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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Pendidikan Agama Islam Al-Thariqah Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan NISBAH: JURNAL PERBANKAN SYARIAH ILTIZAM Journal of Sharia Economic Research JURNAL MANAJEMEN BISNIS Pekobis : Jurnal Pendidikan, Ekonomi, dan Bisnis Jurnal Aghniya Indonesian Journal of Islamic Economics and Business Al-Iqtishod : Jurnal Ekonomi Syariah Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Jurnal Ilmiah Spiritualis: Jurnal Pemikiran Islam dan Tasawuf Journal of Accounting and Digital Finance Lamahu: Jurnal Pengabdian Masyarakat Terintegrasi Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Jurnal Ekonomi, Manajemen, Akuntansi Iqtisad : Journal of Islamic Economic and Civilization Jurnal Ilmiah Ekonomi dan Manajemen Indonesia
Iman Fauzi Sudirman
Sekolah Tinggi Agama Islam Idrisiyyah
Religion Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Pengaruh Kecerdasan Spiritual Dan Gaya Hidup Hedonisme Terhadap Manajemen Keuangan Pribadi Gen Z putri regina Febrianti; Iman Fauzi Sudirman; Diki Mubarok
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 5 No 2 (2025): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Edisi Agustus 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56870/ehw9ch85

Abstract

This study analyzes the impact of spiritual intelligence and hedonistic lifestyle on personal financial management in generation Z. This research aims to investigate the extent to which these two factors influence the financial management of the younger generation. Quantitative methods were applied in this study by involving 100 generation Z participants in the Tasikmalaya area who were selected through survey techniques. Data collection was carried out digitally using a Google Form questionnaire that utilized a Likert Scale of 1-5 to measure each indicator. Data analysis using SPSS 24 includes three main stages: instrument testing, classical assumption testing, and hypothesis verification. The research findings reveal that spiritual intelligence has a significant positive effect on financial management, while a hedonistic lifestyle tends to have a negative impact on personal financial management. These results are expected to provide valuable contributions in understanding the dynamics of financial management among generation Z, especially related to the role of spiritual aspects and consumptive lifestyles.
Regulatory-Practice Gap in Productive Zakat Governance: A Case Study of BAZNAS Tasikmalaya Iman Fauzi Sudirman; Deva Lestari; Nelsa Charisma Putri; Lailatul Hasanah; Teti Kurniati
Iqtisad: Journal of Islamic Economic and Civilization Vol. 2 No. 2 (2026): Iqtisad : Journal of Islamic Economic and Civilization
Publisher : PT. Student Rihlah Indonesia

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Abstract

Productive zakat plays a strategic role in poverty alleviation by directing zakat funds toward the economic independence of mustahik, aligning with the maqashid syariah principle of hifz al-mal (protection and development of wealth). The Government issued Regulation of the Minister of Religious Affairs (PMA) Number 16 of 2025 as a new legal foundation for productive zakat governance, superseding PMA Number 52 of 2014. However, its implementation at the regional level remains suboptimal, as found at BAZNAS Tasikmalaya City. This study aims to examine and formulate the direction of transformation in productive zakat governance at BAZNAS Tasikmalaya City in line with the regulation. The study employs a qualitative approach with a case study design, using field observation, interviews with seven key informants, and document review, analyzed through data reduction, data display, and conclusion drawing. The results show that zakat distribution remains dominated by consumptive schemes, while the Mustahik Menjadi Muzaki program operates without sound planning, structured mentoring, or standardized monitoring-evaluation systems. Drawing on Edwards III's policy implementation framework, this gap stems from limited internal system readiness rather than regulatory resistance. The study proposes three synchronization strategies: positioning productive zakat as a flagship program, strengthening mustahik mentoring, and developing a measurable indicator-based monitoring-evaluation system.
Model Filantropi Sufistik: Transformasi Nilai Tasawuf dalam Menguatkan Solidaritas Sosial Masyarakat Tasikmalaya Iman Fauzi Sudirman
Bahasa Indonesia Vol 12 No 2 (2026): Tasawuf & Tafsir
Publisher : Program Studi Ilmu Tasawuf Universitas Pangeran Diponegoro Nganjuk, Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/spiritualis.v12i2.2828

