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Al-Muqayyad
Published by STAI Auliaurrasyidin Tembilahan
ISSN : 26148102     EISSN : 27153177     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
AL MUQAYYAD adalah Jurnal Program Studi Ekonomi Syariah STAI Auliaurrasyidin Tembilahan yang memuat tentang hasil penelitian, gagasan konseptual, review buku baru, studi naskah dibidang ekonomi keislaman dan keilmuan. Jurnal Al Muqayyad diharapakan mampu menjadi wadah bagi dosen dan praktisi ekonomi islam untuk menerbitkan tulisan ilmiah. Harapan besar tentu semoga jurnal Al Muqayyad dapat dimanfaatkan secara positif di bidang program studi ekonomi syariah.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 100 Documents
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Pengaruh Literasi Keuangan Syariah terhadap Persepsi dan Minat Menabung Masyarakat Non Muslim pada Bank Syariah Turahmah, Afifa; Maulana, Zefri; Ula, Tajul
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.1894

Abstract

The interest in saving for non-Muslims is still relatively low in Langsa City due to several influencing factors. This research aims to analyze the influence of sharia financial literacy on the perception and interest in saving of non-Muslim communities at Sharia Banks in Langsa City. The sampling technique in this research used purposive sampling involving 40 respondents. The data analysis method used in this research is Structural Equation Modeling (SEM) with a variance-based approach or component-based structural equation modeling with path analysis. The research results reveal that the variables of Sharia Financial Literacy and perception have a positive effect on Interest in Saving. Apart from that, the perception variable also acts as a mediating variable between the influence of Sharia Financial Literacy on Interest in Saving. The implications of this research reveal that it is important to involve non-Muslims in education programs and sharia financial literacy campaigns to change the non-Muslim community's perception of sharia banks in a positive direction and attract more non-Muslim customers to use sharia banking services.
Implementasi Etika Bisnis Islam Pelaku Usaha Mikro Kecil dan Menengah (UMKM) di Kecamatan Sibulue Mutiara, Mutiara; Marzuki, Sitti Nikmah; Amir, Muhammad Fakhri
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.1896

Abstract

The majority of MSMEs in Sibulue District are Muslim and many are interested in culinary businesses, which can trigger competition among business actors. Islamic business ethics are needed to create healthy competition in carrying out business activities. The aim of this research is to determine the application of Islamic business ethics principles and business patterns to culinary MSMEs in Sibulue District. This research is field research using qualitative methods, namely research based on non-numerical data, such as words and pictures. The data sources for this research are primary data and secondary data. In this research, Miles & Huberman's interactive model data analysis is directed at reducing data, presenting data, and verifying data to draw conclusions. The results of this research indicate that several business actors in Sibulue District have implemented the principles of business ethics. There is no evidence of irregularities committed by business actors in facing competition or in serving consumers. Likewise, in implementing business patterns, culinary business actors in Sibulue District do not apply business patterns that can harm other parties.
Strategi Peningkatan Kesadaran dan Motivasi Masyarakat untuk menjadi Donatur LAZIS: Studi Kasus di Lembaga Zakat Infak dan Sedekah Muhammadiyah Oktavia, Novi Tri; Sujianto, Agus Eko; Nurohman, Dede; Nurhayati, Dwi Astuti Wahyu
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.1907

Abstract

The aim of this research is to increase people's motivation to become LAZIS donors, especially LAZISMU. Qualitative research method with case study research using the help of NVivo data analysis. The results showed that the efforts of LAZISMU Tulungagung to increase Muslim awareness in ZIS through the distribution of brochures, installation of flayers in several places, and digital boxes on infak boxes in coffee shops or cafes which the QR code is attached to the media. To facilitate muzakki who want to make zakat payments during the month of Ramadan, LAZISMU Tulungagung opened outlets in several mosques in the Tulungagung Regency area. Until now, LAZISMU Tulungagung is still constrained in socialization and awareness ofthe importance of conducting zakat; and the low motivation of being LAZIS donors. Evaluation which was carried out by LAZISMU Tulungagung by delivering whatsapp blasts related to collection, programs, or words of encouragement to pay zakat and infaq through whatsapp blast messages that donors or muzakki can submit a review of the services provided by LAZISMU Tulungagung.
Peningkatan Omzet UMKM Makanan Ringan Pasca Sertifikasi Halal di Sumatera Barat Nenengsih, Nenengsih; Muslim, Mulyadi
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.2099

