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ARIWIBOWO, PRASETIO
UNIVERSITAS INDRAPRASTA PGRI JAKARTA
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Peran Literasi Keuangan Dalam Pengetahuan Pengelolaan Keuangan Di Kawasan Perkampungan Betawi Setu Babakan Indah Wirahjati Kusumaningrum; Prasetio Ariwibowo; PRIYONO PRIYONO
Sosio e-Kons Vol 14, No 3 (2022): Sosio e-Kons
Publisher : Universitas Indraprasta PGRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30998/sosioekons.v14i3.14295

Abstract

Perekonomian Indonesia membutuhkan dukungan besar dari usaha kecil dan menengah (UKM). Kecakapan pelaku UKM dalam pengambilan keputusan dan mengontrol kondisi keuangan sangat menentukan pertahanan usaha terutama pada masa pendemi. Pengusaha tidak hanya memiliki tanggung jawab dalam mengatur keuangan sehari-hari namun juga memiliki tanggung jawab dalam mengatur keuangan usahanya. Penelitian ini menggunakan menggunakan metode kualitatif dengan pendekatan kualitatif deskriptif. Teknik pengumpulan data yang digunakan yaitu observasi, wawancara, dan dokumentasi. Populasi penelitian meliputi pengusaha UKM pada Perkampungan Budaya Betawi Setu Babakan yang melibatkan 8 pengusaha. Hasil dari penelitian menunjukan bahwa rata-rata UKM memiliki pengetahuan dalam basic financial knowledge, saving and borrowing, insurance, dan investation. Pengetahuan tersebut memiliki peran dalam beberapa tahap yaitu tahap penentuan pola pikir keuangan, pola sikap keuangan, nilai, dan tujuan.
PKM EKSISTENSI BUDAYA MENUJU KESEJAHTERAAN MASYARAKAT MELALUI KOPERASI SYARIAH BAGI MASYARAKAT KARANG ASEM TIMUR Prasetio Ariwibowo; Tjipto Djuhartono; Bakti Toni Endaryono; Iramdhan Iramdhan; Agus Putrono
RESWARA: Jurnal Pengabdian Kepada Masyarakat Vol 4, No 1 (2023)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/rjpkm.v4i1.2392

Abstract

Kegiatan Pengabdian kepada masyarakat ini dilakukan berdasarkan berbagai permasalahan mitra, diantaranya belum sepenuhnya masyarakat Desa Karang Asem Timur, Citeureup, Kabupaten Bogor memahami manfaat koperasi, Masyarakat Desa Karang Asem Timur, Citeureup, Kabupaten Bogor belum mengetahui tata cara pendirian koperasi, masih rendahnya kesadaran masyarakat Desa Karang Asem Timur, Citeureup, Kabupaten Bogor dalam tata kelola keuangan pribadi, tata kelola keuangan keluarga, hingga tata kelola keuangan usaha dengan ikut berpartisipasi menjadi pengelola dan anggota koperasi. Kegiatan ini dilaksanakan pada hari sabtu, 11 Juni 2022 dalam bentuk sosialisasi mengenai tata kelola koperasi dan pentingnya koperasi dalam perekonomian dan pembinaan pendirian koperasi, pilihan pengurus terutama pengajuan pendirian koperasi secara hukum bagi koperasi berbasis syariah dan non syariah. Tingginya animo masyarakat terhadap kegiatan Abdimas ini sehingga masyarakat menjadi paham mengenai Kondisi koperasi yang sehat dengan tata kelola dengan baik dan benar yang dimulai dari penyusunan pengurus, penyusunan AD/ART, dan lain-lain tanpa menghilangkan budaya kearifan lokal di dalam kehidupan sehari-hari
Pengaruh Strategi Pembelajaran Kewirausahaan Melalui Daring Terhadap Hasil Belajar Pada Siswa Kelas 11 SMK Teknik 10 Nopember Sahara Maria Ulfah Diningtyas; Prasetio Ariwibowo; Robiatul Adawiyah
Faktor : Jurnal Ilmiah Kependidikan Vol 10, No 2 (2023): FAKTOR Jurnal Ilmiah Kependidikan
Publisher : Universitas Indraprasta PGRI, Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30998/fjik.v10i2.15037

