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Management Studies and Entrepreneurship Journal (MSEJ)
Published by Yayasan Pendidikan Riset dan Pengembangan Intelektual
ISSN : 27157911     EISSN : 2715792X     DOI : https://doi.org/10.37385/msej
Core Subject : Science,
Decision Sciences, Operations Research & Management
Management Studies and Entrepreneurship Journal (MSEJ) is published by Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI) as an information and communication media for practitioners, researchers and academics who are interested in the field of management (Finance, Human Resource, Marketing, Operational, and other management areas) and entrepreneurship. First publish in Januari 2020. The Editorial Team invites scientists, scholars, professionals, and researchers to publish the results of their research after the selection of manuscripts, with the peer review and the editing process.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 3,442 Documents
 333   334   335   336   337 
Non Financial Performance As A Driver Of Financial Performance: Empirical Evidence From PT Multi Sukses Tuti Fitriani; Heriana Heriana; Longginus Gelatan
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10795

Abstract

Penelitian ini bertujuan menganalis pengaruh kinerja non finansial terhadap kinerja finansial pada PT Multi Sukses. Penelitian ini menggunakan metode asosiatif. Teknik pengumpulan data yang dilakukan peneliti adalah teknik dokumentasi. Alat analisis yang digunakan dalam penelitian ini menggunakan analisis regresi berganda dengan bantuan SPSS. Berdasarkan hasil analisis yang dilakukan maka hasil penelitian menunjukkan bahwa kinerja non financial yang diukur dengan proses bisnis internal berpengaruh signifikan terhadap kinerja keuangan PT Multi Sukses. Selain itu aspek pertumbuhan dan pembelajaran juga menunjukkan pengaruh yang signifikan. Namun demikian, aspek pelanggan tidak menunjukkan pengaruh yang signifikan terhadap kinerja keuangan PT Multi Sukses.
Pengaruh Ulasan Konsumen, Rating Dan Promosi Terhadapkeputusan Pembelian Di Tokopedia Anderson Gunawan; Fariza Fitria; Vincent Suyapto
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10805

Abstract

Tokopedia merupakan perusahaan berbasis jual beli online terbesar di Indonesia. Keputusan pembelian di Tokopedia mempunyai tren negatif hal ini terlihat dari top brand index yang mengalami penurunan. Dilatarbelakangi dengan maksud untuk menganalisa pengaruh ulasan konsumen, rating dan promosi terhadap keputusan pembelian di Tokopedia. Metodologi penelitian adalah kuantitatif. Pengambilan sampel penelitian dengan menggunakan rumus hair disebabkan populasi penelitian tidak diketahui jumlahnya dengan jumlah 140 orang. Kuesioner dan dokumentasi dimanfaatkan sebagai pengumpulan data. Simpulan dalam studi bahwa secara parsial dan simultan ulasan konsumen, rating dan promosi berpengaruh positif dan signifikan terhadap keputusan pembelian di Tokopedia.
Pengaruh Loan To Deposits Ratio (LDR), Non Performing Loan (NPL), Fee Based Income Ratio (FBIR), Dan Belanja Operasional Terhadap Pendapatan Operasional (BOPO) Terhadap Profitabilitas Perusahaan Perbankan Henny Elina Rusli; Tina Novianti Sitanggang; Evelyn Yovita; Fernando Toky; Hotriado Harianja
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10832

Abstract

Penelitian ini mempunyai maksud dalam melakukan analisis Loan to Deposits Ratio (LDR), Non Performing Loan (NPL), Fee Based Income Ratio (FBIR), dan Belanja Operasional terhadap Pendapatan Operasional (BOPO) terhadap Profitabilitas Perusahaan Perbankan. Metode penelitian menggunakan pendekatan kuantitatif. Populasi dalam penelitian ini berjumlah 47 perbankan dengan 34 sampel dan 102 observasi. Analisis data dengan memanfaatkan regresi berganda. Hasil penelitian memperoleh Loan to Deposits Ratio (LDR) secara parsial berpengaruh positif dan signifikan terhadap Profitabilitas, Non Performing Loan (NPL) secara parsial tidak berpengaruh terhadap Profitabilitas, Fee Based Income Ratio (FBIR) dan Belanja Operasional terhadap Pendapatan Operasional (BOPO)secara parsial berpengaruh negatif dan signifikan terhadap Profitabilitas. Kemudian secara simultan Loan Deposits Ratio (LDR), Non Performing Loan (NPL), Fee Based Income Ratio (FBIR), dan Belanja Operasional terhadap Pendapatan Operasional (BOPO) secara simultan berpengaruh positif dan signifikan terhadap Profitabilitas.
Kontribusi Produk Pembiayaan Kelompok Syariah Yang Tepat Terhadap Pemberdayaan Ekonomi Perempuan Resta Rentika Maharani; Erike Anggraeni; Ridwansyah Ridwansyah
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10834

