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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 1,927 Documents
Penerapan Pelayanan Prima Islami dan Manajemen Berbasis Keamanan Terhadap Minat Berkunjung Kembali Pada Sektor Publik Andrian, Andrian; Nilasari, Pratiwi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11345

Abstract

This study aims to determine the effect of Islamic excellent service (X1) and the strength of security-based management (X2) on revisit intentions (Y) in the community on public services in the East Bekasi District, Bekasi. The research methodology used is quantitative with the purposive sampling survey method for respondents who have the criteria of at least once visit and have experienced public services themselves. Then after collecting the necessary data, the data is processed by the researcher using statistical analysis, so that it can be seen whether the implementation of Islamic excellent service (X1) and security-based management (X2) has had a significant or not significant effect on revisit intentions (Y) to the public sectors. The value of the novelty of this research is to include and integrate Islamic excellent service (X1) with security management (X2) regarding on revisit intentions to the public sectors. The research results show that Islamic Excellent Service (X1) and Security-Based Management (X2) simultaneously have a significant effect on Revisit Intentions (Y) in Public Sectors in the East Bekasi District, Bekasi.
Perbandingan Pembiayaan Bank Muamalat Indonesia Sebelum dan Sesudah Pandemi Covid-19 Suharto, Budi; Anwar, Muhammad Wardani; Fauzi, Fauzi; Novian, Hendra
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11354

Abstract

The impact of Covid-19 on the movement of financing values, many have experienced a decline, including Bank Muamalat Indonesia. Before and during the Covid-19 pandemic, all financing values classified as productive assets at Bank Muamalat Indonesia experienced turmoil in their intermediary function which tended to decline. Changes that occur in the value of financing are a reflection of the performance of Bank Muamalat Indonesia itself and are a response to various external factors in Indonesia. This research formulated other problems, 1) How was the movement of financing products before the Covid-19 pandemic at Bank Muamalat Indonesia? 2) How was the movement of financing products during the Covid-19 pandemic at Bank Muamalat Indonesia? 3) Were there significant differences in financing products before and during the Covid-19 pandemic at Bank Muamalat Indonesia? The sampling technique used was purposive sampling. The amount of financing sampled in this study is limited to murabahah, istisna, qardh, mudharabah, musyarakah, and ijarah financing. The analytical method used is descriptive comparative analysis with data processing using the SPSS 25 program. In this study, the results obtained based on the paired sample t-test differed that there were significant differences in murabahah, istisna', qardh, musyarakah financing with successive values of 0.000, 0.000, 0.011, 0.045 and there were no significant differences in mudharabah financing before and during the Covid-19 pandemic with a value of 0.455. Meanwhile, the results of the Wilcoxon signed rank test for ijarah financing with a value of 0.028 indicate that there were significant differences before and during the Covid-19 pandemic at Bank Muamalat Indonesia.
Pengaruh Literasi Keuangan Syariah dan Inklusi Keuangan Syariah Digital Pada Sektor Pertanian Buono, Kulup Bina; Noviarita, Heni; Iqbal, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11355

Abstract

The agricultural sector remains one of the main pillars in supporting food security and economic growth in many countries. However, access to financial services in the agricultural sector is relatively low. One of the main factors causing problems in the agricultural sector is the low level of financial literacy and inclusion. The aim of this study is to analyze what factors influence the level of financial literacy and inclusion in the agricultural sector. This study is a descriptive qualitative study with a library research method, namely reviewing and re-analyzing previous research related to financial literacy and inclusion in the agricultural sector. From the results of the analysis, it was found that the factors inhibiting sharia financial literacy and inclusion in the agricultural sector were the level of education, access to sharia financial institutions in rural areas, and low public awareness. The factors in this study are still limited, so it is hoped that there will be more extensive development in further research.
Pengaruh Literasi, Inklusif Keuangan Syariah dan Locus Of Control Terhadap Kinerja Keuangan dalam Meningkatkan Usaha Mikro Kecil dan Menengah (UMKM) di Kota Bandar Lampung Krismadayanti, Krismadayanti; Noviarita, Heni; Iqbal, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11357

