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At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam
ISSN : 2356492X     EISSN : 25499270     DOI : -
Core Subject : Economy,
FOCUS This journal focused on Islamic Management and Business studies and contemporary developments through the publication of articles by research. SCOPE At-tijaroh specializes in Islamic Management and Business studies and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines
Arjuna Subject : -
Articles 194 Documents
THE COMPARATIVE ANALYSIS OF ISLAM BANKING PERFORMANCE IN TERMS OF CAMEL AND RGEC IMPLEMENTATION Zein, Aliman Syahuri
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 7, No 1 (2021): JUNI 2021
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v7i1.3625

Abstract

This study aims to analyze the comparative performance of Islamic banking in terms of the application of CAMEL and RGEC. The bank soundness indicators used for the RGEC method consist of; risk profile (NPF), earnings (ROA), capital (CAR). Meanwhile, the CAMEL method consists of; capital (CAR), assets, earnings (ROA), and liquidity (represented by FDR). Data was obtained from the official website of the OJK, www.ojk.go.id and the official website of BI, namely www.bi.go.id. The sample used was 10 years, from 2011 to 2020. The statistical test used was the paired sample t test through the SPSS application, and descriptive analysis. The results of the study concluded that in general, Islamic banking for the last 10 years was declared healthy. It's just that when viewed from the indicators of risk profile, earnings, liquidity, there are differences in the bank soundness of Islamic banking using the RGEC and CAMEL methods. As for the CAR indicator, there is no difference. The bank soundness measured used by the RGEC method is carried out using a risk-based bank rating (RBBR) approach. This assessment is a comprehensive and structured assessment of the results of the integration between risk and performance profiles which includes the implementation of good governance, profitability, and capital. So that the OJK as a supervisor can carry out appropriate and timely supervision, because the assessment is carried out comprehensively on all assessment factors and is focused on significant risks and can be immediately communicated to the bank in order to determine follow-up supervision
STRATEGI PENGEMBANGAN SDM SYARIAH MENGHADAPI PASAR GLOBAL Rukiah Lubis
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 1, No 2 (2015)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v1i2.3970

Abstract

In the global competitive market, the most perceived challenge is available human resources. in the development of the Islamic economic system is felt there is an imbalance in the provision of human resources. Long run strategic that can do. First, to support the financial educational institution and sharia business. Two, to make more regulation of human development. the third, Islamic economic socialization of the community head. short-run strategy is the first, to integrate the training and education of the Islamic economic system. Both increasing quality of supervision and monitoring systems. Third optimizing BNSP Certification for professional work.
Collaboration In Developing Islamic Micro Finance Institutions (IMFs) Based On Financial Technology Elida Elfi Barus
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 7, No 2 (2021): DESEMBER 2021
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v7i2.4442

Abstract

In the era of industry 4.0 and the current pandemic, existence of Islamic microfinance institutions, especially sharia cooperatives, have fallen with many obstacles. Therefore, various capital innovations with Company to Company (C2C) collaboration are needed. This collaboration needs to be supported by an accommodating system, so that its development can provide benefits to users, one of which is influenced by the use of Ammana.id's. this is an Islamic fintech which is also assisted by other actors such as regulators, conceptors, owners, mentors and the community (pentahelix) by analyzing the development strategy of Islamic cooperatives with fintech collaboration with the pentahelix approach by interpretative structural modeling (ISM). This paper found that the elements of actors that are Department of Cooperatives and Small-Medium Enterprises are the key elements so that it needs to focus on developing sharia regulations which are then assisted by academics as conceptors in the development of islamic micro finance institutions. Keyword : Collaboration, Sharia Financial Technology, pentahelix
The Effect Of Relationship Marketing, Food Quality And Service Quality On Customer Satisfaction With Purchase Decisions As Intervening Variables Selvi Ainul Inayah Dwiyanti; Muchammad Saifuddin
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4269

Abstract

This study aims to know role of purchase decision as a mediating effect between relationship marketing, food quality dan service quality on customer satisfaction, the sampling used 100 respondents. The data was analyzed using Partial Least Square (PLS) which consists of two stages, outer model and the inner model with the help of the SmartPLS program. 3.2 The results show that Relationship Marketing has significant effect on customer satisfaction. Relationship Marketing has significant effect on purchasing decisions. Service Quality has significant effect on customer satisfaction. Purchase decisions have significant effect on customer satisfaction. Relationship Marketing through Purchase Decisions has significant effect on Customer Satisfaction. With the results of this study, it is hoped that it can be used as input and evaluation material to improve food quality and service quality in the hope that Nelongso fried chicken has more value than other restaurants in the minds of consumers.
The Effect of Perceived Organizational Support and Leader-Member Exchange on Organizational Commitment in Muhammadiyah Waqf Organization Umam, Moh Rifqi Khairul
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4967

Abstract

Muhammadiyah, as one of the oldest Islamic organizations in Indonesia, is an organization that has been active in the management of waqf for a long time, which has a tremendous social impact on Indonesian society. However, this organization is still facing obstacles in the direction of reliable human resources for waqf managers. Organizational commitment is a vital aspect in shaping this superior human resource, and social exchange theory has long been recognized as a critical factor in explaining the formation of this organizational commitment. By focusing on perceived organizational support (POS) and leader-member exchange (LMX) factors, this study offers research results in the form of proven influence of POS on organizational commitment, the absence of LMX influence on organizational commitment, POS influence on LMX, and no evidence of LMX impact as a mediating variable on the effect of POS on organizational commitment.
Does Islamic Work Ethic influence Affective Commitment with Job Satisfaction as Mediation? Empirical Evidence from Non-Profit Organization Wahyu Saripudin; Alif Abang
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4362

