cover
Contact Name
Mohammad Hamim Sultoni
Contact Email
msultoni@iainmadura.ac.id
Phone
+6281333422227
Journal Mail Official
mabny@iainmadura.ac.id
Editorial Address
Jl. Raya Panglegur km. 4 Pamekasan, Jawa Timur, Indonesia.
Location
Kab. pamekasan,
Jawa timur
INDONESIA
Mabny : Journal of Sharia Management and Business
ISSN : 27978487     EISSN : 27976319     DOI : https://doi.org/10.19105/mabny
Core Subject : Economy, Science,
The articles of Mabny : Journal of Sharia Management and Business is focus on : 1. Islamic Management Business 2. Management of Zakat & Wakaf 3. Marketing Management 4. Finance Management 5. Operation Management 6. Human Resource Management 7. Management Information System 8. E-Commerce 9. Risk Management 10. Entrepreneuship 11. Asset Management
Articles 69 Documents
Akselerasi Kualitas Pelayanan Sertifikasi Halal Produk UMKM di Madura Shalehoddin; Yakin, Ainol; Hakim, Lukmanul
Mabny: Journal of Sharia Management and Business Vol. 5 No. 1 (2025): Mabny: Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i1.20212

Abstract

Abstract: This study aims to analyze the quality of service in the halal certification process carried out by the Halal Center of IAIN Madura for MSME actors on Madura Island. Although most business actors are aware of the importance of halal certification, ownership of certificates remains low. The study uses a qualitative case study approach to explore the managerial role of the Halal Center in accelerating and simplifying the halal certification process. The findings reveal that service improvements are achieved through strengthened infrastructure, intensive training for halal facilitators, and both social and digital innovations such as the SIHALAL application and WhatsApp groups. Positive responses from MSMEs indicate that the Halal Center of IAIN Madura has significantly contributed to raising awareness, understanding, and participation in the halal certification process. Keywords: service quality, halal certification, MSMEs, Halal Center, Madura. Abstrak: Penelitian ini bertujuan untuk menganalisis kualitas pelayanan dalam proses sertifikasi halal yang dilakukan oleh Halal Center IAIN Madura terhadap pelaku UMKM di Pulau Madura. Meskipun mayoritas pelaku usaha menyadari pentingnya sertifikasi halal, tingkat kepemilikan sertifikat masih rendah. Penelitian ini menggunakan pendekatan kualitatif dengan studi kasus, untuk mendalami peran manajerial Halal Center dalam mempercepat dan mempermudah proses sertifikasi halal. Hasil penelitian menunjukkan bahwa peningkatan pelayanan dilakukan melalui penguatan sarana-prasarana, pelatihan intensif bagi pendamping, serta inovasi sosial dan digital seperti penggunaan aplikasi SIHALAL dan grup WhatsApp. Respon positif dari UMKM menunjukkan bahwa keberadaan Halal Center IAIN Madura memberikan kontribusi nyata dalam mendorong kesadaran, pemahaman, dan partisipasi pelaku usaha dalam proses sertifikasi halal. Kata kunci: kualitas pelayanan, sertifikasi halal, UMKM, Halal Center, Madura.
Moderasi Finansial Moderasi Financial dalam Prekspektif Ekonomi Islam (Studi Naratif pada Pelaku UMKM Syariah di Kota Metro) Ismail, Vera
Mabny: Journal of Sharia Management and Business Vol. 5 No. 1 (2025): Mabny: Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i1.21571

Abstract

Penelitian ini bertujuan untuk mengeksplorasi pemahaman, praktik, serta tantangan yang dihadapi oleh pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) Syariah dalam menerapkan moderasi finansial berdasarkan perspektif Ekonomi Islam. Pendekatan yang digunakan adalah kualitatif dengan jenis studi naratif, yang memungkinkan peneliti menggali pengalaman hidup dan refleksi pribadi para pelaku usaha secara mendalam. Data dikumpulkan melalui wawancara mendalam, observasi, dan dokumentasi terhadap sejumlah pelaku UMKM Syariah di Kota Metro, Lampung. Hasil penelitian menunjukkan bahwa para pelaku memiliki pemahaman dasar mengenai nilai-nilai keuangan Islam seperti qana’ah (merasa cukup), amanah (tanggung jawab), dan barakah (keberkahan), meskipun tidak secara eksplisit menggunakan istilah “moderasi finansial.” Dalam praktiknya, mereka menghindari riba, menerapkan pembukuan sederhana, dan menyalurkan sebagian keuntungan untuk kepentingan sosial, namun penerapan nilai-nilai ini tidak lepas dari tantangan, seperti rendahnya literasi keuangan Islam, tekanan ekonomi, dan keterbatasan akses pembiayaan syariah. Beberapa pelaku menunjukkan transformasi spiritual yang memperkuat komitmen mereka terhadap prinsip moderasi keuangan. Penelitian ini menyimpulkan bahwa moderasi finansial dalam perspektif ekonomi Islam bukan hanya konsep normatif, tetapi dapat diterapkan secara kontekstual dalam praktik UMKM Syariah. Temuan ini relevan bagi pengembangan literasi keuangan syariah dan penguatan ekosistem ekonomi Islam yang berkelanjutan. Kata kunci: Moderasi Finansial, Ekonomi Islam, UMKM Syariah, Studi Naratif, Kota Metro
Digital Banking Research Trends: A Bibliometric Analysis of Banking Technology Developments Farichah, Miftahul; Lamondo, Mohamad Safriyanto
Mabny: Journal of Sharia Management and Business Vol. 5 No. 2 (2025): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i2.16895