Abstract

Alasan penelitian ini dilakukan adalah pembelajaran kewirausahaan secara daring yang di lakukan oleh guru dengan melalui google meet dengan metode ceramah sehingga pembelajaran terkesan membosankan yang berpengaruh terhadap hasil belajar siswa. Rumusan masalah dalam penelitian ini adalah apakah terdapat pengaruh strategi pembelajaran kewirausahaan terhadap hasil belajar peserta didik kelas XI. Tujuan penelitian ini adalah untuk mengetahui pengaruh strategi pembelajaran kewirausahaan melalui daring terhadap hasil belajar. Penelitian ini menggunakan metode kuantitatif. Populasi dan sampel dalam penelitian ini adalah seluruh siswa kelas XI yang mana penentuan sampel teknik sensus sampling. Berdasarkan hasil uji -t diperoleh  sebesar 7,160 kemudian dibandingkan = 1,980 maka  >  yaitu 7,160 > 1,980. Dapat disimpulkan terdapat adanya pengaruh strategi pembelajaran kewirausahaan secara daring terhadap hasil belajar.
Financial Management in Reaching Product Empowerment Index Standards Related to Science on MSME Performance Kiki Farida Ferine; Arif Saefudin; Prasetio Ariwibowo; Irfan Azim
Jurnal Penelitian Pendidikan IPA Vol 9 No 7 (2023): July
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v9i7.4754

Abstract

Product innovation has a positive effect on MSME performance. So, product innovation has a positive effect on the performance of MSMEs accepted. Products with interesting and creative innovations will be in demand in the market so that they will improve the performance of MSMEs. A city's economic development requires appropriate action to maximize existing resources through the financial management of MSME actors. One of the solutions to control financial management is to form a UMK Sentra, as a center that can become a forum for its members. Therefore, MSES need to have good financial management to improve their business performance. This study aims to determine the level of effectiveness of financial management at the UMK Center on Jalan Sei Serayu Number 103, Tanjung Rejo, Medan Sunggal District, Medan City, North Sumatra. This study uses qualitative methods through observation and interviews with key informants at MSE centers. From the results of the research, the majority of MSME performance members in Medan City did not experience many obstacles that could affect the growth and sustainability of their business due to the existence of the UMK Sentra group as a center of knowledge for its members. In Medan City, the local government and the MSE Sentra group work well together in managing finances and business. In this study, the system applied to the MSME performance Sentra group in Medan City proved effective in opening opportunities for MSME performance to advance their business and improve their economic welfare to meet the Empowerment index standard.  
Study Of Economic Growth Factors To Evalate Economic Performance In Central Java Province Prasetio Ariwibowo; Tjipto Djuhartono; Ai Annisa Utami
POINT: Jurnal Ekonomi dan Manajemen Vol 5 No 2 (2023): POINT JURNAL
Publisher : Program Studi Manajemen Universitas Muslim Maros

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46918/point.v5i2.2058

Abstract

The aim of this study is to analyze and assess the economic growth performance in the Central Java Province over the period spanning from 2019 to 2021. The research utilized the Financial Statements of the Regional Government of Central Java Province as the sample and population, covering the period from 2019 to 2022. The quantitative study utilizes a data analysis methodology that entails the examination of regional financial ratios, namely the Independence Ratio, Performance Ratio, SiLPA, PAD Growth, and APBD Growth. The study's findings suggest that the implementation of budget management in Central Java Province has been effective, resulting in the generation of money from multiple Regional Expenditure Budgets (APBD) that were authorized over the period from 2019 to 2022. Regarding poverty rates, the province observed a marginal rise from 10.8% in 2019 to 11.41% in 2020, afterwards followed by a further increase to 11.79% in 2021.
PELAYANAN KREDIT MULTIGUNA (KMG) TERHADAP CUSTOMER SATISFACTION PADA PT. BANK DKI KANTOR CABANG PEMBANTU DEWI SARTIKA Amanda Puspitasari, Putri; Ariwibowo, Prasetio; Anita, Tri
Jurnal Gici Jurnal Keuangan dan Bisnis Vol 15 No 2 (2023): Jurnal Keuangan dan Bisnis
Publisher : Sekolah Tinggi Ilmu Ekonomi GICI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58890/jkb.v15i2.190

