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Privat Law
Published by Universitas Sebelas Maret
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Core Subject : Social,
Law, Crime, Criminology & Criminal Justice
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Articles 153 Documents
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IMPLEMENTATION OF THE SETTLEMENT OF MSME BAD LOANS BASED ON POJK NUMBER 11 OF 2020 DUE TO THE COVID-19 PANDEMIC (STUDY AT PT. BANK RAKYAT INDONESIA (PERSERO) TBK SURAKARTA) Izdihar, Raihan Ade; Imanullah, Moch. Najib
Jurnal Privat Law Vol 12, No 2 (2024): AGUSTUS-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v12i2.50945

Abstract

This article aims to review legal issues regarding the implementation of the settlement of MSME bad loans based on Financial Services Authority (POJK) Regulation Number 11 of 2020 at PT. Bank Rakyat Indonesia and constraints in the implementation of bad credit settlement due to Covid-19 and alternative solutions. To achieve this goal, then empirical legal research is conducted which is descriptive The data type in this study consists of primary data obtained directly from the field and secondary data obtained from the results of literature study. The primary data collection technique used is to use interview techniques, while secondary data collection techniques use downloading and collecting necessary legal materials. The data analysis techniques used are interactive analysis models. The results of this research and study, show that the implementation of economic recovery policy issued by the government has been applied well by Bank BRI, especially for Micro, Small, and Medium Enterprises  (MSMEs) debtors. The form of restructuring conducted by Bank BRI Surakarta is by lowering interest rates and extending the installment period. Government policy by issuing a credit relaxation policy is a very appropriate step, especially for debtors of Micro, Small, and Medium Enterprises or MSMEs of Bank BRI Surakarta. The settlement of bad loans due to the Covid-19 pandemic at Bank BRI Surakarta has been implemented based on The Financial Services Authority (POJK) Regulation Number 11 of 2020 on The Stimulus Impact of Covid-19. An alternative solution to the constraints of the implementation of bad credit settlement due to Covid-19 is the launch of the Economic Recovery Program (PEN) through the Regulation of the Financial Services Authority (POJK) Number 11 of 2020 on Stimulus Impact of Covid-19. State-owned banks, in this case Bank BRI Surakarta has helped MSME debtors affected by Covid-19
LANGKAH HUKUM PIHAK YANG DIRUGIKAN AKIBAT PERJANJIAN JUAL-BELI ONLINE MELALUI REKENING BERSAMA DENGAN SALAH SATU PIHAK ANAK DI BAWAH UMUR Savitri, Lestari Dewi; Pujiyono, Pujiyono
Jurnal Privat Law Vol 14, No 1 (2026): JANUARI - JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v14i1.57680

Abstract

This article aims to find out the legal steps that can be taken by the relevant party who is harmed by the existence of e-commerce agreements through an escrow with one of the minor subjects. The research methods used are normative juridical, research approaches through legislation, and with data analysis techniques that are deduction by syllogism methods. According to the results of the study, e-commerce activities have been protected by the Law No. 11 of 2008 on Electronic Information and Law No. 8 of 1999 on Consumer Protection. In addition to regulating legal protection of consumers also regulates how the responsibility of business actors if consumers experience losses. One of the legal protections is the arrangement of legal steps to resolve disputes. Legal steps that can be taken by relevant parties who are harmed by the existence of an e-commerce agreement through an escrow with one of the subject minors can be done through litigation and non-litigation.
KAJIAN TERHADAP KONTRAK BEASISWA AFIRMASI LEMBAGA PENGELOLA DANA PENDIDIKAN (LPDP) BERDASARKAN KITAB UNDANG-UNDANG HUKUM PERDATA (KUH PERDATA) Abdul Aziz, Muhammad Zahid
Jurnal Privat Law Vol 5, No 1 (2017): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v5i1.21206

