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International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET)
Published by CV. RADJA PUBLIKA
ISSN : -     EISSN : 2827766X     DOI : https://doi.org/10.54443/ijset
Core Subject : Economy, Humanities, Science, Education, Agriculture,
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education
International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) is an international journal that publishes popular articles in the fields of Social Science, Education, Economics, Agricultural Research, and Technology. IJSET is published every month in order to help researchers publish their research results quickly. The advantages of IJSET include: international indexing, fast review and publication processes, and affordable costs.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 1,603 Documents
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WELLNESS FROM THE PERSPECTIVE OF ISLAMIC PSYCHOLOGY: INTEGRATING THE JASADIYAH, NAFSIYAH, QALBIYAH, AND RUHANIYAH DIMENSIONS IN HUMAN WELL-BEING Irianti Usman; Aliza Nur Muhammad
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 10 (2026): SEPTEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.22647075

Abstract

The concept of wellness in contemporary psychology is largely grounded in a secular-Western paradigm emphasizing physical, psychological, and social dimensions, while spirituality is often treated as a supporting variable rather than the core of well-being (Ryff, 1989; Seligman & Csikszentmihalyi, 2000). For Muslims, spirituality fundamentally shapes views of the self, life, and happiness (Haque, 2004). This article examines wellness in Islamic psychology, identifies its key dimensions, and analyzes its relevance to contemporary well-being models. A descriptive-analytical qualitative approach was employed through library research on primary sources—the Qur'an and Hadith—and relevant scholarly articles, analyzed using thematic analysis (Braun & Clarke, 2006). Findings indicate that Islamic wellness is multidimensional, encompassing jasadiyah (physical), nafsiyah-aqliyah (psychological-cognitive), qalbiyah (emotional-heart), ruhaniyah (spiritual-transcendent), and ijtima'iyah (social) dimensions, converging toward sakinah through tazkiyatun nafs and practices such as dhikr, sabr, shukr, and tawakal. These findings align with evidence linking religiosity and subjective well-being among Muslims (Abdel-Khalek, 2022). Islamic wellness therefore offers an integrative framework enriching Ryff's psychological well-being and PERMA by positioning the human-God relationship at its core.
LEGAL ANALYSIS OF THE SALE OF INHERITED FAMILY LAND Iyam Irahatmi Kaharu; Gamar Muhdar; Arief Budiono
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 10 (2026): SEPTEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.22282458

Abstract

This study analyzes the sale of inherited family land in Ternate City to enhance understanding of the legislative framework governing inheritance—specifically regarding legal issues arising from the sale of inherited family land that complicate the distribution of the estate. This study employs a normative-juridical legal research methodology, which involves the analysis of documents and secondary data sources such as legislation, court rulings, legal theories, and scholarly opinions. The study utilizes statutory, conceptual, and legal instrument approaches. The research findings indicate that: 1) The sale of inherited family land by a single heir without the written consent of all other heirs is null and void by operation of law. This is because the transaction violates the requirements for a valid agreement under Article 1320 of the Indonesian Civil Code as the transfer of rights to jointly owned land requires the participation of all rights holders. 2) Legal protection for aggrieved heirs can be pursued through civil litigation by filing a lawsuit in the District Court to annul the sale and transfer of rights on the grounds of an Unlawful Act pursuant to Article 1365 of the Civil Code, as well as by exercising the right to reclaim the estate as stipulated in Article 834 of the Civil Code.
THE INFLUENCE OF THE HOT-FIT MODEL ON INFORMATION SYSTEM IMPLEMENTATION IN THE LIVIN’ BY MANDIRI APPLICATION Vivit Marlia Sosalina; Irwansyah; Fadli
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 9 (2026): AUGUST
Publisher : RADJA PUBLIKA

