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INDONESIA
JURNAL MANAJEMEN BISNIS
Published by Universitas Muslim Indonesia
ISSN : 20887086     EISSN : 26211971     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Manajemen, Bisnis pertama kali diterbitkan pada tahun 2014. Jurnal Manajemen Bisnis adalah jurnal ilmiah yang memuat artikel-artikel studi baik empiris maupun konseptual yang berkaitan dengan Keuangan, Pemasaran, Sumberdaya Manusia, Operasional, Strategi, Sistem Informasi , e-Business dan Etika Bisnis berdasarkan kearifan lokal. Jurnal Manajemen Bisnis telah memperoleh ISSN Cetak dan ISSN Online yang dikeluarkan oleh Lembaga Ilmu Pengetahuan Indonesia (LIPI).
Arjuna Subject : -
Articles 402 Documents
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Financial Performance Analysis of Districts/Cities in North Maluku Province: Insights and Priorities Noviena, Maria Sri; Sirat, Abdul Hadi; Hadady, Hartati
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i1.843

Abstract

This study seeks to examine the financial performance of Districts/Cities in North Maluku Province through descriptive analysis of financial ratios. The descriptive analysis method was chosen to depict and examine the financial conditions of the regions in detail based on available data. The findings reveal several key points: Firstly, the effectiveness ratio of Districts/Cities in North Maluku Province indicates ineffective performance, as the actual Local Own-Source Revenue (PAD) falls short of the set targets or budgets. Secondly, the fiscal decentralization ratio of Districts/Cities shows limitations in the regions' ability to finance local expenditures from PAD, with a very low level of financial independence. Thirdly, although the growth ratio of Districts/Cities shows positive fluctuations from 2018 to 2022, the growth remains low and unstable from one period to the next. Finally, there is a significant disparity between operational expenditure and capital expenditure, highlighting the need for prioritized budget allocations to support infrastructure development and overall community welfare. These research findings provide an in-depth perspective on the challenges and potential improvements in financial management at the local government level in North Maluku Province.
Social and Economic Interventions to Alleviate Poverty in Makassar City: An Approach Using Human Capital Theory and Kurt Lewin's Change Model Tamsah, Hasmin; Nurung, Jumiaty
Jurnal Manajemen Bisnis Vol. 11 No. 1 (2024): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i1.845

Abstract

This study aims to identify factors influencing poverty in Makassar City and propose effective social and economic interventions based on Human Capital Theory and Kurt Lewin's Change Model. It utilizes a qualitative approach employing grounded theory methodology. Data collection involved observation, documentation, and in-depth interviews with 31 informants: government officials (2), poverty activists (3), and impoverished families (26) in Makassar City. NVivo software facilitated data analysis to determine key criteria and relationships among these factors. The study highlights poor sanitation quality, low education levels, limited motivation to escape poverty, and reliance on government aid as primary poverty exacerbators in Makassar. Proposed interventions include enhancing sanitation infrastructure, educational initiatives, skill development, and fostering social networks. These findings underscore the importance of an integrated approach to poverty alleviation. Theoretically, the study supports Human Capital Theory by emphasizing investment in education, skills, and health to boost productivity and community welfare. Managerially, the government is urged to implement programs improving sanitation, education access, economic empowerment, and ensure ongoing effectiveness through continuous monitoring.
A Study on the Impact of Inflation, Poverty, and Unemployment on Income Inequality at Cermin Beach, Serdang Bedagai Regency Ridwan, Aldy; Lubis, Fauzi Arif; Tambunan, Khairina
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.846

Abstract

One of the causes of income inequality is the large number of poor and unemployed people. The relationship between inflation, poverty, unemployment and income inequality shows a continuous interaction of these three factors. The aim is to determine the effect of inflation, poverty and unemployment on income inequality in the district. Mirror Beach, Kab. Serdang Bedagai. The data used is secondary data obtained from the Central Statistics Agency (BPS) for the 2019-2023 time period. The analytical method used is quantitative). The software used for analysis is spss 26.0. The research results show that the inflation variable has an effect on income inequality. The poverty variable has no effect on income inequality, the unemployment variable has an effect on income inequality and together the inflation, poverty and unemployment variables have a significant effect on income inequality in the district. Cermin Beach, Kab. Serdang Bedagai.
The Influence Of Marketing Mix On Customer Loyalty Using Smart IB Savings Products Nasution, Fathia Zuhra; Yanti, Nursantri; Inayah, Nurul
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.848

