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mohammad fikri nugraha kholid
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Salam (Islamic Economics Journal)
Published by Universitas Islam Negeri Raden Intan Lampung
ISSN : 27457478     EISSN : 27235955     DOI : http://dx.doi.org/10.24042/slm
Core Subject : Economy,
Economics, Econometrics & Finance
SALAM is a Journal of Islamic Economics and Business and a biannual journal published by Faculty of Islamic Economics and Business at UIN Raden Intan Lampung - Indonesia. SALAM focused on economic development research. Scope of SALAM are Economic Development, Economic Growth, Islamic Economics, Regional Economics, Public Economics, International Economics, Planning Economics, Institutional Economics, Monetary Economics, and Industrial Economics. SALAM Journal of Islamic Economics provides a space for scientific discussion of issues in Islamic economics and economic development
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 92 Documents
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EKSPLORASI PERSEPSI DAN KESIAPAN PARTISIPASI MASYARAKAT TERHADAP RENCANA PENDIRIAN KOPERASI MERAH PUTIH : STUDI KUALITATIF DI DESA KURAI TAJI, KOTA PARIAMAN Permata Sari, Rossy Endah
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/98dp3q87

Abstract

This article aims to explore the initial perceptions and readiness of the community to participate in the planned establishment of Koperasi Merah Putih (Red and White Cooperative) in Kurai Taji Village, Pariaman City. This initiative is part of a national government program designed to strengthen community-based economic systems, and it is scheduled to be officially launched in December 2025. Employing a descriptive qualitative approach, this study investigates the thoughts, attitudes, and expectations of local residents through in-depth interviews, social observation, and relevant documentation. The findings indicate that most community members express enthusiasm toward the establishment of the cooperative as a means of promoting local economic empowerment. However, a lack of information and limited understanding of cooperative mechanisms still hinder their full readiness for active involvement. Therefore, adaptive and participatory communication strategies are necessary to ensure the successful implementation of this cooperative in the near future. Keywords : cooperative, community perception, participation readiness, village economic development, qualitative study.
Penerapan Kaidah Muamalah dalam Transaksi Ekonomi Digital: Tinjauan Pustaka pada Paylater, E-Wallet, dan Marketplace Rahmi, Aulia; Bisri, Hasan; Yunus Rusyana, Ayi; Raharjo, Harmanto
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/y0qk8k42

Abstract

This study aims to analyze the application of fiqh muamalah principles in modern digital financial systems, particularly on paylater, e-wallet, and marketplace platforms. The research focuses on assessing the conformity of digital transactions with Islamic legal principles, namely clarity (bayān), justice (‘adl), and the avoidance of riba, gharar, and maysir. The research employs a qualitative-descriptive library method, analyzing scholarly journals and relevant Islamic finance fatwas from 2020–2025. The findings indicate that paylater systems comply with Sharia if they employ the bai‘ bi tsaman ājil contract without interest or time-based penalties. E-wallet platforms are permissible when free from hidden charges and uphold transparency in user rights and obligations. Likewise, marketplace operations are Sharia-compliant if they ensure clarity of contract objects, fair pricing (thaman al-mithl), and consumer protection (ḍamān). In conclusion, digital financial innovations can be harmonized with Islamic law when grounded in the principles of al-‘ibrah fī al-mu‘āmalāt bimā fī nafs al-amr and al-ma‘rūf ‘urfan kal-mashrūṭ sharṭan, thus aligning with the objectives of Sharia (maqāṣid al-syarī‘ah).
Accuracy Comparison of Rice Price Forecasting in Padang City: An Islamic Economics Perspective Agusti, Netta; Sukiyono, Ketut Sukiyono; Yuliarti, Ellys Yuliarti; ifebri, Rihan Ifebri
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/nhttx922

Abstract

Penelitian ini bertujuan menganalisis peramalan harga tiga jenis beras di Kota Padang pada jenis Cisokan Solok, IR42, dan Anak Daro Solok dengan menggunakan tiga metode time series, yaitu moving average, exponential smoothing, dan trend linear. Data bulanan periode 2017–2023 diuji stasioneritasnya menggunakan Augmented Dickey Fuller dan seluruh variabel mencapai kondisi stasioner pada tingkat first difference. Hasil pengukuran akurasi menunjukkan bahwa metode exponential smoothing merupakan model terbaik dengan nilai MAD, MSE, dan MAPE terendah. Peramalan hingga tahun 2026 memperlihatkan bahwa periode Februari–Juli 2025 menjadi fase kritis kenaikan harga yang berpotensi menekan daya beli rumah tangga. Temuan ini tidak hanya penting dalam konteks ekonometrik, tetapi juga bermakna dalam perspektif ekonomi Islam, yang memandang stabilitas harga pangan sebagai bagian dari siyasah iqtisadiyyah untuk menjaga kemaslahatan publik, melindungi kelompok rentan, dan memenuhi prinsip maqashid al-syariah dalam pengelolaan kebutuhan pokok. Dengan demikian, hasil penelitian ini memberikan dasar empiris sekaligus normatif bagi pemerintah daerah dalam merancang kebijakan stabilisasi harga beras yang lebih antisipatif, adil, dan berkelanjutan.
Penerapan Model Solow: Kontribusi Modal dan Tenaga Kerja terhadap Pertumbuhan Ekonomi di Pulau Sumatera Adipathy, Dina Arini; Novi Armunanto , Yohanes
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/yet3px06

