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INDONESIA
EQIEN - JURNAL EKONOMI DAN BISNIS
Published by STIE DR. KHEZ MUTTAQIEN Purwakarta
ISSN : 25034413     EISSN : 26545837     DOI : -
Core Subject : Science,
Decision Sciences, Operations Research & Management
Jurnal E-Qien adalah wadah informasi ilmiah bidang ilmu ekonomi dan bisnis, berupa hasil studi kepustakaan maupun studi empiris. Volume 6 Nomor 1 Bulan Februari Tahun 2019. Frekuensi terbitan 2 kali dalam setahun.
Arjuna Subject : -
Articles 1,162 Documents
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Kepuasan Konsumen Dipengaruhi Oleh Kualitas Pelayanan Studi Pada Perumahan Subsidi Griya Ciroyom Indah mulia, hari
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 01 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i01.1746

Abstract

This research is motivated by the phenomenon of problems related to customer satisfaction in Griya Ciroyom Indah subsidized housing. One of them is from services that are less fast and considered, causing consumer dissatisfaction with residents of Griya Ciroyom Indah subsidized housing. purpose of this study is to determine the description of service quality, description of customer satisfaction and description of the effect of service quality on customer satisfaction. The method used in this research is quantitative method with descriptive and associative approaches. Using data collection techniques with questionnaires to 77 respondents using the sampling method, namely saturated samples. The data analysis technique used in this study uses instruments (validity test and reliability test), correlation coefficient test and determination coefficient test using SPSS version 2. Based on the results of data processing obtained, the instruments used in this study are declared valid and reliable because they have a value greater than r table of 0,224. The value of service quality is 0.730>0.600 and customer satisfaction is 0.744>0.600, so it is declared reliable. The description of service quality with an index value of 3,912 and customer satisfaction with an index value of 2,119 is said to be good. From the results of the product moment correlation coefficient test, there is a "moderate" influence between the service quality variables on customer satisfaction
Analisis Tingkat Digital Maturity Model Pada UMKM Cahyadi, Luh Diah Citra Resmi; Artaningrum, Rai Gina
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 02 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i02.1752

Abstract

The digitalization process carried out by MSMEs still experiences several obstacles, including a lack of understanding and ability to digitize, resources and capital, so it is important to evaluate the quality of MSMEs' digitalization. Without evaluation, it will be difficult to measure the degree of digitalization. However, previous research has still minimally evaluated the maturity of digilization in Indonesia. In terms of digitalization, Bank Indonesia stated that Bali has a Fairly Good digitalization category. However, no evaluation research has been found on digitalization maturity in MSMEs in Bali. This research is a solution for measuring and evaluating DMM for MSMEs in Bali, especially Denpasar City, which produces models, methods and studies for measuring and evaluating DMM in other areas. This research used a simple random sampling technique which obtained 113 MSME respondents in Denpasar City. The data was processed using the K-Means Clustering Model. The results of this research showed that 80 MSMEs were in the emerging phase, 1 MSME was in the progressing phase, 1 MSME was in the established phase and 31 MSMEs were in the leading phase.
Peran Kompetensi Sumber Daya Manusia untuk Mendorong Inovasi Produk dan Kinerja UMKM Widodo, Sri; Puspitasari, Anggraini Dwi; Handono, Wiyasto Dwi
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 02 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i02.1754

Abstract

Micro, Small, and Medium Enterprises (MSME) are the backbone of economic development for every economy. They contribute to local economic development through household wealth creation, job creation, and poverty reduction. MSME in Indonesia are an important sector for the country's economy but often face unique challenges. Focusing on this specific context, this research provides insights tailored to the business environment in Indonesia. The aim of this research is to present a comprehensive analysis of MSME strategies in Indonesia, focusing on human resource competencies, product innovation, and MSME performance. The research sample was selected using purposive sampling techniques, resulting in 83 respondents. The data were analyzed using multiple linear regression analysis. The findings of this research prove that human resource competencies and product innovation can enhance MSME performance. These findings underline the importance of strategic decision-making in shaping MSME performance outcomes in Indonesia. Alignment between strategy and innovation plays a role in improving MSME performance. Strategies focusing on human resource competencies, product uniqueness, and quality require innovation to add value to products and customers. The novelty of this research considers the resource-based theory approach in the relationship between human resource competencies, product innovation, and MSME performance.
Analisa Biaya Diferensial Dalam Pengambilan Keputusan Khusus (Studi Kasus Pada UMKM Alvine Di Kota Ambon) Siahaya, Septina Louisa; Hasmawati, Hasmawati
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 02 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i02.1759