Abstract

The study's objective was to  examine the impact of Islamic Work Ethic on the affective commitment of non-profit organization through job satisfaction as a mediating variable. Research data collection was conducted on 201 employees of non-profit organization in Lombok. The research sample was taken using the purposive sampling technique. The results showed that Islamic Work Ethics has a significant and positive influence on the Job Satisfaction with unstandardized Beta value is 0.292. It strengthens the results of Shafique’s previous research in 2015 that Islamic Work Ethics has a positive influence on the Job Satisfaction of employees. Meanwhile, Islamic Work Ethics significantly affects the Affective Commitment through Job Satisfaction as a mediation variable with unstandardized Beta value is 0.911 (indirect effect). Then, it can be said that there is a partial mediation in this study.
The Effect of Export, Islamic Mutual Fund, and Labor Force on Economic Growth in Indonesia Imsar Imsar; Khairina Tambunan; Ranti Silviani; Muhammad Ikhsan Harahap
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4580

Abstract

 This study aims to determinethe effect of exports, islamic mutual funds, and the labor force on economic growth. This is quantitative research with associative approach. The data used were secondary data which was obtained through the official website of the Central Statistics Agency (CSA) and the Financial Services Authority (FSA). The study used multiple linear regression analysis with the Ordinary Least Square (OLS) method by the E-Views version 10 program. From the results obtained, it can be explained that exports had a significant positive effect on Indonesian's economic growth.Islamic mutual funds had a negative significant effect while the labor force had a positive significant effect the labor force on Indonesia's economic growth. In the F (simultaneous) test there was a simultaneous significant effect among exports, islamic mutual funds, and the labor force on Indonesia's economic growth. Adjusted R-squared = 0.863602. This showed that the independent variables are able to provide an explanation about 86.3% of the dependent variable. Meanwhile, 13.7% more wasexplained by other variables outside the model.
ZakaTech Strategy in Developing Inclusive Islamic Social Finance (ISF) in Indonesia Muhammad Syah Budi
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4450

Abstract

Badan Amil Zakat Nasional (BAZNAS) as a sharia social financial institution offers the latest technology in the process of socialization, service and zakat fundraising. The new model offered is ZakaTech, an online payment model that makes it easier for a muzaki (zakat payer) to fulfill his or her responsibility to pay zakat in the midst of the covid-19 pandemic. In addition, the distribution of zakat funds using ZakaTech method is considered very effective in helping mustahik, especially helping the poor who are economically affected by the covid-19 pandemic. This paper aims to analyze the strategy of developing zakat model with Interpretative Structural Modeling (ISM) approach. The results show that the main strategy needed in terms of developing ZakaTech is the ability of human resources (amil zakat) in managing and analyzing data in the era of big data using digital services. The main elements involved in ZakaTech development in Indonesia include the government as a regulator, educational institutions (including universities), and existing industries (pentahelix).
The Influence of Income, Health Services and Social Services on Employee Welfare at Universitas Muhammadiyah Sumatera Utara in the Covid-19 Pandemic Situation Nasution, Salman; Mujiatun, Siti; Khaira, Mutiah
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4670

Abstract

The purpose of this study is to determine the effect on income, health services and social services of employees at the Universitas Muhammadiyah Sumatera Utara or abbreviated UMSU. In the COVID-19 pandemic situation, many socio-economic impacts occurred on companies in the world, including at the UMSU as a higher education institution. This study uses primary and secondary data with quantitative descriptive analysis methods. This study took 12 respondents as samples from employees at UMSU by taking samples at the UMSU Administration Bureau. The results of the study concluded that income had a positive but not significant effect on welfare. Health services have a positive effect on welfare, while social services have a positive and significant effect on income. This research proves that the leadership of UMSU, in this case the Chancellor of UMSU, is very interested in maintaining the economy and employee immunity during the Covid 19 period which is currently engulfing the world.
Analysis of The Influence of Effectiveness, Reliability and Competence on The Performance of The Central Legal and Credit Administration Sistem with Organizational Culture as A Moderating Variable Soemitra, Andri; Arif, Muhammad; Arif, Edwin
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.5045

Abstract

This study aims to analyze how the influence of effectiveness, reliability, competence on the performance of the Central Legal and Credit Administration (CLCA) which is moderated by organizational culture. The approach used is quantitative research. The sample in this study were employees who were directly related to the CLCA system with a total sample of 93 participants. The instrument used to obtain data is a questionnaire with a Likert scale. Data analysis and testing were carried out using moderated regression which was processed using SPPS software version 25. The test results proved that effectiveness and competence did not have a positive and significant effect on the performance of the CLCA system, while reliability and organizational culture had a positive and significant effect on the performance of the CLCA system. Effectiveness and competence on the performance of the CLCA system moderated by Organizational Culture had a positive and significant effect, while reliability on the performance of the CLCA system moderated by Organizational Culture had a negative and significant effect. The effectiveness, reliability, competence, and organizational culture simultaneously have a positive and significant effect on the performance of the CLCA system.