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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
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Pengelolaan Zakat Di BAZNAS Tangerang Selatan Perspektif Maqashid Syariah Ibnu Ashur Aulia, Nabila Nur; Jaharuddin, Jaharuddin; Sudirman, Sudirman; Hartutik, Hartutik
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14276

Abstract

Penelitian ini bertujuan untuk menganalisis pengelolaan zakat di Badan Amil Zakat Nasional (BAZNAS), meliputi proses pengumpulan, distribusi, dan pelaporan dana zakat, serta mengevaluasi kesesuaiannya dengan tujuan utama Maqashid Syariah menurut perspektif Ibnu Ashur. Metode yang digunakan adalah penelitian kualitatif dengan pendekatan studi kasus pada BAZNAS Kota Tanggerang Selatan. Data dikumpulkan melalui teknik wawancara, observasi, dan analisis dokumentasi terkait pengelolaan zakat. Analisis data dilakukan dengan membandingkan praktik pengelolaan zakat di BAZNAS dengan prinsip-prinsip Maqashid Syariah yang dikemukakan oleh Ibnu Ashur. Hasil penelitian menunjukkan bahwa BAZNAS telah menerapkan prinsip-prinsip Maqashid Syariah dalam pengelolaan zakat, meskipun masih ada beberapa tantangan dan peluang untuk perbaikan. Berdasarkan temuan ini, penelitian ini memberikan rekomendasi untuk optimalisasi pengelolaan zakat di BAZNAS agar lebih sesuai dengan prinsip Maqashid Syariah. Implementasi rekomendasi ini diharapkan dapat meningkatkan kesejahteraan umat dan mendukung pengembangan ekonomi Islam yang berkelanjutan. Penelitian ini juga bertujuan memberikan wawasan bagi praktisi dan akademisi di bidang ekonomi syariah, khususnya dalam konteks pengelolaan zakat
Analisis Penetapan Hukum Islam Terhadap Perkembangan Cryptocurrency Melalui Pendekatan Saddu Dzari’ah Imeldalius, Imeldalius; SUGANDA, RANGGA; Makraja, Fahmi; Ulum, Kefi Miftachul Miftachul; Nimah, Rodhotun
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14405

Abstract

Era digital telah memberikan disrupsi pada tatanan kehidupan tidak terkecuali pada sektor pembayaran, salah satunya ialah keberadaan dari cryptocurrency. Cryptocurrency merupakan aset digital yang sengaja dirancang untuk bekerja sebagai media pertukaran yang menggunakan kriptografi (praktik melindungi informasi melalui penggunaan algoritme, kode, hash, dan tanda tangan) yang kuat untuk mengamankan transaksi keuangan, mengontrol penciptaan unit tambahan, dan memverifikasi transfer aset. Meningkatnya pengguna cryptocurrency di Indonesia pada setiap tahunya, membuat fenomena mata uang kripto mendapatkan perhatian yang luas sehingga pemerintah pun telah mengeluarkan regulasi dan begitu pula para kalangan ulama yang telah memberikan fatwanya. Fakta perkembangan cryptocurrency diyakini masih menimbulkan risiko-risiko yang merugikan masyarakat sehingga untuk melihat hal demikian perlu analisis penetapan hukum untuk keberadaan dari cryptocurrency salah satunya ialah dengan metode penetapan hukum sad dzari’ah. Metode penelitian yang digunakan pada penelitian ini ialah merupakan jenis penelitian kualitatif yang bertujuan untuk menganalisa dan mengkaji kedudukan cryptocurrency dalam Islam dengan menggunakan pendekatan sad dzari’ah. Hasil penelitian untuk penetapan hukum cryptocurrency dengan menggunakan pendekatan saddu dzari’ah, dianalisis berdasarkan motif, syarat legalitas, dan keragaman dari saddu dzari’ah. Hasilnya menunjukan penetapan hukum cryptocurrency saat ini masih memberikan kesimpulan kepada sesuatu yang banyak mendatangkan kemudharatan ketimbang kemashlahatan bagi umat manusia, atas dasar masih banyak menimbulkan kerugian finansial, tidak mempunyai underlying aset, adanya unsur gharar, maysir, oleh karna itu hadirnya cryptocurrency masih menimbulkan risiko yang lebih besar dari pada manfaatnya.
Manajemen Pembinaan Nazir Wakaf Studi di Perwakilan Badan Wakaf Indonesia Provinsi Sumatera Barat Firdaus, Rahmat
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14419