Abstract

This study aims to analyze the contribution of appropriate Islamic group financing products to women’s economic empowerment. Women’s economic empowerment is a critical issue in sustainable development, particularly in improving women’s access to financial resources, business opportunities, and economic decision-making. This research adopts a qualitative approach using a literature review method, examining various academic sources such as journal articles, books, and relevant reports. Data were collected through academic databases and analyzed using descriptive and content analysis techniques to identify patterns, relationships, and key findings. The findings reveal that Islamic group financing significantly contributes to increasing women’s income, economic independence, and decision-making capacity. The group-based financing model, which applies joint liability mechanisms, has proven effective in reducing financing risks while strengthening social cohesion and mutual support among members. Furthermore, Islamic financial principles such as justice, profit-sharing, and the prohibition of riba provide a more ethical and inclusive framework for women to access financial services. However, the effectiveness of financing largely depends on the appropriateness of the products to women’s needs, including flexible repayment schemes, simple contract structures, and the availability of mentoring and financial literacy programs. This study concludes that appropriately designed Islamic group financing products can serve as an effective instrument in promoting sustainable women’s economic empowerment. Therefore, a holistic and gender-sensitive approach is essential in developing Islamic financial products to ensure more optimal and inclusive outcomes.
Digitalisasi UMKM Perempuan Sebagai Upaya Penguatan Ekonomi Keluarga Dan Komunitas Siti Hanifah; Moh Bahrudin; Evi Ekawati
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10835

Abstract

Digitalization has become a key driver in the transformation of the global economy, including in the development of Micro, Small, and Medium Enterprises (MSMEs). This study aims to analyze the role of digitalization in empowering women-owned MSMEs and strengthening household and community economies. The research employs a qualitative approach using a literature review method by examining various relevant sources from academic journals and scholarly books. The findings indicate that digitalization has a significant positive impact on the performance of women-owned MSMEs, particularly in expanding market access, improving operational efficiency, and enhancing financial inclusion through the use of digital technologies such as e-commerce, social media, and digital financial services. Furthermore, digitalization contributes to increased household income and creates broader economic opportunities at the community level. However, the study also reveals that the implementation of digitalization faces several challenges, including low levels of digital literacy, limited access to technological infrastructure, and socio-cultural barriers that affect women’s participation in the digital economy. These challenges result in a gap between the potential benefits and the actual implementation of digitalization among women entrepreneurs. Therefore, integrated efforts from multiple stakeholders are needed to enhance women’s digital capacity through training programs, improved access to technology, and inclusive policy support. This study contributes to the existing literature on digital-based women’s economic empowerment and provides insights for developing sustainable strategies to strengthen women-owned MSMEs in the digital era.
Pengaruh Harga Citra Merek dan Kualitas Produk terhadap Keputusan Pembelian Skincare pada Konsumen Gen Z di Kota Medan Cornelia Shia Lovely; Jamaluddin Jamaluddin; Cindy Cindy; Richelyn Richelyn; Renny Lubis
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10853

Abstract

Penelitian ini dilakukan dengan tujuan agar ada tidaknya pengaruh yang diterima keputusan pembelian skincare pada konsumen Generasi Z di Kota Medan dari harga, citra merek, dan kualitas produk bisa diketahui. Penelitian kuantitatif merupakan pendekatan yang diimplementasikan oleh penelitian ini dengan memanfaatkan metode deskriptif-asosiatif. Sampel penelitian ditentukan dengan mengimplementasikan non-probability sampling dengan memanfaatkan pendekatan purposive sampling pada 150 responden, dimana rumus Hair et al dijadikan sebagai acuan dalam menentukan kriteria pengambilan sampel. Data penelitian ini dianalisis dengan memanfaatkan Software SPSS melalui uji normalitas, multikolinearitas, heteroskedastisitas, dan autokorelasi yang termuat di dalam uji asumsi klasik, uji validitas dan reliabilitas serta analisis regresi linier berganda. Temuan penelitian memperlihatkan bahwa keputusan pembelian menerima pengaruh positif signifikan dari harga, citra merek, dan kualitas produk secara parsial. Keputusan pembelian bisa menerima dampak paling dominan dari kualitas produk. Keputusan pembelian dengan nilai kontribusi menerima pengaruh signifikan dari ketiga variabel independen itu secara simultan sebanyak 84,4%, di lain sisi faktor lain di luar model penelitian bisa menerangkan 15,6% sisanya. Temuan ini menegaskan bahwa perilaku konsumsi skincare pada Generasi Z di Kota Medan terbukti bisa ditentukan oleh kombinasi harga yang kompetitif, citra merek yang kuat, dan kualitas produk.
Peran Good Governance Dalam Proses Anggaran, Verifikasi, Dan Pembayaran Di DPRD Buleleng Ida Ayu Rat Regita Cahyani; Luh Gede Kusuma Dewi; Nyoman Ayu Wulan Trisnadewi
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10854

