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International Journal of Educational Review, Law And Social Sciences (IJERLAS)
Published by CV. RADJA PUBLIKA
ISSN : -     EISSN : 2808487X     DOI : https://doi.org/10.54443/ijerlas
Core Subject : Religion, Humanities, Science, Education, Social,
Religion Humanities Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other
This journal accepts articles on results of the research in fields of Education, Cross Culture, Law, Environmental Empowerment which are the latest issues from the results of activities or practical implementations that are problem solving, comprehensive, meaningful, latest and sustainable findings with clear goals and visionary in various activities that have innovation and creativity. So that they do not just replicate the same activities in different places but must have to measurable results and impacts for society and support the achievement of the goals set in modern human development.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 939 Documents
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ANALYSIS OF THE FINANCIAL HEALTH OF RURAL CREDIT BANKS BEFORE AND DURING THE COVID-19 PANDEMIC (Case Study of the Implementation of Financial Risk Management at Bank Perkreditan Rakyat Nusantara Bona Pasogit 20) Jona Sitepu; Nisrul Irawati; Isfenti Sadalia
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 3 (2023): May
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i3.804

Abstract

The Covid-19 pandemic has impacted the business industry, especially the banking sector. This study aims to analyze the financial health of Rural Banks before and during the Covid-19 pandemic. Another objective of this research is to describe the implementation of risk management during the COVID-19 pandemic. The object of this research is the Bank Perkreditan Rakyat Nusantara Bona Pasogit 20 (BPR NBP 20). This research method is quantitative by comparing the financial health proxied by non-performing loans, return on assets, operating expenses to operating income, cash ratio and loan to deposit ratio. Qualitative research methods describe the implementation of risk management during the Covid-19 pandemic. The results showed that there were statistical differences in financial performance statistics before and during the Covid-19 pandemic period for financial performance as measured by non-performing loans, return on assets, cash ratio and loan to deposit ratio, and there were no statistical differences for financial performance as measured by operating expenses to operating income. The results of research on the implementation of risk management in the first semester of the Covid-19 pandemic period were in adequate condition, and BPR NBP 20 regularly reported the results of risk assessments to the Financial Services Authority (OJK).
THE VALIDITY OF USING NOMINEE BY NOTARIES TO MEET THE REQUIREMENTS FOR APPLYING THE LIMITED LIABILITY COMPANY CREDIT IN BANKING Winahyu Erwiningsih
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 3 (2023): May
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i3.810

Abstract

The legal principles of contract freedom, pacta sunt servanda, and reciprocal good faith are the cornerstones of nameless agreements, or inomonaat, which include nominee agreements. The provisions of the nomination agreement are enforceable against the parties who enter it as well as by the courts if it is legitimate and contains the clauses needed by law, custom, and appropriateness. Banks believe that adding a Nominee Agreement signed in front of a Notary Public will strengthen the PT's guarantee given as a debtor and function as a lawful deed with unblemished probative power. The holding of freehold land by a Limited Liability Company utilizing the Deed of Land Ownership Statement (Nominee) may be seen as legal smuggling even though the people who made the deed agreed to its conditions. An agreement is illegitimate and void if it is founded on an illegal reason. Notaries must be aware of any existing rules regulating the substance of nominee agreements when drafting them. Notaries are responsible for the actions they take since they are general officials who conduct acts. A notary may face repercussions if a deed does not adhere to the relevant Law. Financial institutions are adaptable in the primary principle of not requiring guarantees from potential clients when they apply for funding in any way, therefore it is safe to assume that cost loan transactions through financial institutions will go smoothly. Consequently, if this can be executed successfully by banks, real smuggling attempts by other companies or debtors via nominee agreements can be decreased.
REFORMULATION OF VILLAGE FUND REGULATIONS AND ALLOCATION BY INTEGRATING GOOD GOVERNANCE AND LAW ENFORCEMENT PRINCIPLES TO ACHIEVE TRANSPARENT MANAGEMENT Syarif Dahlan; Suhariningsih; Budi Santoso; Muh Fadli
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 3 (2023): May
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i3.811

