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All Journal Jurnal Kreatif Tadulako Online Matan: Journal of Islam and Muslim Society Jurnal Manajemen Pendidikan Islam Proceedings of The International Conference on Social and Islamic Studies Asian Journal of Management Analytics Jurnal Pallangga Praja Journal of Innovative and Creativity Journal of Community Empowerment JER International Conference on Digital Advanced Tourism, Management, and Technology
Nurul Haeriyah Ridwan
Universitas Negeri Makassar
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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The Influence Of Financial Literacy On Financial Management Behavior In Indonesian Parahikma Institute Students Nurul Haeriyah Ridwan; Ryo Sinung Primadanar
International Conference On Digital Advanced Tourism Management And Technology Vol. 1 No. 1 (2023): International Conference on Digital Advanced Tourism, Management, and Technolog
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/ictmt.v1i1.88

Abstract

Financial literacy has become an important skill required in everyday life. Due to the instability of the global economy, consumers face financial decisions that have become more complex due to increasing product variety and financial challenges. Therefore, the importance of financial management skills in personal life has increased and more and more research has explored this issue in the last decade. This positive attitude will help them to practice good personal financial management as working adults. The research method used by researchers is a quantitative research method using a quantitative approach. The form of research used is correlation research in the form of causal relationship regression. The research was carried out at the Indonesian Parahikma Institute of Higher Education, specifically the Islamic Education Management Study Program, with a population of 60 students from the Islamic Education management study program. Of the 60 selected students, 60 were used as research samples. The researcher's sampling technique used saturated samples. The data collection tools used were test questions and questionnaire sheets by distributing questionnaires online via Google Form, and then tabulating using the SPSS computer program. Meanwhile, the data analysis technique used in this research starts from testing the instrument by testing the Validity and Reliability of the Questionnaire using the Product Moment and Spearman Brown tests. In accordance with the results of the research that has been conducted, it was found that financial literacy has a significant effect on financial management behavior among Parahikma Indonesia Institute students.
Perjalanan Kewirausahaan Mahasiswa dengan Usaha Sampingan: Sebuah Kajian Fenomenologis tentang Motivasi dan Praktik Pemasaran Nurul Haeriyah Ridwan; Damas Gianlugi Alrizqi
Journal of Innovative and Creativity Vol. 5 No. 3 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i3.3904

Abstract

Kewirausahaan di kalangan mahasiswa semakin mendapat perhatian akademik, terutama ketika usaha sampingan muncul sebagai strategi ketahanan dan pengembangan diri. Penelitian ini menelaah pengalaman hidup mahasiswa yang memiliki usaha sampingan, dengan fokus pada motivasi mereka menjalankan kewirausahaan serta praktik pemasaran yang menopangnya. Pendekatan fenomenologis kualitatif digunakan untuk menangkap perspektif partisipan melalui wawancara mendalam secara purposive dengan mahasiswa yang aktif berwirausaha. Analisis data dilakukan dengan teknik tematik guna mengidentifikasi pola motivasi, tantangan, dan strategi pemasaran. Temuan menunjukkan tiga pendorong utama: kemandirian finansial, aktualisasi diri, dan pengembangan keterampilan. Mahasiswa banyak mengandalkan alat pemasaran digital, jaringan sebaya, dan media sosial untuk mengatasi keterbatasan sumber daya serta menjangkau audiens. Meski menghadapi hambatan seperti manajemen waktu, keterbatasan modal, dan tekanan akademik, partisipan menunjukkan resiliensi dan strategi adaptif yang memperkaya perjalanan kewirausahaan. Penelitian ini berkontribusi dengan menyoroti integrasi kehidupan akademik dan bisnis, serta memberikan implikasi bagi pendidikan dan dukungan kewirausahaan di perguruan tinggi.
MSME Development Strategies in Supporting Community Economic Empowerment Muh Irshan Sachrir; Dini Kamila Salma; Damas Gianlugi Alrizqi; Nurul Haeriyah Ridwan
Jurnal Pallangga Praja (JPP) Vol. 8 No. 1 (2026): April
Publisher : Institut Pemerintahan Dalam Negeri Kampus Sulawesi Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61076/jpp.v8i1.6341

Abstract

This study aims to analyze the development strategies of Micro, Small, and Medium Enterprises in supporting community economic empowerment. MSMEs play a strategic role in the economy, particularly in employment generation and income improvement. However, their development still faces various challenges, including limited access to capital, low managerial capacity, and limited utilization of digital technology. This study employs a qualitative approach with a descriptive method, using data collection techniques such as interviews, observations, and documentation. The results show that MSME development strategies, including product quality improvement, business diversification, digital technology utilization, and strengthening of business management, are able to enhance business capacity and competitiveness. These improvements have a positive impact on increasing income, creating job opportunities, and strengthening the local economy. Nevertheless, the implementation of these strategies still encounters several constraints that require external support from the government, financial institutions, and business support organizations. Therefore, a comprehensive and integrated MSME development strategy is essential to promote sustainable community economic empowerment.
Co-Authors Ariadna Mulyati Chalid Imran Musa Damas Gianlugi Alrizqi Dini Kamila Salma Hasrianti, Hasrianti M. Ikhwan Maulana Haeruddin Mansyur Mansyur Muh Irshan Sachrir Nursyamsy Bte Alwi Rahman, Ahmad Ardillah Ryo Sinung Primadanar St Wijdana Ram Sulolipu, Andi Annisa Vivit Rosmayanti