Abstract

Local Small and Medium Enterprise (UMKM) must always determine a superior strategy in marketing their products or services.This was also carried out by UMKM Alvine, one of the small businesses engaged in the bread business in Ambon City. The strategy undertaken is to provide special order facilities for customers. With a special order, UMKM Alvine need to apply the use of relevant cost to decide between accepting or rejecting the special order. In making decisions, differential cost analysis is used, which a different costs in a different situation or condition which will be compared with other conditions. The aim of this study was to determine the differential cost calculation applied to UMKM Alvine , as well as analyzing differential costs in relation to decision making in accepting or rejecting special orders from consumers , this is also become a consideration for UMKM Alvine in planning their future profits. The results of the study show that the Alvine UMKM decision to accept special orders from customers for chocolate bread products is justifiable. Because there is an additional income of Rp. 500.000 which is greater than the additional cost of Rp. 219.000. In addition, for contribution margin Rp. 13,211,000 which is higher than if the special order was rejected.
Pengaruh ROA, TATO, CR, Dan DER Terhadap Nilai Perusahaan Sebelum Dan Sesudah Merger & Akuisisi Di BEI 2015-2020 Hadi, Yulianto -; Hendriani, Maria; Jamaludin, Ali; Soraya, Fovi
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 02 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i02.1773

Abstract

Abstract The purpose of this research is to analyze Return On Assets (ROA), Total Asset Turnover (TATO), Current Ratio (CR), and Debt to Equity Ratio (DER), on company value. This research uses a saturated sample of 12 companies 3 years before and 3 years after mergers & acquisitions in companies listed on the Indonesia Stock Exchange (BEI) 2015-2020. The analytical method used is multiple linear regression analysis with eview 10. The results of this research show 3 years before Mergers & Acquisitions. that ROA has a significant positive effect on company value, TATO, (CR), and (DER) have no effect on company value and simultaneously have no effect on company value and 3 Years After Mergers & Acquisitions that ROA, TATO, CR have a significant positive effect on The value of the company. and (DER) has no effect on company value. simultaneously has a significant positive effect on company value Keywords: Return On Asset, Total Asset Turnover, Current Ratio dan Company Value
Driving Factors Of Employee Performance Inspiration Auto2000 Pasteur Nisita, Arva Kyla; Firmansyah, Yayan; Sutisna, Mamun
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 02 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i02.1777

Abstract

Based on the observations and preliminary survey on the research object, it was hypothesized that the main driving factor for employee performance is compensation. This study aims to determine the effect of compensation on employee performance at Auto2000 Pasteur Bandung. This study used quantitative methods that are causal and used primary data whose data collection used questionnaires with the calculation of results using the Likert scale with a scale of numbers 1-5. The technique used in sampling uses non-probability sampling with census sampling techniques. The population in this study was 68 Auto2000 Pasteur employees and the same number of samples. Data analysis method using Smart PLS. Data that have been obtained from questionnaires and have been tabulated are then analyzed using validity reliability tests, R2 tests, hypothesis tests, and partial tests (t-tests). The results showed that compensation significantly positively affected the performance of employees of the company Auto2000 Pasteur.
Intergovernmental Transfer and Local Own-Source Revenue on Capital Expenditure Susilo, Susilo; Putri, Risqi Noor Hidayati; Simangunsong, Finka Yolanda; Labiba, Mutiara
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 03 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i03.1782