Abstract

Numerous villages, up to now, have not implemented Village Fund Regulation (DD)/Village Fund Allocation (ADD) well, especially those villages located distant from the city. However, several villages have succeeded in their development using DD/ADD programs. The basic cause for the villages’ failure in development is the lack of transparency in management due to lenient and unclear regulations on transparency. The current research is an empirical legal study with socio-legal, hermeneutic, and responsive progressive approaches. Data used include primary and secondary data. The primary data are collected through in-depth interviews and questionnaires. The data analysis employs a qualitative juridical technique. The research examines the unachievable equity, the non-existence of legal certainty, and the lack of legal expediency in the transparent management of DD/ADD. Conclusions can be drawn: 1. the formulation of DD/ADD management regulations applied still allows limited transparency and the occurrence of numerous fraud. 2. Reformulation of regulations by integrating transparency and law enforcement principles that instigate new regulations that clearly, strictly, and logically regulate equitable transparency, transparency with legal certainty, and transparency with legal expediency.
POSITIVE INFLUENCE OF PT. PERTAMINA EP ASSETS 1 RANTAU FIELD TO INCREASING THE WELFARE OF SURROUNDING COMMUNITIES: IMPACT AND BENEFITS ANALYSIS Nurul Mawaddah
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 1 No. 2 (2021): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v1i2.815

Abstract

The purpose of this study was to assess how much influence the Corporate Social Responsibility (CSR) program of PT Pertamina EP Asset 1 Rantau Field has on improving the welfare of the community around the company. The research method used was quantitative method with descriptive statistical analysis, and data were analyzed using SPSS 26 software. Primary data was obtained by distributing questionnaires to the direct beneficiaries of the CSR program, 103 of the seven villages implementing the CSR program as well as the surrounding villages. The sample in this study used a census technique with a total of 103 respondents. Data analysis was carried out by validity test, reliability test, simple linear regression analysis, t test (partial), and coefficient of determination test (R2). The results showed that the Corporate Social Responsibility (CSR) program had a significant effect on increasing the welfare of the community around the company. This is evident from the results of the t test which shows a t value of 4.043 with a significance value of 0.000. In addition, based on the results of the test for the coefficient of determination or R Square, a value of 13.9% was obtained. Thus, it can be concluded that the CSR program contributes 13% to improving people's welfare, while the remaining 86.1% is influenced by other variables not explained in this study. Based on the research results, PT Pertamina EP Asset 1 Rantau Field should conduct a further evaluation further related to the community's needs so that the distribution of Corporate Social Responsibility (CSR) program assistance can be right on target, carried out in a sustainable and equitable manner so that it can help improve the welfare of society with a wider scope. This is expected to optimize the effectiveness of the CSR program and avoid plagiarism in presenting research results.
LEGAL PROTECTION OF THE RIGHTS PERPETRATORS OF TERRORISM IN THE CRIMINAL JUSTICE SYSTEM IN INDONESIA Siska Juwita Malau
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 3 (2023): May
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i3.816