Abstract

There can be no doubt about the role of UMKM in developing the Indonesian economy. The potential of UMKM is an opportunity to develop markets and industry in Indonesia, especially in the real sector. However, in reality, opportunities for UMKM to develop are often experienced by the business actors themselves. This research aims to analyze whether there is an influence of Financial Literacy, Locus of Control Sharia Financial Inclusion on improving the financial performance of UMKM in Bandar Lampung City. The type of data used is primary data obtained from questionnaires or questionnaires of UMKM players in the city of Bandar Lampung which were analyzed using multiple linear regression with the help of the SPSS 21 program. The results of this research simultaneously show that financial literacy increases financial performance with a significance of 0.984, so more greater than 0.05 (0.984 > 0.05) so that the research data is normally distributed. Meanwhile, the partial test shows that financial literacy does not have an impact on improving the financial performance of MSMEs in Bandar Lampung City. Meanwhile, partially Sharia Financial Inclusion and Locus of Control have an effect on improving the financial performance of UMKM in Bandar Lampung City. The Adjusted coefficient of determination is 0.43.6 or 43.6%.
Pengaruh Pengetahuan Produk Terhadap Minat Menabung di Bank Syariah Indonesia (BSI) Novian, Hendra; Anwar, Muhamad Wardany; Fauzi, Fauzi; Irviani, Rita
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11358

Abstract

Public interest in saving is the most basic thing for banks because it can help grow the success of banks, while customer knowledge about savings products will be a factor that influences customer interest in saving. The lack of socialization to the public or customers in introducing Islamic bank products, especially savings products, causes the public or customers to understand less about existing savings products. The purpose of this research is to determine the extent of the influence of product knowledge on interest in saving at Bank Syariah Indonesia (BSI) Kalirejo Central Lampung Cash Office in 2022. This type of research is a descriptive research type and uses a quantitative approach method with the population, namely customers who save at Bank Syariah Indonesia (BSI) Kalirejo Central Lampung Cash Office. This research is a study that uses descriptive research and quantitative approach methods with the population, namely customers who save at Bank Syariah Indonesia (BSI) Kalirejo Cash Office, Central Lampung. The sampling technique used Probability Sampling technique with Simple Random Sampling method with Slovin formula as many as 99 customers. Data collection techniques using questionnaires (questionnaires), observation, interviews and documentation. Based on the results of the study, it can be concluded that the influence of knowledge of each type of savings product has a positive effect on interest in saving at Bank Syariah Indonesia (BSI) Kalirejo Cash Office, Central Lampung. This is evidenced by the results of the joint test (T-test), namely the acquisition of a significant value of 0.000
Pengaruh Tabungan Mudharabah, Deposito Mudharabah Terhadap Pembiayaan Mudharabah Pada BPRS Di Indonesia Priode 2019-2022 Apriani, Nurul; Hasan, Asyari
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11359

Abstract

This study aims to determine how the influence of Mudharabah Savings, Mudharabah Deposits on Mudharabah Financing at BPRS in Indonesia for the period 2019-2022. This research uses quantitative research methods. The results of the study were tested with multiple linear regression using the IBM SPSS_24 programme, while the data collection of BPRS in Indonesia for the 2019-2022 period was directly obtained after conducting research on BPRS in Indonesia for the 2019-2022 period. The sample technique in this study is to use saturated sampling or total sample, namely sampling when all populations are used as samples. Based on the t-test test that the Mudharabah Savings variable (X1) has a tcount value < ttable (10.789 < 2.201), and the Mudharabah Deposit variable (X2) has a tcount value> ttable (1.435 > 2.201), this proves that there is no effect of Mudharabah Savings (X1) on the increase in Mudharabah Financing at BPRS in Indonesia priode 2019-2022 persially while the Mudharabah Deposit variable (X2) has an influence on Mudharabah Financing at BPRS in Indonesia priode 2019-2022. And based on the results of the F-test data analysis shows that simultaneously or together the Mudharabah Savings (X1) and Mudharabah Deposit (X2) variables simultaneously affect Mudharabah Financing (Y), where the sig value is 0.158
Pengaruh Tingkat Pendidikan, Ekonomi Keluarga dan Faktor Sosial Budaya Terhadap Peningkatan Pernikahan Dini Pada Masyarakat Muslim Kota Banjarmasin Provinsi Kalimantan Selatan Maharani, Dewi; Zain, Anwar
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11360

