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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
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Minat Pelajar Muslim Menggunakan Mobile Banking Rahmansyah, Syobri Tri; Sudarsono, Heri; Ruchba, Sarastri Mumpuni; Susantun, Indah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9052

Abstract

The purpose of this research is to analyze the intention of a Muslim student in using mobile banking using the Unifield Theory of Acceptance and Use of Technology 2 (UTAUT2) model approach. This research was conducted in August - September 2022 and the data source for this research was obtained using a survey method with a questionnaire distributed via broadcast to social media. This study uses a quantitative data processing method using SEM PLS (Partial Least Square) analysis with the statistical tool SmartPLS 3.3. The respondents in this study were students on the island of Java who had used mobile banking for at least 1 year. the variables used in this study are Performance Expectancy (PE), Effort Expectancy (EE), Social Influence (SI), Hedonic Motivation (HM), Facilitating Conditions (FC), Religiosity (RE), Habit (HB), Behavior Intention ( BI), Use behavior (UB). The results of this study indicate that HB, HM, and RE, have a significant influence on the intention to use mobile banking BI. While EE, FC, PE, and SI are not accepted and have no significant effect on the intention to use mobile banking BI, so that the HB, and intention using BI, has a significant effect on using mobile banking UB while FC is not accepted and has no significant effect on using mobile banking
Study of Mudharabah Literature in Banking in Indonesia Harahap, Haddad ’Ulum; Harahap, Rijal Allamah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9125

Abstract

This literature aims to determine the mudharabah in banking in Indonesia. The results of the literature show that Murabahah is considered one of the products that is widely criticized by academics because in this scheme, there is no risk sharing between banks and customers. The absence of risk on the side of Islamic banking causes the risk to be fully borne by the customer, while Islamic banks are relatively safe from risk. The Mudharabah system is actually a promising alternative when compared to the interest system. This is because in the mudharabah system there is a principle of justice in it by positioning the owners of capital (rabb al mal) and entrepreneurs (mudharib) as partners. On the liability side, mudharabah is applied to: Time savings, ordinary deposits and special deposits, while on the asset side, mudharabah is set at: Working capital financing and special investments.
Pemikiran Sosiologi Ekonomi Islam Nurjanah, Nurjanah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9132

Abstract

Abstract This study carries the thought of Islamic economic sociology as an approach that combines the principles of Islamic economics with social analysis in understanding economic phenomena in the context of Muslim societies. The purpose of this research is to identify the main issues in Islamic economic sociology thinking, explain the research objectives, present the methods/approaches used, and summarize the research results. This research identifies several main issues in Islamic economic sociology thinking, including distributive justice, economic and environmental sustainability, and ethical values in business. This research aims to deepen understanding of this thinking and its relevance in dealing with contemporary economic challenges. The method/approach used is an analysis of literature and classical Islamic texts, as well as relevant empirical research. The results of the study show that the sociological thinking of Islamic economics makes an important contribution to understanding economic phenomena in Muslim societies. Islamic principles, such as distributive justice, sustainability, and ethical values, form the foundation for building an inclusive and sustainable economic model. This research also uncovers important issues such as social inequality, gender inequality, and environmental impact on economic activity. The results of the study show that Islamic economic sociology has the potential to provide a comprehensive view of overcoming social and economic challenges in Muslim societies. This research concludes that this approach can be a source of inspiration for sustainable economic policies, as well as promoting justice, balance, and prosperity for all members of Muslim society.
Kontribusi Sosialisasi dan Efektifitas Pengelolaan Zakat Masyrakat Muslim pada BAZNAS Kota Ternate Saumur, Amanan Soleman; Abdul, Kamaruddin; Syaifudin, Syaifudin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9136