Abstract

Criminal acts of terrorism can be categorized as malum in se not including malum prohibitum. This is because terrorism is a crime against conscience, being evil not because it is prohibited by law but because terrorism is essentially a despicable act. Generally, police officers will determine a criminal offender if preliminary evidence is sufficient. Unlike the case with acts of terrorism, because this criminal act is a humanitarian problem that may receive the attention of many people, causing the police to be prosecuted to quickly uncover the perpetrators of terrorism crimes. As an alternative is possible, namely the confession of a suspect who has been caught. It is not an open secret that the Suspect of a criminal case, is unlikely to reveal what has been done or what his group is planning. So the disclosure of criminal acts of terrorism in terms of obtaining the confession of a suspect, there are many ways that investigators can do it. Among other things, through coercion, threats not even a few that end in physical violence or torture, but we must not be separated from the principle adopted in Indonesia regarding the principle of Presumption of Innocence, and against even perpetrators of Terrorism, this principle must also be applied, but still that we put forward the principle of Lex Specialeis Derogat Lex Generale. In the criminal justice system in Indonesia, the criminal justice mechanism as a process is referred to as the Criminal Justice Process which starts from investigation, arrest, search, detention, prosecution. The implementation of human rights in the Indonesian criminal justice system already regulates the rights of suspects and defendants, and also by prioritizing the principle of presumption of innocence, but nevertheless has not clearly and completely guaranteed the process of compensation, restitution, and rehabilitation of the protection of the rights of suspects/defendants suspected of being perpetrators of terrorism crimes.
CRIMINAL ACTS OF WIVE'S ABANDONMENT BASED ON LAW NUMBER 23 OF 2004 CONCERNING ELIMINATION OF VIOLENCE IN HOUSEHOLD (Analysis of Judgment 85/pid.sus/2019/PN.sbh) Aulia Rahman Hakim Hasibuan
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 3 (2023): May
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i3.817

Abstract

One form of crime that occurs in the household environment is domestic violence (KDRT). The thing that is dreamed of by a couple in a marriage is to form a family that is able to provide eternal happiness and create harmony and peace besides having children in accordance with Law Number 1 of 1974 concerning Marriage. Regarding the elimination of domestic violence, it is regulated in Law Number 23 of 2004. Today household neglect of wives is still common, although various efforts have been made to reduce or even overcome it. Based on this, the problem arises what factors cause neglect in the household and how to punish perpetrators of domestic violence. Then research is needed, namely the type of empirical legal research. In this case law is conceptualized as an empirical phenomenon that can be observed and researched in the field. Factors that cause neglect in the household are economic problems, infidelity and behavioral factors. The problem of sentencing from the analysis of cases of neglect in the household raised the conviction of the defendant with a very light 6 month prison sentence that should have been.
"UNLEASHING THE POWER: EMPOWERING WOMEN FOR A STRONGER ECONOMY" Dr T. Sudha; Irshad Ahmad Reshi
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 3 (2023): May
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i3.818

Abstract

Abstract: Despite significant progress in recent years, gender inequality remains a challenge in many countries, hindering the full potential of women and, consequently, the economy as a whole. This research paper explores the impact of women's empowerment on the economy and the measures that can be taken to increase women's participation in the workforce. Using a combination of qualitative and quantitative methods, the research analyses the current state of women's participation in the economy, the barriers they face, and the strategies that can be employed to overcome these barriers. The paper argues that empowering women can lead to increased economic growth, improved social well-being, and enhanced human development. The research provides insights into the potential benefits of empowering women for the economy and society as a whole and identifies the necessary steps that can be taken to achieve this goal.
THE INFLUENCE OF WORK DISCIPLINE, WORK EXPERIENCE AND WORK MOTIVATION ON EMPLOYEE ACHIEVEMENT IN GOVERNMENT INSTITUTIONS Tifani Adnisa Geni; Syamsir; Nico Pranata Mulya
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 3 (2023): May
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i3.819

