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All Journal Intiqad: Jurnal Agama dan Pendidikan Islam Jurnal Akuntansi dan Pajak Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) Maneggio: Jurnal Ilmiah Magister Manajemen Hasil Pengabdian Kepada Masyarakat Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman NUSANTARA : Jurnal Ilmu Pengetahuan Sosial At-Tawassuth: Jurnal Ekonomi Islam Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Jurnal Pendidikan dan Konseling RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam International Journal Of Science, Technology & Management (IJSTM) Al-Sharf: Jurnal Ekonomi Islam International Journal of Educational Research and Social Sciences (IJERSC) International Journal of Business, Economics, and Social Development JURNAL MANAJEMEN AKUNTANSI (JUMSI) Jurnal Ekonomi Proceeding International Seminar of Islamic Studies Journal of International Conference Proceedings Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat UPMI Proceeding Series Journal IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Harmoni Sosial : Jurnal Pengabdian Dan Solidaritas Masyarakat Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial Pelayanan Unggulan: Jurnal Pengabdian Masyarakat Terapan Solusi Bersama : Jurnal Pengabdian Dan Kesejahteraan Masyarakat Journal of Ekonomics, Finance, and Management Studies
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RELATIONSHIP OF CAPITAL ADEQUECY RATIO (CAR), FINANCING TO DEPOSIT RATIO (FDR), NON PERFORMING FINANCING (NPF), AND RETURN ON ASSET (ROA) USING VECTOR AUTOREGRESSION (VAR) METHOD Riyan Pradesyah; AL Bara
Proceeding International Seminar of Islamic Studies INSIS 4 (November 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This study aims to see the relationship and influence between the variables Capital Adequecy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), and Return On Asset (ROA), using the Vector Autoregression (VAR) method. The data used in this study is data on the financial statements of Islamic banks in Indonesia, starting from January 2016 to December 2021. As for the results obtained by the Granger Causality test, it was obtained that there is a reciprocal relationship between CAR, FDR, NPF and ROA, this is seen from the results of the Granger Causality Test, where the F-statistical value and Probability are not equal to 0. While simultaneously CAR, FDR, NPF affected ROA by 22.47%, this was seen from the results of the Variance Decomposition test. Keywords: CAR, FDR, NPF, ROA
Pengaruh Kualitas Pelayanan Dan Good Corporate Govermance (GCG) terhadap Minat Transaksi di Bank Islam (Studi Kasus di Bandar Park Land, Slangor, Malaysia) Furqan Uki; Riyan Pradesyah
Jurnal Pendidikan dan Konseling (JPDK) Vol. 5 No. 1 (2023): Jurnal Pendidikan dan Konseling
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jpdk.v5i1.11471

Abstract

Penelitian ini dilakukan berlokasi di cabang bank Islam yang terletak di Bandar ParkLand ,Slagor ,Malaysia. Yang menjadi Obyek dalam penelitian ini adalah Customer Bank/ Nasabah Bank Islam di Malaysia. Populasi dalam penelitian ini adalah masyarakat atau costumer yang pernah melakukan transaksi perbankan Bank Islam di Bandarlampung land ,Slagor Malaysia. Ukuran sampel yang digunakan menggunakan rumus Hair. Alasan memakai rumus ini karena jumlah populasi belum diketahui dengan pasti maka ditentukan sampel dalam penelitian ini. Ukuran sampel minimum yaitu 5 sampai 10 observasi untuk setiap parameter yang diestimasi. Dalam penelitian ini total sampel sebesar 143 orang yang berasal dari konsumen yang kebetulan sedang melakukan transaksi di bank tersebut. Teknik dalam pengambilan sampel yang digunakan dalam penelitian ini yaitu purposive sampling. Metode Penelitian yang digunakan adalah kuantitatif. nilai tstatistic 3,408 dengan nilai signifikansinya 0,001 < 0,05, maka Ho ditolak dan H1diterima, artinya variabel lainnya berpengaruh signifikan terhadap minat Transaksi Pengaruh kualitas pelayanan terhadap minat TransaksiHasil pengujian hipotesis dengan SPSS memiliki hasil nilai Unstandardized Coefficient Beta pengaruh kualitas pelayanan terhadap minat Transaksi sebesar 0,215, serta hasil uji t statistik 2,517 dengan nilai signifikansinya 0,014 < 0,05. Berdasarkan nilai tersebut dapat disimpulkan bahwa kualitas pelayananmemiliki pengaruh positif dan signifikan terhadap minat Transaksi bank Islam. Hasil dari penelitian ini sesuai dengan hipotesis 1, yaitu kualitas pelayanan mempunyai pengaruh positif dan signifikan terhadap minat Transaksi.Hasil dari pengujian hipotesis dengan SPSS menghasilkan nilai Unstandardized Coefficient Beta pengaruh GCG terhadap minat Transaksi sebesar 0,367, dan hasil uji tstatistik 3,408 dengan nilai signifikansi 0,001 < 0,05. Berdasarkan nilai tersebut dapat di ambil kesimpulan bahwa GCG mempunyai pengaruh positif dan signifikan terhadap minat Transaksi Hasil penelitian ini juga sesuai dengan hipotesis 2, yaitu variabel-berpengaruh positif dan signifikan terhadap minat teasaksi
VECTOR AUTOREGRESSION: THE RELATIONSHIP BETWEEN MACRO AND MICROECONOMICS AL Bara; Riyan Pradesyah
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

