cover
Contact Name
Aditya Yuda Nugraha
Contact Email
tjeb@ecampus.ut.ac.id
Phone
+6281212664941
Journal Mail Official
andri@ecampus.ut.ac.id
Editorial Address
Jl.Cabe Raya, Pd Cabe, Kec. Pamulang, Kota Tangerang Selatan, Banten, Indonesia, 15437
Location
Kota tangerang selatan,
Banten
INDONESIA
Terbuka Journal of Economics and Business
Published by Universitas Terbuka
ISSN : -     EISSN : 2721298X     DOI : https://doi.org/10.33830/tjeb
Core Subject : Economy,
Terbuka Journal of Economics and Business particularly focuses on the main problems in economics and business areas in South East Asia region as follows: Business studies Entrepreneurship Microeconomics Behavioral economics Government regulation, taxation Macroeconomics Financial markets, investment theories, banking International economics Economic development other relevant subjects
Articles 51 Documents
Analysis Effect of BI Rate, Inflation, GRDP, Export Growth and Non-Performing Loans to Rural Bank (BPR) ROA in Lampung Province Subiyanto, Heru; Damiri, Johannis; Wardini, Amalia Kusuma
Terbuka Journal of Economics and Business Vol. 2 No. 1 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1049.433 KB) | DOI: 10.33830/tjeb.v2i1.1481

Abstract

Rural Credit Bank (BPR) is a financial institution that has an intermediation function with the activity of collecting funds from the public, in the form of Savings and Time Deposits, and channeling them back to the public in the form of credit. Businessly, the purpose of BPR is to make a profit. BPR's efforts to obtain profit are faced with problems, namely external problems in the form of unfavorable economic conditions and internal problems in the form of credit risk as indicated by the high Non-Performing Loans. This study aims to analyze the macroeconomic influence that is represented by BI Rate, Inflation, GRDP and Export Growth as well as Non-Performing Loans on BPR ROA in Lampung Province. This study uses multiple linear regression analysis tools with the Ordinary Least Square (OLS) method carried out using a time span from 2007 to 2017 and hypothesis testing uses t-statistics to test the partial regression coefficients and the significance of the overall effect with a level of significance of 5%. Because the data used are secondary data in the form of time series data that has wide fluctuations or instability, then testing ARCH (Autoregressive Conditional Heteroscedasticity) and GARCH (Generalized Autoregressive Conditional Heteroscedasticity) and to determine the accuracy of the model need to be tested on several classic assumptions that are underlying regression model. Testing the classic assumptions used in this study include tests of normality, heteroscedasticity, autocorrelation, and multicollinearity. During the observation period showed that the research data were normally distributed. Based on the heteroscedasticity test and the multicollinearity test, no variables found that deviate from the classical assumptions, but based on the autocorrelation test found a positive autocorrelation. This autocorrelation problem is most likely due to the small amount of data (n). Overall this shows that the available data meets the requirements to use the multiple linear regression equation model. Based on the test results the coefficient of determination obtained R2 value of 0.5164 which means that the closeness of the overall independent variable to the dependent variable is 51.64%, while the remaining 48.36% is influenced by other variables outside this regression model. Based on the F statistical test at the 95% confidence level, the calculated F value is 1.28 and the F-Prob value is 0.3805> α 5%, so it can be concluded that the overall variables of BI Rate, Inflation, GRDP, Export Growth and NPL influence ROA. Based on the t test it was concluded that the BI rate, inflation, GRDP and NPL did not have a significant negative effect on ROA, while export growth had no significant positive effect on ROA.
The Influence of Social Media Users on Purchasing Decisions on UKM in Pontianak Alfikri, Rahmat; Wardana, Dwiyadi Surya
Terbuka Journal of Economics and Business Vol. 2 No. 1 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (587.135 KB) | DOI: 10.33830/tjeb.v2i1.1482

