Indonesian Journal of Islamic Economics and Business
Indonesian Journal of Islamic Economics and Business E-ISSN: 2540-9506 P-ISSN: 2540-9514 is the journal that concerns to publish broader issues on Islamic Economics and Business. It based on the presupposition that Islamic economics and Business is still on going process to be established. There is a need to serious study on not only limited to Islamic banking and financing system but also on philosophy, politic, environment, law, culture, ethics, management and entrepreneurship of ‘Islamic Economics’. The journal aimed at bridging and solving the dichotomy between ‘orthodox’ and ‘heterodox’ problems of Islamic economics. So, the journal invites scholars who interesting in Islamic economics and Business contributes to submit their research article.
Articles
214 Documents
<![CDATA[Penerapan Khiyar pada Pengembalian Barang Dalam Transaksi Jual Beli Pakaian Grosir Di Pasar Komplek WTC Jambi ]]>
<![CDATA[Sari, Ani Mutiara]]>;
<![CDATA[Pangiuk, Ambok]]>;
<![CDATA[Baining, Mellya Embun]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 7 No. 1 (2022): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v7i1.1250
<![CDATA[This research aims to determine the application of khiyar in the return of goods in buying and selling clothes at the Jambi WTC complex market. This study uses qualitative analysis methods, where primary data is obtained from interviews and secondary data is obtained from documentation. The place in this study is the WTC Jambi shop-house complex market and the actors in this study are traders and buyers in the WTC Jambi shop-house complex market. The results of the study are as follows. (1) The application of khiyar on the return of goods at the Jambi WTC complex market has been carried out even though there is still need for improvement or it is not maximized besides that the majority do not recognize the term "Khiyar". But conceptually they have done it. (2) The implementation of the existing buying and selling contract process carried out by wholesale clothing sellers in the Jambi WTC complex market is still not in accordance with the concept of Islamic business ethics. Because there are still traders who cheat, as at the beginning of their agreement, and there are still traders who only care about their own profits without seeing that one party is being harmed. Of course this is very detrimental to the buyer and this also should not be applied and is not in accordance with Islamic business ethics. (3) The obstacle faced in carrying out khiyar on the return of goods at wholesale clothing at the Jambi WTC complex market is that the term khiyar practice according to Islam is not applied comprehensively. Although in fact they have implemented some provisions in Islam. So there is still a need for improvement by reviewing Islamic rules regarding buying and selling, including khiyar. Lack of socialization from the government in carrying out buying and selling contracts in Islam in discussing khiyar issues and ethics in trading in Islam. Keywords: Khiyar, Buy and Sell,Islamic Bussines Ethic]]>
<![CDATA[Analisis Volume Saham Campina Ice Cream Industry Tbk. (ISSI): Regresi dengan Teknik Imputasi LOCF: Regresi dengan Teknik Imputasi LOCF ]]>
<![CDATA[Dewanata, Pandu]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v7i2.1283
<![CDATA[PT Campina Ice Cream Industry Tbk is an ice cream manufacturer headquartered in Surabaya. To support all company activities and optimize the operations of the Campina company until the end of 2020. Analyzing the stock price index and the volume of shares of the Campina company during the COVID-19 pandemic through several regression assumption model simulations by suppressing the imputation in the company data and estimating the missing data value by The LOCF imputation technique started from early 2020, which was the beginning of confirmed covid until now in April 2022 so that it can be used as a data reference for investors to see the performance and strategies carried out during covid and also see graphs and statistics on the performance of the Campina company. And we did some regression assumption model tests. including normality test, heteroscedasticity test, multicorrelation test, autocorrelation test, linearity test. And we found quite good results regarding the volume of stock prices before and after amputation with the LOCF technique, not too much change, but we found the best model for regression was in the fourth simulation. So that accountants and stock investors can use the data we obtained for material to considering the original condition of the company during this covid 19.]]>
<![CDATA[Pengaruh Relokasi dan Modal Usaha Terhadap Tingkat Pendapatan Pedagang Pasar Angso Duo Kota Jambi ]]>
<![CDATA[M.Firmansyah]]>;
<![CDATA[Pangiuk, Ambok]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v7i2.1386