Abstract

Tulisan ini bertujuan untuk mengetahui keabsahan kontrak beasiswa afirmasi Lembaga Pengelola Dana Pendidikan (LPDP) berdasarkan KUH Perdata. Jenis penelitian hukum (skripsi) ini adalah penelitian hukum doktrinal dan bersifat preskriptif. Pendekatan yang digunakan penulis dalam penelitian ini adalah pendekatan perundang-undangan  dan pendekatan konseptual. Data yang digunakan adalah data primer dan sekunder yang selanjutnya dianalisis dengan metode deduktif. Berdasarkan hasil penelitian, tahapan beasiswa afirmasi LPDP yang dimulai dari proses pendaftaran sampai dengan penetapan penerima beasiswa afirmasi yang mengacu pada buku panduan beasiswa afirmasi LPDP merupakan tahapan pembentukan kontrak. Berdasarkan syarat-syarat sahnya kontrak yang diatur dalam pasal 1320 KUH Perdata, kontrak beasiswa afirmasi LPDP telah memenuhi persyaratan tersebut yaitu: adanya kesepakatan, kecakapan, suatu hal tertentu (objek kontrak) dan kausa yang halal.
TANGGUNG JAWAB PT. KERETA API INDONESIA (PERSERO) DAOP VI YOGYAKARTA TERHADAP PENUMPANG YANG MENGALAMI KETERLAMBATAN KEDATANGAN KERETA API (Studi di PT. Kereta Api Indonesia (Persero) Daerah Operasional VI Yogyakarta) Himawati, Berliana Putri; ., Tuhana
Jurnal Privat Law Vol 13, No 1 (2025): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v13i1.55306

Abstract

AbstractThis articles aims to determine the civil responsibility of PT. Kereta Api Indonesia(Persero) Daop VI Yogyakarta to passengers for delays in train arrivals due toaccidents that occurred while transporting passengers. This study uses adescriptive empirical legal research method with a qualitative approach. Thetypes of data used are primary data obtained directly from the research locationand secondary data obtained from library materials, for the data sources used areprimary data sources obtained directly from the first source and secondary datasources obtained from primary, secondary, legal materials. and tertiary. Primarydata collection techniques are interviews and secondary data are literaturestudies, data analysis techniques are interactive analysis models. The results ofresearch and discussion are based on existing laws and regulations, the civilresponsibility of PT. Indonesian Railways in practice is still not implementedoptimally.  AbstrakArtikel ini bertujuan untuk mengetahui tanggung jawab keperdataan PT. KeretaApi Indonesia (Persero) Daop VI Yogyakarta terhadap penumpang atasketerlambatan kedatangan kereta api akibat kecelakaan yang terjadi pada saatmengangkut penumpang. Penelitian ini menggunakan metode penelitian hukumempiris yang bersifat deskriptif dengan pendekatan kualitatif. Jenis data yangdigunakan adalah data primer yang diperoleh langsung dari lokasi penelitiandan data sekunder yang diperoleh dari bahan kepustakaan, untuk sumber datayang digunakan adalah sumber data primer yang diperoleh langsung dari sumberpertama dan sumber data sekunder yang diperoleh dari bahan hukum primer,sekunder, dan tersier. Teknik pengumpulan data primer dengan wawancara dandata sekunder dengan studi kepustakaan, teknik analisis data dengan modelanalisis interaktif. Hasil penelitian dan pembahasan yaitu berdasarkan peraturanperundang-undangan yang sudah ada, tanggung jawab keperdataan PT. KeretaApi Indonesia dalam prakteknya masih belum terlaksana secara maksimal. 
PERLINDUNGAN HUKUM MEREK SAH TERHADAP TINDAKAN PEMBONCENGAN REPUTASI (PASSING OFF) Aditya, Muhammad Faisal; Muryanto, Yudho Taruno
Jurnal Privat Law Vol 12, No 1 (2024): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v12i1.50451