Abstract

This research is motivated because of achievements performance Work employees Not yet reach the target or Still belong Enough low as well as not optimal. This study aims to: 1) Analyze the influence of Work on performance Work employees in the environment agency government in Koto Tangah District, Padang City. 2) Analyze influence experience Work to performance Work employees in the environment agency government in Koto Tangah District, Padang City. 3) Analyze the influence of motivation Work to performance Work employees in the environment agency government in the Koto Tangah sub-district, Padang City. 4) Analyze the influence of discipline Work to motivate Work employees within the agency government in Koto Tangah District, Padang City. 5) Analyzing influence experience Work to motivation Work employees in the environment agency government in Koto Tangah District, Padang City. The population in this study is whole the employee on the device Koto Tangah District, Padang City, with a total of 101 employees. The determination technique sample uses a purposive sampling technique with a number specified sample of as many as 81 respondents. Data collection is done by the method of the survey with a questionnaire. The data analysis technique used in this study is analysis descriptive and quantitative. Collected data are primary and secondary data that can be classified as a variable exogenous and endogenous variable. Testing hypothesis in this study using analysis path. Based on the results analysis track is known that: 1) Discipline Work is influential positive and significant to the performance Work environment of the employee in Koto Tangah District, Padang City. 2) Experience Work influential positive and significant to performance Work environment employee Koto Tangah District, Padang City. 3) Motivation Work is influential positive and significant to performance Work environment employee Koto Tangah District, Padang City. 4) Discipline Work is influential positive and significant to motivate Work environment employees in Koto Tangah District, Padang City. 5) Experience Work influential positive and significant to motivation Work environment employee Koto Tangah District, Padang City.
ANALYSIS OF RETURN ON EQUITY, CURRENT RATIO AND DEBT TO EQUITY RATIO TO CHANGES IN PROFIT IN SHARIA ISSUERS JAKARTA ISLAMIC INDEX Mukhlisul Muzahid; Aryati; Lukman
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 2 No. 6 (2022): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v2i6.820

Abstract

This study aims to examine and analyze Return On Equity, Current Ratio and Debt to Equity Ratio which have a significant effect on changes in earnings. This study uses a quantitative descriptive approach, the data used is panel data, with panel data regression analysis method as a data processing tool. Total population of 45 companies, research samples using purposive sampling obtained as many as 18 samples. The data was first tested by classical assumptions, normality test, multicollinearity test and heteroscedasticity test, panel data regression test and hypothesis testing using simultaneous test and partial test with a significant value of 0.05. The results showed that simultaneously Return On Equity, Current Ratio and Debt to Equity Ratio have a significant effect on earnings changes. partially Return On Equity and Current Ratio have a positive and significant effect on earnings changes, while the Debt to Equity Ratio has no significant effect on earnings changes. The results of the Adjusted R Square test show that the variation in the dependent variable is changes in earnings which can be explained by Return On Equity, Current Ratio and Debt to Equity Ratio of 41% while the remaining 59% can be explained by other variables outside this study.
BEHAVIOR ANALYSIS OF UMKM IN INDONESIA IN USING FINTECH LENDING (COMPARATIVE STUDY BETWEEN SHARIA FINTECH LENDING AND CONVENTIONAL FINTECH LENDING Imsar; Nurbaiti; Siti Aisyah
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 3 (2023): May
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i3.823

Abstract

This study aims to examine how the behavior of Muslim SMEs in Indonesia towards the use of fintech lending. This study compares the acceptance of Muslim MSMEs towards fintech lending with sharia principles and conventional fintech lending. Researchers use the UTAUT 2 (Unified Theory of Acceptance and Use of Technology) approach, to find out the factors / determinations of fintech, especially peer to lending. The analytical method of the UTAUT 2 research model used by the authors in this study uses quantitative methods to measure user acceptance of peer to peer fintech and test hypotheses about the factors that influence user acceptance of peer to peer fintech codes. By using a quantitative approach, methods of collecting and analyzing data are needed to complete this research. Data collection was carried out by conducting a questionnaire survey and data analysis using path analysis for statistical analysis with PLS-SEM. The results of this study state that of the 12 variables, some have a positive and significant effect and some have no effect on the use of fintech lending application services for Muslim MSMEs in Indonesia. Then Fintech Lending Syariah has been used by MSMEs in Indonesia, but has not been able to dominate because there are still many Muslim MSMEs in Indonesia who are not aware of the existence of sharia services in fintech lending applications. Sharia Fintech Lending in Indonesia must increase the frequency,

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