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INDONESIA
Jurnal EK dan BI
Published by Politeknik Bisnis Indonesia
ISSN : 26207443     EISSN : 26214695     DOI : 10.37600
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal EK&BI merupakan jurnal yang dimaksudkan sebagai media terbitan kajian ilmiah hasil penelitian, pemikiran dan kajian analisis-kritis mengenai isu Ilmu - ilmu ekonomi dan bisnis dan lain-lain yang terkait. Artikel ilmiah dimaksud berupa kajian teori (theoritical review) dan kajian empiris dari ilmu terkait, yang dapat dipertanggungjawabkan serta disebarluaskan secara nasional maupun internasional.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 63 Documents
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Search results for , issue "Vol 7 No 1 (2024)" : 63 Documents clear
DAMPAK PENGETAHUAN KEUANGAN, SIKAP KEUANGAN DAN PENGENDALIAN DIRI TERHADAP PERILAKU KEUANGAN PEDAGANG IKAN DIPASAR BLAWI KARANGBINANGUN LAMONGAN Moh. Ali Wafa; Moh. Azus Shony Azar
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1416

Abstract

The development of information that causes consumptive behavior so that consumers equate market prices with prices at cheaper online shops that occur with increased competition between traders so that traders are required to have good financial behavior amidst competition, consumptive, and technological developments.This study aims to examine the effect of financial knowledge, financial attitudes, and self-control variables on financial behavior variables. The population in this study were the market traders of Blawi Karangbinangun Lamongan. The sample selection in this study used a non-probability sampling technique, especially sensus sampling, which consisted of 92 fish seller and the data came from respondents by distributing questionnaires. The method used is multiple linear regression analysis.The results of this study indicate that financial knowledge has a positive and significant effect on financial behavior variables, financial attitudes have a positive and significant influence on financial variables, and self-control has a positive and significant effect on financial variables. Financial knowledge, financial attitudes, and self-control simultaneously affect financial behavior.
PENGARUH PROGRAM LOYALITAS TERHADAP KEPUASAAN PELANGGAN Tia Hardiyanti; Cludia Ipara Riswardini; Anggit Dyah Kusumastuti
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1348

Abstract

This research aims to gather sufficient information about the impact of loyalty programs on customer satisfaction. This research method is a literature review based on several previous studies to answer the effect of loyalty programs on customer satisfaction. The results of this study indicate that loyalty programs have a significant effect on customer satisfaction. This can be seen in the results of previous research articles which show that loyalty programs have an effect on loyalty.
PENGARUH SUASANA TOKO DAN KEBERAGAMAN PRODUK TERHADAP KEPUTUSAN PEMBELIAN PADA PM COLLECTION PEKANBARU Natasha Ardiyanti; Mandataris Mandataris
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1364

Abstract

The research is aimed at finding out the influence of store atmosphere and product diversity on purchasing decisions at PM Collection Pekanbaru. The development of the business world is increasingly rapid, marked by the increasing number and complexity of challenges that exist within it. One of the many businesses is the fashion business. The independent variables are store atmosphere and product diversity, while the dependent variable is purchasing decisions. The method used in the research was quantitative methods using the SPSS version 20 program. The sample used was 99 respondents using the Accidental Sampling technique for PM Collection Pekanbaru consumers. The data source used in the research are primary and secondary data. The results of this research are that store atmosphere (X1) has a positive and significant influence on purchasing decisions (Y), product diversity (X2) has a positive and significant influence on purchasing decisions (Y), and store atmosphere and product diversity have a significant influence on purchasing decisions.
PENGARUH INFLASI TERHADAP TINGKAT PENGANGGURAN DI INDONESIA PADA BULAN FEBRUARI PERIODE 2021-2024 Mochamad Guntur; Muhammad Fikri Yusuf; Nadila Berlian Agustina; Luria Zahra; Arif Fadilla
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1305

Abstract

Inflation and unemployment are major problems that occur in all developing countries, including Indonesia. Inflation generally has both positive and negative impacts, depending on how severe it is. Mild inflation can improve the economy by encouraging people to work, save and invest. Since the beginning, one of the problems that will have negative consequences if inflation and unemployment are not controlled is the social, economic, political, cultural, and environmental fields. The purpose of this article is to measure how much inflation rate significantly affects the unemployment rate. This article uses a qualitative approach method in descriptive research. This research aims to evaluate the value of a variable independently without making comparisons with other variables. The results obtained are, the inflation rate in 2021 - 2024 has increased, on the contrary, the unemployment rate has decreased, which means that the inflation rate which is still quite under control does not cause an increase in the unemployment rate in Indonesia or inflation and the unemployment rate have a negative relationship.
PENGARUH KEJELASAN SASARAN ANGGARAN, SISTEM PELAPORAN, DAN KOMPETENSI APARATUR DESA TERHADAP AKUNTABILITAS PENGELOLAAN DANA DESA DI KABUPATEN BANYUMAS Naufal Ali Zaidan
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1278

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kejelasan sasaran anggaran, sistem pelaporan dan kompetensi aparatur desa terhadap akuntabilitas pengelolaan dana desa. Populasinya adalah 5 kecamatan yang masih dalam kategori berkembang menurut capaian Indeks Desa Membangun (IDM) tahun 2023 di kabupaten Banyumas. Sampel penelitian ini berjumlah 134 responden dengan metode purposive sampling. Teknik Analisa data yang digunakan adalah Structural Equation Modeling (SEM) Part Least Square (PLS). Hasil penelitian ini menunjukkan bahwa kejelasan sasaran anggaran dan sistem pelaporan berpengaruh positif terhadap akuntabilitas pengelolaan dana desa, kompetensi aparatur desa berpengaruh negatif terhadap akuntabilitas pengelolaan dana desa.
PENGARUH E-TRUST, E-SATISFACTION, DAN PERCEIVED VALUE TERHADAP REPURCHASE INTENTION PADA KONSUMEN E-COMMERCE B2C COFFEE SHOP Kamiilah Ulayya; Willy Arafah
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1437

