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Edukasi Perencanaan Keuangan Sejak Dini Dalam Membangun Generasi Ekonomi Muda Yang Mandiri Bakti, Surya; Suriono, Hadi; Optari, Leni Kurnia; Dewantoro, Riy
IRA Jurnal Pengabdian Kepada Masyarakat (IRAJPKM) Vol 3 No 2 (2025): Agustus
Publisher : CV. IRA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56862/irajpkm.v3i2.256

Abstract

The rapid advancement of the times demands that the younger generation possess strong financial literacy to face economic challenges and a consumptive lifestyle. However, the financial literacy level among Indonesian students remains low, affecting their ability to manage personal finances. This community service activity was conducted at SMA Swasta Nasional Petatal, Batubara Regency, North Sumatra, on 18 July 2025, aiming to enhance students’ understanding and foster healthy financial habits from an early age. The implementation method included preparation, interactive education, and evaluation. The materials covered pocket money management, basic Budgeting, distinguishing needs from wants, and the introduction of saving and investment concepts. The results showed a significant improvement in students’ understanding based on pre-test and post-test scores, along with increased awareness and motivation to manage finances wisely. Active participation and positive feedback served as indicators of the program’s success. This activity underscores the importance of integrating financial literacy into secondary education to shape a generation that is independent, responsible, and prepared to face future economic challenges.
Income inequality across provinces in Indonesia: An empirical analysis of human development, economic performance, and labor market conditions Bina, Al; Optari, Leni Kurnia; Widiya, Heni
Priviet Social Sciences Journal Vol. 5 No. 6 (2025): June 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i6.617

Abstract

Income inequality is one of the structural challenges faced by many countries, including Indonesia. This phenomenon reflects an unequal distribution of income across regions, which can lead to social injustice and hinder the process of economic development. This study aims to analyze the effects of the Human Development Index (HDI), economic growth, and unemployment rates on income inequality across 34 provinces in Indonesia over the period 2019–2024. The method employed is panel data regression analysis. The findings reveal that the unemployment rate has a positive and significant effect on income inequality. The HDI shows a significant negative effect, while economic growth does not exhibit a statistically significant impact. These findings highlight the importance of policies that prioritize job creation and human development in addressing inequality. Economic growth strategies should also be designed to be more inclusive.
Sustainable development in Sumatra Island: Spatial distribution and its implications Optari, Leni Kurnia; Bina, Al
Priviet Social Sciences Journal Vol. 5 No. 5 (2025): May 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i5.618

Abstract

This study aims to examine the implementation of sustainable development on Sumatra Island and its spatial distribution, assessed from economic, social, and environmental dimensions. Data analysis was conducted using a composite index method, which comprises various unitless indicators or sub-indicators. Furthermore, Geographic Information System (GIS) techniques were applied to identify the spatial distribution of sustainable development. For the economic dimension, indicators include Gross Regional Domestic Product (GRDP) per capita and the open unemployment rate. The social dimension was analyzed using the Human Development Index (HDI), school participation rates, life expectancy at birth, and poverty rates. Meanwhile, the environmental dimension utilized indicators such as the environmental quality index, air quality index, water quality index, and land cover quality index. Based on the composite index analysis of sustainable development in Sumatra from 2016 to 2020, the results indicate that regional development, in the short term, can be classified as moderately sustainable. Spatially, the sustainable development index values ranged from 50.01 to 75.00, which falls into the moderately sustainable category.
Sosialisasi dan Pendampingan Produksi Telur Asin dari Telur Bebek untuk Meningkatkan Ekonomi Masyarakat di Desa Mekar Baru: Pengabdian Andriani, Tri; Siregar, Nurul Hikmatul Alawiyah; Optari, Leni Kurnia; Dewantoro, Riy; Pane, Dian Novita Sari; Marpaung, Rispan Kurniawan; Arjuna, Arjuna
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.3698

Abstract

This community service activity was conducted in Mekar Baru Village, Sei Balai District, Batu Bara Regency, with the aim of improving the community's skills and economic well-being through outreach and mentoring in the production of salted eggs from duck eggs. Methods used included outreach, demonstrations of salted egg production, and assistance in packaging, pricing, and product marketing. The results of the activity showed a significant increase in community understanding of salted egg production techniques, as evidenced by the participants' success in independently practicing the production steps. The resulting product was of good quality, with a firm yolk texture, an even salty flavor, and greater appeal after the packaging improvements. Furthermore, some participants saw an increase in additional income of Rp 200,000–Rp 400,000 per month from the sale of salted eggs. However, the community still faces challenges such as limited capital, simple packaging, and limited market access. Overall, these activities have had a positive impact on community empowerment, opening new business opportunities, and demonstrating the potential of salted eggs as a superior village product with potential for further development.
PENGARUH LITERASI DIGITAL PELAKU USAHA DAN KUALITAS LAYANAN TERHADAP DAYA SAING EKONOMI KREATIF DAERAH SUMATERA UTARA Suriono, Hadi; Dewantoro, Riy; Optari, Leni Kurnia
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 9, No 1 (2026): February 2026
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v9i1.5779

