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Jurnal Iqtisaduna
Published by Universitas Islam Negeri Alauddin Makassar
ISSN : 23549629     EISSN : 25491334     DOI : https://doi.org/10.24252/iqtisaduna.v1i1.11825
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
This study aims to determine the efforts of Islamic Financial Institutions in empowering SMEs, strategies and important roles carried out by LKS in order to empower SMEs through the provision of capital to be managed in business. The method used in this research is descriptive analysis method, a method that only describes various forms of paradigms about empowerment strategies for SMEs, the most important data sources in this study are related to the search for library data, relevant books, and scientific papers. others relevant to the object of study. The results of this study indicate that there has been much power and effort carried out by the Islamic Finance Agency in order to empower SMEs, this can be proven by the existence of several programs, products, and financing aimed directly at SMEs. The strategy used is; provide complete information as well as promotion to SMEs, provide financing for their business development, provide financing in accordance with the type of business that SMEs are involved in with the concept of sharia principles. The implication of this research is to continue to provide services professionally and provide the best so that they are truly able to provide community welfare, more selective in providing financing so as to minimize the losses that will occur, increase technological resources so that SMEs can easily access information.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 235 Documents
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Perilaku Konsumen Muslim Dalam Pengambilan Keputusan Pembelian Produk Makanan Impor Elva Lativia; Tuti Kurnia; Wildan Munawar
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.32078

Abstract

This study aims to determine the behavior of seasonal consumers in making purchasing decisions for imported food products. The research method used is quantitative with a descriptive approach using logistic regression analysis techniques. The population of this study is the Muslim community of Bogor City with a sample of 120 respondents. The types of data used are primary data and secondary data. The data collection technique used a questionnaire distribution technique. Based on the results of descriptive analysis, the characteristics of consumers who purchase imported packaged food products are the Muslim community of Bogor City, who have an age range of 21-30 years. Consumers really prioritize halal labels in making decisions. It also involves religious considerations before buying imported food products. Consumers are also actively using social media and have an interest in cultures that come from abroad. Based on the results of logistic regression analysis that examines the behavior of Muslim consumers in Bogor City using the variables of halal label, religiosity, lifestyle and product knowledge on purchasing decisions, it shows that halal labels and religiosity have a partial effect on purchasing decisions. Meanwhile, the halal label, religiosity, lifestyle and product knowledge simultaneously affect purchasing decisions.
Urgensi Keadilan Dalam Penyaluran Zakat di Indonesia Angga Syahputra; Kaswinata Kaswinata; M. Yasir Nasution; Sugianto Sugianto
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.32182

Abstract

In the socio-economic context, zakat is one indicator that can answer the needs of people who have a weak economy. According to the BAZNAS report in 2021, the realization of zakat fund collection in Indonesia reached Rp. 14 trillion, or 4.28% of Rp. 327 trillion potential zakat in Indonesia. The discrepancy between the realization and the potential of existing zakat is one of the reasons for the lack of public awareness of tithing through zakat institutions due to a lack of public trust. One of the causes of this emergence is due to injustice in the distribution of zakat. This study will explore the urgency of justice in the distribution of zakat using descriptive qualitative research with the literature study method. This study results that justice in the distribution of zakat by zakat institutions is part of a form of social responsibility, so that this is an absolute thing to strive for and become a target for zakat institutions. Justice in the distribution of zakat will ultimately lead to the attention of the muzakki and become a motivation in paying zakat through institutions. This motivation will ultimately increase the optimization of zakat collection.
Pengaruh Pengetahuan Lingkungan, Persepsi Dan Perilaku UMKM Batik Di Pekalongan Dalam Mengimplementasikan Green Economy Kusuma Wijaya; Siska Dewi; Anni Safitri
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.32286

Abstract

In the era of transformation 5.0 as it is today, environmental sustainability is one of the common problems for all communities around the world. Pekalongan City is one of the centers of batik fabric industry in Indonesia. Several rivers in Pekalongan City are declared to have been polluted due to pollution of textile dye waste. The existing cloth factory in Pekalongan City dumps its waste directly into the river. MSMEs (Micro, Small & Medium Enterprises) are one of the economic actors that have such a large role in the national economy. The purpose of this study is to determine the influence of environmental knowledge, perceptions and behaviors of Batik MSMEs in Pekalongan in implementing the Green Economy. This study used quantitative methods and to process data using SPSS 20 from respondent data of around 97 from batik MSME actors in Pekalongan. From the results of this study, it shows that knowledge affects the perception of MSMEs in implementing the green economy. The perception oftheattitude of MSMEs in implementing the green economy. Knowledge affects the behavior of MSMEs in implementing the green economy through the perceptionof MSME practices. Keywords: Environmental Knowledge, Perception, Behavior, Green Economy
Potensi Pengembangan Industri Halal Indonesia di Tengah Persaingan Halal Global Nora Maulana; Zulfahmi
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.32465