Abstract

AbstractThis article examines the form of legal protection for registered trademark rights holders against the existence of a passing off action along with what legal remedies can be taken by the aggrieved parties for the existence of this passing off act. So that through mechanisms both in litigation and non-litigation, it is hoped that it can provide justice for the aggrieved parties. This research is a normative-juridical research which is prescriptive in nature. Types of secondary data include primary, secondary and tertiary legal materials. The data collection technique used is through literature study, research instruments in the form of Undang-Undang No. 20 of 2016 concerning Trademarks and Geographical Indications. The results of this study indicate how the form of legal protection provided by the government for registered trademark rights owners against the act of passing off. The form of protection provided is in the form of granting exclusive rights to use a registered mark in the trade in goods / services, as a "differentiator" from the product against its competitors. In addition, it is explained in relation to the efforts that can be made by the aggrieved party if there is an action of passing off aimed at his brand. Efforts that can be made can be in the form of Application for Mark Cancellation in the Mark Official Gazette (during registration), the Litigation Path, and the Non-Litigation Path. AbstrakArtikel ini mengkaji terkait dengan bentuk perlindungan hukum bagi pemegang hak merek terdaftar terhadap adanya tindakan pemboncengan reputasi beserta upaya hukum apa yang dapat dilakukan oleh pihak-pihak yang dirugikan atas adanya tindakan pemboncengan reputasi tersebut. Sehingga melalui mekanisme baik secara litigasi maupun non-litigasi, diharap dapat memberi keadilan bagi pihak-pihak yang dirugikan. Penelitian ini merupakan penelitian normatif-yuridis yang bersifat preskriptif. Jenis data sekunder meliputi bahan hukum primer, sekunder dan tersier. Teknik pengumpulan data yang digunakan adalah melalui studi kepustakaan, instrumen penelitian berupa Undang-Undang Nomor 20 Tahun 2016 tentang Merek dan Indikasi Geografis. Hasil penelitian ini menunjukan tentang bagaimana bentuk perlindungan hukum yang diberikan oleh pemerintah bagi pemilik hak merek yang sudah terdaftar terhadap adanya tindakan passing off. Bentuk perlindungan yang diberikan tersebut adalah berupa pemberian hak eksklusif untuk menggunakan merek yang didaftarkan ke dalam perdagangan barang/jasa, sebagai “pembeda” daripada produk tersebut terhadap para pesaingnya. Selain itu dijelaskan terkait dengan upaya yang dapat dilakukan oleh pihak yang dirugikan apabila terdapat tindakan passing off yang ditujukan kepada mereknya. Upaya yang dapat dilakukan dapat berupa Permohonan Pembatalan Merek pada Berita Resmi Merek (saat pendaftaran), Jalur Litigasi, dan Jalur Non-Litigasi.
PENERAPAN PRINSIP KEHATI-HATIAN PERBANKAN DALAM PENYALURAN KREDIT PERBANKAN YANG BERASAL DARI DANA TITIPAN PEMERINTAH DI SAAT PANDEMI COVID-19 Bahagia, Helarion Gema; Pujiyono, Pujiyono
Jurnal Privat Law Vol 13, No 2 (2025): JULI-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v13i2.53311

Abstract

Artikel ini bertujuan untuk melihat penerapan prinsip kehati-hatian pada bankkhususnya Bank BUMN yang berpartisi dalam program Pemulihan EkonomiNasional (PEN) yang diatur dalam Peraturan Pemerintah Nomor 13 Tahun 2020tentang Pemulihan Ekonomi Nasional dan tanggung jawab bank yang berpartisipasiterhadap dana pemerintah yang dititipkan. Penelitian hukum ini merupakanpenelitian hukum normatif atau library legal research, sifat penelitian yangdilakukan oleh peneliti merupakan penelitian deskriptif. Jenis data yang dipakaiterdiri dari data primer dan data sekunder. Teknik analisis data yang digunakandalam penelitian hukum ini dengan wawancara dan studi kepustakaan. Teknikanalisis data yang digunakan dalam penelitian hukum ini menggunakan teknik analisis data kualtitatif dengan metode analisis deduktif. Hasil dari penelitian menunjukan bahwa penerapan prinsip kehati-hatian pada bank yang menjadi mitra dalam program PEN terus dilakukan dengan sedikit kelonggaran kepatuhan bank mitra akan prinsip kehati-hatian menjaga dana pemerintah dan dapat tersalurkan dengan baik.
PROBLEMATIKA PENGGUNAAN TEKNOLOGI BLOCKCHAIN DI SEKTOR INDUSTRI JASA KEUANGAN INDONESIA Putri, Livia Azzura; Kharisma, Dona Budi
Jurnal Privat Law Vol 12, No 2 (2024): AGUSTUS-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v12i2.48967

