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MINAT INVESTASI GENERASI Z : PERAN LITERASI KEUANGAN, MEDIA SOSIAL DAN PENGARUH SOSIAL Rimawan, Muhammad; Puji Muniarty; Alwi, Alwi; Hanifah Muthiah; Ovriyadin, Ovriyadin; Rosa Yuliati
Nusantara Hasana Journal Vol. 5 No. 7 (2025): Nusantara Hasana Journal, December 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i7.1784

Abstract

This study aims to analyze the influence of financial literacy, social media, and social influence on the investment interest of Generation Z. The research is motivated by the increasing number of young investors in Indonesia, which is not always accompanied by sufficient financial understanding. A quantitative approach was used, employing multiple linear regression analysis. The population consisted of active students at STIE Bima aged 18–26 years, selected through purposive sampling. Data were collected using a structured questionnaire and analyzed using SPSS. The results show that financial literacy and social influence have a positive and significant effect on investment interest, while social media does not have a significant effect. Simultaneously, all three variables significantly affect Generation Z’s investment interest, with a coefficient of determination (R²) of 62.4%. These findings highlight the importance of financial education and social environment in shaping investment behavior among young people. This study contributes to the development of more effective and targeted investment education strategies for the digital-native generation.
Pengaruh Debt To Equity (DER) Terhadap Return On Asset (ROA) PADA PT. Sepatu Bata, Tbk Febrianti, Febrianti; Muniarty, Puji; Ovriyadin, Ovriyadin
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 5 No. 3 (2025): September : Jurnal Publikasi Ekonomi dan Akuntansi (JUPEA)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v5i3.4367

Abstract

The purpose of this study is to analyse PT. Shoes Bata Tbkl's Return On Assets (ROA) from 2014 to 2023 and find out how the Debt to Equity Ratio (DER) affected it. The firm is having issues, as shown by the fact that its financial position is going through oscillations and a decrease in total assets and net profit. This is the backdrop to the study. This study makes use of quantitative methods of an associative kind. Secondary data is sourced from the company's yearly financial reports and is analysed using tools such as t-test, correlation coefficient, determination coefficient, and basic linear regression analysis. According to the study findings, Return on Assets (ROA) is significantly and negatively affected by the Debt to Equity Ratio (DER), with a regression coefficient of -0.123 and a significance level of 0.000 (p < 0.05). With a coefficient of determination of 0.535, we may deduce that ROA accounts for 53.5% of the variation in DER and that other, exogenous variables account for the remaining 46.5%. The bottom line is that ROA often falls when DER rises for a given organisation. This demonstrates how the inability to fully use assets to generate profits is a direct result of the company's heavy reliance on debt.
STIE Bima Kampus Berdampak : Pendampingan Transformasi Tugas Akhir untuk Mendukung Publikasi Ilmiah Mahasiswa Muniarty, Puji; Ovriyadin, Ovriyadin; Dwiriansyah, M Syukur
Mestaka: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 2 (2026): APRIL 2026
Publisher : Pakis Journal Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58184/mestaka.v5i2.942

Abstract

The Impactful Campus Program at the Sekolah Tinggi Ilmu Ekonomi Bima is a strategic effort to improve students' academic quality through structured final project mentoring by supervisors. This activity aims to strengthen students' abilities in compiling scientific papers that are systematic, critical, and in accordance with research methodology principles. Mentoring is carried out intensively, starting from the title determination stage, compiling the final project into a worksheet template, collecting and analyzing data, and writing articles according to journal templates. The community service approach uses a participatory, educational approach and continuous mentoring through the preparation, implementation, evaluation, and follow-up stages. The results of this program show an increase in students' understanding of research concepts, accuracy in the use of methods, and better quality scientific writing. In addition, this mentoring also encourages students to produce outputs in the form of scientific articles that have the potential to be published. Thus, this program makes a real contribution to supporting the achievement of graduate competencies that are superior, adaptive, and competitive in academic and professional environments.