Abstract

Abstract: This research aims to determine the management of waqf nazir development at the Indonesian Waqf Representative Body, West Sumatra Province. This research is descriptive qualitative in nature using observation, interview and documentation data collection techniques. Data analysis was carried out using the stages of data reduction, display and conclusion. The results of this research show that the management of waqf nazir coaching involves several forms of programs, first, KISWA (Study of current issues regarding waqf), second, Coaching Session, third, SITAWA (Literacy and Questions and Answers about Waqf, fourth, (Sharing Experiences between Nazhir) the aim of this program is to increase nazir's knowledge in managing and developing waqf assets. Fifth, the waqf nazir competency certification program. This program aims to make nazir professionals in developing waqf assets Keywords: Waqf nazir development, Indonesian Waqf Board
Analisis Kepuasan Nasabah Gen Z dalam Menggunakan Aplikasi BSI Mobile Fadhliah, Syifa; Putra, Purnama
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14448

Abstract

This study aims to analyze the variables of E-Service Quality, namely Fulfillment, Responsiveness, Compensation, Efficiency, System Availibility, Privacy, Contact on the satisfaction of Gen Z customers in using the BSI Mobile application. The method used is a quantitative method by distributing questionnaires as a data collection tool and multiple regression analysis tests are carried out through SPSS Statistic Version 26 Software. The population in this study is customers who belong to Generation Z and use the BSI Mobile application domiciled in Greater Jakarta. Sampling uses non-probability sampling by determining the number of samples using the Cochran formula which produces a sample number of 100 respondents. This study shows that the results of simultaneous tests for the variables of Fulfillment, Responsiveness, Compensation, Efficiency, System Availability, Privacy, and Contact together affect the satisfaction of Gen Z customers in using the BSI Mobile application. Then in the partial test for the variables Fulfillment, Responsiveness, Compensation, Privacy, and Contact, each had no effect and was not significant on the satisfaction of Gen Z customers in using the BSI Mobile application. This is because Gen Z customers have not felt the good quality of service from BSI regarding the fulfillment, response and communication of customer complaints and the security of customer personal data that has not been maximized. Meanwhile, the Efficiency and System Availability variables have a positive and significant effect on Gen customer satisfaction in using the BSI Mobile application. This research has recommendations for Bank Syariah Indonesia to continue to improve the quality of BSI Mobile services so that it can increase customer satisfaction in using it.
Polemik Masa Depan Ekonomi Islam Ubaidillah, Ahmad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14452

Abstract

This article aims to elaborate the Islamic economic thoughts of Muhammad Nejatullah Siddiqi on the future direction of Islamic economics along with the responses of a number of Islamic economists. What are Siddiqi's Islamic economic thoughts that have become polemics among Islamic economists is the question that will be answered in this article. This research is a library research, namely a research process that reviews literature and analyzes relevant topics. In collecting data, the author utilizes journals, books, dictionaries, magazines, and other library sources. The analysis method used in this study is the hermeneutic method, which means interpreting, explaining, interpreting, and translating these data sources. The results of the study show that both Rodney Wilson, Tariqullah Khan, Laurent Weill and Noureddine Krichene found harmony with Muhammad Nejatullah Siddiqi's ideas about what should be done for the progress of Islamic economics. Although harmony in consensus and dominant views is common, there are many differences of opinion among Islamic economists regarding the diagnosis of this problem, as well as regarding its solution.
Comparison of Islamic and General Universities From the Point of View of Student Competence in the Field of Sharia Accounting and Algebra as Measured by Human Resources in the City of Medan Lubis, Arnida Wahyuni
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14486

Abstract

The aim of the research is to determine the level of competency required in terms of knowledge of sharia accounting and algebra, to maintain stakeholder trust. To determine the level of human resource development which is a milestone for overcoming future challenges to improve quality or quality graduates. This research uses a descriptive statistical research approach. Where the definition of a descriptive statistical research approach is a type of research whose aim is to present a complete picture of a social setting or is intended for exploration and clarification of a phenomenon or social reality, by describing a number of variables relating to the problem and unit being studied among the phenomena being tested. . method by collecting secondary data, namely articles, research results and reference books published over the last 5 years. It will be described using analysis and using statistical data testing methods. Based on the description above, the author finds that the level of student competency in the fields of sharia accounting and algebra as measured by human resources in the city of Medan is quite good, with the following details: Students with a level competence is measured by human resources in the field of sharia accounting as much as 8.46%. Students who are not competent and not supported by human resources in the field of sharia accounting are 1.49%. Students whose level of competence is measured by human resources in the field of science algebra as much as 8.0%, students who are not competent and not supported with human resources in the field of algebra as much as 2.0%. The condition of being incompetent and not supported by human resources is influenced by: learning processes and career development that are not yet fully optimal Keywords: Competency, Human Resources, Students, Sharia Accounting Science, Algebra Science
Synergy of MSMEs with People’s Funds to Increase the Prosperity of the Mosque sriyono, sriyono -
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14537