Abstract

Abstract : The creative economy has become a strategic sector in regional economic development in Indonesia, particularly in North Sumatra, which possesses abundant cultural wealth and creative potential. This study aims to analyze the influence of digital literacy of business actors and service quality on the competitiveness of the regional creative economy in North Sumatra. The research employs a quantitative approach using multiple regression analysis on 250 creative economy business actors in North Sumatra across 16 subsectors. Data were collected through surveys using structured questionnaires and analyzed using SPSS version 26. The results show that digital literacy of business actors has a positive and significant effect on creative economy competitiveness (β = 0.456, p < 0.01), contributing 45.6% to competitiveness improvement. Service quality also has a positive and significant effect on creative economy competitiveness (β = 0.389, p < 0.01), contributing 38.9%. Simultaneously, digital literacy and service quality influence 72.3% of creative economy competitiveness in North Sumatra (R² = 0.723). These findings confirm that improving digital literacy through training programs and digital transformation, along with enhancing service quality of business actors, are key factors in increasing regional creative economy competitiveness. The practical implications of this research highlight the need for integrated policies among local government, educational institutions, and business actors in developing a competitive creative economy ecosystem through strengthening digital capacity and quality service standards. Keywords: Digital Literacy, Service Quality, Competitiveness, Creative Economy, North Sumatra, MSMEs Abstrak : Ekonomi kreatif telah menjadi sektor strategis dalam pembangunan ekonomi daerah di Indonesia, khususnya di Sumatera Utara yang memiliki kekayaan budaya dan potensi kreatif yang besar. Penelitian ini bertujuan untuk menganalisis pengaruh literasi digital pelaku usaha dan kualitas layanan terhadap daya saing ekonomi kreatif daerah Sumatera Utara. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik analisis regresi berganda terhadap 250 pelaku usaha ekonomi kreatif di Sumatera Utara yang tersebar di 16 subsektor. Data dikumpulkan melalui survei menggunakan kuesioner terstruktur dan dianalisis menggunakan SPSS versi 26. Hasil penelitian menunjukkan bahwa literasi digital pelaku usaha berpengaruh positif dan signifikan terhadap daya saing ekonomi kreatif (β = 0,456, p < 0,01), dengan kontribusi sebesar 45,6% terhadap peningkatan daya saing. Kualitas layanan juga berpengaruh positif dan signifikan terhadap daya saing ekonomi kreatif (β = 0,389, p < 0,01), dengan kontribusi sebesar 38,9%. Secara simultan, literasi digital dan kualitas layanan berpengaruh sebesar 72,3% terhadap daya saing ekonomi kreatif di Sumatera Utara (R² = 0,723). Temuan ini mengkonfirmasi bahwa peningkatan literasi digital melalui program pelatihan dan transformasi digital, serta peningkatan kualitas layanan pelaku usaha merupakan faktor kunci dalam meningkatkan daya saing ekonomi kreatif daerah. Implikasi praktis dari penelitian ini adalah perlunya kebijakan terintegrasi antara pemerintah daerah, institusi pendidikan, dan pelaku usaha dalam mengembangkan ekosistem ekonomi kreatif yang berdaya saing melalui penguatan kapasitas digital dan standar layanan yang berkualitas. Kata Kunci: Literasi Digital, Kualitas Layanan, Daya Saing, Ekonomi Kreatif, Sumatera Utara, UMKM
DAMPAK MEDIA SOSIAL SEBAGAI SARANA PEMASARAN TERHADAP PENJUALAN UMKM DI KABUPATEN ASAHAN Dailami, Dailami; Rahmayanti, Sri; Optari, Leni Kurnia
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 4 (2025): November 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i4.5236

Abstract

Abstract: The growth of social media usage in Indonesia has reached more than 170 million active users in 2023, making it a relevant platform for the MSME sector, particularly in the culinary field. This study aims to analyze the impact of social media usage as a marketing tool on MSME sales in Asahan Regency. The research method uses a quantitative approach with survey techniques through questionnaires distributed to more than 50 MSME respondents. Data were analyzed using simple linear regression with a Likert scale of 1-5. The results show that 82% of respondents use social media for marketing, with Facebook (45%) and WhatsApp (35%) as the most popular platforms. Regression analysis shows a coefficient of determination R² = 0.65, meaning that 65% of sales variation can be explained by social media usage. As many as 65% of respondents stated that marketing activities through social media increased sales with an average score of 4.4. This study concludes that the use of social media has a positive and significant effect on increasing MSME sales in Asahan Regency. It is recommended for MSME actors to improve their ability to create creative content and for local governments to provide MSME digitalization training support. Keywords: Social media, digital marketing, MSMEs, sales, Asahan Regency. Abstrak: Pertumbuhan penggunaan media sosial di Indonesia telah mencapai lebih dari 170 juta pengguna aktif pada tahun 2023, menjadikannya platform relevan bagi sektor UMKM, khususnya di bidang kuliner. Penelitian ini bertujuan untuk menganalisis dampak penggunaan media sosial sebagai sarana pemasaran terhadap penjualan UMKM di Kabupaten Asahan. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik survei melalui kuesioner yang disebarkan kepada lebih dari 50 responden UMKM. Data dianalisis menggunakan regresi linier sederhana dengan skala Likert 1-5. Hasil penelitian menunjukkan bahwa 82% responden menggunakan media sosial untuk pemasaran, dengan Facebook (45%) dan WhatsApp (35%) sebagai platform terpopuler. Analisis regresi menunjukkan koefisien determinasi R² = 0,65, yang berarti 65% variasi penjualan dapat dijelaskan oleh penggunaan media sosial. Sebanyak 65% responden menyatakan bahwa aktivitas pemasaran melalui media sosial meningkatkan penjualan dengan skor rata-rata 4,4. Penelitian ini menyimpulkan bahwa penggunaan media sosial berpengaruh positif dan signifikan terhadap peningkatan penjualan UMKM di Kabupaten Asahan. Disarankan bagi pelaku UMKM untuk meningkatkan kemampuan dalam membuat konten kreatif dan bagi pemerintah daerah untuk memberikan dukungan pelatihan digitalisasi UMKM. Kata kunci: Media sosial, pemasaran digital, UMKM, penjualan, Kabupaten Asahan.