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Mujahidin
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Al-Kharaj: Journal of Islamic Economic and Business
Published by Institut Agama Islam Negeri Palopo
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 959 Documents
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The Effect of Work-Life Balance and Work Environment on Employee Job Satisfaction at PT Honda Sanggar Laut Palopo Nurmala; Muhammad Kasran; Adil Basir
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6504

Abstract

An imbalance in work-life balance can lead to decreased health and quality of work. A healthy work environment also plays an important role in increasing productivity and job satisfaction. This study aims to test the influence of work-life balance and work environment on employee job satisfaction at PT Honda Sanggar Laut Palopo. In this study,This study uses a quantitative method that focuses on data collection and statistical analysis that aims to answer the researcher's questions and test the hypothesis. The population in this study was 60 employees of PT. Honda Sanggar Laut Palopo. The sample in this study was 50 employees of PT. Honda Sanggar Laut Palopo. Data collection was carried out using a google form through the distribution of questionnaires to respondents who were measured, each item was scored on a Likert scale where each question was scored from (1) to (5). The technical analysis of this research data was tested using Smartpls4.The results of this study indicate that work-life balance has a positive and significant influence on the job satisfaction of employees of PT Honda Sanggar Laut Palopo and the work environment has a positive and significant influence on the job satisfaction of employees of PT Honda Sanggar Laut Palopo.
Cross-sectional Analysis of Member Satisfaction Factors of KSPPS Mitra Usaha Ideal Jawa Timur Afrizal Zulkarnaein; Taufiqur Rahman
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.6512

Abstract

This study aims to ascertain the relationship between the variables of service quality, trust, and ease of use on member satisfaction of KSPPS Mitra Usaha Ideal Jawa Timur. This is predicated on the idea that cooperative member satisfaction significantly impacts the cooperative's long-term success, with service quality, trust, and usability being elements thought to influence members positive experiences. This kind of study employs a cross-sectional design and is quantitative. Ninety-three participants made up the study's sample, which was gathered by distributing questionnaires. Instrument tests, multiple linear analysis tests, and classical assumption tests are the methods of data analysis that are employed. The findings indicated that while simplicity of use has no discernible impact on member satisfaction, service quality and trust do. The satisfaction of KSPPS Mitra Usaha Ideal Jawa Timur members is simultaneously impacted by the three independent variables. This study also shows a connection to disconfirmation theory, which compares expectations with performance, and negativity theory, which maintains that bad experiences affect a person more than positive ones.
Analysis Policy Overtime And Culture Organization To Employee Performance Bank Syariah Indonesia (BSI) PALOPO Branch Office Muh. Hidayat Yasruddin; Saharuddin; Sari Ratna Dewi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6546

Abstract

writing of this research article entitled "Analysis of Overtime Policy and Organizational Culture on Employee Performance of Bank Syariah Indonesia (BSI) KC Palopo". This study investigates how organizational culture and overtime policy affect employee performance at Bank Syariah Indonesia (BSI) KC Palopo. This study uses multiple linear regression analysis using the SPSS program and involves 40 respondents. In the t-test, the t-value for the overtime policy is 5.019, which is greater than the t table of 2.026. In addition, the significance value for the overtime policy variable is 0.000. The results of the study indicate that the overtime policy affects employee performance positively and significantly, and the t-value for the organizational culture variable of 3.062 is greater than the t table, and the significance value for the organizational culture variable is 0.004, which is smaller than 0.05. The results of the study indicate that organizational culture affects employee performance positively and significantly.
The Influence of Celebrity Endorsers, Product Knowledge And Brand Image on Gen Z's Purchase Decisions on Skintific Products: Marketing, Skincare Alifia, Frasyla Putri Alifia; Huda, Achmad Syamsul
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.6553

Abstract

This study aims to analyze the influence of celebrity endorsers, product knowledge, and brand image on purchasing decisions for Skintific products among Generation Z in Jabodetabek. With the increasing awareness of the importance of skin care and the development of the beauty industry, Skintific has become one of the popular brands in Indonesia. The research method used is a quantitative approach with data collection through questionnaires distributed to 160 respondents. The results of the regression analysis show that celebrity endorsers, product knowledge, and brand image have a positive and significant influence on purchasing decisions. Simultaneously, the three variables explain 62% of the variation in purchasing decisions. These findings indicate that marketing strategies involving influencers and good product knowledge can increase consumer purchasing interest, as well as the importance of building a strong brand image to attract the attention of Generation Z. This study is expected to provide insight for manufacturers in designing more effective marketing strategies in the digital era. Keywords: Celebrity Endorser, Product Knowledge, Brand Image, Purchasing Decision, Generation Z, Skintific.
The Influence of Work Discipline and Work Enthusiasm on Employee Performance At The Office of The Employment Social Security Organizing Agency (BPJS) of Palopo City Nurafni Sofyan; Suparni Sampetan; Andi Rizkiyah Hasbi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6568

Abstract

This study was conducted to investigate the impact of discipline and work motivation on employee performance at the Palopo City Social Security Agency (BPJS) office. The research method used is quantitative type with descriptive and analytical approach. The research sample included all employees of BPJS Palopo City consisting of 36 individuals. Information collection was carried out using a verified questionnaire and information analysis was carried out through multiple linear regression with the help of the SPSS program. The results indicate that discipline at work and work motivation have a good and meaningful impact on staff performance, both separately and together. The coefficient of determination of 71.8% indicates that the independent variables contribute significantly to the improvement of staff performance while the others are influenced by other elements outside this study. This study emphasizes the importance of discipline and work motivation to improve efficiency and productivity in an organization.
The Impact of Training and Career Development on Employee Retention at the North Wara Health Center Jusnita; Indra Kusdarianto; Dirham
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6569

