martha Catherine Eka Zuni Lusi Astuti Ezzerouali, Souad Ahmed Gunawan, M. Wawan Hakimi, Adul Rahim Haryati, Mila Septian Hasibuan, Indah Malini Hayat, Muhammad Jihadul Irwan Irwan Khoirudin, Akhmad Arif Kurnia, Muhammad Leksono, Avivah Firisqi Lestari, Ajeng Ma'u, Dahlia Haliyah Mujib, Misbahul Mulyadi, Ardian Muzammil, Sadulloh Putri, Pratiwi Amalia Rahmat Hidayat Salsabila, Ulfa Sert, Hüseyin Emin Siti Fatimah Suhedi, Suhedi Sunanda, Erwin Tabrozi, Dhika Widiati, Ari