Abstract

Tasikmalaya is widely recognized for its strong Sufi and pesantren traditions, yet it continues to face persistent problems of poverty and social inequality. This study examines the role of the Idrisiyyah Sufi Order in transforming Sufi values into philanthropic practices that strengthen social solidarity and community empowerment. Employing a qualitative case study approach, data were collected through in-depth interviews, participant observation, and document analysis, and analyzed using thematic analysis. The findings reveal that Idrisiyyah’s Sufi philanthropy is constructed through the internalization of spiritual values, institutionalized philanthropic practices, and the reinforcement of social solidarity. Philanthropic activities have evolved from charity-oriented initiatives toward transformative models emphasizing social and economic empowerment. This study formulates the Idrisiyyah Sufi Philanthropy Model, which illustrates the integration of spirituality, social praxis, and sustainable social change. The findings highlight the capacity of Sufi orders to function as spiritually grounded agents of social transformation that are adaptive to contemporary societal dynamics.
Baznas scholarship: a Qualitative Study on the Impact on Student Academic Quality and Achievement in Tasikmalaya Regency Putri Fiza Nabila; Iman Fauzi Sudirman; Ega Abdul Ghafur
OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2026): OIKONOMIKA: Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/oikonomika.v7i1.2019

Abstract

This study aims to analyze the impact of the BAZNAS Scholarship on the quality of education and academic achievement of students in Tasikmalaya Regency. Using a descriptive qualitative approach, this study explores the experiences and perceptions of scholarship recipients through in-depth interviews with 10 informants (9 students and 1 BAZNAS representative). Data analysis was conducted thematically using NVivo 12. The results indicate that the impact of the BAZNAS Scholarship is multidimensional. Economically, the scholarship alleviates financial burdens, allowing students to focus on their studies. From an academic perspective, the program enhances learning motivation, engagement, and academic achievement in some cases, although outcomes vary depending on individual factors. Regarding educational quality, the scholarship supports active participation, learning interactions, and the development of academic and personal competencies. However, there are limitations such as delays in fund disbursement and a lack of academic mentoring. Therefore, the program’s effectiveness needs to be enhanced through the integration of financial assistance with comprehensive mentoring to maximize benefits for recipients in the local area.
Analisis Gaya Hidup Konsumtif Dan Zuhud Terhadap Perencanaan Keuangan Mahasiswa STAI Idrisiyyah Muhammad Azky; Asep Darmawan; Iman Fauzi Sudirman
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 6: September 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i6.18054

Abstract

This study aims to analyze the influence of consumptive lifestyle and zuhud attitudes on the financial planning of students at STAI Idrisiyyah. The research employed a quantitative approach using a survey method, with data collected through questionnaires distributed to students as respondents. The data were analyzed using multiple linear regression supported by statistical software, including validity, reliability, classical assumption, and hypothesis testing. The results indicate that a consumptive lifestyle does not have a significant effect on students’ financial planning, while zuhud attitudes have a positive and significant effect on financial planning, both partially and simultaneously. These findings demonstrate that consumptive behavior and spiritual values in the form of zuhud play an important role in determining the quality of students’ financial planning. Therefore, controlling consumptive lifestyles and implementing zuhud attitudes wisely are essential in improving students’ financial planning and financial well-being.
Co-Authors Abdu Assalam Achmad Firdaus Achmad Firdaus Alfasi, Shebian Ali, Zulkarnain Muhammad Alin Maulina Mulyaningsih Asep Darmawan Asep Darmawan Atty Tri Juniarti Atty Tri Juniarti Deva Lestari Deva Lestari Diki Mubarok Ega Abdul Ghafur Eli Herlina Khoirunnisa Emi Sriwahyuni Emilia Tasmal Gayib Gozali Ihamah Han Han Burhani Haris Fauzi Ii Sylvia Fauziah Dimyatie Inggi Pirmansyah Jalaludin, Sandi Muhamad Lailatul Hasanah Meisivi, Fanya Mubarok, Diki Muhammad Ali, Zulkarnain Muhammad Azky Narisa Nur Alrisqi Nelsa Charisma Putri Nida Takiyah Nina Farhana Yushof Nurhasanah Putri Fiza Nabila putri regina Febrianti Rika Mustika risky ridwansyah Rismawati, Indri Rosid Bahar Sukmayadi Sukmayadi Teti Kurniati TUTUG SRI JATMIKO Ulfi Wisa Belinda