Abstract

The outbreak of the global halal industry trend has become a crucial issue that is important to be discussed by sharia economic activists, because halal is not only meeting the needs and compliance of muslim with sharia but is also one of the priority standards recognized by the world. The purpose of this study is to comprehensively describe Indonesia’s position in the halal industry sector, so that the research results can be used as a reference in setting policies for the government and stakeholders in developing the halal industry in Indonesia. The research is a descriptive qualitative research using normative theological and phenomenological approaches, with secondary data sources obtained through books, journals, articles, report data, and various relevant scientific sources. The result of the study show that the role of the halal industry in Indonesia is very large, not only in the food and beverage sector, but the halal industry has expanded to include the Islamic finance sector, muslim fashion, cosmetics, pharmaceuticals, travel, hotels, tourism, media and flim recreation. Indonesia has great potential to develop the halal industry besides Indonesia as the country with the largest muslim population in the world, Indonesia also has large consumption value in the halal sector, the existence of legal regulations, the establishment of KNEKS, the synergy of stakeholders, the existence of BPJPH and various other potentials that support the development of the halal industry in Indonesia that is globally competitive.
Islamic Corporate Social Responsibility (ICSR) di Jakarta Islamic Index (JII): Analisis Mediasi dan Moderasi Alim Syariati
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.33218

Abstract

Jakarta Islamic Index (JII) emerges as a unique index in the Indonesian capital market with emphasize on the islamic values of the issuers. Consequentially, this ideological movement gives rise to the need of Islamic corporate social responsibility. This article investigates the determinants of this construct by quantitative measurement of the panel data from 2016-2018 forming a mediation, and moderation analysis in the Smartpls software. The results indicate the significant result between the Islamic board and the ICSR, but not toward the profitability—as how it affects ICSR. The mediation result does not get support from the finding. The moderating analysis implies that the larger the firm size, the more reduced the role of the Islamic board upon affecting the ICSR.
Pengelolaan Dana Pembiayaan Usaha Mikro Binaan KJKS BMT Al-Markaz Kota Makassar Bahrul Ulum Rusydi
Jurnal Iqtisaduna Vol 7 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v7i2.34104

Abstract

Pemberian dana pembiayaan yang dilakukan oleh BMT seringkali disalahgunakan oleh penerima bantuan, yang peruntukannya harusnya untuk modal usaha dialihfungsikan untuk konsumsi pribadi. Penelitian ini adalah penelitian kualitatif deskriptif dengan menggunakan pendekatan deskriptif. Jenis data yang digunakan dalam penelitian ini adalah data primer dan data sekunder dengan metode wawancara dan dokumentasi. Teknik analisis data yang digunakan oleh peneliti pengumpulan data, sortir (validasi), pembahasan dan kesimpulan. Berdasarkan hasil penelitian, maka penulis menemukan bahwa dana pembiayaan atau pinjaman dari KJKS BMT Al-Markaz mampu mengurangi beban pengusaha mikro dalam hal modal usaha, 1) Pengelolaan dana pembiayaan yang diberikan KJKS BMT AL-Markaz belum dilakukan secara baik dan secara akad murabahah karena masih ada nasabah yang menggunakan dana pembiayaan tidak semata-mata untuk keperluan usaha tetapi juga digunakan untuk keperluan rumah tangga. 2) Perkembangan usaha menunjukan hasil yang bagus karena pembiayaan yang diberikan oleh KJKS BMT Al-Markaz kepada nasabah yang mengambil pembiayaan murabahah dikatakan cukup membantu nasabah yang kekurangan modal usaha dan setelah pengelolaan modal yang baik yang dilakukan oleh nasabah terjadi peningkatan keuntungan usaha dan perkembangan pada usaha mereka.
Determinan Peringkat Sukuk di Indonesia Periode 2015-2019 Fisabilillah Hadisyah Siregar; Egi Arvian Firmansyah
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.26317

Abstract

This research aims to find out the whether the financial and non-financial factors affect corporate sukuk rating (dependent variable) in Indonesia in 2015-2019. In this research, we employ profitability, liquidity, leverage, secure and firm size as the independent variables. This research uses the secondary data from financial statements available at Indonesia Stock Exchange and the company’s web. The object of this research is all companies receiving rating sukuk from PT PEFINDO. This research uses a quantitative approach with ordinal logistic regression while the sample is obtained through a purposive sampling method. The results show that profitability, liquidity, secure and firm size have a significant effect on sukuk rating, meanwhile leverage does not have a significant effect on sukuk rating.
Konsep Uang Dalam Perspektif Pemikiran Imam Al-Ghazali Serta Kontribusinya Terhadap Sistem Ekonomi Islam Asri Sundari; Yadi Janwari; Dedah Jubaedah
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.30310