Abstract

The SMEs sector in snack food plays a significant role in economic advancement. Efforts to promote SMEs in the snack food industry include obtaining halal certification. Previous research has mainly focused on the influence of halal certification on the revenue of SMEs in the food sector. However, there hasn't been a model established for increasing the sales revenue of SMEs in the snack food industry. The objective of this research is to determine the changes in sales turnover of snack food SMEs in West Sumatra after obtaining halal certification and the factors influencing these changes.The research approach used was quantitative, and data were collected through questionnaires and structured interviews with 27 owners of SMEs in the snack food industry. The analysis methods employed were descriptive analysis, t-tests, and SEM-PLS analysis. The research results show that halal certification has a significant relationship with the increase in sales turnover of snack food SMEs in West Sumatra. Factors such as the number of employees, working hours, the age of the SMEs, business capital, and the halal certification process also have a significant impact on the increase in sales turnover after halal certification.
Model halal supply chain pada produk kopi Masruroh, Nikmatul; Fadli, Ahmad; Safitrih, Dina Ayu
AL-Muqayyad Vol. 7 No. 2 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i2.2191

Abstract

Coffee is inherently a halal product, requiring no further scrutiny regarding its halal status in essence. However, from cultivation to distribution to consumers, there are critical points that necessitate further analysis. This study aims to: (1) explore the halal certification process for coffee products, and (2) develop a halal supply chain model for coffee products. A qualitative approach was employed, utilizing a case study method to provide an in-depth examination of a specific case within a particular location. The research object is Bulan Madu Coffee in Bondowoso Regency, with subjects selected through purposive sampling. Data collection was conducted using observation, interviews, and documentation, and analyzed through Miles and Huberman's flow model technique. Data validity was ensured through source and technique triangulation. The findings reveal that: (1) the halal certification process for Bulan Madu Coffee follows a regular system with tiered halal audits, and (2) the halal supply chain model implemented is a traceability model, which analyzes critical halal points from upstream to downstream. This model assures consumers that, despite being an SME product, Bulan Madu Coffee has obtained official halal certification and is overseen by halal supervisors.
Pengaruh socio-economy patriarki, pendidikan akhir dan pengangguran terhadap TPAK perempuan di Indonesia perspektif ekonomi Islam Reza, Aditya Okta; Anggraeni, Erike; Nurmalia, Gustika
AL-Muqayyad Vol. 7 No. 2 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i2.2256

Abstract

In the framework of Islamic economics, every individual is guaranteed equal opportunities to access education and employment, provided that it does not violate Islamic legal principles. The concept of justice in Islamic economics serves to establish a prosperous and equitable society. This study aims to analyze the influence of socio-economic patriarchal cultural values, the level of educational attainment, and the unemployment rate on women's labor force participation rate (TPAK) in Indonesia from an Islamic economics perspective. The research employs panel data from 34 provinces in Indonesia using a saturated sampling method. Data analysis was conducted using EViews 10 software. The findings reveal that socio-economic patriarchal cultural values, educational attainment, and unemployment rates collectively influence women's labor force participation rates in Indonesia. From an Islamic economics perspective, increasing women's participation in the workforce can be achieved by encouraging their involvement in economic activities, motivating them to work, and improving their access to education and career opportunities.
Konsep kredit dalam bingkai pemikiran Zaid bin Ali serta relevansinya di era kontemporer Ismail, Ismail; Amini, Salisa; Misrah, Misrah
AL-Muqayyad Vol. 7 No. 2 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i2.2288