Abstract

The aim of this research is to find out whether customer loyalty to the Smart iB Savings product of Bank Sumut Kcp Syariah Karya is influenced by the Marketing Mix during the 2018–2023 period. Participants in this research were customers of Bank Sumut Kcp Syariah Karya. Quantitative research is the methodology used. Researchers only selected a sample of 33 customer respondents, so the selection was carried out using a saturated sampling technique. Validated and reliable questionnaires were included in the data collection methods. Multiple linear regression, classical assumption test, F hypothesis test, t hypothesis test, and coefficient of determination are data analysis methods used to answer hypotheses. The results of the research conducted show that the coefficient of determination (adjusted R square) is 0.663 or 66.3%. That Price, Product, Place and Promotion simultaneously influence the loyalty of customers who use the Smart iB Savings product at Bank Sumut Kcp Syariah Karya Period 2018-2023. Price has no effect on customer loyalty who use the Smart iB savings product at Bank Sumut Kcp Syariah Karya for the 2018-2023 period. The product influences the loyalty of customers who use the Smart iB savings product at Bank Sumut Kcp Syariah Karya for the 2018-2023 period. Place has no effect on customer loyalty who use the Smart iB savings product at Bank Sumut Kcp Syariah Karya for the 2018-2023 period. Furthermore, promotions have an effect on customer loyalty who use Smart iB savings products at Bank Sumut Kcp Syariah Karya for the 2018-2023 period.
The Sustainability of Home Industry Businesses in Enhancing Family Welfare From The Perspective of Islamic Economics, Focusing on Case Study of Tent Business Basri Mahendra Hasibuan; Arif, Muhammad; Daulay, Aqwa Naser
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.850

Abstract

The purpose of this study is to analyze the home industrial enterprises maintain, starting by examining the institutional, social, and economic aspects. Methodology used in pene; This is qualitative with the Multi Dimensional Scaling (MDS) approach used in field research to create a more nuanced picture of real-world situations. The research was conducted in Tanjung Pasir Village, South Kualuh District, North Labuhanbatu Regency, North Sumatra Province. The primary source of data in this study is consumers. Meanwhile, secondary data was collected by watching interviews with business people in the home industry. The results of the study show that: 1) The sustainability of Pak Ajay Ahmad's tempe business in Tanjung Pasir Village is proven: the institutional dimension for the sustainability of household industry business management has an index of 7.14%; The average value of this sustainability index is 7.25 or in the range of 50.00 – 74.00 (quite sustainable); The social dimension of status is quite sustainable at 6.33%. 2) The economic dimension is the dimension with the highest level of sustainability, while the social dimension has the lowest level. The tempeh business sector in Tanjung Pasir Village has twenty-one characteristics. 3) Unstable and operational raw material prices (economic dimension), lack of support for MSMEs from local and village governments (social dimension), air pollution in tempe boiling, and waste management (institutional dimension) have the highest attribute sensitivity values.
The Effect of Capital Assistance and Business Assistance on The Empowerment of Mustahik Zakat MSMEs DT Peduli North Sumatra Indah Khuzaimah; Ahmad Syakir; Budi Harianto
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.851

Abstract

This study aims to determine the effect of capital assistance, and business assistance on increasing the empowerment of mustahik zakat Micro,Small,and Medium Enterprises (MSME). The method used in this research is quantitative research method with data collection techniques using primary data obtained from questionnaires with a Likert scale. Sampling in this study using non probability sampling technique (saturated sample) where the entire population is relatively small in this study to be the entire sample with a total of 30 samples. This research analysis technique uses multiple regression analysis with validity and reliability tests, classical assumption tests, multiple linear regression tests and hypothesis testing with SPSS. The results in this study indicate that partially capital assistance and business assistance have a positive and significant effect on increasing the empowerment of mustahik MSME. Then, capital assistance and business assistance simultaneously have a positive and significant effect on the empowerment of mustahik MSMEs. The X1 and X2 variables affect the Y variable by 63.8%, while the remaining 36.2% is influenced by other variables outside of this study.
Preferences of Traditional Market Traders in Deciding to Use Quick Response Code Indonesia Standard (QRIS) as a Transaction Tool Musriani , M.; Sanaba, Hardiman F.
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.857

