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INDONESIA
Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 1,927 Documents
 189   190   191   192   193 
Inovasi Sistem Tracking Kuliner Halal Daerah Istimewa Yogyakarta Berbasis Android sebagai Upaya Mewujudkan SDGs di Era New Normal Fatimah, Dwi
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

MDGs (Millenium Development Goals) diberlakukan untuk menanggapi tantangan global yang targetnya adalah untuk mencapai kesejahteraan masyarakat, namun karena mendapat banyak kritikan maka MDGs pun berakhir, kemudian dirancanglah sebuah inisiasi yang serupa dalam menyempurnakan beberapa target yang dianggap lebih efektif untuk mencapai tujuan dalam pembangunan berkelanjutan secara global, yaitu SDGs (Sustainable Development Goals). Pada era yang sama, lahirlah sebuah isu dunia baru, yaitu industri halal yang merupakan sebuah kegiatan dalam memproses bahan baku hingga menghasilkan produk halal yang penggunaan sumber daya maupun prosesnya diizinkan oleh syariah (Islamic law). Tantangan SDGs dengan isu baru pada industri halal tersebut membuka peluang sektor dengan pertumbuhan ekonomi tercepat di dunia yaitu sektor pariwisata. Di era new normal setelah Indonesia diselimuti pandemi covid 19, sektor pariwisata mulai menjalankan operasionalnya kembali. Yogyakarta merupakan kota istimewa yang menyuguhkan beraneka ragam keindahan wisata alam, keunikan budaya, dan kuliner yang memanjakan lidah. Aspek wisata yang menjadi minat wisatawan di Daerah Istimewa Yogyakarta salah satunya adalah di bidang wisata kuliner. Kehalalan kuliner di Daerah Istimewa Yogyakarta ini mulai diperhatikan wisatawan, terutama yang beragama Islam. Terbatasnya akses informasi dan lokasi kuliner tersertifikasi halal dirasakan oleh wisatawan ketika berkunjung ke daerah ini. Dengan adanya pandemi covid 19 perkembangan teknologi informasi berkembang semakin pesat dan memunculkan cara baru dalam kehidupan yang dikenal dengan e-life. Era new normal dengan masyarakatnya yang sudah mulai mengimplikasikan e-life dalam kehidupan sehari-hari, ditandai dengan peran gadget yang tidak lepas dari keseharian seseorang di era sekarang memunculkan sebuah kebutuhan baru termasuk dalam sektor wisata kuliner. Aplikasi tracking kuliner halal Daerah Istimewa Yogyakarta berbasis android hadir untuk melacak kuliner tersertifikasi halal dengan mengintegrasikan aplikasi android dengan layanan Google maps dan Global Positioning System (GPS) sebagai integrasi dari Halal Center Indonesia dalam mewujudkan SDGs (Sustainable Development Goals) di era new normal. Penulis akan menggunakan metode waterfall, agar mudah diimplementasikan dalam pengembangan sistem, yang terdiri dari beberapa tahap yaitu analisis kebutuhan, mendesain sistem aplikasi dan juga database, serta implementasi aplikasi. Penelitian ini bertujuan untuk mendesain aplikasi tracking kuliner tersertifikasi halal di Daerah Istimewa Yogyakarta yang terdiri dari dua fungsi utama yaitu pengolahan data kuliner tersertifikasi halal dari sisi administrator dan aplikasi tracking kuliner untuk wisatawan. Harapannya pengembangan aplikasi ini kedepannya dapat digunakan sebagai pemandu wisatawan dalam mencari kuliner dan mendorong perkembangan kuliner tersertifikasi halal di Daerah Istimewa Yogyakarta.
TRANSFORMASI PEMASARAN PRODUK HALAL: STRATEGI DIGITAL BERBASIS PRINSIP EKONOMI ISLAM BAGI UMKM DI SIDOARJO Zujajatul 'Ilmi; Adinugroho, Mukhtar; Utami, Hapsari Wiji
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

This study aims to analyze the transformation of halal product marketing among Micro, Small, and Medium Enterprises (UMKM) in Sidoarjo Regency through the implementation of digital strategies based on Islamic economic principles. The background of this research lies in the rapid growth of the halal industry in Indonesia and the crucial role of UMKM in supporting local economic development. However, the adoption of sharia-compliant digital marketing still faces several obstacles, including limited digital literacy and a lack of understanding of Islamic principles in marketing practices. This research employs a qualitative descriptive approach with purposive sampling to determine informants, specifically halal UMKM actors who have utilized digital media for at least six months. Data were collected through in-depth interviews, participatory observation, and documentation of digital marketing activities. The data were analyzed using qualitative descriptive techniques, consisting of data reduction, data presentation, and conclusion drawing. The validity of the data was ensured through triangulation and the application of trustworthiness criteria. The findings reveal that most halal UMKM in Sidoarjo have used social media and marketplaces as their main promotional tools. The application of Islamic economic principles such as honesty, trustworthiness, and transparency has begun to be integrated, although not yet systematically structured within digital strategies. The main challenges include limited knowledge of sharia-based digital marketing, human resource constraints, and the lack of training and mentoring. Nevertheless, digital marketing has proven to increase sales, expand market reach, and strengthen the halal image of products. This study proposes a halal digital marketing strategy model emphasizing trading as an act of worship, product information transparency, Islamic content, halal payment systems, and consistent service.
- None: ANALISIS PENGARUH SUKUK IJARAH TERHADAP PROFITABILITAS PERUSAHAAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Salsabila, Musrifah; Wahyudi; Agustiar; Ardelia
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