The research was conducted to see the relationship and influence of the rupiah exchange rate, non-performing financing, financing to deposits, and islamic bank profits. This study used time seris data, which was taken from the Financial Services Authority website. The method used in the study was Vector Auto Regression (VAR). The results of the research obtained are that there is a reciprocal relationship between  the Rupiah Exchange Rate, Non-Performing Financing, Financing To Deposits, and the profit of Islamic banks, this is seen from the results of the Granger Causality Test, where the F-statistical and Probability values are not equal to 0.  Meanwhile,  in the variance test, rupiah exchange rate decomposition affected the profit of Islamic banks by 1.65%, NPF affected net profit by 0.22%, and FDR affected the net profit of Islamic banks by 3.42%.
MSME DEVELOPMENT MODEL IN CONVENTIONAL BANKS IN MEDAN CITY Sri Fitri Wahyuni; Muhammad Shareza Hafiz; Riyan Pradesyah
Jurnal Ekonomi Vol. 12 No. 02 (2023): Jurnal Ekonomi, Perode April - Juni 2023
Publisher : SEAN Institute

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Abstract

Study This aim for see influence role, contribution, quality of human resources, to MSME development in the city of Medan, with capital as intervening variable. Study This carried out in the city of Medan, and which became target in study is community that has incoming business category in MSMEs. Method used with approach quantitative, with tool analysis SmartPLS. As for the results obtained, Role has influence in a manner No direct to MSME development, with capital as intervening variable. this proven with mark P Values of 0.012 <0.05. Contribution No own influence in a manner No direct to MSME development, with capital as intervening variable. this proven with mark P Values of 0.606 > 0.05. HR quality is not own influence in a manner No direct to MSME development, with capital as intervening variable. this proven with mark P Values of 0.393 > 0.05
PENGARUH LITERASI DAN BUDAYA TERHADAP KEPUTUSAN MEMBELI PRODUK HALAL DI KAMBOJA Nurul Irvin Fauziah; Riyan pradesyah
Maneggio: Jurnal Ilmiah Magister Manajemen Vol 6, No 1 (2023): maret
Publisher : Magister Manajemen Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/maneggio.v6i1.14784

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Literasi dan Budaya terhadap Keputusan Pembelian produk halal di Kamboja. Penelitian ini menggunakan data primer dengan metode kuesioner 150 responden teknik nonprobability sampling. Penelitian ini menggunakan model analisis regresi linear berganda, uji hipotesis dan uji koefisien determinasi untuk mengetahui faktor-faktor yang mempengaruhi keputusan pembelian produk halal di Kamboja. Hasil penelitian menunjukkan bahwa variabel Literasi secara parsial berpengaruh positif dan signifikan terhadap Keputusan Pembelian produk halal, variabel Budaya secara parsial berpengaruh positif dan signifikan terhadap Keputusan Pembelian. Secara simultan Literasi dan Budaya berpengaruh positif dan signifikan terhadap Keputusan Pembelian produk halal dengan koefisien determinasi R-Square 61,8%.
PENGARUH LITERASI KEUANGAN SYARIAH DAN KEPERCAYAAN TERHADAP MINAT MASYARAKAT BANDAR PARKLAND, KLANG SELANGOR, MALAYSIA, MELAKUKAN TRANSAKSI DI BANK ISLAM Ade Julia Sari; Riyan Pradesyah
Maneggio: Jurnal Ilmiah Magister Manajemen Vol 6, No 1 (2023): maret
Publisher : Magister Manajemen Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/maneggio.v6i1.14783

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan syariah dan kepercayaan terhadap minat masyarakat Bandar Parkland, Klang Selangor, Malaysia dalam melakukan transaksi di bank islam. Penelitian ini menggunakan data primer dengan metode kuesioner 120 responden teknik nonprobability sampling. Penelitian ini menggunakan model analisis regresi linear berganda untuk mengetahui faktor-faktor yang mempengaruhi minat masyarakat Bandar Parkland, Klang Selangor dalam melakukan transaksi di bank islam. Hasil penelitian menunjukkan bahwa variabel literasi keuangan syariah secara parsial berpengaruh positif dan signifikan terhadap minat transaksi masyarakat, variabel kepercayaan secara parsial berpengaruh positif dan signifikan terhadap minat transaksi masyarakat. Secara simultan literasi keuangan syariah dan kepercayaan berpengaruh positif dan signifikan terhadap minat transaksi masyarakat dengan koefisien determinasi R-Square 74,4%.
Pengaruh Literasi Keuangan Syariah dan Kepercayaan Terhadap Minat Masyarakat Bandar Parkland, Klang Selangor, Malaysia, Melakukan Transaksi di Bank Islam Ade Julia Sari; Riyan Pradesyah
Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Vol 7, No 1 (2023): April 2023
Publisher : Center for Research and Community Service (LPPM) University of Abulyatama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30601/humaniora.v7i1.3568