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Abstract

This study aims to examine the influence of the HOT-Fit model on the implementation of information systems in the Livin' by Mandiri application. Different from previous studies that discussed the use of mobile banking in Indonesia, but with a different focus and scope. In this study, analyzing the influence of user satisfaction factors on the Livin' by Mandiri application, the HOT model is used because it has a holistic approach in distributing various factors that influence technology acceptance. This study uses a quantitative approach with a survey design. The population in this study includes all Bank Mandiri customers domiciled in Bengkulu City. Sample selection in this study was carried out using non-probability sampling, using the convenience sampling method, using the Hair et al. method, obtained a sample of 240 people. The data source for this study uses primary data with data collection techniques through the distribution of questionnaires at branch offices and through Google Form links. Data analysis was carried out using SmartPLS software. The results of the study indicate that the success of the implementation of the Livin' by Mandiri application is not only determined by technological aspects, but also by human, organizational, and technological factors, as described in the HOT-Fit model. Dimensions related to system usability and user satisfaction play the most important role in generating net benefits, while service and system quality need to be supported by a fit with user needs and experience to deliver optimal impact. This research supports the implementation of the HOT-Fit model in mobile banking implementation, while also providing recommendations for Bank Mandiri to optimize the development of digital services that focus on user needs.
THE IMPACT OF GAMIFICATION BASED INTERACTIVE SCIENCE LEARNING MEDIA ON STUDENT ENGAGEMENT AND PROBLEM SOLVING SKILLS AMONG ELEMENTARY SCHOOL STUDENTS Muhammad Dekar; Fahmy Armanda; Yudi; Dinda Ramadhani; Dinda Widyastika
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 9 (2026): AUGUST
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Abstract

This study aims to develop valid, practical, and effective gamification-based interactive science learning media using the Wordwall platform to enhance elementary school students' engagement and problem-solving skills. Employing a Research and Development (R&D) approach, this research combined the ADDIE model with a pre-experimental One-Group Pretest-Posttest Design at SD Negeri 060970 Medan Belawan during the even semester of the 2025/2026 academic year, involving 25 fourth-grade students. Data were collected using expert validation sheets, teacher and student response questionnaires, learning observation sheets, and essay tests. Expert validation confirmed the media's high validity, scoring 89.60% from material experts and 92.30% from media experts. Practicality assessments reached 92.66% from teachers and 87.06% from students. Cognitive test results showed a significant increase from a pretest mean of 60.94 to a posttest mean of 83.11 (a 36.4% gain), supported by a paired sample t-test (, ), a moderate average N-Gain score of 0.57, and an increase in active student engagement from 62% to 88%. Consequently, Wordwall-based learning media is valid, practical, and effective for elementary science education.
THE EFFECT OF DIGITAL MARKETING AND BRAND IMAGE ON CUSTOMERS’ DECISIONS TO USE THE KAFALAH PRODUCTIVE FINANCING PRODUCT Haryatmo; Satria Tirtayasa
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 10 (2026): SEPTEMBER
Publisher : RADJA PUBLIKA

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Abstract

This study aims to analyze the effect of Digital Marketing and Brand Image on customers’ decisions to use the Kafalah Productive Financing product at PT Jaminan Pembiayaan Askrindo Syariah Medan Branch, both partially and simultaneously. This study employed a quantitative method with an associative approach based on the positivist philosophy. The research population consisted of 2,389 customers of PT Jaminan Pembiayaan Askrindo Syariah Medan Branch, with a sample of 99 respondents determined using the Slovin formula. Data were collected through questionnaires that had been tested for validity and reliability. Data analysis was conducted using IBM SPSS version 25, including classical assumption tests, coefficient of determination (R²) analysis, t-tests, and F-tests. The results showed that Digital Marketing had a significant effect on customers’ decisions to use the Kafalah Productive Financing product. Furthermore, Brand Image had a significant effect on customers’ decisions to use the Kafalah Productive Financing product. Simultaneously, Digital Marketing and Brand Image significantly affected customers’ decisions to use the Kafalah Productive Financing product. These findings indicate that improving digital marketing strategies, supported by the development of a positive brand image, can be an important factor in increasing customers’ decisions to use the Kafalah Productive Financing product.
THE EFFECT OF BRAND IMAGE AND PERCEIVED SHARIA COMPLIANCE ON CUSTOMER LOYALTY OF ASKRINDO SYARIAH'S KAFALAH CONSUMPTIVE FINANCING PRODUCT Akira Arifin Patiroi; Satria Tirtayasa
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 10 (2026): SEPTEMBER
Publisher : RADJA PUBLIKA