Abstract

Humans continuously engage in various activities, encompassing both divine obligations (hablumminallah) and social interactions (hablumminannas). Islam provides clear guidance on permissible credit transaction schemes and prohibits those that lead to riba. This study employs a descriptive qualitative approach, analyzing the thoughts of Zaid bin Ali through a review of journal articles published on Google Scholar. The research aims to explore Zaid bin Ali's perspective on the concept of credit in Islamic economics and to analyze its relevance to contemporary Islamic financing practices. The findings reveal that, according to Zaid bin Ali, credit transactions with higher prices than cash payments are permissible, provided they are based on mutual agreement and consent between the parties involved. This perspective aligns with the practices of Islamic financial institutions, as regulated by DSN MUI Fatwa No. 04/DSN-MUI/2000.
Pemasaran budidaya ikan nila Desa Sungai Duren melalui analisis SOAR dalam perspektif ekonomi Islam Arfah, Arfah; Dahlia, Dahlia; Heriyani, Heriyani; Fitriana, Fitriana
AL-Muqayyad Vol. 7 No. 2 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i2.2305

Abstract

This research aims to examine parot fish marketing strategies through SOAR (strength, opportunity, aspirations, result) analysis in an Islamic economic review in Sungai Duren sub-district, Jambi Province. The importance of this research is that parot fish is part of the freshwater fish cultivation commodity with urgent economic value. Marketing of parot fish between fish farmers, collectors or consumers can provide efficiency in activities in the field. However, this condition sometimes experiences market access problems, which have an impact on the continued existence of parot fish cultivation businesses. This research uses qualitative methods. The results of the research show that in order for parot fish cultivation to be successful in the future, it is necessary to change the parot fish cultivation strategy itself and change the marketing strategy, which was initially carried out in ponds, changing to the form of cages which are very popular with the public, so that the profits obtained are as expected.
Pertumbuhan ekonomi antar daerah di wilayah Ajatappareng dalam perspektif ekonomi Islam (Studi lima kabupaten di provinsi Sulawesi Selatan) Usmayani, Ilham Putra; Ningsih, Restu Fitria; Pangestu, Dian Resky
AL-Muqayyad Vol. 7 No. 2 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i2.2315

Abstract

The Ajatappareng region in South Sulawesi is a strategic area within the Spatial Planning (RTRW) as part of the Parepare and surrounding key development zones. This study aims to analyze interregional economic growth using descriptive statistical methods based on secondary data from 2011–2015. Additionally, the Location Quotient (LQ) analysis was employed to identify key sectors in each district. The results indicate that the electricity and gas supply sector is the leading sector across all regions, followed by agriculture, forestry, and fisheries, which have significant potential to drive regional economic growth. From an Islamic economic perspective, regional development is guided by Sharia principles to achieve sustainable and stable growth.
Utilitas zakat produktif terhadap penurunan kemiskinan di Provinsi Kepulauan Bangka Belitung Rahmani, Zikri; Putra, Agung Rizki
AL-Muqayyad Vol. 7 No. 2 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i2.2332

Abstract

Zakat funds have a crucial role in alleviating poverty. Zakat funds not only provide direct assistance, but also empower through skills training programs and small businesses. Optimization and transparency of zakat fund management have the potential to reduce poverty in Bangka Belitung Province. The research method used in this research is Qualitative. The data collection technique used by researchers is a field survey with interviews and filling out questionnaires to poor people who are respondents and the Bangka Belitung Province Baznas as respondents and institutions that manage zakat funds, then to add to the analysis, literature and documentation studies are conducted. The results of this study indicate that the zakat distribution program carried out by Baznas of Bangka Islands Province is very much in accordance with the characteristics of poverty in the province.

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