cover
Contact Name
M. Ridhwan
Contact Email
m_ridhwan@stai-tbh.ac.id
Phone
+6282285654848
Journal Mail Official
al_muqayyad@stai-tbh.ac.id
Editorial Address
Kampus STAI Auliaurrasyidin Tembilahan, Jln Gerilya No.12 Parit 6 Tembilahan Barat 29213
Location
Kab. indragiri hilir,
Riau
INDONESIA
Al-Muqayyad
ISSN : 26148102     EISSN : 27153177     DOI : -
Core Subject : Economy,
AL MUQAYYAD adalah Jurnal Program Studi Ekonomi Syariah STAI Auliaurrasyidin Tembilahan yang memuat tentang hasil penelitian, gagasan konseptual, review buku baru, studi naskah dibidang ekonomi keislaman dan keilmuan. Jurnal Al Muqayyad diharapakan mampu menjadi wadah bagi dosen dan praktisi ekonomi islam untuk menerbitkan tulisan ilmiah. Harapan besar tentu semoga jurnal Al Muqayyad dapat dimanfaatkan secara positif di bidang program studi ekonomi syariah.
Articles 108 Documents
Analisis Kepuasan Pelayanan Aplikasi Maxim pada Pengguna Mahasiswa Institut Agama Islam (IAI) Diniyyah Pekanbaru Irwandi, Irwandi; MZ, Nurse Fatimah
AL-Muqayyad Vol. 6 No. 2 (2023): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v6i2.1186

Abstract

The title of this study is "Analysis of Maxim Application Service Satisfaction on Users of Islamic Religious Institute (IAI) Diniyyah Pekanbaru Students". The purpose of this study is motivated by the author's observations to determine the extent of customer satisfaction with the maxim application. In order to collect, compile and process the data in this study, the authors used field research methods (field research). Based on the results of the research that the authors have done, it can be concluded that the Maxim Application Service Satisfaction Analysis for Islamic Religious Institute (IAI) Diniyyah Pekanbaru Student Users is good and quite developed. Meanwhile, the Islamic Economics review of the Maxim Application Service Satisfaction analysis for Diniyyah Pekanbaru Islamic Institute (IAI) Student Users has not applied Islamic sharia principles, because the system sometimes harms both drivers and customers.
Mudharabah: Sustainable Sharia Investment Model Beddu, Muhammad Juni; Eravia, Diana; Nulatifah, Nulatifah; Aslina, Neri; Ruhmah, Andi Amma; Addiningrum, Fitri Mehdini; Azhari, Muhammad Iqbal
AL-Muqayyad Vol. 6 No. 2 (2023): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v6i2.1289

Abstract

Mudharabah is a partnership between capital providers and entrepreneurs, where profits and risks are shared fairly in accordance with Islamic principles. This article aims to investigate the concept of Mudharabah as a sustainable investment model in the context of Sharia finance. A comprehensive review of the literature on Mudarabah and sustainable investment provides in-depth insight into the principles underlying both concepts. Regarding Mudarabah, this article examines its history, evolution and practical implementation in various economic sectors. On the other hand, sustainable investments are analyzed by considering social impacts, the environment and ethical considerations in making investment decisions. The findings of this research indicate that Mudharabah, as a sharia investment model, has significant potential in providing added value to society and the environment. Active participation in Mudharabah-based businesses can encourage economic empowerment, reduce disparities, and create opportunities for small and medium entrepreneurs.
Konsep Istikhlaf dalam Etika Bisnis Islam Nurhasanah, Nurhasanah; Arfah, Arfah; Olfa, Ein Maria
AL-Muqayyad Vol. 6 No. 2 (2023): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v6i2.1299