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Abstract

This study aims to examine the effect of Brand Image and Perceived Sharia Compliance on Customer Loyalty among customers using the Kafalah Consumptive Financing product at PT Jaminan Pembiayaan Askrindo Syariah Medan Branch, both partially and simultaneously. This study employed a quantitative method with an associative approach. The study population consisted of 2,389 customers, while the sample was determined using the Slovin formula, resulting in 99 respondents. Data were collected through questionnaires that had been tested for validity and reliability. Data analysis was conducted using IBM SPSS version 25, including classical assumption tests, coefficient of determination (R²) analysis, t-test, and F-test. The results indicate that Brand Image has an effect on Customer Loyalty among customers using the Kafalah Consumptive Financing product. Perceived Sharia Compliance also has an effect on Customer Loyalty, indicating that customers' perceptions of the product's conformity with sharia principles can increase customer loyalty. Furthermore, Brand Image and Perceived Sharia Compliance simultaneously affect Customer Loyalty. Therefore, strengthening a positive brand image and maintaining consistency in the implementation of sharia principles are important factors in increasing and maintaining customer loyalty toward the Kafalah Consumptive Financing product at PT Jaminan Pembiayaan Askrindo Syariah Medan Branch.
THE INFLUENCE OF DIGITAL SERVICE QUALITY AND CUSTOMER EXPERIENCE ON CUSTOMER LOYALTY THROUGH CUSTOMER SATISFACTION AT PT MITRA PROTEKSI MADANI Rizki Abdillah; Mutia Arda
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 10 (2026): SEPTEMBER
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Abstract

This study aims to analyze the influence of Digital Service Quality and Customer Experience on Customer Loyalty through Customer Satisfaction at PT Mitra Proteksi Madani. This study employed a quantitative approach using an explanatory research design. The population consisted of all customers of PT Mitra Proteksi Madani, totaling 1,877 customers. The sample size was determined using the Slovin formula, resulting in 100 respondents selected through the simple random sampling method. Data were collected using questionnaires. Data analysis was conducted using the Partial Least Squares (PLS) method through outer model and inner model assessments, followed by hypothesis testing using the T-Statistic for direct effects and Indirect Effect analysis for indirect effects. The results indicate that Digital Service Quality has an effect on Customer Satisfaction, Customer Experience has an effect on Customer Satisfaction, Digital Service Quality does not have a direct effect on Customer Loyalty, Customer Experience has an effect on Customer Loyalty, and Customer Satisfaction has an effect on Customer Loyalty. Furthermore, Digital Service Quality has an effect on Customer Loyalty through Customer Satisfaction, while Customer Experience has an effect on Customer Loyalty through Customer Satisfaction. These findings indicate that Customer Satisfaction plays an important role in strengthening customer loyalty at PT Mitra Proteksi Madani.
THE INFLUENCE OF CUSTOMER VALUE AND TRUST ON CUSTOMER LOYALTY AT PT MITRA PROTEKSI MADANI Muhammad Khairil Anwar; Mutia Arda
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 10 (2026): SEPTEMBER
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Abstract

