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Rafiuddin
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Pengaruh Etika Bisnis Islam dan Kualitas Produk Terhadap Kepuasan Konsumen pada Usaha Base Camp Coffe Kota Bima Imansyah, Imansyah; Rafiuddin; Dinah Husniah; Muhammad Rasyad Al-fajar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7533

Abstract

This study aims to analyze the effect of Islamic business ethics and product quality on customer satisfaction at the Base Camp Coffee business in Bima City. Islamic business ethics used as the basis for business operations include principles such as honesty, justice, and social responsibility, while product quality is measured by taste, presentation, and service provided. The method used in this research is a survey with the distribution of questionnaires to consumers who have visited Base Camp Coffee. The collected data were analyzed using multiple linear regression techniques to determine the relationship between these variables. The results showed that Islamic business ethics and product quality have a significant effect on customer satisfaction. Good implementation of Islamic business ethics is able to create consumer trust and loyalty, while well-maintained product quality increases the positive experience received by consumers. The conclusion of this study is that to increase customer satisfaction, Base Camp Coffee needs to continue to apply appropriate Islamic business ethics and maintain and improve the quality of the products offered.
Pengaruh Pembiayaan Gadai Syariah (RAHN) Terhadap Peningkatan Pendapatan Nasabah Nurfadilah; Rafiuddin; Syarif Hidayatullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7735

Abstract

In their business activities, many people are still usurious because people borrow money from loan sharks. Islamic pawnshop institutions should be more effective in introducing Islamic pawnshops to the public so that the objectives of the pawnshop can be carried out properly in accordance with the pawnshop motto “solving problems without problems”. So this study aims to determine the effect of Sharia Pawn Financing (Rahn) on increasing customer income. This research will be conducted at PT Pegadaian (Persero) Tawali Sharia Pawnshop Unit, Wera District, Bima Regency, West Nusa Tenggara. This research uses Qualitative Research with a Case Study Approach. Data collection techniques are observation, interview and documentation. Data Analysis Techniques namely Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the study, it can be concluded that sharia pawn financing (rahn) has a significant role in helping customers obtain cash quickly, especially for those who need business capital in a short time. Rahn has proven to be one of the financial instruments that is practical and easily accessible to the public, especially those in the micro and small business sectors.
Synergistic Effects of Plant Growth-Promoting Rhizobacteria and Corn Cob Biochar on Growth and Yield of Chili Pepper (Capsicum frutescens L.) Syaiful, Syatrianty Andi; Rafiuddin; Jamaluddin, Irma; Badaruddin, Fadhilla
International Journal of Agriculture System VOLUME 13 ISSUE 1, JUNE 2025
Publisher : Hasanuddin University

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Abstract

Chili pepper (Capsicum frutescens L.) is an economically important horticultural crop, but its productivity in Indonesia has declined due to soil fertility degradation, excessive use of inorganic fertilizers, and unfavorable climatic conditions. This study evaluated the individual and combined effects of plant growth-promoting rhizobacteria (PGPR) and corn cob biochar on the growth and yield of chili pepper. A field experiment was conducted from December 2022 to May 2023 at Hasanuddin University, Makassar, Indonesia, using a split-plot design with three levels of biochar (0, 7.5, and 15 t ha⁻¹) and three concentrations of PGPR (0, 10, and 20 g L⁻¹). Data were analyzed using ANOVA followed by LSD at α = 0.05. Results indicated that neither PGPR nor biochar alone had significant effects on most growth parameters. However, their interaction significantly enhanced yield-related traits. The combination of 15 t ha⁻¹ biochar with 20 g L⁻¹ PGPR (M2P2) produced the highest fruit number (69.17 fruits plant⁻¹), fresh fruit weight (72.30 g plant⁻¹), and yield (3.62 t ha⁻¹). These findings demonstrate the synergistic role of biochar and PGPR in improving chili productivity and highlight their potential as eco-friendly inputs for sustainable chili cultivation.
Analisis Manajemen Pengumpulan dan Pendistribusian Zakat di BAZNAS Kabupaten Bima Ditha Alfikroh; Rafiuddin; M. Rasyad Al Fajar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 12 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i12.9483