Abstract

This study aims to analyze the impact of training and career development on employee retention at Wara Utara Public Health Center (Puskesmas). A quantitative research method with a survey approach was employed. Data were collected through questionnaires distributed to 44 respondents, comprising both medical and non-medical staff. Multiple linear regression analysis was used to examine the relationship between the independent variables training (X1) and career development (X2) and the dependent variable, employee retention (Y). The findings indicate that career development has a significant effect on employee retention, with a regression coefficient of 0.651 and a significance level of 0.015 (<0.05). In contrast, training has a positive but statistically insignificant effect, with a regression coefficient of 0.287 and a significance level of 0.282 (>0.05). Simultaneously, training and career development significantly contribute to employee retention, as evidenced by an F value of 86.682 and a significance level of 0.000. The coefficient of determination (R²) is 0.809, indicating that 80.9% of the variation in employee retention can be explained by training and career development. These results suggest that structured career development programs contribute more significantly to enhancing employee loyalty compared to training programs. Therefore, organizations are encouraged to strengthen career development strategies to improve employee retention and reduce turnover rates.
The Role of Digital Leadership and Digital Capabilities on Dynamic Capabilities and Digital Performance of MSME Employees Muh. Afdal Abdullah; Rahmad Sholing Hamid; Duriani
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6570

Abstract

This study explores the role of digital leadership and digital capabilities in improving employee dynamic capabilities and employee digital performance in the micro, small, and medium enterprise (MSME) sector in Indonesia. With an integrative approach, this study tests the relationship between these variables using a theoretical model based on quantitative methods. The results of the study show that digital leadership has a significant influence in creating an adaptive and collaborative work culture, while employee digital capabilities increase innovation and productivity. Employee dynamic capabilities were found to be a key mediator that strengthens the relationship between digital capabilities and employee digital performance. This study provides theoretical contributions by integrating these variables in the context of MSMEs and offers practical implications for MSME leaders in optimizing digital technology for business sustainability in the era of digital transformation. This study also underlines the need for strategic policies and training that support digitalization to improve the competitiveness of MSMEs.
Optimizin Communiy-Based Landslide Emergency Management at Curug Cilember, Indonesia: an ISO 45001-Oriented Approach Ermanto, Yakin; Nowo, Dwi; Mizuno, Kosuke
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.6572

Abstract

This study aimed to evaluate the landslide emergency management system at the Curug Cilember tourist site, Megamendung District, Bogor Regency, with a focus on the role of local community participation and optimization strategies based on ISO 45001 standards. A qualitative descriptive method was applied, using interviews, field observations, and literature studies, with purposively selected informants relevant to the research context. The results show that the emergency management system includes cross-sectoral planning, implementation through simulations and training, and regular evaluations involving community discussions. The findings highlight key supporting factors such as the presence of disaster-resilient village programs, while identifying obstacles including limited coordination, budget constraints, and low public awareness of landslide risks. Optimization strategies involve strengthening emergency communication, providing regular community-based training, improving evacuation infrastructure, and implementing ISO 45001-based procedures. In conclusion, the synergy between tourism managers, local communities, and visitors is essential to establish an effective and sustainable emergency response system that enhances disaster preparedness and community resilience.
The Influence of Customer Testimonials and Product Quality on Purchasing Decisions in MSMEs in Pancasila Field, Palopo City Nur Azizah; Muammar Khaddapi; Muhammad Aqsa
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6595

Abstract

This study aims to analyze the influence of customer testimonials and product quality on purchasing decisions of Micro, Small, and Medium Enterprises (MSMEs) in the Pancasila Field area, Palopo City. This study uses a quantitative approach with a purposive sampling method. The sample consists of 100 respondents who are consumers of various MSMEs in the area. Data collection was carried out by distributing questionnaires, while the data analysis technique used the help of SPSS version 26 software. The independent variables in this study are customer testimonials and product quality, while the dependent variable is purchasing decisions. The results of the analysis show that both customer testimonials and product quality have a positive and significant effect partially on purchasing decisions. In addition, simultaneously, both variables also have a significant effect on increasing purchasing decisions. These findings indicate that customer experience-based marketing strategies and improving product quality can be key factors in driving consumer decisions to purchase. Therefore, MSMEs are advised to pay more attention to product quality and utilize customer testimonials as an effective promotional tool.
The Influence of Social Media Promotion, Service Quality, Branding, and Price on Consumer Satisfaction in RM. Delicious Foods in Palopo City Nurpadilla; Edi Maszudi; Andi Rizkiyah Hasbi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6596

Abstract

The increasingly tight culinary business competition in Palopo City forces business actors, including RM. Serba Nikmat, to innovate in promoting their businesses through social media. Although digital promotion has been intensified, this restaurant still receives various responses from consumers regarding the service, brand perception, and prices offered. This phenomenon shows that the success of a culinary business is not only determined by how intensively the promotion is carried out, but also by the quality of service, branding strength, and the suitability of prices to consumer expectations. This study aims to determine the effect of Media Social Promotion, Service Quality, Branding, and Price on Consumer Satisfaction at RM. Serba Nikmat in Palopo City. The research population is the number of all consumers at RM. Serba Nikmat. The study uses a quantitative approach with a sample of 10 times the number of measurement items. With 23 indicators, the minimum sample obtained is 230. Data analysis uses SPSS 22 statistical analysis. The results of the study show; Media Social Promotion has a positive and significant effect on consumer satisfaction, Service Quality has a positive and significant effect on consumer satisfaction, Branding has a positive and significant effect on consumer satisfaction, Price and the four variables simultaneously affect consumer satisfaction.

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