<![CDATA[This study determine and analyze the effect of relocation and venture capital on the income level of Angso Duo market traders in Jambi City. Quantitative approach research and multiple linear regression data analysis. The research sample is 87 Angso Duo market traders. The results of the t-test of relocation (X1) on income (Y) partially have a positive effect on the income level of market traders. evidenced by a significant 0.000 < 0.0005 tcount > t table, which is 3.800 > 1.667 that relocation has a positive effect because Ha is accepted and H0 is rejected which states that there is a significant positive effect between the relocation variable (X1) on income (Y). The results of the t-test Business Capital (X2) on income (Y) partially has no effect and is not significant on the income level of market traders. evidenced by the significant value of 0.692 > 0.005 and the value of t count > t table 0.397 < 1.667. concluded that Ha is rejected and H0 is accepted stating that there is no and no significant effect between the variables of venture capital (X2) on income (Y). The results of the F test are known that the significance value for the effect of relocation (X1) and working capital (X2) simultaneously on the income of traders (Y) is 0.001 < 0.005 and the value of Fcount > Ftable (8.049 > 3.105). Concluded that H0 is rejected, which means that there is a significant effect between relocation and working capital simultaneously on the income of the Angso Duo Jambi market traders. The value of Adjusted R Square is 0.141 or 14.1%, which means that income of market traders influenced relocation and business capital of 14.1% while the remaining 85.9% influenced by other variables not examined in this research model. Kata kunci : Market Relocation, Business Capital, Income.]]>
<![CDATA[Tinjauan Maqoshid Syariah Pada Produk Asuransi Syariah (Studi Komparatif pada Pru Syariah, dan Avrist) ]]>
<![CDATA[Farras Samah, Hamidah]]>;
<![CDATA[Fikri, Hilmy]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v7i2.1520
<![CDATA[This study aims to analyze the practice and application of sharia insurance in terms of maqashid sharia aspects. the sample used is Pru Syariah and Avrist which are private insurance institutions that have conventional business holdings. The method used is descriptive comparative, namely comparing product and service descriptions of the two insurance companies based on secondary data and then comparing them. the sharia standard reference is the syatibi version of maqoshid sharia which is measured normatively. The results of the study show that in general these two insurances have implemented the maqoshid sharia principles, namely protecting religion, life, property and offspring. only maintaining reason is still considered minimal, this is indicated by the understanding of sharia insurance agents about sharia law which is not yet sufficient which is feared to spread to the point of protecting religion.]]>
<![CDATA[Analysis of Islamic Work Ethic on Job Satisfaction with Intrinsic Motivation Mediation Variables in Millennial Generation Employees ]]>
<![CDATA[Iman, Iman Fauzi Sudirman]]>;
<![CDATA[Firdaus, Achmad]]>;
<![CDATA[Muhammad Ali, Zulkarnain]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v7i2.1553
<![CDATA[This research aims to determine the impact of Islamic work ethic on job satisfaction with intrinsic motivation mediation variables in millennial generation employees. This type of research uses a quantitative description with explanatory research using a sample of 101 respondents. The data analysis method used in this research is descriptive analysis method, Structural Equation Modeling (SEM) with SmartPLS 3 software. The results show that Islamic work ethic has a significant and positive effect on job satisfaction both directly and indirectly. using the mediating variables of intrinsic motivation and job satisfaction. Keywords: Islamic Work Ethic, Intrinsic Motivation, Job Satisfaction]]>
<![CDATA[Analisis Perputaran Piutang Pada PT Makmur Selaras ]]>
<![CDATA[Evi Amelia Damayanti]]>;
<![CDATA[Aslamiyah, Suaibatul]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v7i2.1557
<![CDATA[An increasing number of fierce commercial enterprise competition encourages companies to achieve marketplace position, as a result businesses need a sales strategy by means of credit score which will boom the range of income. The purpose of conducting this research is due to the discovery of empirical evidence regarding the analysis of accounts receivable turnover by PT Makmur Selaras, empirical evidence obtained in the company, namely the results of company receivables that go up and down. Credit sales within the company caused some customers to experience delays in paying debts, so it is necessary to analyze how much the turnover rate of receivables from sales made by PT Makmur Selaras in the 2018-2021 period. The method used on this studies is qualitative and utilizes descriptive techniques. This studies facts uses secondary records inside the shape of money owed receivable reviews at PT Makmur Selaras. Based totally at the effects of the study, it shows that from year to year the level of receivables turnover at PT Makmur Selaras is very small, as a end result the billing finished with the aid of management is called unsuccessful, the effects of the research display that the arrears ratio fluctuates, specifically 81.21% in 2020 and sixty nine.18 % in 2021. Likewise, the billing ratio that occurs fluctuates, this means that the organisation isn't very able to amassing receivables. Unsuccessful debts receivable turnover resulting from series of unpaid receivables causes the company to enjoy a lower in revenue.]]>
<![CDATA[Analisis Pengembangan Sumber Daya Manusia pada PT. Surya Artha Nusantara Finance (SANF) ]]>
<![CDATA[-, Juhainah]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v7i2.1578
