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Spirit of Entrepreneurship in Islamic Higher Education Hendrianto, Hendrianto; Ilhamiwati, Mega; Monica, Fina; Lestari, Ratna
AL-FALAH : Journal of Islamic Economics Vol. 9 No. 1 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v9i1.9990

Purpose: This research aims to analyze the meaning, management, impact of implementation, and formulate ideas for developing entrepreneurship in the Sharia Economics Study Program at IAIN Curup.Design/Method/Approach: This field research uses a qualitative descriptive approach. The primary data sources in this research are the chairman, secretary, Sharia Economics Study Program staff, and HMPS Sharia Economics students. The data collection techniques used is observation, interviews and documentation. Meanwhile, data analysis techniques go through the stages of reading all the data, compiling data, knowing general patterns of data, grouping data, conclusions, and triangulation.Findings: The research results show that students see entrepreneurship as creating, developing and managing businesses for profit. Preparation for business, characteristics of entrepreneurs and ICT are also important. Meanwhile, success can be seen from profits, achieved goals, business development, customer satisfaction and product consistency. Students run the Nurulillah Shop entrepreneurial business with facilities and funding from the study program and HMPS, integrating ICT in promotions, and managing time and business management with group strategies. The application of entrepreneurship has an impact on increasing knowledge and skills, motivation, benchmarks for facing business challenges, financial independence, and developing relationships that support the development of entrepreneurship. The development idea formulated is called Entrepreneurial Prosperity, namely to achieve success in entrepreneurship through product development, science and technology, partners, support, awards and mentorship.Originality/Values: contribution to this research is to see the spirit of Sharia Economics students in entrepreneurship in the IAIN Curup environment

A Bibliometric Analysis of Islamic Business Ethics in the Context of the Global Economy Judijanto, Loso; Ilhamiwati, Mega; Supriandi, Supriandi
West Science Interdisciplinary Studies Vol. 2 No. 05 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i05.883

This study employs bibliometric analysis to explore the scholarly landscape of Islamic business ethics within the context of the global economy. Through systematic data collection from major academic databases and the use of VOSviewer for network visualization, this research identifies key thematic clusters, author collaboration patterns, evolving research trends over time, and highlights underexplored areas with potential for future investigation. The findings reveal a robust focus on Islamic business ethics' application in banking and economic growth, the integration of technology in finance, and the sector's response to global crises such as the COVID-19 pandemic. Less saturated topics identified include Islamic tourism and culture, Islamic social finance, and comparative studies between Islamic and conventional banking systems. The study also maps out author collaborations, emphasizing the community's role in advancing research. These insights provide a comprehensive overview of the field, revealing both its current state and promising directions for future scholarly work.

Analysis of Zakat as an Alternative Fiscal Instrument in Supporting Economic Development in Indonesia Judijanto, Loso; Ilhamiwati, Mega; Rosid, Abdul; Muhammadong, Muhammadong
West Science Islamic Studies Vol. 2 No. 04 (2024): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v2i04.1346

This study explores the potential of zakat as an alternative fiscal instrument in supporting economic development in Indonesia. Zakat, a mandatory charitable contribution in Islam, has the ability to address poverty, reduce income inequality, and contribute to economic growth. Using a quantitative approach, data were collected from 80 respondents, including zakat payers, recipients, and administrators, through a Likert-scale survey. The data were analyzed using SPSS version 26 to evaluate the impact of zakat distribution efficiency and utilization on poverty reduction and economic development. The results demonstrate that both zakat distribution efficiency and utilization significantly contribute to poverty reduction and economic development, supporting the hypothesis that zakat can play a crucial role as a fiscal tool. The study's findings suggest that improving zakat management practices and aligning zakat utilization with long-term development goals could enhance its impact on Indonesia's economic growth.