Abstract

Penelitian ini mengesplorasi bagaimana Baznas Kota Ternate dalam mensosialisasikan zakat dan bagimana mengelola zakat tersebut agar bisa diraskan manfaatnya oleh orang-orang yang berhak menerimanya. Penelitian ini menggunakan metode kualitatif dengan pendekatan fenomenologis, Beberpa informan kunci seperti Ketua Baznas Kota Ternate, para wakil Ketua, Beberapa Kepala Bidang, Beberpa Tokoh Masyarakat Islam, Ketua MUI Kota Ternate dan beberapa informan pendukung lainnya akan menjadi sumber data utama dalam penelitian ini. Mereka diwawancarai secara mendalam (Indepth Interview) agar data yang diperoleh memiliki validitas yang tinggi sehingga dapat dipertanggungjawabkan secara ilmiah.Hasil penelitian; Program sosialisasi yang dilakukan oleh Baznas Kota Ternate dengan cara melakukan kunjungan ke semua pimpinan instansi, Badan, lembaga pendidikan mulai dari tingkat Dasar sampai ke Perguruan tinngi, membuat pamflet, brosur, menggunakan media sosial, dan melibatkan para Tokoh Agama Islam dan yang paling urgen adalah dukungan Pemerintah Kota dalam hal ini Wali Kota Ternate telah memberikan kontribusi yang signifikan sehingga membuahkan hasil yang maksimal dalam pengumpulan zakat masyarakat muslim di Kota Ternate. Pemahaman dan kesadaran masyarakat Islam Kota Ternate sangat tinggi dalam membayar zakat, sebagaimana yang ditujukan dari hasil pengumpulan zakat dari tahun ke tahun selalu meningkat. Semuanya ini disebabkan karena tingkat pendidikan dan pengetahuan masyarakat Islam Kota Ternate tentang zakat juga sangat tinggi. Pengelolaan zakat yang dilakukan oleh Baznas Kota Terante sudah sangat efektif mulai dari penerimaan hingga penyaluran kepada yang berhak menerima.
Lika-Liku Perkembangan Filsafat Ilmu Syariah, dan Apakah Bermanfaat bagi Dunia Perbankan? Andrew, Richard
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9145

Abstract

Islamic banking philosophy continues to experience rapid development. In Indonesia, the concept of Sharia continues to grow and widely used in every aspects, especially in the banking sector. Since declare of the Sharia banking-law in 2008, Islamic banking has experienced significant development. Dinamica of fatwa MUI, as institution authorized to issue 140 fatwas on Sharia financial and banking principles. OJK successfully prepares Banking Development Roadmap Sharia 2020-2025 to encourage the development of the Islamic. The performance of the financial industry is better than conventional banks in the midst of the Covid-19 pandemic. The public literacy index for Islamic banking is only 8.93 percent compared conventional banks of 37.72 percent.The government is committed to encouraging the birth of a halal Industrial Park Center supported by the development of the largest sharia-based financial system in the world. The purpose of this study to determine how beneficial the development of Islamic philosophy in the banking. The research method follows the various dynamics of the development of relevant Sharia studied based on the philosophy of Islamic law and the politics of Islamic law. The results showed that the philosophy of Islamic banking has a significant impact on the overall economy of Bank Syariah.
Religiosity Dan Personal Norm Pengaruhnya Terhadap Keputusan Pembelian Produk Halal: Mediasi Sikap Konsumen Aritama, Fauzaan Dhiemas; Ariwibowo, Fajar; Purwantiningsih, Dewi; Wahyana, MS Agung; Amri, Sholiqul; Wulandari, Fitri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9176

Abstract

The purpose of this research is to see how the influence of personal norms and religiosity on the decision to purchase halal products through attitude as an intervening variable in Surakarta. Four variables used are personal norms, religiosity, attitudes, and purchase decisions. This research used quantitative research using a sample of 143 respondents who had purchased various types of halal products in Surakarta using the non-probability sampling method, namely purposive sampling, which was then analyzed using SPSS. The analysis technique used in this study uses multiple linear regression analysis to determine the direct impact, and uses path analysis to determine the indirect effect or through intervening variables. The findings of this study found that personal norms and religiosity had a positive and significant influence on attitudes, then attitudes did not have a positive and significant effect on purchasing decisions, and personal norms did not have a positive and significant effect on purchase decisions. But, religiosity had a positive and significant impact on purchase decisions. The mediating role of attitude has no positive or significant effect on the relationship between personal norms and religiosity on purchase decisions for halal products.
Religiosity Mediation: Effects of Halal Labels and Halal Awareness on the Decision to Buy Halal Products in Non-Food Products Assyarofi, Muhammad Rexsa; Wulandari, Fitri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9197

Abstract

Review and analyze the factors that influence the decision to purchase halal non-food products from halal labels and halal awareness. As well as the role of religiosity as a mediation that links halal labels and halal awareness to purchasing decisions for halal products. By using a purposive sampling technique, the number of samples in this study was 164, namely people in Solo Raya who had purchased non-halal food products. This study uses the SEM-SmartPLS analysis tool. The effect of halal labels on religiosity and purchasing decisions of halal products is not directly significant. However, the halal awareness variable has a direct, significant influence on product purchasing decisions and religiosity. The results show that religiosity has a significant influence on purchasing decisions for halal products. The mediating role of religiosity in the influence of halal labels on halal product decisions is not mediating. Meanwhile, the mediating role of religiosity on the influence of halal awareness on halal product decisions is partial mediation. The implication of this research is to provide an understanding of the relationship using latent constructs on the variables studied. Besides that, it is hoped that the halal industry players will find these findings useful in order to understand the urgency of aspects of halal non-food products which are specifically studied, namely halal awareness, halal labels, and religiosity in Muslim communities in Solo Raya, so that in the future they can design appropriate policies and strategies in capture market share that is increasingly potential and continues to grow.
Flexing dalam Pandangan Islamic Behavioral Finance Utami, Wida; Abdullah, Agung
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9206