Abstract

This study aims to determine the problems or obstacles that result in a decrease in multipurpose loan applications (KMG) and determine strategies to increase the number of multipurpose loan customers at PT Bank DKI KCP Dewi Sartika. The strategy used in increasing the number of customers is a marketing strategy. The research method used in this study is a qualitative method using a type of descriptive research. Data collection method is carried out by conducting field documentation and interviews. The obstacle or problem found at Bank DKI KCP Dewi Sartika is the lack of employee service for multipurpose loan applications which resulted in a decrease in multipurpose loan applications. The resolution strategy to face the problems that occur is to carry out digital marketing strategies and carry out policies, namely Bank DKI KCP Dewi Sartika to improve services on multipurpose loans. The results showed that multipurpose loan disbursement increased from January 2021 to December 2021 to January 2022 to December 2022 with a percentage of 88% and affected services which also increased.
PENERAPAN SOCIALPRENEURSHIP DALAM PENGEMBANGAN KUALITAS POTENSI HIDUP PADA ANAK JALANAN DI JAKARTA TIMUR Ariwibowo, Prasetio; Priyono, Priyono; Yulanda, Novidya
Qardhul Hasan: Media Pengabdian kepada Masyarakat Vol. 5 No. 1 (2019): APRIL
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2450.765 KB) | DOI: 10.30997/qh.v5i1.1648

Abstract

Tujuan dari pelaksanaan pengabdian kepada masyarakat yang dilakukan untuk masyarakat khususnya para anak-anak jalanan yang berada di bawah naungan yayasan ERBE, Kebon Kopi Jakarta Timur adalah sebagai berikut: 1) Menurunkan jumlah anak-anak di bawah umur yang diberdayakan oleh orang tua sebagai sumber penghasilan. 2) Memperluas Peluang usaha yang relatif terbatas. 3) Menumbuhkembangkan pengetahuan yang diperoleh masyarakat mengenai kewirausahaan khususnya sociopreneurship yang baik dan benar, dan 4) mengoptimalkan usaha ekonomi produktif dan memperluas akses pasar bagi masyarakat yang telah memiliki usaha. Pelaksanaan kegiatan ini melibatkan 2 mitra (sasaran) masyarakat, yaitu Dinas Sosial Kota Jakarta Timur dan Yayasan ERBE, Kebon Kopi, Jakarta Timur. Kegiatan ini dilaksanakan pada 20 -21 November 2018. Kegiatan ini pada hari pertama dimulai pada pukul 09.00 - 12.00 WIB di Yayasan Anak Jalanan ERBE Kebon Kopi – Jakarta Timur dan hari kedua di Yayasan Anak Jalanan ERBE Kebon Kopi – Jakarta Timur pada pukul 14.00 - 17.00 WIB. Jumlah total peserta yang ikut adalah 50 orang. Hasil Pelaksanaan kegiatan Pengabdian Kepada Masyarakat ini berupa subtema kegiatan " The Innovative Product Of Kain Perca" dan pengembangan karakter wirausaha melalui sociopreneur concept dapat dinilai sukses atau telah berhasil dilaksanakan dengan persentase perencanaan, hasilnya 91,66%; 95%, dan 87,5% dalam kategori sangat baik.
Pengaruh Return on Asset, Linguiditas, dan Profitabilitas Terhadap Harga Saham dengan Data Panel Wahbi, Abdul Azim; SYAHRUDI, SYAHRUDI; ARIWIBOWO, PRASETIO
YUME : Journal of Management Vol 7, No 1 (2024)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v7i1.6385

Abstract

Tujuan dari penelitian ini adalah untuk melihat pengaruh Return on Assets (ROA), likuiditas, dan profitabilitas terhadap harga saham pada lima perusahaan publik Indonesia: PT Dian Swaistika Sentosa Tbk (DSSA), PT Bank Central Asia Tbk (BBCA), PT Aneka Tambang Tbk (ANTM), PT Unilever Indonesia Tbk (UNVR), dan PT Gudang Garam Tbk (GGRM). Data panel digunakan untuk mencatat perbedaan dalam setiap organisasi selama observasi.Proses penelitiannya meliputi pengumpulan data historis dari periode tertentu mengenai ROA, likuiditas, profitabilitas, dan harga saham. Untuk menilai hubungan antara faktor independen dengan harga saham, dilakukan analisis regresi data panel. Temuan penelitian ini diharapkan dapat lebih menjelaskan elemen-elemen yang berdampak pada kinerja harga saham perusahaan di pasar modal Indonesia.Kesimpulan penelitian ini dapat membantu praktisi keuangan, investor, dan eksekutif perusahaan dalam mengambil keputusan investasi. Lebih jauh lagi, penelitian ini dapat membuka jalan bagi penelitian masa depan mengenai dinamika pasar modal dan elemen-elemen yang mempengaruhi perilaku harga saham.Kata Kunci: Return on Assets, Likuiditas, Profitabilitas, Harga Saham, Data Panel, Pasar Modal Indonesia
PERCEIVED USEFULNESS CAN MEDIATE THE INFLUENCE OF PERCEIVED EASE OF USE ON CUSTOMER DECISIONS IN USING BCA MOBILE Violita, Chynthia Eka; Wenats, AG Eka; Utami, Eva Yuniarti; Putra, Johni Eka; Ariwibowo, Prasetio
JURNAL ILMIAH EDUNOMIKA Vol 8, No 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.16333