Literacy Understanding of Sharia Capital Markets among High School Students and Teachers: An Empirical Model of Determinant Factors Sholihin, Muhammad; Ilhamiwati, Mega; Andriko, Andriko; Sulastri, Eva; Ferdinand, Rio
Indonesian Journal of Religion and Society Vol 6, No 1 (2024)
Publisher : Indonesian Center for Religion and Society Studies (InTReSt)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36256/ijrs.v6i1.468

This study aims to identify the factors that affect sharia capital market literacy among high school students and teachers. Using a quantitative approach, as many as 38 teachers and students in Curup City, were surveyed to analyze the influence of variables such as education level, investment experience, information sources, financial knowledge, family support, investment motivation, and religious understanding on sharia capital market literacy. The results of the study show that family support, ease of access to information, and religious understanding have a significant influence on sharia capital market literacy. The factors of education and investment experience did not show significant influence, suggesting that practical experience and knowledge were more important than formal theory. The implications of Islamic financial education policies and recommendations to improve financial literacy among students and teachers are discussed further.

Implementation of Fatwa DSN-MUI as a Basis for Regulation in Islamic Finance in Indonesia Judijanto, Loso; Ilhamiwati, Mega; Abdullah, Rais; Winarni, Indah; Lasmiatun, KMT
West Science Islamic Studies Vol. 3 No. 01 (2025): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v3i01.1611

This study examines the implementation of Fatwas issued by the National Sharia Council-Indonesian Ulema Council (DSN-MUI) as a foundational regulatory framework for Islamic finance in Indonesia. Through a literature review analysis, the research explores the role of these Fatwas in shaping Sharia-compliant financial practices, their integration into regulatory frameworks, and the challenges associated with their application. Key findings highlight the dual role of DSN-MUI Fatwas as theological and regulatory tools, their contribution to ensuring Sharia compliance, and the need for standardized enforcement mechanisms. Drawing lessons from global practices, this study emphasizes the importance of institutional capacity and collaboration in enhancing the effectiveness of DSN-MUI Fatwas. These insights provide a valuable roadmap for advancing Islamic finance in Indonesia, fostering alignment between religious principles and regulatory frameworks.

Analisis Bibliometrik tentang Start-Up Fintech Syariah Judijanto, Loso; Ilhamiwati, Mega; Supriandi, Supriandi
Jurnal Multidisiplin West Science Vol 4 No 03 (2025): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v4i03.2094

Fintech syariah telah menjadi salah satu bidang penelitian yang berkembang pesat seiring dengan meningkatnya adopsi teknologi keuangan berbasis syariah. Studi ini bertujuan untuk menganalisis tren penelitian fintech syariah menggunakan pendekatan bibliometrik berbasis data dari Scopus dan dianalisis dengan perangkat lunak VOSviewer. Hasil penelitian menunjukkan bahwa fintech dan Islamic finance merupakan topik utama yang mendominasi literatur, dengan fokus penelitian yang berkembang ke arah perbankan syariah, inklusi keuangan, dan teknologi keuangan inovatif seperti blockchain, cryptocurrency, artificial intelligence, dan smart contracts. Selain itu, terdapat tren yang semakin kuat dalam penelitian mengenai peran fintech syariah dalam keuangan sosial, termasuk zakat dan ekonomi Islam, yang menegaskan bahwa fintech syariah tidak hanya berkaitan dengan layanan keuangan tetapi juga memiliki dampak sosial yang signifikan. Meskipun memiliki potensi besar, fintech syariah masih menghadapi tantangan dalam aspek regulasi, literasi keuangan, serta integrasi teknologi dengan hukum Islam. Oleh karena itu, diperlukan lebih banyak penelitian mengenai standar regulasi, peningkatan literasi keuangan syariah, dan pengembangan inovasi teknologi yang tetap sesuai dengan prinsip-prinsip Islam.

