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All Journal Jurnal Ilmiah Edunomika (JIE) Jurnal PKM Manajemen Bisnis Bussman Journal : Indonesian Journal of Business and Management West Science Business and Management West Science Journal Economic and Entrepreneurship West Science Accounting and Finance West Science Social and Humanities Studies Multifinance West Science Islamic Studies Toplama IJMA Nomico Indonesian Journal of Economic & Management Sciences (IJEMS)
Lasmiatun, KMT
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Journal : Nomico

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The Role of Financial Education in Improving Personal Financial Planning: A Qualitative Study on Generation Z Lasmiatun, KMT
Nomico Vol. 1 No. 5 (2024): Nomico-June
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/8n585q36

Abstract

Generation Z has grown up in the digital age with extensive access to information, yet they often lack adequate knowledge on personal financial management. Low financial literacy can lead to poor financial decisions and financial problems in the future. The main objective is to understand how financial education helps Generation Z to improve their personal financial planning. The main objective is to understand how financial education affects Generation Z's financial awareness, knowledge and behavior. A qualitative approach was used in this research with a case study method. Data was collected through in-depth interviews with purposively selected Generation Z individuals. The interviews were analyzed using thematic analysis method to identify emerging patterns and themes. The results show that financial education has a significant role in improving Generation Z awareness and personal financial planning skills. Participants who have received financial education demonstrate better knowledge of financial management, as well as have more positive financial behaviors such as saving, investing and spending management habits. These findings provide important insights for policymakers, educational institutions and the private sector in designing and implementing effective financial education programs. More comprehensive and accessible financial education is needed to ensure Generation Z can make better financial decisions and manage personal finances more effectively.
Evaluation of the impact of Monetary Policy on Macroeconomic Stability in Indonesia Judijanto, Loso; Ikhyanuddin, Ikhyanuddin; Subhaktiyasa, Putu Gede; Lasmiatun, KMT; Jondar , Aloysius
Nomico Vol. 1 No. 12 (2025): Nomico-January
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/k0rtc218

Abstract

This study aims to evaluate the effect of monetary policy on macroeconomic stability in Indonesia in the period 2018-2023. Monetary policies implemented by Bank Indonesia, such as changes in benchmark interest rates and controlling the money supply, play an important role in maintaining inflation, exchange rates, and economic growth. Using time series-based quantitative methods, this study analyzed secondary data from Bank Indonesia, the Central Bureau of Statistics, and related international sources. The results showed that monetary policy is effective in controlling inflation and maintaining exchange rate stability, although external challenges such as fluctuations in global commodity prices continue to affect Indonesia's economic performance. Additionally, the study highlights the role of global financial market volatility and geopolitical tensions, which can limit the effectiveness of domestic monetary policies. Despite these challenges, Bank Indonesia's adaptive strategies, including macroprudential measures and policy rate adjustments, have contributed significantly to mitigating negative external shocks. This study provides recommendations for increased coordination between monetary and fiscal policies as well as monetary policy flexibility in facing the challenges of a dynamic global economy. Strengthening institutional frameworks and enhancing transparency in policy communication are also suggested to improve investor confidence and ensure sustainable economic growth.
Co-Authors Abdullah, Rais Adipradana, Bintang Ahmad Iqbal Fathoni Alfian, Achmad Ar, Nursyam Aria Mulyapradana, Aria Arini, Rani Eka Ariyadi, Ariyadi Ashari, Muhammad Idris Basuki Toto Rahmanto Dedi Mardianto Fauziah, Diah Hardiwinoto Hardiwinoto, Hardiwinoto Ikhyanuddin, Ikhyanuddin Ilhamiwati, Mega Indah Winarni Istifaroh, Siti Jondar , Aloysius Judijanto, Loso Kartamihardja, Sobarna Lesmana, Tera Mansyuri, Ahmad Ari mulyadi ar Nabila Wijaya Prasetiyawan, Andika Putu Gede Subhaktiyasa raharjo, itot bian Rasidun , La Ode Ridwansyah Ridwansyah RiziqiFath, Zain Fuadi Muhammad Setiawan, Zunan Siti Muslikhatun Syamsinar Tauhidin Abas, Totoh Toalib, Ramli Zulfikri , Agung