Abstract

This research aims to analyze the trend of digital banking research on the development of banking technology through a bibliometric approach. The method used in this study uses a mixed-method, which is a combination of quantitative methods in the form of a bibliometric analysis approach and qualitative methods in the form of a literature review study. The data in this study were obtained from secondary data. Data analysis tools use Mendeley Desktop and VOSviewer software. The analysis was conducted on abstracts and research keywords related to the development of digital banking-based banking technology. The results of the study show that; 1) based on the mapping of journal publications, there are 76 articles on the development of digital banking technology; 2) the results of network visualization around the development of digital banking technology are divided into 6 clusters and 25 topic items; 3) there are four problems that are challenges in the development of banking technology, 1) cybersecurity, 2) digital financial literacy, 3) infrastructure gaps, and 4) regulation and compliance.
Analyzing What Drives Consumers to Buy: An SEM–PLS Study at Onde-Onde Bo Liem Empunala Mojokerto Prastika, Alifah Septa; Rendra Erdkhadifa; Mubarak, Reza
Mabny: Journal of Sharia Management and Business Vol. 5 No. 2 (2025): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i2.18237

Abstract

This study is based on the efforts that need to be made by a business in maintaining its existence amidst business competition with similar products and services offered to the market. This condition requires business actors to identify and understand current market needs. Therefore, an entrepreneur needs to study consumer behavior patterns. Based on this, efforts are needed to organize strategies so that the business owned can develop, one of which is by analyzing factors that can contribute to consumer purchasing decisions for goods or services. This study applies quantitative methods and associative research types with a sampling technique, namely quota sampling where the number of samples is 100 respondents. The data analysis technique used is Structural Equation Modeling - Partial Least Square. Referring to the results of the analysis carried out, it shows that in the Onde-onde Bo Empunala business, the factors that contribute significantly to the purchasing decision process are the quality of the products owned and brand image, while the service and location factors do not contribute significantly.
The Existence Of Unit Link Products : Empirical And Juridical Review Firman Syah, Ardy; Saleh, Ilham
Mabny: Journal of Sharia Management and Business Vol. 5 No. 2 (2025): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i2.20086

Abstract

The purpose of this study is to obtain strategic steps for business actors in limiting the sale of unit-linked products based on the latest regulations through the factor analysis method. The methodology used is descriptive analysis with a qualitative approach. The literacy sources used come from primary data, namely literature reviews, mass media and applicable laws and regulations as well as secondary data on the Statement Of Financial Position from the Financial Services Authority to be further studied in measuring the parameters of the analysis of policy recommendations needed next. The results of the study show that the high level of risk in marketing unit-linked products with the PAYDI system is still limited by the placement of investment funds that are medium risk, insurance sector business actors can provide recommendations on the placement of funds made by customers based on the quality of the investment manager's portfolio and investment categories that are not based on high risk. Fixed unit link products provide an appropriate margin for business actors through periodic top up administration fees. The element of protection from cash value remains the basis of the priority of this unit link marketing.
The Influence of Knowledge, Fieldwork Practice and Motivation on Students' Intention in Working at Sharia Banks Waharani, Sephi; Nurjanah; Ade Fadillah FW Pospos; Nur Kumalahayati
Mabny: Journal of Sharia Management and Business Vol. 5 No. 2 (2025): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i2.20175