<![CDATA[The objectives of this research are to identify and explain the implementation of human resource development management in PT. Surya Artha Nusantara Finance along with the performance of human resource development management of PT Surya Artha Nusantara Finance today. The type of research that is used in this research is descriptive research with a qualitative approach. The focus of research is divided into two parts, the first focus is about the implementation of human resource development in PT Surya Artha Nusantara Finance (SANF). The second focus is to know the performance of human resource development in PT Surya Artha Nusantara Finance today. The collection of data by the researcher is based on primary and secondary data. The results and issues evaluation which are undertaken from this research shows the implementation of human resource development SANF is in conformity with the Astra Human Capital Management (AHCM) consisting of Assessing Training Needs, Designing Training Program, Delivery Training, and Training Evaluation. Thecurrent performance of human resource development SANF is going through the stages of systematic and policies applied in the process of people development based on the company's needs for labor in the activities undertaken. Obstacles that occur during the human resource development a rise more dominant from the internal]]>
<![CDATA[Analisis Penggunaan Aplikasi Simba Dalam Pengelolaan Zakat Di Badan Amil Zakat Kota Bukittinggi ]]>
<![CDATA[Halimah, Nur]]>;
<![CDATA[Nuriyah, Aminah]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 8 No. 1 (2023): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v8i1.1658
<![CDATA[This thesis aims to discuss the use of the SIMBA application and discuss the level of effectiveness of SIMBA in the management of zakat funds at BAZNAS Bukittinggi. This research was conducted at the National Amil Zakat Agency (BAZNAS) of Bukittinggi City in 2022 using a qualitative approach where data collection was carried out by conducting interviews and document reviews. This study uses primary and secondary data obtained from BAZNAS Bukittinggi City. Researchers used data analysis to measure the level of effectiveness. In this study, it was found that SIMBA has been implemented by BAZNAS Bukittinggi City since 2018. The presence of SIMBA not only collects and records all existing data and activities, but also presents financial reports of all zakat fund management activities transparently and presented in balance sheets and other reports. The use of the SIMBA application has been proven effective with the achievement of indicators of effectiveness, namely the achievement of goals, integrity, and adaptation. In the results of the calculation and measurement of the effectiveness/efficiency ratio using the formula 19 the ratio of collection costs in 2021 with a result of 2.49% and formula 20 the ratio of collection in 2021 with a result of 0.28%. From the calculation results, it can be said that the collection of funds at BAZNAS Bukittinggi has been effective/efficient. The more effective/efficient the institution is in conducting collections, the better the governance of zakat institutions will be. Keywords: Management system, SIMBA, Zakat, effectiveness.]]>
<![CDATA[Pengaruh Literasi Zakat dan Kepercayaan pada Lembaga Pengelola Zakat Terhadap Perilaku Membayar Zakat Muzakki di Kota Jambi Tahun 2021- 2022 ]]>
<![CDATA[Irsyad, Muhammad]]>;
<![CDATA[Wediawati, Besse]]>;
<![CDATA[Solikhin, Agus]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 8 No. 1 (2023): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v8i1.1693
<![CDATA[This study aims to examine the effect of zakat literacy and trust in zakat management institutions on the behavior of paying zakat muzakki in the city of Jambi. This research is quantitative and the research data used are primary and secondary data. The population in this study is muzakki, namely someone who is obliged to pay zakat in the city of Jambi. Samples were taken using Stratified Random Sampling, totaling 90 people. Data was collected through the distribution of questionnaires with a Likert scale. The data testing technique uses Validity Test and Reliability Test, R-Square Test and Hypothesis Testing with Bootstrapping using SmartPLS 3.0 Software. The results showed that zakat literacy had a positive and significant effect on the behavior of paying zakat muzakki in the city of Jambi and trust in zakat management institutions had a positive and significant effect on the behavior of paying zakat muzakki in the city of Jambi.]]>
<![CDATA[Prediksi Customer Churn Menggunakan Metode CRISP-DM Pada Industri Telekomunikasi Sebagai Implementasi Mempertahankan Pelanggan ]]>
<![CDATA[Yudiana, Yudi]]>;
<![CDATA[Yulia Agustina, Asiroch]]>;
<![CDATA[Khofifah, Nur]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 8 No. 1 (2023): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v8i1.1710
<![CDATA[Fulfilling the needs and desires of customers is a strategy in retaining customers. Among these strategies is a quality product and quality service will also fulfill customer expectations. The purpose of this research is to predict whether customers will become loyal customer or leave the company's services. The research method uses the CRISP-DM (Cross Industry Standard Process for Data Mining) technique and the hypermeter tuning method with the ridge classifier algorithm and the confusion matrix. CRISP-DM is a process model that serves as the base for a data science process with six sequential phases. The data used is 7,043 records. divided into 70:30 data train and data test. From the selection of features, most unsubscribed customers are customers who do not use several services such as VPN, Data Backup, Device Protection, Technician Assistance, TV Streaming, Movie Streaming monthly contracts and use the E-Wallets payment method. Then the results of the accuracy research using the confusion matrix show quite good results with an accuracy of 80.5%, Precision of 85.7% and Recall of 89.8%. As many as 73% or 5,174 continue to use the service and 1,869 or around 27% of customers stop using Telkom Indonesia services.]]>