Abstract

Marriage is a special event that occurs in the life of someone who does it. Marriage is the beginning of the life of a new couple who are married to compose a new story in a long journey of life with the same hope for blessings from Allah swt. In Indonesia, especially the province of South Kalimantan, in the last 3 years, the number of early marriages has increased. the number of early marriage rates in 2018-2021 is the city of Banjarmasin as the largest contributor in South Kalimantan Province. In this study using primary data sources taken directly from the respondents. Respondents in the study were Muslim communities in the city of Banjarmasin. The data collection technique uses a questionnaire with multiple linear regression tests. The results showed that the level of education had a positive influence on the increase in early marriage with a coefficient of 0.822, the coefficient for the level of education was the highest when compared with the coefficients on other variables. The results of testing the hypothesis produce a calculated t value of 5.147 > t table 1.673 with a significant value of 0.000. Family Economy does not have a positive effect on the Increase in Early Marriage while Socio-Cultural Factors have a positive influence on the Increase in Early Marriage with a coefficient value of 0.245 with t count 2.504 > t table 1.673 with a significant value of 0.015
Sharia Accounting Perspective: The Influence of Community Participation, Use of Information Technology, and Apparatus Competence on Village Fund Management Accountability Wardani, Nila Ayu Kusuma; Hikmah, Nur; Ulfah, Sofia; Sholikah, Mar'atus; Purwati, Purwati
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11361

Abstract

The aim of this research is to find out whether community participation, use of information technology, and apparatus competence have a positive effect on the accountability of village fund management and to examine the accountability of village fund management from a Sharia Accounting perspective. This research is a quantitative research where the population in this study was obtained from 15 villages with 75 respondents. The sampling technique used was purposive sampling. Data was obtained by documentation and questionnaires using multiple linear regression analysis. The results of this research show that Community Participation, Use of Information Technology and Apparatus Competence each have a positive and significant effect on village fund management accountability. Accountability from an Islamic economic perspective will be realized if village officials are able to fulfill their obligations to convey their mandate and responsibility for what they have done to agencies or communities who have the right to accept that accountability.
Pengaruh Kualitas Pelayanan Dan Produk Terhadap Kepuasan Nasabah Di Bank Syariah Indonesia KCP Jayapura Abepura Provinsi Papua Permana, Dwi Arya
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11364

Abstract

This study aims to analyze the effect of product quality and service quality on customer satisfaction. This research was conducted at Bank Syariah Indonesia Sub-Branch Office Jayapura, Abepura, Papua Province. The sample in this study was customers of Bank Syariah Indonesia Sub-Branch Office Jayapura Abepura Papua Province, totaling 80 respondents. This research is quantitative and data analysis technique using SPSS. The results of this study show that the variable of service quality has a significant effect and the variable of product quality has a significant effect on customer satisfaction. Keywords: Service Quality, Quality Product, Customer Satisfactions, SPSS.
Perancangan Kualitas Layanan Berdasarkan Perspektif Islam Di Rumah Sakit Umum Daerah (RSUD) Nugraha, Nugraha
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11385

Abstract

The problem in this study is the existence of complaints from patients who use hospital services against the management of the X Regional General Hospital (RSUD) in the city of Bandung, obtained from the results of a preliminary survey. This problem needs to be solved by designing Islamic service quality measurements so as to increase hospital patient satisfaction. The main objective of this study is to design service quality based on Islamic law at the X Regional General Hospital in the city of Bandung. The method used in this research is the Service Quality (SERVQUAL) method and Islamic law. From the research results obtained from the validity testing results of 27 statements declared valid because the value of R count is greater than the value of R table and the results of reliability testing obtained a value of 0.917, then the measuring instrument used is reliable. Based on the servqual model used, there are several indicators from each part of the SERVQUAL element that must be made critical improvements by the RSUD to improve the quality of their services. It is hoped that this research can improve patient satisfaction with the quality of hospital management service.

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