Abstract

This study aims to determine the effect of Islamic financial literacy and trust on the interest of the people of Bandar Parkland, Klang Selangor, Malaysia in conducting transactions at Islamic banks. This study used primary data using a questionnaire method of 120 respondents using nonprobability sampling technique. This study uses a multiple linear regression analysis model to determine the factors that influence the interest of the people of Bandar Parkland, Klang Selangor in conducting transactions at Islamic banks. The results showed that the Islamic financial literacy variable partially had a positive and significant effect on interest in public transactions, the trust variable partially had a positive and significant effect on interest in public transactions. Simultaneously Islamic financial literacy and trust have a positive and significant effect on interest in public transactions with a coefficient of determination of R-Square of 74.4%..
Pengaruh Literasi dan Budaya Terhadap Keputusan Membeli Produk Halal di Kamboja Nurul Irvin Fauziah; Riyan Pradesyah; Cut Zuriana
Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Vol 7, No 1 (2023): April 2023
Publisher : Center for Research and Community Service (LPPM) University of Abulyatama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30601/humaniora.v7i1.3598

Abstract

This study aims to determine the effect of literacy and culture on purchasing decisions for halal products in Cambodia. This study used primary data using a questionnaire method of 150 respondents using nonprobability sampling technique. This study uses a multiple linear regression analysis model, hypothesis testing and coefficient of determination test to determine the factors that influence the buying decision of halal products in Cambodia. The results showed that the Literacy variable partially had a positive and significant effect on the Purchase Decision of halal products, the Culture variable partially had a positive and significant effect on the Purchase Decision. Simultaneously Literacy and Culture have a positive and significant effect on the Purchase Decision of halal products with a coefficient of determination of R-Square of 61.8%
Pengaruh Digitalisasi Perbankan Melalui Self Service Technology Terhadap Kepuasan Nasabah Penggunaan Layanan Digital Bank Syariah Pada Bank Syariah Indonesia KCP Kabanjahe Sahyu Siregar; Riyan Pradesyah
Al-Sharf: Jurnal Ekonomi Islam Vol 4, No 2 (2023)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v4i2.7755

Abstract

The purpose of this study was to determine the effect of banking digitization through self-service technology in the form of: Automatic teller machines, Internet Banking and Mobile Banking on customer satisfaction using Islamic bank digital services. The type of research in this paper is quantitative research and the data used is in the form of primary data. Data analysis techniques with descriptive tests, data quality tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing. Processing of data using the SPSS program version 22.0. The results of this study are that the Automatic Teller Machine (X1) variable has an effect on customer satisfaction as seen from tcount > ttable (5.184>1.967) and its significance level is smaller than 0.05 (0.000<0.05). The Internet Banking variable (X2) has an effect on customer satisfaction as can be seen from tcount > ttable (2.251>1.967) and its significance level is less than 0.05 (0.025<0.05). The Mobile Banking variable (X3) has an effect on customer satisfaction as can be seen from t-count > t-table (6.962>1.967) and its significance level is smaller than 0.05 (0.000<0.05). In banking digitalization in the form of automatic teller machines, internet banking, and mobile banking, it affects customer satisfaction in using Islamic bank digital services at BSI Kabanjahe, which is equal to 0.560 or 56.
Pengaruh Literasi Keuangan Syariah Dan Mental Accounting Terhadap Perilaku Keuangan Generasi Z Dalam Membangun UMKM (Studi Kasus Pelaku UMKM Halal Kota Medan) Chica Febrian Syaputri; Riyan Pradesyah
Al-Sharf: Jurnal Ekonomi Islam Vol 4, No 2 (2023)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v4i2.7758

Abstract

The purpose of this study is to find out whether business owners or MSME actors, especially in the Z generation, understand Islamic financial literacy in running their business and apply mental accounting as a reference for developing their business so that it is more advanced in the future. The method used in this study is a quantitative approach with data collection techniques by distributing questionnaires and data analysis techniques using multiple linear regression, classical assumption testing, hypothesis testing and the coefficient of determination with the SPSS v 23 application. The results show that Islamic financial literacy has a significant value of 0.102 > 0.05 and a positive β value of 0.088. This shows that the Islamic financial literacy variable on Generation Z financial behavior in developing UMKM has an insignificant effect, while mental accounting has a significant value of 0.00 <0.05 and a β value of 0.502. This shows that the mental accounting variable has a significant effect on the financial behavior of Generation Z in building UMKM. When viewed from the Adjusted R square value of 0.284, it indicates that Islamic financial literacy (X1), mental accounting (X2), explains the dependent variable of financial behavior for generation Z (Y) of 28.4% meaning Islamic Financial Literacy (X1), Mental Accounting (X2), has a proportion of influence on the Financial Behavior of Generation Z (Y) in building UMKM of 28.4% and the remaining 71.6% is influenced by other variables.