Abstract

Flexing or a narcissistic behavior by showing off the wealth its really happened a lot lately on social media. Flexing is an interesting topic of conversation among the public. Sometimes flexing is the behavior to made a perspectives done by fake rich people. This study is aims to determine the flexing behavioral on Islamic economics perspective. The method in this study is qualitative, with the analysis on a phenomenological approach. In this study it was found that flexing is prohibited in Islam Economic perspective. Flexing is done by fake rich people to show their existence or to gain recognition from others. People who are truly wealthy tend to exhibit good financial behavior and are able to live simply without spending too much money. In Islam, it is recommended to live a simple and balanced life and not to waste wealth in order to fulfill desires. Islam also encourages its people to prioritize saving rather than using their finances to fulfill desires rather than needs, such as being more concerned with saving, investing, or helping people who are experiencing difficulties by zakah, infaq and sedekah. Therefore, financial intelligence is very important for every individual in order to avoid the behavior of showing off wealth. Financial intelligence is related to knowledge, behavior in managing, using assets so that they become more blessed and do not violate sharia provisions.
Implementation Of The Islamic Economic System Increasing Community Welfare Based On Maslahah In Indonesia hehanussa, umi kalsum
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9223

Abstract

Abstract Indonesia adalah negara dengan penduduk muslim terbesar di dunia namun masih sering dikaitkan dengan persoalan pengangguran dan kemiskinan. Ekonomi Islam telah memberikan solusi dalam setiap masalah yang ada selama kita berpegang kepada prinsip Al-qur’an dan Sunnah maka segala permasalahan yang terkait bidang sosial, hukum, terlebih dalam bidang ekonomi, akan terselesaikan. Tujuan utama dari sistem ekonomi Islam adalah untuk kesejahteraan umat yang berpedoman pada al-qur’an dan sunnah dan hal yang melandasi semua kegiatan atau transaksi yaitu untuk kemaslahatan masyarakat, sehingga terciptanya kehidupan yang seimbang. Dalam kehidupan masyarakat salah satu sektor yang paling penting yaitu sektor ekonomi, masyarakat biasanya akan berusaha menemukan cara terbaik dalam memenuhi kebutuhan ekonominya. Dintara aturan ekonomi Islam salah satunya adalah distribusi pendapatan atau pengelolaan harta kekayaan, yang berkaitan dengan kebutuhan orang lain maupun diri sendiri, karena diantara tujuan ekonomi Islam adalah seorang muslim harus memperhatikan maslahah daripada utilitas. Ekonomi Islam menekankan pada perilaku individu dan masyarakat yang konsisten terhadap orientasi maslahah, apabila sistem ekonomi Islam diterapkan maka dapat meningkatkan kesejahteraan berbasis maslahah. Yang didasarkan pada prinsip-prinsip yang menjamin keadilan, keberlangsungan lingkungan, dan kesejahteraan sosial. Hal ini dapat terwujud dengan adanya redistribusi kekayaan melalui zakat, infaq, dan sedekah serta menghindari praktik riba dan spekulasi. Keywords : Sistem Ekonomi, Syariah, Maslahah
Persepsi Pelaku UMKM Terhadap Kepemilikan Sertifikasi Halal Untuk Meningkatkan Daya Saing Produk UMKM Madura Qomariyah, Nor
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9314

Abstract

Halal certification will increase the competitiveness of micro small business (UMKM ) products, especially food and beverages, moreover there is a policy from related agencies that all food and beverage products must be halal certified. This study aims to determine the perceptions of halal certification in micro small business actors in the food and beverage sector in Bangkalan and Pamekasan Regencies and what are the factors that influence perceptions of these micro small business actors. The analytical method used in this study is a quantitative descriptive method using a Likert scale. The results of the study show that the average perceived value of UMKM actors ranges from 3.81 to 4.75, which is in the good category. While the factors that influence the perception of UMKM actors are awareness of the importance of halal certification by 55 percent, an increase in product quality which will affect price increases, the desire to increase the competitiveness of their products by 74 percent, the availability of adequate input sources by 51 percent of respondents. willing to provide halal input sources, and have consumers who are aware of the importance of halal products as much as 89 percent considering that the people of Bangkalan and Pameksan are predominantly Muslim.

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