The sukuk market in Indonesia has shown significant growth in recent decades. This study focuses on analyzing the effect of the Current Ratio (CR) and Sukuk to Equity Ratio (SER) on Return on Assets (ROA) in companies that issue Sukuk Ijarah. This study uses a quantitative approach and documentation method with panel data regression on 12 companies that issued sukuk ijarah during the period 2017–2024. The estimation model used is the Common Effect Model. Classical assumption tests were conducted, including multicollinearity and heteroscedasticity tests, which showed that there were no indications of multicollinearity and heteroscedasticity, so that regression analysis could be performed. The t-test results indicate that the Sukuk to Equity Ratio has no significant partial effect, while the Current Ratio has a negative and significant effect on ROA. This indicates that an increase in the Current Ratio will be followed by a decline in company profitability. However, based on the F test, both variables have a simultaneous effect on ROA. The coefficient of determination (R²) value shows that the model is able to explain 7.95% of the variation in ROA, while the rest is explained by other variables outside the model.
Diversifikasi Ekonomi Melalui Industri Halal: Diversifikasi Ekonomi Melalui Industri Halal Afid Syafiri
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

Penelitian ini bertujuan untuk mengidentifikasi potensi dan tantangan industri halal di Indonesia serta peran diversifikasi dalam memperkuat sektor ini. Penelitian ini menggunakan pendekatan deskriptif kualitatif untuk mengeksplorasi peluang yang dimiliki Indonesia, sebagai negara dengan populasi Muslim terbesar di dunia, dalam mengembangkan industri halal, khususnya di sektor makanan, minuman, pariwisata, dan fesyen. Hasil penelitian menunjukkan bahwa Indonesia memiliki peluang besar untuk mengembangkan industri halal, tetapi menghadapi tantangan seperti ketergantungan pada impor dan rendahnya produksi dalam negeri. Diversifikasi produk terbukti efektif dalam meningkatkan daya saing dan profitabilitas industri halal dengan mengurangi risiko dan berinovasi sesuai dengan kebutuhan konsumen. Selain itu, instrumen pembiayaan syariah seperti sukuk dan equity crowdfunding berperan penting dalam mendukung pengembangan industri ini. Sinergi antara kebijakan pemerintah, strategi diversifikasi produk, dan pembiayaan syariah diperlukan untuk mencapai pertumbuhan berkelanjutan dalam industri halal Indonesia. Kata kunci: Industri halal, diversifikasi produk, pembiayaan syariah, Indonesia, strategi bisnis.
Analisis Kelayakan Anggota Dalam Pembiayaan Qardh Bisyarti Rahni di KSPPS-BMT Lima Satu Cabang Kedung Anggisna Laila Nurrahmawati; Ahmad Fauzan Mubarok; Zahrotun Nafisah
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i05.18262

Abstract

This study aims to analyze the eligibility of members in Qardh Bisyarti Rahni financing at KSPPS BMT Lima Satu Kedung Branch using the 6C assessment (Character, Capacity, Capital, Collateral, Condition of economy and Compliance). The research method used is descriptive qualitative, with data collection through in-depth interviews, documentation, and direct observation. The results of the study indicate that the eligibility of members in this financing is influenced by several factors, including financial capacity, previous financing history, and members' commitment to sharia principles that avoid usury, gharar and maysir. BMT Lima Satu not only provides funds effectively to support the utilization of financing by members. In addition, this institution implements strict procedures to ensure compliance with sharia principles. This research is expected to contribute to the development of more effective and efficient sharia financing products in the future, as well as improving the welfare of members through responsible financing access.
PENGANTAR HUKUM PERBANKAN SYARIAH: PERKEMBANGAN, TANTANGAN, DAN PROSPEKNYA DI ERA DIGITAL HAYATI, NUR; m.ilham
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