Abstract

This study investigates the moderating role of locus of control in financial management behaviour. The primary aim is to examine how locus of control influences the relationship between determinants and financial management behaviour. Utilizing a quantitative research approach, survey data were collected from a sample of participants. Financial management behaviour and locus of control were measured using validated scales. Statistical analyses, including regression and moderation analysis, were conducted to explore the moderating effects. Results indicate that individuals with an internal locus of control exhibit more proactive financial management behaviours compared to those with an external locus of control. Moreover, locus of control moderates the impact of financial knowledge on financial management behaviour but does not moderate the influence of financial attitudes and income. These findings underscore the importance of considering locus of control in financial planning and education programs, suggesting targeted strategies to enhance financial management behaviours
Analisis Pengaruh Financial Risk Terhadap Perkembangan Pasar Sukuk Di Indonesia Tahun 2012-2023 Athallah, Naufal Alwan; Rahmawati, Farida
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14539

Abstract

This study aims to evaluate the impact of financial risks such as exchange rates, foreign debt, debt service ratio, current account, and international liquidity on the development of the sukuk market in Indonesia both in the short and long term. The data used for this study comes from Bank Indonesia and International Monetary Fund data during 2012 Q1-2023 Q4. The results of the Autoregressive Distributed Lag (ARDL) model show that in the short term, the exchange rate and international liquidity have a negative and significant influence on the development of state sharia securities. While the debt service ratio and current account have a positive and significant influence on the development of state sharia securities. In the long run, the exchange rate has a negative and significant influence, foreign debt and debt service ratio have a negative and insignificant influence, while the current account has a positive and significant influence on the development of Islamic securities. On the other hand, international liquidity has a positive and insignificant influence on the development of state Islamic securities.
Efektifitas Peningkatan Literasi Keuangan Syariah Melalui Edukasi Akad-Akad Syariah Oleh Bprs Mandiri Mitra Sukses Gresik Di Desa Ngemboh Gresik Hidayah, Nadiyah Rizqa; Setiyowati, Arin; Huda, Fatkur
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14548

Abstract

Penelitian ini bertujuan untuk menganalisa tingkat literasi masyarakat Desa Ngemboh Gresik terhadap keuangan Syariah khususnya akad-akad Syariah melalui edukasi yang diberikan oleh BPRS Mandiri Mitra Sukses Gresik. Jenis penelitian yang digunakan adalah studi kasus dengan metodelogi kualitatif. Teknik pengumpulan data dilaksanakan melalui wawancara dan data-data yang relevan Hasil penelitian ini menunjukkan bahwa edukasi tentang akad-akad Syariah yang dilakukan oleh BPRS Mandiri Mitra Sukses Gresik bersama mahasiswa Universitas Muhammadiyah Surabaya efektif dalam meningkatkan literasi keuangan Syariah di Desa Ngemboh. Program ini berhasil meningkatkan pemahaman masyarakat mengenai konsep-konsep keuangan Syariah, mengubah sikap dan perilaku masyarakat terhadap penggunaan produk keuangan Syariah, serta memberikan dampak positif jangka panjang bagi kesejahteraan ekonomi masyarakat.
Faktor-Faktor Yang Mempengaruhi Penerapan Konsep Ekonomi Syariah Dalam Kehidupan Masyarakat Wilayah Pesisir Misdawita, Misdawita; Asrina, Putri; Rizwan, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14571

Abstract

The application of sharia principles in economics promises a more equitable and inclusive economic development. Implementing sharia economics in coastal areas provides a number of economic benefits for the community. Limited access to adequate resources and infrastructure can affect the community's ability to apply sharia economic principles. The purpose of this study was to determine what factors influence the application of the concept of sharia economics in coastal areas seen from internal and external factors. This study is a quantitative study. The respondents in this study were 300 people in the Meranti Islands who were already working. The data analysis technique used was multiple linear regression using the SEM-PLS model. The results of this study showed that the variables of education and skills, personality and motivation, social and economic, environment, and technology and information had a direct and significant effect on the application of the sharia concept in the coastal areas of the Meranti Islands. while the variables of policy and regulation did not have a direct and significant effect on the application of the sharia concept in the coastal areas of Meranti Regency.

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