A Bibliometric Analysis of Islamic Business Ethics in the Context of the Global Economy Judijanto, Loso; Ilhamiwati, Mega; Supriandi, Supriandi
West Science Interdisciplinary Studies Vol. 2 No. 05 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i05.883

This study employs bibliometric analysis to explore the scholarly landscape of Islamic business ethics within the context of the global economy. Through systematic data collection from major academic databases and the use of VOSviewer for network visualization, this research identifies key thematic clusters, author collaboration patterns, evolving research trends over time, and highlights underexplored areas with potential for future investigation. The findings reveal a robust focus on Islamic business ethics' application in banking and economic growth, the integration of technology in finance, and the sector's response to global crises such as the COVID-19 pandemic. Less saturated topics identified include Islamic tourism and culture, Islamic social finance, and comparative studies between Islamic and conventional banking systems. The study also maps out author collaborations, emphasizing the community's role in advancing research. These insights provide a comprehensive overview of the field, revealing both its current state and promising directions for future scholarly work.

Research Trends and Prospects of Green Economy in Economic Literature: A Bibliometric Analysis Putri Mahadi, Nur Rizky; Ilhamiwati, Mega; Sudarmanto, Eko
West Science Social and Humanities Studies Vol. 2 No. 04 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i04.788

Over the past few decades, the global discourse on environmental sustainability and climate change has catalyzed a profound transformation in economic paradigms, giving rise to the concept of the green economy. This paradigm emphasizes the integration of economic activities with environmental preservation and social equity to achieve sustainable development goals. As scholarly interest and research output in the green economy burgeon, navigating through the vast body of literature becomes increasingly challenging. In response, this study conducts a bibliometric analysis of economic literature related to the green economy, aiming to map out research trends, identify influential authors, seminal works, and thematic clusters. Employing bibliometric techniques such as co-citation analysis, keyword analysis, and citation mapping, this research provides insights into the intellectual landscape of the green economy field. The analysis reveals key research gaps, such as uneven geographical distribution and the need for interdisciplinary studies, while also highlighting emerging areas of inquiry. By delineating future research trajectories, this study aims to inform policymakers, stakeholders, and researchers striving towards sustainable economic development goals.

Analysis of Zakat as an Alternative Fiscal Instrument in Supporting Economic Development in Indonesia Judijanto, Loso; Ilhamiwati, Mega; Rosid, Abdul; Muhammadong, Muhammadong
West Science Islamic Studies Vol. 2 No. 04 (2024): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v2i04.1346

This study explores the potential of zakat as an alternative fiscal instrument in supporting economic development in Indonesia. Zakat, a mandatory charitable contribution in Islam, has the ability to address poverty, reduce income inequality, and contribute to economic growth. Using a quantitative approach, data were collected from 80 respondents, including zakat payers, recipients, and administrators, through a Likert-scale survey. The data were analyzed using SPSS version 26 to evaluate the impact of zakat distribution efficiency and utilization on poverty reduction and economic development. The results demonstrate that both zakat distribution efficiency and utilization significantly contribute to poverty reduction and economic development, supporting the hypothesis that zakat can play a crucial role as a fiscal tool. The study's findings suggest that improving zakat management practices and aligning zakat utilization with long-term development goals could enhance its impact on Indonesia's economic growth.

Implementation of Fatwa DSN-MUI as a Basis for Regulation in Islamic Finance in Indonesia Judijanto, Loso; Ilhamiwati, Mega; Abdullah, Rais; Winarni, Indah; Lasmiatun, KMT
West Science Islamic Studies Vol. 3 No. 01 (2025): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v3i01.1611

This study examines the implementation of Fatwas issued by the National Sharia Council-Indonesian Ulema Council (DSN-MUI) as a foundational regulatory framework for Islamic finance in Indonesia. Through a literature review analysis, the research explores the role of these Fatwas in shaping Sharia-compliant financial practices, their integration into regulatory frameworks, and the challenges associated with their application. Key findings highlight the dual role of DSN-MUI Fatwas as theological and regulatory tools, their contribution to ensuring Sharia compliance, and the need for standardized enforcement mechanisms. Drawing lessons from global practices, this study emphasizes the importance of institutional capacity and collaboration in enhancing the effectiveness of DSN-MUI Fatwas. These insights provide a valuable roadmap for advancing Islamic finance in Indonesia, fostering alignment between religious principles and regulatory frameworks.

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