This study aims to examine and analyze the influence of Customer Value and Trust on Customer Loyalty at PT Mitra Proteksi Madani. This research employs a quantitative method with an associative approach. The population consists of all customers of PT Mitra Proteksi Madani, totaling 1,877 customers. The sample size was determined using the Slovin formula, resulting in 100 respondents. The sampling technique used was accidental sampling. The research data are primary data obtained through questionnaires distributed to customers of PT Mitra Proteksi Madani in Tebing Tinggi City. Data analysis was conducted using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with the assistance of SmartPLS software. The analysis stages included the Measurement Model (Outer Model) to assess the validity and reliability of the research instruments and the Structural Model (Inner Model) to analyze the relationships among latent variables. Hypothesis testing was conducted using the T-Statistic to determine the partial effects and a simultaneous test to examine the joint influence of Customer Value and Trust on Customer Loyalty. The results indicate that Customer Value has an influence on Customer Loyalty, Trust has an influence on Customer Loyalty, and Customer Value and Trust simultaneously influence Customer Loyalty at PT Mitra Proteksi Madani. These findings indicate that enhancing customers' perceived value and
DEVELOPMENT OF A REACT–OBE-BASED VIRTUAL LAB WITH AI INTEGRATION FOR INDONESIAN LANGUAGE LEARNING AMONG COMPUTER SCIENCE STUDENTS Rizki Fadila Nasution; Endra Ary Prasasty Marpaung; Wira Apriani; Defan Syahputra; Allya Dwi Cantika
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 10 (2026): SEPTEMBER
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Abstract

Advances in digital technology and the implementation of Outcome-Based Education (OBE) require learning resources that can enhance student engagement, support the attainment of competencies, and provide rapid and continuous feedback. However, the process of learning Indonesian at the university level is still dominated by conventional methods and thus has not yet been able to fully accommodate the need for interactive and adaptive learning. This study aims to develop and evaluate a REACT-based (Relating, Experiencing, Applying, Cooperating, and Transferring) Virtual Indonesian Language Learning Lab integrated with Artificial Intelligence (AI) and the OBE approach. The study employs a Research and Development (R&D) methodology using the ADDIE model, which includes the Analysis, Design, Development, Implementation, and Evaluation phases. The developed product was validated by media and subject matter experts, then tested on 100 students in the Computer Science program. The research instruments included an expert validation sheet, the System Usability Scale (SUS), and a learning outcome test using a one-group pretest-posttest design. The results showed that the developed Virtual Lab achieved a very high level of validity, with a media expert validation score of 92.83% and a content expert validation score of 94.44%. Usability test results showed a SUS score of 86.15, which falls into the “Excellent” category. Furthermore, the use of the Virtual Lab was able to improve student learning outcomes, as evidenced by an increase in the average score from 61.84 on the pretest to 85.76 on the posttest, with an N-Gain value of 0.63. These findings indicate that the integration of REACT, OBE, and AI in the Virtual Lab creates an interactive, user-friendly learning environment that is effective in enhancing students’ competencies. Thus, the AI-integrated REACT–OBE Virtual Lab has the potential to serve as an innovative alternative for supporting Indonesian language learning in higher education during the era of digital transformation.
Memory, Loss, and Identity in Contemporary Fiction Narrating the Self Through Absence Dr. Banpreet Kour; Dr. Irshad Ahmad Reshi
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 10 (2026): SEPTEMBER
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Abstract

Contemporary fiction returns obsessively to the entangled problem of memory, loss, and selfhood, treating remembrance not as a transparent window onto a stable past but as an unstable, revisable act through which characters construct rather than recover their identities. This paper examines how four novelists working in distinct registers of loss Kazuo Ishiguro’s studies of professional and biological curtailment in The Remains of the Day and Never Let Me Go, Toni Morrison’s reckoning with the afterlife of slavery in Beloved, Julian Barnes’s meditation on retrospective self-deception in The Sense of an Ending, and Jenny Offill’s fragmented portrait of marital collapse in Dept. of Speculation deploy unreliable narration, non-linear structure, and formal fragmentation as devices that mirror the unreliability of memory itself. Drawing on the philosophical tradition running from John Locke through Paul Ricoeur, and on trauma and postmemory theory associated with Cathy Caruth and Marianne Hirsch, the paper argues that these texts collectively stage a shift from a Lockean model of identity as continuous psychological retrieval toward a narrative model in which the self is an ongoing act of authorship performed in dialogue with what has been lost. The comparative analysis suggests that contemporary fiction’s formal experimentation with memory is not merely stylistic but constitutes a sustained argument about the ethics and epistemology of remembering.

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