Abstract

 AbstractThis research is a quantitative study with an explanatory approach. The data used in this article is primary data that researchers obtained from 500 BCA Bank customers spread throughout Indonesia with the criteria of being 22 to 40 years old which is the productive age to understand and use the BCA Mobile application effectively. The data used in this article was analyzed using the smart PLS 4.0 analysis tool. The result in this article show the Perceived Ease of Use variable can have a positive relationship direction and a significant influence on Customer Decisions. The first hypothesis can be proven because the P-Values are positive and below the significance level of 0.05, namely 0.006These results are because the Perceived Ease of Use can easily demand a customer to decide to use BCA mobile because it can make all the work and challenges they face easier. The next hypothesis, namely the perception of usefulness, can strengthen the influence of the Perceived Ease of Use on Customer Decisions, can also be proven because the same thing, namely the P-Values are below the significance level of 0.05, namely 0.000, more significant than direct testing, namely 0.006. This is because a customer can happily do anything that will benefit him, both morally and materially, including deciding to use BCA mobile Keywords: Investment, Econmic Growth, Exports
PERCEIVED USEFULNESS CAN MEDIATE THE INFLUENCE OF PERCEIVED EASE OF USE ON CUSTOMER DECISIONS IN USING BCA MOBILE Violita, Chynthia Eka; Wenats, AG Eka; Utami, Eva Yuniarti; Putra, Johni Eka; Ariwibowo, Prasetio
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.16333

Abstract

 AbstractThis research is a quantitative study with an explanatory approach. The data used in this article is primary data that researchers obtained from 500 BCA Bank customers spread throughout Indonesia with the criteria of being 22 to 40 years old which is the productive age to understand and use the BCA Mobile application effectively. The data used in this article was analyzed using the smart PLS 4.0 analysis tool. The result in this article show the Perceived Ease of Use variable can have a positive relationship direction and a significant influence on Customer Decisions. The first hypothesis can be proven because the P-Values are positive and below the significance level of 0.05, namely 0.006These results are because the Perceived Ease of Use can easily demand a customer to decide to use BCA mobile because it can make all the work and challenges they face easier. The next hypothesis, namely the perception of usefulness, can strengthen the influence of the Perceived Ease of Use on Customer Decisions, can also be proven because the same thing, namely the P-Values are below the significance level of 0.05, namely 0.000, more significant than direct testing, namely 0.006. This is because a customer can happily do anything that will benefit him, both morally and materially, including deciding to use BCA mobile Keywords: Investment, Econmic Growth, Exports
Co-Authors Abdul Adzim Wahbi Abdul Azim Wahbi Agus Putrono Ai Annisa Utami Amanda Puspitasari, Putri Anco Anco Anita, Tri Ardiansyah, Tedy Arif Saefudin Bahri, Efri Syamsul Deny Heryadi Donant Alananto Iskandar Dwi Rorin M. Insana Elfian Elfian Elfian Elfian Endaryono, Bakti Toni Fiyanto, Ary Haryanto Haryanto Haryono, Sugeng Indah Wirahjati Kusumaningrum Indra Setiawan Purba Insana, Dwi Rorin Mauludin Iramdhan Iramdhan Irfan Azim Ismi Damayanti Jihan Fakhirah Khoirul Umam Kiki Farida Ferine Lubban Anwari Lubban Anwari Alhamidi Mima Nizma Oswald Yokiman Paryono Paryono Priyono Priyono Priyono Priyono Putra, Johni Eka Ria Susanti Johan Robbani, Hamzah Robiatul Adawiyah Rosadi, Nicky Sahara Maria Ulfah Diningtyas Septio Maulana Soerjono Soerjono Syahiddin, Muhammad Syahrudi Syahrudi Syahrudi Syahrudi, Syahrudi Taufik Tio Oktavianto Tjipto Djuhartono Utami, Eva Yuniarti Violita, Chynthia Eka Wahbi, Abdul Azim Wenats, AG Eka Yani Heryanti Yulanda, Novidya