Abstract

During the reform era, regional autonomy has been implemented to develop each regency/city effectively and effi-ciently. The central government has delegated authority and given intergovernmental transfers to local governments to regulate and determine the priorities of their regional development. Unfortunately, the effectiveness of the trans-fer by increasing capital expenditure allocation often becomes controversial. In the recent 5 years, the percentage of capital expenditure realization is lower than that of the capital expenditure. In 2018, the average percentage of regional personnel expenditure in Indonesia was around 35.6%, while the capital expenditure was only 19.4% (DJPK, 2018). In 2022, the situation was getting worse because the personnel expenditure was allocated 62.5%, while the capital expenditure was only 15.8% (DJPK, 2022). Although the Minister of Home Affairs Regulation Number 27 of 2013 has stated that each region should allocate its capital expenditure at least 30% from the APBD, but in reality there are still many regions that haven’t complied with this rule. In Riau, until 2021 there have been no regencies/cities that can fulfill the regulation. The purpose of this paper is to analyze the impact of General Alloca-tion Fund (DAU), Special Allocation Fund (DAK), Revenue Sharing Fund (DBH) and Local Own-Source Revenue (PAD) on capital expenditure in regencies/cities of Riau in the period of 2018-2021. The analytical method applys multiple regression analysis based on Pooled Least Square model. The result reveals that capital expenditure is sig-nificantly and positively affected by DAK and PAD. Meanwhile, DBH and DAU have insignificant effect on capital expenditure of Riau in 2018-2021
Determinan Penggunanan Digital Banking Pada Generasi Y Dan Generasi Z Muslim Di Kota Banda Aceh Muliza, Muliza
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 02 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i02.1783

Abstract

The development of information technology has given a new face to the financial and banking industry, such as the presence of digital banks. Implementation of Aceh Qanun Number 11 of 2018 concerning Sharia Financial Institutions (LKS) also does not become an obstacle for digital banking, because digital banks do not require physical services to carry out their activities. Currently, more than 90% of digital banks in Indonesia use conventional systems. The movement in the development of digital banks has shown quite significant growth in Indonesia, especially during the Covid-19 pandemic when demands for physical meetings were implemented. This research aims to look at the determinants of digital bank use among generations Y and Z Muslims in Banda Aceh City by analyzing the relationship between eight independent variables, namely economic value, ease of use, social influence, company reputation, promotion, features, curiosity and appreciation. The population in this research is all generations Y and Z Muslims in Banda Aceh City who have used digital banking services for at least 4 months. The sample used was 100 people using a purposive sampling technique. Data was collected by distributing questionnaires using a Likert scale instrument, which was then analyzed using multiple linear regression analysis techniques. The research results show that all variables except the sales promotion and curiosity variable have a significant effect on the intention to use digital banking in the city of Banda Aceh. Keywords : Digital Banking, Generation Y and Generation Z
Analisis Pengaruh Net Premium Growth Ratio, Solvency Margin Ratio, Underwriting Ratio, dan Investment Yield Ratio Terhadap Return On Equity Sari, Juliani Lisma; Alfiyah, Nasya; Siregar, Vita Evelini Handayani; Mardan, Novian i
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 02 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i02.1786

Abstract

This research is a study conducted to analyze the effect of the Net Premium Growth Ratio, Solvency Margin Ratio, Underwriting Ratio, and Investment Yield Ratio on Return on Equity in General Insurance Companies Registered in the Indonesian Insurance Directory for the 2018-2022 period. This study uses a quantitative approach with secondary data sources obtained from company financial reports issued by each company. The sampling technique in this study was to use purposive sampling so that 20 companies were selected based on the sample criteria. This research is a quantitative research using panel data regression analysis method with the help of eviews 10. The results showed that the Net Premium Growth Ratio and Underwriting Ratio had no and significant effect on Return on Equity, Solvency Margin Ratio and Investment Yield Ratio had a significant negative effect on Return on Equity.
Pentingnya Sertifikasi Halal dalam Perspektif Etika Bisnis Islam terhadap Produk Makanan Halal Bastomi, Rakhma Diana; Oktaviany, Mega; Wandini, Evi Ayu; Shavira, Lely; Hasanudin, Qhonsa Nafisa; Syarifudin, Syarifudin
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 02 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i02.1794

Abstract

Halal certification is crucial for consumers, especially Muslim consumers, which is why in Indonesia, there are institutions whose role is to ensure that consumer products, such as food, beverages, and medicines are in accordance with Islamic law, namely the Majelis Ulama Indonesia (MUI) and Badan Pengawas Obat dan Makanan (BPOM). Halal certification not only reflects compliance with Islamic ethical principles, but also builds consumer confidence and supports economic growth based on morals and spirituality. The purpose of this research is to find out how important the inclusion of halal labels on every product circulated by producers. The method used in this research is a qualitative method with systematic literature review technique. The result of this study is the achievement of an increase in producer awareness regarding the importance of halal labels for producers and consumers, so as to achieve a society that is literate in the importance of halal certification.

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