Abstract

There are 57% of the 100 instragram social media users who are used as respondents, with the method of retrieving Accidental Simple Random Sampling, the data obtained is processed using Structural Equation Modeling (SEM) through the IBM Amos v26 program. The purpose of this study is to analyze the extent to which social media users influence purchase decisions. Findings. It is derived from the marketing dimension that Online Communities, Interaction, and Sharing of Content have no positive effect on Social Media, but Accessibility and Credibility have a positive effect on Social Media. Social Media has an influence on Purchasing Decisions, and social media cannot be said to be an intervening variable that affects the relationship between independent variables and dependent variables into indirect and un observable and measurable relationships.
The Moderating Role of Self Efficacy Toward Multiple Role Conflict and Job Performance A. A. R. P. Sari, Raden; Haziroh, Awanis L.; Putra, Febrianur I. F. S.; Pramadanti, Amanda D.
Terbuka Journal of Economics and Business Vol. 2 No. 1 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (274.736 KB) | DOI: 10.33830/tjeb.v2i1.1506

Abstract

The focus of this study is to provide empirical evidence of the moderating effect of self efficacy on the relation of multiple role conflict on employee performance. In addition, this study also examines the effect of multiple role conflict and self-efficacy on job performance. One hundred female employees from four commercial/government banks were sampled in this study. Sampling using purposive sampling technique with the criteria have been working for more than one year, married and already have children. Data were collected through questionnaires and processed using Moderated Regression Analysis (MRA). The results showed that multiple role conflicts have a significant negative effect on job performance, self-efficacy has a significant positive effect on job performance. Meanwhile, self-efficacy is not able to weaken or strengthen the influence of multiple role conflicts on job performance, in other words, self-efficacy fails to become a moderating variable in this study.
Performance Measurement of Human Resources PT. Pulau Bintan Jaya Based on the Human Resource Scorecard Model Mardiyah, Mardiyah; Lumbanraja, Prihatin; Madya, Faizal
Terbuka Journal of Economics and Business Vol. 2 No. 2 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (511.887 KB) | DOI: 10.33830/tjeb.v2i2.2521

Abstract

PT Pulau Bintan Jaya is one of the foreign investment companies producing crumb rubber in Riau Islands Province. The company had been in operation since 1969, producing rubber with a few measures which were Standard Indonesian Rubber (SIR) 5, SIR 10, and SIR 20 per customer request. Companies have conducted employee performance measurements but have not specifically measured employee performance by linking it to company strategic functions. Current performance assessments are not yet focused on human resource development efforts. There were still poorly educated employees who served as team leaders and as supervisors. As a result, work-related communication became difficult and led to multiple obstacles under which employment resources became inadequate, and the targets of corporate performance unattainable. There are issues relating to the quality of human resources, and companies have been declining demand and declining production rates for several months. The decline in demand from customers has become one of the issues to evaluate in the company's performance measurement, due to its inadequate strategic resource management. It requires alightnment of the work systems to capture the role of human resources, while in this regard some current case work accident are still faund annually in the production section, even though for the past three consecutive years the accident rate has declined, it needs to be figured out by performing performance measurements. A human resource scorecard measures the performance of human resources by finding solutions to the weaknesses of human managerial resources in PT. Pulau Bintan Jaya, and assist in linking mission vision and strategic objectives. In this study, the design results were obtained as follows: there are 15 strategic goals and 32 Key Performance Indicators, special elements of the human resource system can be driven by 16 performance drivers (called Lagging Indicators), and 16 performance outputs to be achieved (called Leading Indicators), while the results Measurement of employee performance in PT Pulau Bintan Jaya using the Human Resource Scorecard method obtained good results.
The Effect of Service Quality and Product Quality on Indihome Customer Satisfaction in Bandar Lampung City Ikhbal, Syufalmi; Safira, Yeni; F Sanjaya, Vicky
Terbuka Journal of Economics and Business Vol. 2 No. 2 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (283.442 KB) | DOI: 10.33830/tjeb.v2i2.2522

Abstract

This study aims to analyze the effect of service quality and product quality on Indihome consumer satisfaction. . The level of customer satisfaction with an item or service will reflect the level of success of the company in marketing its products. So that's why this study was conducted which aims to determine whether the quality of service and product quality affect indihome customer satisfaction in the city of Bandar Lampung. The variables used in this study are service quality, product quality and customer satisfaction. This study uses quantitative methods, with a sample of 30 people. The data was collected using a questionnaire method and hypothesis testing in this study using the SmartPLS 3 program.
The Influence of Service Quality and Delivery Prices on Customer Satisfaction in Bandar Jaya Faulina, Ida; Utami Putri, Lisa; F Sanjaya, Vicky
Terbuka Journal of Economics and Business Vol. 2 No. 2 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (390.212 KB) | DOI: 10.33830/tjeb.v2i2.2543