Abstract

This study aims to analyze the influence of knowledge, fieldwork experience, and motivation on the interest of Islamic banking students at FEBI IAIN Langsa to pursue a career in Islamic banks. The sample used in this study amounted to 100 students. Data analysis was carried out by multiple linear regression. The findings of this study show that simultaneously, knowledge, fieldwork experience, and motivation have a positive and significant influence on students' interest in working in Islamic banks. Partially, knowledge and motivation showed a significant influence on interest in working in Islamic banks, while field work experience did not show a significant influence on the variables of interest.
Emotional and Rational in the Decision to Use Payment Services of Islamic Financial Institutions for DIKTIS Students in Pamekasan Regency: The Mediating Effect of Regulation Mubarak, Reza; Subairi; Faruq, Umarul; Fatoni, Ilhasul; Rohmatin, Atin
Mabny: Journal of Sharia Management and Business Vol. 5 No. 2 (2025): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i2.21933

Abstract

There are many Islamic universities in Pamekasan regency, and their students can become ambassadors of sharia banking in society. At the same time, they also become a target market. However, not all students use sharia banking products. They use it because of the regulations from their campus. The aim of this research is to analyze whether Emotional and Rational influence students to make decisions on using Sharia Financial Institution Payment Services which are moderated by regulations at each university in Pamekasan Regency. This research uses respondents coming from active students at seven universities Directorate General of Islamic Higher Education (DIKTIS) in Pamekasan Regency. The data analysis used is multiple linear regression with moderator variables. Emotional Factors and Rational Factors as independent variables, Usage Decisions as dependent variables and Regulation as moderator variables. The results of this research are that emotional factors and rational factors affect the decisions of Pamekasan Regency DIKTIS students in using Sharia Financial Institution Payment Services. And Regulation as a moderator variable significantly strengthens the relationship between Rational Factors and Usage Decisions. Meanwhile, Emotional Factors cannot be strengthened in their relationship to Regulatory Use Decisions.
The Impact of Sound System Event Implementation and Visit Intensity on the Income of Micro, Small, and Medium Enterprises (MSMEs) Syarofi, Muhammad; Nurhaliza; Hakim, Faris Kurnia; Firdaus, Cecep Bryan
Mabny: Journal of Sharia Management and Business Vol. 5 No. 2 (2025): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i2.22151

Abstract

This study aims to analyze the influence of sound system event attendance and visit intensity on the increase in income of Micro, Small, and Medium Enterprises (MSMEs) in Padomasan Village. This research employs a quantitative approach using a survey method, with data analysis conducted through the Structural Equation Modeling–Partial Least Squares (SEM-PLS) technique using SmartPLS software. Data were collected through questionnaires distributed to several MSME respondents in Padomasan Village. The results of this study indicate that both the presence of sound system events and the intensity of visits have a positive and significant influence on the increase in MSME income in Padomasan Village. Sound system events can serve as a major attraction for visitors, increasing the number of buyers and thereby having a positive impact on MSME income. In addition, a high level of visit intensity also contributes to the growth of MSME product sales. The presence of sound system events and the frequency of visits are important factors that need to be considered in efforts to increase the income of MSMEs in Padomasan Village.
The Influence of Profitability, Liquidity and Sales Volume on Financial Distress in Retail Companies Listed on the IDX Masruroh; Purnamawati, Anni Muslimah
Mabny: Journal of Sharia Management and Business Vol. 5 No. 2 (2025): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i2.22525

Abstract

This study aims to analyze the influence of profitability, liquidity, and sales volume on financial distress in retail companies listed on the Indonesia Stock Exchange (IDX). The primary focus of this study is to identify the financial variables that play the most significant role in determining a company's vulnerability to financial distress, particularly amidst changing consumer behavior, which now favors online transaction. This study uses a quantitative approach with multiple linear regression analysis. Secondary data were obtained from the annual financial reports of retail companies listed on the Indonesia Stock Exchange. Data testing included classical assumption tests (normality, autocorrelation, heteroscedasticity, and multicollinearity) as well as partial tests (t-test) and simultaneous tests (F-test). The regression model was declared feasible because it met all classical assumptions. The results of the study indicate that profitability has a negative and significant effect on financial distress. Conversely, liquidity and sales volume do not significantly influence financial distress. However, simultaneously, profitability, liquidity, and sales volume do not significantly influence financial distress. Practically, the results of this study emphasize the importance of profitability as a key indicator in assessing bankruptcy risk in the retail sector. Management needs to focus strategies on improving asset efficiency and controlling costs to strengthen financial performance. For investors and creditors, profitability ratios can serve as a primary benchmark in assessing the financial health of retail companies. Meanwhile, the insignificant results for liquidity and sales volume variables suggest that classic financial ratios need to be combined with operational and non-financial indicators such as digital innovation and supply chain management to comprehensively understand distress risk. The lack of involvement of sales volume variables in previous studies is one of the limitations that needs to be improved in research related to financial distress.