Abstract

This study was conducted to determine how the management of zakat collection and distribution is implemented at the National Zakat Agency (BAZNAS) in Bima Regency and to analyze the inhibiting and supporting factors of zakat collection and distribution at BAZNAS in Bima Regency. This study used a qualitative method with primary and secondary data sources. Primary data were obtained directly from the research object through interviews, while secondary data were used to support and strengthen the primary data. Thus, this study can obtain a more comprehensive and in-depth picture of the phenomenon under study. Secondary data sources were obtained from journals, books, reports, and other documents relevant to the research topic, to support and enrich the primary data obtained through interviews. The combination of primary and secondary data allows this study to provide a more complete and accurate picture of the phenomenon under study. The research results show that the National Zakat Agency (BAZNAS) of Bima Regency has developed a comprehensive zakat management system through a structured approach based on regulations, technology, and empowerment programs. The productive zakat model, with rigorous selection and ongoing mentoring, has successfully transformed mustahik into muzakki, reflecting Islamic distributive justice. However, challenges remain, ranging from low zakat literacy among the community, suboptimal coordination with the Zakat Management Unit (UPZ), to limited human resources and geographic limitations. On the distribution side, obstacles arise in the management of the still-nascent productive zakat system, the accuracy of fund allocation, and the misuse of aid. Nevertheless, BAZNAS has a strong foundation through its professional zakat collection system for civil servants (ASN), which generates Rp210 million per month thanks to the support of the Mayor's regulations. Innovations such as a digital database, a participatory approach, and simplified selection criteria demonstrate the commitment to system development. By combining existing strengths with creative solutions, BAZNAS of Bima Regency has the potential to become an effective zakat management model with a real impact on poverty alleviation.
Analisis Pengaruh Revitalisasi Kedai Kopi Terhadap Penndapatan Penjual Kopi dalam Perspektif Ekonomi Islam (Studi pada Kedai Kopi Basecamp Kota Bima) Hanif Nahwan; Rafiuddin; Muhammad Zia Ulhaq
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 8 No. 2 (2025): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2025.vol8(2).24456

Abstract

Penelitian ini bertujuan menganalisis dampak revitalisasi Kedai Kopi Basecamp di Kota Bima terhadap pendapatan penjual kopi dalam perspektif ekonomi Islam. Penelitian menggunakan pendekatan deskriptif kualitatif yang didukung data kuantitatif, dengan pengumpulan data melalui wawancara, observasi, dan dokumentasi terhadap pemilik, karyawan, dan pelanggan terpilih. Hasil penelitian menunjukkan bahwa revitalisasi berupa perbaikan fasilitas, peningkatan kualitas pelayanan, dan strategi pemasaran digital berdampak positif terhadap peningkatan pendapatan penjual kopi. Dalam perspektif ekonomi Islam, praktik usaha yang diterapkan pasca-revitalisasi selaras dengan prinsip-prinsip syariah seperti keadilan (al-‘adl), kerja sama (ta’awun), serta etika bisnis yang mendorong keberkahan dalam pendapatan. Penelitian ini menyimpulkan bahwa revitalisasi usaha berbasis nilai Islam memberikan dampak sosial ekonomi yang signifikan, meskipun temuan masih terbatas pada satu objek penelitian dan memerlukan kajian lanjutan dengan cakupan yang lebih luas.
Exploration of Stakeholder Perceptions on the Application of Biomining for Mining Waste Management Rafiuddin
Journal of Renewable Engineering Vol. 2 No. 4 (2025): JORE - August
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/2vpjgt65

Abstract

Mining waste management is a major challenge, resulting in water pollution, ecosystem degradation, and heavy metal accumulation. Biomining, the use of microorganisms to extract and stabilize metals, is seen as an innovative solution that is more environmentally friendly than conventional methods. This study aims to explore the perceptions of stakeholders regulators, mining companies, local communities, and academics on the application of biomining in mining waste management. The study employed a descriptive qualitative approach with a case study design. Data were obtained through in-depth interviews, focus group discussions, field observations, and document reviews. Analysis was conducted manually through transcription, coding, theme grouping, and source triangulation to ensure data validity. The results show that academics and regulators have positive perceptions of biomining because it supports the principles of a circular economy and sustainable development. Local communities welcome biomining with cautious optimism, influenced by negative experiences with conventional methods, but still demand transparency and safety assurance. Conversely, mining companies are more skeptical, considering technical risks, initial investment costs, and the uncertainty of long-term profitability. The study's conclusions emphasize that the success of biomining depends on convincing technical evidence, regulatory certainty, and social legitimacy through community engagement. Triple helix synergy between government, industry, and academia is needed to accelerate the adoption of biomining technology in Indonesia.       
Co-Authors Alkhair Andi Sahri Alam Andri Badaruddin, Fadhilla Dinah Husniah Ditha Alfikroh Erniwati Esse Puji Pawenrusi Hamzari Hamzari Hanif Nahwan Hapzi Ali Hardinandar, Fajrin Hendra Pribadi Imansyah, Imansyah Imran Rachman Irfan Said Ismail Ismail Ismail Jamaluddin, Irma Jumiati M. Rasyad Al Fajar Muh. Hatta Muhammad Akbar Muhammad Akbar Muhammad Rasyad Al-fajar Mus, Abdul Rahman Nasrullah Nur Alam Nurfadilah Nurmaesyarah Nursani Nurwahidah Primayani, Feny Rahmah Ridwan Septian Tahir, Erik Syafrudin Syaiful, Syatrianty Andi Syarif Hidayatullah Ulfa, Fachirah Ulhaq, Muhammad Zia Wahyuddin, Muhammad Chaidir Yunan, Muh.