Abstract

This research aims to examine the concept of istikhlaf in business ethics and what impact it has on business people. This research is of the type of library research or library research using qualitative methods by carrying out content analysis using the Content Analysis model. The results of the research show that the concept of istikhlaf is related to divinity, prosperity and justice. Business people must have fundamental attitudes/ethics and character, namely honest, trustworthy, informative, intelligent and intellectual, professional, motivational, critical, communicative, disciplined, fighting, innovative, adaptive and committed. Business actors are prohibited from behaving Al-bathil, Al-Fasad, Al-Zhalim which can cause imbalance and injustice in business. In this way, the character contained in istikhlaf influences behavior, so that it can reduce or even eliminate/inhibit negative behavior and bad ethics in business people. By embedding istikhlaf in business people, good, wise behavior, loss of selfish attitudes, more tolerance, careful use of assets (not causing waste), careful in policies so that the business game will be safer and more peaceful, competitive fair, and become a social homo economicus, not a lupus homo homini.
Analisis Strategi Bisnis Bank Digital Syariah di Indonesia Handayani, Disfa Lidian; Anisa, Widiya Nur
AL-Muqayyad Vol. 6 No. 2 (2023): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v6i2.1324

Abstract

Digital banks are part of the digitalization of financial institutions which aims to facilitate financial inclusion for all groups. Sharia digital banks are a type of banking institution that provides practical and easy online services based on sharia principles so that customers do not need to come to a branch office. Sharia digital banks are among the latest innovations in the banking industry in Indonesia. This article aims to analyze the internal and external conditions of Islamic digital banks in Indonesia and formulate strategies that will be implemented by Islamic digital banks to take advantage of strengths and opportunities and overcome weaknesses and threats. This research uses the SWOT method. The results show several strengths (such as being the first pure digital Islamic bank in Indonesia, recipient of the Most Promising Islamic Digital Bank 2021 award at the CNBN Indonesia Award 2021), weaknesses (such as requiring a supporting internet connection), opportunities (such as: continued growth of internet users in Indonesia), and threats (such as cybercrime attacks). Based on the results of the SWOT analysis, the comparative advantage cell, mobilization cell, divestment/investment cell and damage control cell were obtained.
Strategi Bank Syariah Indonesia Meningkatkan Inklusi Keuangan Oktavia, Novi Tri
AL-Muqayyad Vol. 6 No. 2 (2023): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v6i2.1370

Abstract

This research is motivated by the efforts made by Bank Syariah Indonesia in participating in increasing financial inclusion in Indonesia. The development of financial inclusion in Indonesia has been slow due to the low financial literacy of the community. Therefore, researchers sought to conduct this research with the aim of describing the form of efforts made by Bank Syariah Indonesia in encouraging financial inclusion in Indonesia. This research was conducted in Malang City, especially at BSI KC Malang Soetta and BSI KC Malang Sutoyo using qualitative research methods and case study research types. The results obtained by the researcher are BSI KC Malang Soetta and BSI KC Malang Sutoyo using BSI Mobile to facilitate customers in accessing remote financial services. In introducing programs and services on BSI Mobile, BSI socialised BSI Mobile by holding a Mata Najwa On Stage event spearheaded by renowned journalist Najwa Shihab. The socialisation event was held at the UMM Dome on Wednesday, 12 July 2023.
Strategi Fundraising dalam Meningkatkan Perolehan Dana Zakat, Infaq dan Sedekah (ZIS) di BAZNAS Kabupaten Jombang Fitriyah, Norma Dwi; Rohman, Abdur
AL-Muqayyad Vol. 6 No. 2 (2023): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v6i2.1400

Abstract

BAZNAS Jombang is one of the institutions operating in the field social services have an important role in distributing aid to parties who need it by implementing various programs that aim to improve the social conditions of society. To achieve This goal BAZNAS Jombang requires financial resources, which in this case can be obtained by collecting funds or fundraising. Therefore, this research aims to find out more about the fundraising strategies used by BAZNAS Jombang. In this research, the researcher used the method descriptive qualitative to describe the fundraising strategy used by BAZNAS Jombang. The research results obtained are In conducting fundraising, BAZNAS Jombang uses 2 (two) The first strategy is a direct (offline) strategy such as direct mail, establishment of UPZ, collaboration with local government, pick-up service zakat, manuals, and organizing events. Meanwhile, the second strategy namely indirect (online) strategies such as social media campaigns and print, transfer and QRIS. This research is expected to provide a description and information regarding the fundraising strategy used by BAZNAS Jombang in increasing the acquisition of ZIS funds.
Faktor-Faktor yang Mempengaruhi Price of Book Value pada Perusahaan Sektor Consumer Non Cyclical di Bursa Efek Indonesia Periode 2018-2022 Rachmawati, Luthfiah; Bakhri, Syaeful; Nursyamsudin, Nursyamsudin
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.1835