Abstract

The function of money turns into multifunctional. The variety of money types are mainly as a medium of exchange for human needs. The broad understanding of money is something that can be generally accepted as a means of payment within a particular territory or as a means of paying debts and a tool for purchasing goods and services. The definition of money in the economic sense is a medium of exchange that can be accepted in general by the whole community and carry out the process of exchanging goods and services. In Islamic economics, etymologically money comes from the word al-naqdu-nuqud. The meaning is that there are several meanings, namely al-naqdu which means good from dirham, grasping dirham, and al-naqdu also means cash. The word nuqud is not found in the Qur'an and hadith because the Arabs generally do not use nuqud to indicate price. The function of money can determine human activities, money can meet the needs of life and facilitate social activities. Money can be seen in terms of laws, logic, and traditions that can be accepted as the value of gold and silver. The currency derived from the material of the two metals cannot be said to be a currency.
Pengaruh Risiko Pembiayaan Syariah dan Good Corporate Governance terhadap Profitabilitas Bank Umum Syariah di Indonesia Mochammad Arif Budiman; Nor Izatil Hasanah
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.31772

Abstract

Penelitian ini bertujuan menjelaskan pengaruh risiko pembiayaan syariah, dalam hal ini adalah risiko pembiayaan murabahah dan risiko pembiayaan mudharabah, dan good corporate governance (GCG) terhadap profitabilitas bank umum syariah di Indonesia. Penelitian ini menggunakan return on assets (ROA) sebagai indikator profitabilitas. Metode penelitian yang digunakan adalah penelitian kuantitatif dengan menggunakan sumber data sekunder, yaitu laporan keuangan tahunan bank umum syariah periode 2016-2020. Populasi dalam penelitian ini adalah bank umum syariah yang terdaftar di Statistik Perbankan Syariah (2020) dengan sampel sebanyak 6 (enam) bank umum syariah yang ditentukan berdasarkan teknik purposive sampling. Teknik analisis data yang digunakan adalah regresi linier berganda menggunakan Microsoft Excel dan SPSS. Hasil penelitian menunjukkan bahwa variabel risiko pembiayaan murabahah dan risiko pembiayaan mudharabah secara parsial berpengaruh negatif dan signifikan terhadap profitabilitas, sedangkan variabel GCG tidak berpengaruh terhadap profitabilitas. Adapun secara simultan, risiko pembiayaan murabahah, risiko pembiayaan mudharabah, dan GCG berpengaruh positif dan signifikan terhadap profitabilitas bank umum syariah. Pengaruh ketiga variabel independen tersebut terhadap profitabilitas sebesar 84,3%, sedangkan sisanya sebesar 15,7% dijelaskan oleh variabel lain di luar model.
Pengembangan SDM dalam Mendukung Pembangunan Berkelanjutan Melalui Community Based Tourism di Kecamatan Plantungan Kabupaten Kendal Sapta Yulinar Maulidya; Ratih Pratiwi; Mochammad Purnomo
Jurnal Iqtisaduna Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v8i2.31952

Abstract

Plantungan District is one of the sub-districts in Kendal Regency which has a lot of diverse tourism potential. However, the potential in Plantungan District has not been fully managed optimally. Supported by phenomena in the field which show that the level of community welfare is still low with a total of 4,102 residents (BPS, 2019). This study aims to determine the potential and management of tourism in Plantungan District, analyze conditions and provide recommendations for improving community welfare through community-based tourism that supports sustainable development so that tourism impacts can be obtained in the long term. The method used in this research is descriptive qualitative with the help of SOAR analysis to think and formulate the right strategy according to the conditions that exist in the research location. The results of SOAR analysis resulted in several formulations of development strategies: 1) approach the government/private sector to provide financial support and human resource development; 2) conduct internal socialization of the potential of the region and the urgency of the tourism sector in the economy to increase public awareness; 3) Adding tourist attraction by utilizing local wisdom; 4) Education for local communities related to tourism; 5) Implementation of tourism area marketing strategies through social media/digital marketing; 6) Empowering the community to create a tourism value chain so as to encourage the community and regional economy; 7) improve access to tourist sites; 8) Overcoming barriers to tourism development; 8) Maintain facilities and add to the completeness of other tourism aspects (something to see, something to buy, something to do). The development strategy was then integrated with the establishment of a community-based sustainable tourism management organization in Plantungan District, Kendal Regency.

Page 16 of 24 | Total Record : 235

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