Abstract

The preference of traditional market traders in using QRIS as a non-cash payment transaction method in the traditional market of sorong district is considered ineffective because the perception of traders towards the use of QRIS has a negative perception. The results of the study indicate that the Qris payment system is not ready to be used in traditional markets, especially the Traditional market of Sorong Regency. The four main factors that the payment system has not been continuity in its use are the perception of strongly disagreeing with QRIS providing benefits from other payment systems, as well as the perception of disagreeing with QRIS can increase sales, QRIS can increase the number of consumers, and the use of QRIS as a transaction tool that can protect personal data and transaction data when transacting, QRIS as a transaction tool that can guarantee access and data both personally and payment transactions. However, traditional market traders in Sorong Regency have a positive perception of QRIS as a transaction tool to speed up payment transactions, therefore the need for socialization to the public of the benefits of using QRIS as a transaction tool.
The Effect of Multipurpose Murabahah Financing on The Development of Micro, Small and Medium Enterprises Rika Umbaiyani Ritonga; Sugianto; Tuti Anggraini
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.858

Abstract

Micro, small and medium enterprises are one of the spearheads of the country's economic development that require special attention to continue to develop them. This research aims to determine the effect of multipurpose murabahah financing on the development of micro, small and medium enterprises in Kota Baru Marelan with a case study at Bank SUMUT Syariah KCP Kota Baru Marelan. This research uses quantitative methods with a sample of 30 respondents. Sampling is done using techniquerandom sampling. The analysis used in this research is simple linear regression analysis, which is used to find out how much influence the independent variable has on the dependent variable. The results of the research on the t test obtained a significance value of 0.000, valueUnstandardized Coefficients as much as 0.675, Standardized  Coefficients as much as 0.669, on the coefficient of determination (R2) the R-Square value obtained is 0.448 or 44.8%. So it can be concluded that the multipurpose murabahah financing carried out by Bank SUMUT Syariah KCP has a significant influence on the development of micro, small and medium enterprises in Kota Baru Marelan in a positive direction. The murabahah financing variable influences the development of MSMEs by 44,8%, then the remaining 55,2% is influenced by other variables outside this research.
The Influence of Motivation, Religiosity and Work Environment on The Productivity of SME Actors In Islamic Economics Review Wahyuni Khalida; Nurbaiti; Silalahi , Purnama Ramadani
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.860

Abstract

This study aims to determine the influence of motivation, religiosity, and work environment on the productivity of micro, small, and medium enterprises (MSMEs) in Gayo Lues Regency from the perspective of Islamic Economics. The research method used was quantitative research, utilizing primary data collected through questionnaire distribution to respondents, and secondary data sourced from the Ministry of Cooperatives and SMEs and literature studies from relevant books and research journals. Data analysis employed validity test, reliability test, classical assumption test, and hypothesis testing. The findings indicate that motivation does not significantly influence the productivity of MSMEs in Gayo Lues Regency. However, religiosity and work environment significantly influence MSMEs' productivity in Gayo Lues Regency. Simultaneously, motivation, religiosity, and work environment jointly affect productivity.
Environmental Protection Tax and Green Investment on Green Innovation: Digitalization, ESG, CSR as Mediation Putri Az Zahra Nodhiva; Sofi Salfira Anjharsari; Farah Margaretha Leon
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.861

Abstract

This study aims to identify variables that influence environmental tax protection, digitalization, ESG, CSR and green investment variables on green innovation. The research conducted is quantitative and the data obtained is secondary data. Data were obtained from companies that publish their financial statements and annual reports. The unit of analysis used in this study is manufacturing companies listed on the Indonesia Stock Exchange. Managerial implications for company management with operational efficiency and long-term sustainability of the company. Companies can develop new products that are more environmentally friendly, more energy efficient production processes, or new technologies to recycle waste. Management can consider strengthening and expanding CSR practices including environmental commitments as an integral part of their business strategy. Stakeholders need to see transparency in communication about green investment and green innovation so that they can improve financial performance and company value.

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