Abstract

One of the factors that underlie the success and development of shipping service companies is the quality of service and also the shipping rates set by the company. These two factors have a major impact on customer interest and satisfaction in using the delivery service. This study aims to determine whether the quality of service and freight rates affect customer satisfaction. And from the research conducted, it can be concluded that the quality of service and freight rates affect customer satisfaction. This study uses a sample of 50 customers, the data processing method uses the Smart Pls 3 application.
The Influence of Work Shifts and Work Stress on Employee Performance at the Alfamart Kotabumi Branch, North Lampung Santika, Wulan; Fitrianita, Siska; F Sanjaya, Vicky
Terbuka Journal of Economics and Business Vol. 2 No. 2 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (383.87 KB) | DOI: 10.33830/tjeb.v2i2.2545

Abstract

The results of the interview above show that the work shift factor gets the highest position, which is as many as 13 answers. Then, the second position is work stress as many as 8 answers and it is concluded that the factors that have a major influence on employee performance are work shifts and work stress. To strengthen indications of declining employee performance, the authors conducted interviews with 15 employees. These interviews were conducted with employees and the results could be more objective. Interviews were conducted to determine the factors that influence the decline in employee performance. Of the 15 employees, each answered 2 answers regarding the factors that decreased employee performance.
Risk Based Banking Financial Performance Impact on PSAK 71 Implementation (Study at Bank Mega Tbk.) Parashtiwi, Ninggar
Terbuka Journal of Economics and Business Vol. 2 No. 2 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (406.36 KB) | DOI: 10.33830/tjeb.v2i2.2547

Abstract

This study to examine the effect of PSAK 71 to banking performance based on Bank Mega Tbk. Banking performance component is risk profile, good corporate governance, earnings, and capital. The research data used secondary collected through the documentation method. The data collection used library research. The results of this study showed that risk profile with NPL ratio and LDR ratio had an impact decrease in the percentage ratio after PSAK 71. Good corporate governance have not an impact after PSAK 71. Earnings with ROA ratio and ROE ratio have not an impact after PSAK 71, but BOPO ratio and NIM ratio had an impact decrease in the percentage ratio after PSAK 71. Capital has not an impact after PSAK 71.
The Influence of Price and Product Quality on Purchase Decisions on Thrift Clothes at Shabira Store, Tulang Bawang Regency Safitri Malik, Annisa; Jayanti, Afrida; F Sanjaya, Vicky
Terbuka Journal of Economics and Business Vol. 2 No. 1 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (418.83 KB) | DOI: 10.33830/tjeb.v2i1.2560

Abstract

The purpose of this study was to determine the effect of price and product quality on purchasing decisions. The subject used in this study is a picture of a secondhand shop from the Shabira Store, Tulang Bawang Regency. The method used is a questionnaire instrument, the sample used is consumers at the Shabira Store, Tulang Bawang Regency, totaling 66 respondents. The statistical test used is PLS-based Structural Equation Modeling. Validity test using Factor Loading then Reliability Test using Cronbach'c Alpha, Composite Reliability and Average Variance Extracted (AVE) values. Thus, all the results of the index items used in this study are valid and reliable, thus
Implementation of Strategik Management, Human Resources for the Increase Perfomance in State Owned Corporation Enterprises (SOES) in Indonesia Kusumawati, Indah; Yulistiyono, Agus; Badrianto, Yuan
Terbuka Journal of Economics and Business Vol. 3 No. 1 (2022)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (633.69 KB) | DOI: 10.33830/tjeb.v3i1.3443

Abstract

This study aims to determine the dominan factors in implementation of strategic management for the increase performance in S0E,s Indonesia . The study was conducted in organization company with my country Indonesia, in state owned corporation (S0E’s) will make Soe more transparent reliability between clean soe with land agencies Soe’s prosecutors of state owned . Definition S0E’s UU No.19. 2003 years S0E’s source of wealth the country for the prosperity Indonesia people The description of S0E’s so far has not been in line with what is expected to still be a lot of politicization and birocraci managing’s, this can still be seen from the low level of profitability, not market-oriented, low quality , productivity, and results of performance need to be improved, to improve performance and productivity then there is a need for strategic management in order to improve the performance of towards a better direction. This is influenced by human resources, strategic management, and performance organizations