Abstract

Company value is a descriptive view of the state of a company. The value of the company reflects the good management of its wealth management, which can be considered in measuring financial performance. This study set out to ascertain and examine the impact of capital structure, profitability, debt policy, and firm size on the value of non-cyclical consumer companies listed on the Indonesian stock exchange. With the following requirements: the firm must be registered on the IDX, produce financial reports consistently, turn a profit, and utilize the Rupiah currency. This study employs the purposive sample approach. Panel data regression analysis using Fixed Effect Model (FEM) estimate is the data analysis method that was employed. Eviews version 10 was utilized for testing. According to the study's findings, capital structure and profitability have a major and beneficial impact on a company's value. However, the size of the firm and its debt strategy don't really affect its worth.
Penerapan Manajemen Risiko untuk Meningkatkan Kinerja Industri Perbankan di Indonesia Erman, Nilam; Winario, Mohd.
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.1847

Abstract

This research aims to determine the implementation and control of risk management in the banking industry in Indonesia. This study uses a qualitative method. The results of this research indicate that the application of risk management in the banking industry must be implemented considering the increasing number of types of crime in the banking world. The application of risk management in the banking industry must be adjusted to the objectives, business policies, size and complexity of the business and the capabilities of the bank itself. Business complexity is the diversity of product transactions/business networks. Meanwhile, bank capabilities include financial capabilities, supporting infrastructure and human resource capabilities. How to manage risk management in the banking industry can be carried out with several efforts, including determining risks, weighing risks, observing and controlling these risks.
Pengelolaan dan Pengembangan Wakaf Uang oleh Lembaga Nazhir di Kota Pekanbaru Nuryanti, Nuryanti; Lubis, Haniah; Cheumar, Muhammad Tahir; Melina, Ficha
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.1881

Abstract

The existing cash waqf assets are not yet fully managed by nazhir, because in the Pekanbaru City area there are still limited nazhir resources to manage waqf, both in terms of quality and quantity. This research seeks to explain the management of cash waqf assets and how to develop waqf management by cash waqf nazhir institutions in Pekanbaru City so that the potential of cash waqf can be explored. The research carried out was descriptive qualitative field research. Data was obtained by interviewing informants, namely 6 nazhir cash waqf institutions in Pekanbaru City. Data is presented descriptively based on conditions that occur in the field. The management of cash waqf that has been carried out by nazhir cash waqf institutions in Pekanbaru City has not shown maximum results considering the huge potential. However, the efforts made by these institutions show their seriousness in managing cash waqf. Various programs have been prepared to develop the management of cash waqf in order to increase the benefits of waqf that can be distributed to mauquf 'alaih.The main contribution of this research is to focus on managerial techniques in managing cash waqf in Pekanbaru City.
Economic Development of Civil Society in Bojonegoro Regency Purnomo, Joko Hadi; Hidayati, Niswatin Nurul
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.1883

Abstract

Economic problems are universal problems faced by various groups of people. The establishment of a civil society economic order is a shared goal to realize the development of people’s economy, it is an economy that involves the participation of many people, which is the livelihood of many people, which provides benefits to many people, and whose ownership is by many people. This article aimed to describe how the activities in the implemented community assistance program were able to make the community in the area around the forest in Bojonegoro Regency became more empowered, with the process of increasing community capacity and utilizing forest access to improve their economy, as well as how each element of the stakeholders contributed to the process of realizing the economic order of society. The approach used was Participatory Action Research (PAR). The results showed that the assistance program carried out was still running until now and there had been several activities carried out, including starting from coordination with stakeholders, Focus Group Discussions (FGD), community meetings, preparation of SOPs, assessment of business potential and feasibility, providing assistance, mentoring, working meetings, MoU, as well as monitoring and evaluation. The mentoring activities carried out also involved many parties, ranging from the public/government sector, private/business sector, universities, Civil Society Organizations (CSOs), community/beneficiary communities, and mass media.

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