Abstract

This articles aim to identify legal problems in the use of Blockchain technology in the financial services industry in Indonesia. In addition, this study also analyzes theurgency  of  forming  laws  and  regulations  on  Blockchain  technology  in  the Indonesian financial services industry sector. This type of research is normative legal research. The research approach used in this research is the statute approach. Legal materials used in this research are primary and secondary legal materials. The data collection technique used is literature study. The results showed that Blockchain technology has been utilized in several sectors of the financial services industry in Indonesia. However, the use of Blockchain technology still leaves some room for problems. From the legal aspect, some of these problems include the absence of laws and regulations governing Blockchain, risk and legal issue the using Blockchain technology for Financial Crime and not optimal monitoring of the use of Blockchain technology. This condition certainly creates serious risks related to transaction security, data breaches and monetary system stability. In this regard, the use of Blockchain technology has an urgency to be regulated in the laws and regulations in Indonesia.
EFEKTIVITAS PERLINDUNGAN HUKUM TERHADAP KONSUMEN DALAM TRANSAKSI E-COMMERCE DENGAN SISTEM CASH ON DELIVERY Kurniawan, Anhar Yasin; Imanullah, Mochammad Najib
Jurnal Privat Law Vol 14, No 1 (2026): JANUARI - JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v14i1.59462

Abstract

This article studies regarding effectiveness on consumer’s protection law on electronic purchases made with cash on delivery transaction method on ecommerce platform based on Indonesia consumer’s protection Law Number 8 of 1999, which mainly aims to give consumer a better protection as they are perceived being on the weaker side on electronic based transactions. This article is empirical legal research. The legal material type used are primary and secondary legal materials, as well as non-legal materials or tertiary legal materials. These legal materials are collected through legal documents acquired by downloading, copying, collecting and then reading, studying, reviewing and analyzing primary legal materials such as Law Number 8 of 1999, Kitab UndangUndang Hukum Perdata and other regulations, books, articles, journals and others by adjusting the problems studied by the author. Furthermore, the technical analysis used is the deduction method. The result shows that effectivity on consumer’s protection law on electronic transactions done on e-commerce platform remains ineffective based on majority of transactions done, dispute resolutions are considered time consuming and the transactions made consist mostly of small purchases for the consumer led to neglect on mentioned dispute resolution. 
IMPLIKASI DAN MEKANISME EKSEKUSI OBJEK JAMINAN FIDUSIA PASCA PUTUSAN MAHKAMAH KONSTITUSI NO.18/PUU-XVII/2019 DALAM HAL DEBITUR WANPRESTASI Meiliana, Brigita Cindy; Suryono, Arief
Jurnal Privat Law Vol 11, No 2 (2023): JULI - DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v11i2.49811

Abstract

This article aims to find out the legal implications of the Constitutional Court Decision No.18 / PUU-XVII / 2019 and the mechanism for the execution of fiduciary object guarantees after the Constitutional Court Decision No.18 / PUU-XVII / 2019. This type of research is normative with the nature of applied and prescriptive research. Based on the results of research and discussion, the most important implications  are  the  reduced  executive  power  of  fiduciary  certificates,  the elimination  of  the  parate  execution  mechanism,  and  inefficiency  in  handling fiduciary guarantee disputes. Meanwhile, the mechanism is longer and more complicated.
KERANGKA HUKUM UNTUK PENGEMBANGAN HIDROGEN HIJAU DI INDONESIA: ANALISIS REGULASI DAN KEBIJAKAN FISKAL Sari, Lya Kartika
Jurnal Privat Law Vol 13, No 1 (2025): JANUARI-JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v13i1.99630

Abstract

In recent years, Indonesia has taken major steps in the energy transition to achieve the Net Zero Emission (NZE) target by 2060, one of which is developing green hydrogen. This article analyzes the legal framework that supports investment in green hydrogen technology in Indonesia, focusing on regulations and fiscal policies. The findings of the article indicate that although the existing regulatory framework is supportive, the implementation of green hydrogen development and fiscal policies still faces challenges. This article concludes that to accelerate the development of green hydrogen, optimization of regulations and fiscal policies is necessary.

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