Abstract

This study examines the influence of e-trust, e-satisfaction, and perceived value on repurchase intention among B2C e-commerce coffee shop consumers. The research uses a survey method with a sample of 200 respondents who have made purchases on B2C e-commerce coffee shop platforms. Data were analyzed using structural equation modeling. The results show that e-trust and perceived value have a positive and significant effect on repurchase intention, while e-satisfaction does not have a significant effect. Prior online experience strengthens the relationships between e-trust, perceived value, and repurchase intention. These findings suggest that e-commerce coffee shop businesses should focus on building trust and offering high perceived value to encourage repeat purchases. Providing a positive online experience can further enhance the impact of e-trust and perceived value on repurchase intention
Kontribusi Alokasi Pendapatan dan Belanja Desa (APBDesa) Pada Indeks Pembangunan Manusia (IPM) Satu Keresidenan Bojonegoro Hening Anitasari; Khalid Fauzi Aziz; Yustika Arida Putri
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1254

Abstract

This research aims to determine the contribution and influence of the Village Income and Expenditure Allocation (APBDesa) on the Human Development Index (HDI) in Bojonegoro Residency. The method used is descriptive-quantitative, which is intended to explain the results of research regarding the influence caused by the variables. Secondary data in this research is data that has been statistically processed and sourced from information on the Bojonegoro Residency Human Development Index for the period 2017–2021. Data analysis uses an analysis tool in the form of eviews with a multiple linear regression analysis model, namely classic assumptions, regression testing, and hypothesis testing. The research results show that the three districts that contribute to the human development index, namely Lamongan District, are seen through the variables of village income and village expenditure. Meanwhile, partial and simultaneous test results have significant results and influence the human development index in Lamongan Regency. So from these results, it can be said that not all districts in the Bojonegoro residency related to the Village APBD have an effect on the human development index.
IMPACT OF FINTECH REGULATIONS ON SPAYLATER OPERATIONS AS WELL AS A REVIEW OF SPAYLATER CONSUMER PROTECTION LAWS M Raihan Noer; Senta Rina Damanik; Roni Sianturi .; Bonaraja Purba .; Khairul Adli Batubara
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1433

Abstract

This research aims to see the impact of fintech regulations on Shopee Paylater online loan operations as well as studying consumer protection laws in Shopee Paylater services. The method used in this research is the normative legal method, namely a research approach that focuses on the norms or legal regulations that apply and must be obeyed by society. The results of the analysis show that Financial Technology operates under the auspices of the central bank, namely Bank Indonesia, while also being supervised by applicable laws. The law that oversees financial technology is Law no.4 of 2023 concerning Development and Strengthening of the Financial Sector which regulates the financial technology industry. This law is the latest instrument in dealing with increasingly developing fintech. One type of Fintech that is popularly used by people today is Shopee Paylater. Fintech developments such as Shopee Paylater can also raise problems related to consumer protection. Therefore, the importance of regulations in consumer protection. The law that regulates consumer protection is Law Number 8 of 1999 concerning Consumer Protection. There are also policies or efforts that have been made by the government related to consumer protection, namely by establishing a Financial Services Authority.
PENGARUH NILAI TUKAR RUPIAH , TINGKAT SUKU BUNGA DAN INFLASI TERHADAP IHSG PERIODE 2020-2023 Imroatul Firdausiyah; Mei Indrawati; Rusdiyanto Rusdiyanto
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1329

Abstract

This study aims to investigate the impact of the rupiah exchange rate, interest rate, and inflation variables on the Composite Stock Price Index (IHSG) during the period of 2020-2023. The data utilized in this study are secondary data. The sample size used in the study comprised 48. The data analysis method employed was multiple linear regression analysis. The research findings indicate that collectively, the rupiah exchange rate, interest rates, and inflation significantly influence the Composite Stock Price Index (IHSG). Partially, it is evident that the rupiah exchange rate and inflation significantly affect the Composite Stock Price Index (IHSG), whereas interest rates do not impact the Composite Stock Price Index (IHSG).
PENGARUH MENTAL TOUGHNESS DAN COMPETENCY TERHADAP ORGANIZATIONAL COMMITMENT DIMEDIASI OLEH JOB SATISFACTION PADA KARYAWAN GEN Z DI JAKARTA Ratri Ayu Asmorofitri; Irma Febri Damayanti; Netania Emilisa; Diajeng Athahira Ramadhanti
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1405

Abstract

This research focuses on the influence of Mental Toughness and Competence on Organizational Commitment mediated by Job Satisfaction by conducting studies on Generation Z employees which are still limited. This research was conducted by means of hypothesis testing (hypothesis testing) which was used to test the influence of Mental Toughness and Competence on Organizational Commitment and Job Satisfaction as mediation for Gen Z Employees in Jakarta. The type of relationship between variables used is correlation research because it explains the variables related to the problem. The data used is cross sectional because it will only be conducted once in a certain period and the unit of analysis is individuals, namely Gen Z employees in Jakarta. The research setting used is a non-contrived setting because the research was conducted where work is generally located. The results of descriptive statistics show that Gen Z employees feel Mental Toughness in Gen Z employees in Jakarta. Employees who have Mental Toughness will often receive appreciation for their ability to manage stress more effectively and remain calm when facing difficult situations at work.

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