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All Journal Jurnal Ilmiah Edunomika (JIE) Jurnal PKM Manajemen Bisnis Bussman Journal : Indonesian Journal of Business and Management West Science Business and Management West Science Journal Economic and Entrepreneurship West Science Accounting and Finance West Science Social and Humanities Studies Multifinance West Science Islamic Studies Toplama IJMA Nomico Indonesian Journal of Economic & Management Sciences (IJEMS)
Lasmiatun, KMT
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Journal : Bussman Journal : Indonesian Journal of Business and Management

 1 
DIGITAL LITERACY, ENTREPRENEURIAL ORIENTATION, AND ACCESS TO FINANCING: FACTORS AFFECTING BUSINESS INNOVATION AND COMPETITIVE ADVANTAGE IN INDONESIAN MSMES Lasmiatun, KMT; Zulfikri , Agung
Bussman Journal : Indonesian Journal of Business and Management Vol. 5 No. 3 (2025): Bussman Journal | September - Desember 2025
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/buss.v5i3.474

Abstract

This study investigates the influence of digital literacy, entrepreneurial orientation, and access to financing on business innovation and competitive advantage among micro, small, and medium enterprises (MSMEs) in Indonesia. Using a quantitative approach, data were collected from 180 MSME owners and managers through a structured questionnaire with a five-point Likert scale. Structural Equation Modeling with Partial Least Squares (SEM-PLS 3) was employed to test the hypothesized relationships. The results indicate that digital literacy, entrepreneurial orientation, and access to financing significantly enhance business innovation, which in turn positively affects competitive advantage. Moreover, business innovation partially mediates the relationship between the independent variables and competitive advantage, highlighting its critical role as a mechanism linking resources and capabilities to firm performance. The findings underscore the importance of developing digital skills, fostering entrepreneurial behavior, and improving financial accessibility to strengthen the innovation capacity and competitiveness of Indonesian MSMEs.
Co-Authors Abdullah, Rais Adipradana, Bintang Ahmad Iqbal Fathoni Alfian, Achmad Ar, Nursyam Aria Mulyapradana, Aria Arini, Rani Eka Ariyadi, Ariyadi Ashari, Muhammad Idris Basuki Toto Rahmanto Dedi Mardianto Fauziah, Diah Hardiwinoto Hardiwinoto, Hardiwinoto Ikhyanuddin, Ikhyanuddin Ilhamiwati, Mega Indah Winarni Istifaroh, Siti Jondar , Aloysius Judijanto, Loso Kartamihardja, Sobarna Lesmana, Tera Mansyuri, Ahmad Ari mulyadi ar Nabila Wijaya Prasetiyawan, Andika Putu Gede Subhaktiyasa raharjo, itot bian Rasidun , La Ode Ridwansyah Ridwansyah RiziqiFath, Zain Fuadi Muhammad Setiawan, Zunan Siti Muslikhatun Syamsinar Tauhidin Abas, Totoh Toalib, Ramli Zulfikri , Agung