Abstract

Penelitian ini bertujuan untuk mendeskripsikan tata kelola proses anggaran, verifikasi, dan pembayaran yang berlangsung di DPRD Buleleng, menganalisis penerapan prinsip good governance dalam proses tersebut, serta mengungkap pemahaman dan praktik pelaku dalam mengimplementasikan prinsip good governance pada pelaksanaan tugas mereka. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan deskriptif melalui wawancara dan dokumentasi terhadap pihak yang terlibat dalam pengelolaan keuangan. Hasil penelitian menunjukkan bahwa proses anggaran, verifikasi, dan pembayaran telah dilaksanakan secara sistematis, berjenjang, dan berpedoman pada regulasi yang berlaku. Penerapan prinsip good governance tercermin melalui transparansi, akuntabilitas, serta kepatuhan terhadap prosedur dan sistem administrasi keuangan. Meskipun demikian, masih ditemukan kendala teknis yang memerlukan peningkatan efektivitas sistem dan penguatan kapasitas aparatur agar tata kelola keuangan dapat berjalan lebih optimal.
Pengaruh Family Support dan Peer Support terhadap Career Decision Self-Efficacy Atlet yang Berkuliah di Fakultas Olahraga dan Kesehatan Undiksha Ketut Ngurah Arya Yudistira; Ni Made Dwi Ariani Mayasari
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10855

Abstract

This study aims to examine the influence of family and peer support on the career decision-making self-efficacy of athletes studying at the Faculty of Sports and Health, Undiksha. This study applied a causal quantitative approach involving 60 athletes as respondents through a saturated sampling technique. Data were collected using a Likert-sized questionnaire that had met validity and reliability tests, then analyzed using linear multiple regression. The results of the analysis showed that both family and peer support partially had a positive influence on athletes' beliefs in career decision-making self-efficacy. However, family support was the variable that had a more dominant influence on career decision-making self-efficacy compared to peer support. Emotional support was the most dominant aspect of family support, which was reflected in the provision of motivation, empathy, and a sense of security from the family. In terms of peer support, emotional support from peers was the main factor in strengthening individual self-confidence and was supported by shared experiences. The magnitude of the influence of family support had an impact on increasing athletes' ability to understand their potential (self-appraisal), so they would be more confident and better prepared in determining career choices. So that family support and peer support in harmony have an equally important role in strengthening the athlete's self-efficiency career decisions.
Analisis Pemanfaatan Nilai Kearifan Lokal Dan Prinsip 5C Untuk Mencegah Kredit Macet LPD Desa Adat Mojan Baturiti, Tabanan, Bali Ni Putu Widiasih; Anantawikrama Tungga Atmadja; I Putu Hendra Martadinata
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10856

Abstract

Lembaga Perkreditan Desa (LPD) memiliki peran strategis dalam mendorong pertumbuhan ekonomi masyarakat desa, khususnya di Bali. Namun, pengelolaan risiko kredit menjadi aspek krusial dalam menjaga keberlanjutan lembaga. Penelitian ini bertujuan untuk menganalisis penerapan prinsip 5C serta integrasi nilai kearifan lokal Tri Hita Karana (THK) dan sanksi adat dalam mencegah kredit macet pada LPD Desa Adat Mojan, Kecamatan Baturiti, Kabupaten Tabanan. Penelitian menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui observasi, wawancara, dan studi dokumentasi. Hasil penelitian menunjukkan bahwa kredit macet dipengaruhi oleh karakteristik masyarakat agraris dengan pendapatan musiman serta risiko gagal panen sebagai faktor utama. Penerapan prinsip 5C (Character, Capacity, Capital, Collateral, dan Condition of Economy) menjadi dasar dalam penilaian kelayakan kredit yang diperkuat melalui nilai THK dan sanksi adat, sehingga meningkatkan kedisiplinan debitor dalam memenuhi kewajibannya. Integrasi antara pendekatan formal dan kearifan lokal terbukti memberikan kontribusi positif terhadap pengendalian risiko kredit dan mendukung keberlanjutan LPD
Penerapan Sistem Pengendalian Manajemen Berbasis Four Levers Of Control Dalam Meningkatkan Kinerja Keuangan LPD Padangtegal Ni Kadek Fera Wati; Anantawikrama Tungga Atmadja
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10857

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan sistem pengendalian manajemen berbasis Four Levers of Control dalam meningkatkan kinerja keuangan LPD Padangtegal. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus. Teknik pengumpulan data dilakukan melalui wawancara mendalam, dan dokumentasi. Informan penelitian terdiri atas pengurus, karyawan dan nasabah LPD Padangtegal yang terlibat langsung dalam proses operasional organisasi. Hasil penelitian menunjukkan bahwa LPD Padangtegal telah menerapkan keempat elemen Four Levers of Control secara terintegrasi. Belief system diwujudkan melalui visi, misi, dan nilai organisasi yang menumbuhkan integritas serta orientasi pelayanan. Boundary system diterapkan melalui aturan dan prosedur kerja untuk meminimalkan penyimpangan dan risiko. Diagnostic control system digunakan untuk memantau pencapaian target dan evaluasi kinerja, sedangkan interactive control system mendorong komunikasi, pembelajaran, dan inovasi. Penerapan keempat sistem tersebut secara sinergis berkontribusi terhadap peningkatan kinerja keuangan LPD yang tercermin dari stabilitas operasional, pengendalian risiko, dan pertumbuhan pendapatan.

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