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This study aims to analyze the development, challenges, and prospects of Islamic banking law in the digital era with a focus on legal certainty, data security, and Islamic digital literacy. This study uses a qualitative design with a case study approach on Islamic banks in Indonesia. The research setting was conducted in Jakarta as the center of Islamic banking regulation and practice. The research population included Islamic banking practitioners, regulators, and customers, while the sample was selected purposively. Data were obtained through in-depth interviews, document studies, and observations. The results show that Islamic banking regulations have undergone positive developments through the support of the OJK and DSN-MUI for the digitization of services. However, there are still major challenges in the form of unclear regulations on digital contracts, high cybercrime risks with an average of 120 attacks per month, and low Islamic digital literacy. On the other hand, the prospects for digital Islamic banking are very promising, supported by more than 196 million internet users in Indonesia. Thus, the success of the transformation of Islamic banking law in the digital era is highly dependent on the synergy of regulations, literacy, and the strengthening of security infrastructure.
Perbandingan Efektivitas Transmisi Moneter Kredit Perbankan Konvensional dan Syariah di Indonesia serta Hubungannya dengan Pergerakan Suku Bunga Cupian, Cupian; Ahmadsyah, Ibnu; Noven, Sarah Annisa
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

Monetary transmission is aimed to stabilize prices and to increase output in the long run. This study compares the effectiveness of transmission of conventional and Islamic banking loans in Indonesia to the consumer price index (CPI) and industrial production index (IPI), to find out which transmission is more effective and the direction of its influence, and to see the role of credit interest rates or its equivalent to the amount of credit or financing as the most important variable in transmission, to test the authenticity of Islamic banks in relation to interest rates. Secondary data used is sourced from Bank Indonesia, Federal Reserve Economic Data, OJK, BPS, and BIS, by using the quantitative Vector Error Correction Model (VECM) method with the period of January 2009 – December 2017. The results of the study show that the transmission of conventional bank credit is more effective in influencing the monetary end target. Meanwhile, Islamic banks are actually more responsive than conventional banks towards increasing interest rates or their equivalent in the decision to grant financing, so it can be concluded that Islamic banking faces a higher risk of fluctuations in interest rates.
Transformation and development of the Islamic Capital Market in the Digitalization Era : Bahasa Indonesia Evelyn Halilah Faiqoh
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

The Islamic capital market in Indonesia has experienced significant development since its official establishment in 2003. Digital transformation has been a key factor in driving this market's growth by expanding investor access and improving transaction efficiency and transparency. This study employed a qualitative approach with a literature review method that analyzed various secondary sources, such as scientific journals, Financial Services Authority (OJK) regulations, fatwas from the National Sharia Council (DSN-MUI), and official documents related to the Islamic capital market. The results show that digitalization has significantly contributed to strengthening financial inclusion and Sharia-based supervision of Islamic stocks, sukuk, and mutual funds. Despite challenges such as low financial literacy and the need for regulatory standardization, digitalization opens up opportunities for inclusive and sustainable growth in the Islamic capital market. This study proposes strategic recommendations to strengthen synergy between the government, regulators, and market players in building a Sharia capital market ecosystem in the digital era.
DETERMINAN INDEKS PEMBANGUNAN MANUSIA DENGAN PENDEKATAN MAQASHID SYARIAH ASY-SYATIBI: DI JAWA TIMUR Syahidah, Syahda Azmi; Wangi, Laila Campaka
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

Indonesia is currently in an era of demographic dividend, which is expected to peak in 2035, when the majority of the population will be of productive age. This bonus is both an opportunity and a challenge, especially in the context of human development. This study aims to analyze the influence of five elements of Maqasid Shariah, namely Hifdz Ad-Din, Hifdz An-Nafs, Hifdz Al-Aql, Hifdz An-Nashl, and Hifdz Al-Mal on the Human Development Index (HDI) in 36 districts/cities in East Java in the period 2016-2020. Using panel data analysis and fixed effect model (FEM) method, the study found that Hifdz An-Nafs (health budget) and Hifdz An-Nashl (total population) have a significant positive effect on increasing HDI, while Hifdz Al-Aql (education budget) and Hifdz Al-Mal (GRDP per capita) have a positive but insignificant effect. On the other hand, Hifdz Ad-Din has a significant negative effect on HDI, indicating that increasing crime rates have an impact on reducing HDI. This research provides new insights into the integration of Sharia values into development strategies to create sustainable material and spiritual well-being.
Inggris Nurjaman, Muhamad Izazi; Wardiyah, Mia Lasmi; Al-Rasyid, Camelia Sofwan; Eldiani, Nita; Tamami, Ahmad
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

This study aims to analyze the implementation strategy of mosque-based Islamic financial innovations to improve the welfare of rural communities In Indonesia. The research method used is descriptive qualitative with a library research approach. Data analysis was conducted through data reduction, data presentation, and conclusion drawing, to obtain a systematic and comprehensive understanding. The results indicate that mosque-based Islamic financial innovations have significant potential as instruments for village economic empowerment. Various forms, such as mosque-based Islamic financial institutions (BMT), productive waqf, Islamic cooperatives, and the establishment of mosque-based Islamic Microfinance Institutions (LKMS), have been proven to improve community welfare by strengthening access to financing, creating jobs, and developing micro-enterprises. A key finding of this study is that program sustainability is largely determined by the existence of regular evaluation and monitoring mechanisms, active community participation, and strong regulatory support. Therefore, mosque-based Islamic financial innovations have the potential to become an alternative model for inclusive, equitable, and sharia-compliant village economic development.

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