Abstract

The solow neoclassical growth model is a theoretical framework that emphasizes the role of capital accumulation, labor, and technological progress as the main determinants of growth and can measure the structure of economic growth on the island of Sumatra, which has good natural resource characteristics. This study analyzed 154 districts/cities in Sumatra using the quantitative methodology of pooled least square regression. Findings: The results of the study indicate that together government expenditure, investment, industry, and unemployment rates are very high in determining the variation in economic growth values ​​in Sumatra, namely 91.24% and the remaining 8.76% is determined by other variables. This indicates that the Solow Economic Growth model is quite well described in economic growth in Sumatra, although there are still variables that have a low influence. Keywords : Solow Economic Growth, Capital, Labor, Industry, Sumatra Island
The Effect of User Interface, User Experience, and Service Quality on Customer Satisfaction of Generation Z Using Ollin Mobile Banking by Bank Nagari in Padang City Ilham, Aulia Puja
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/vb47cw42

Abstract

This study explores the factors influencing customer satisfaction among Generation Z users of the Ollin mobile banking service by Bank Nagari in Padang City. The research focuses on three key variables: User Interface/UI, User Experience/UX, and Service Quality. Using a quantitative approach with Ordinary Least Squares (OLS), the study involved 100 respondents aged 15–26 years in Padang City. The findings reveal that, individually, User Interface and Service Quality have a positive and significant impact on customer satisfaction, highlighting their critical role in enhancing user experience. In contrast, User Experience shows a positive but statistically insignificant effect. When examined simultaneously, all three variables, UI, UX, and Service Quality, positively influence customer satisfaction, indicating that their combined effect can improve overall satisfaction among Generation Z users. These results underscore the importance of a well-designed interface and high-quality service in meeting the expectations of digital banking customers.
Pengaruh Investasi Terhadap Penyerapan Tenaga Kerja di Indonesia Mustika, Nelda; Khairani, Amelia Khairani
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/xnbf9j50

Abstract

This study aims to analyze the effects of Domestic Investment (PMDN), Foreign Direct Investment (FDI), economic growth, and wages on labor absorption in Indonesia. The study utilizes panel data from 34 provinces in Indonesia over the period 2020–2024, employing the Random Effect Model (REM) approach. The results indicate that PMDN has a positive and significant effect on labor absorption, while FDI has a positive but non-significant effect. Economic growth is found to have a negative and significant impact on labor absorption, whereas wages exert a negative and significant effect. These findings highlight the crucial role of domestic investment in job creation, while suggesting that wage policies and economic growth need to be managed carefully to avoid hindering labor absorption. The study provides important implications for the formulation of economic and labor policies that support sustainable and optimal employment generation.
Analisis Pengelolaan Zakat Profesi dalam Program Pengentasan Kemiskinan oleh BAZNAS Kabupaten Situbondo Arif, Zeiniye; Muhammad; suharto, Babun
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/szke9q37

Abstract

This study aims to analyze the management of professional zakat in poverty alleviation programs implemented by the National Amil Zakat Agency (BAZNAS) of Situbondo Regency. Poverty remains a persistent socio-economic problem that requires alternative instruments beyond government fiscal policies, including Islamic social finance mechanisms such as zakat. This research employs a qualitative approach using document-based analysis. Data were obtained from official reports of BAZNAS Situbondo, relevant regulations on zakat management, and statistical data on poverty issued by authorized institutions. The data were analyzed descriptively and analytically to examine the stages of zakat management, including collection, distribution, and utilization of professional zakat funds in relation to poverty alleviation objectives. The findings indicate that the management of professional zakat by BAZNAS Situbondo has been structured in accordance with existing regulations and oriented toward both consumptive and productive poverty alleviation programs. However, several challenges remain, particularly in optimizing the potential of professional zakat and strengthening its integration with broader poverty reduction strategies. This study contributes to the literature on Islamic economics by providing empirical insights into local-level zakat management and offers policy recommendations for improving the effectiveness of professional zakat as an instrument for poverty alleviation. Keywords : Professional Zakat; BAZNAS; Poverty Alleviation; Islamic Economics
Kemandirian Fiskal dan Pertumbuhan Ekonomi Daerah: Peran Transfer Fiskal, PAD, Belanja Produktif pada Kabupaten dan Kota di Provinsi Lampung Octarrum, Devina
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/py377x93

Abstract

ABSTRACT Penelitian ini bertujuan untuk menganalisis pengaruh Transfer ke Daerah (TKD), Pendapatan Asli Daerah (PAD), belanja modal, populasi serta dummy implementasi UU HKPD terhadap pertumbuhan ekonomi pada kabupaten/kota di Provinsi Lampung periode 2021–2025. Penelitian ini menggunakan pendekatan kuantitatif dengan metode regresi data panel serta pengujian efisiensi TKD dan belanja produktif menggunakan Data Analysis Development (DEA). Data sekunder diperoleh dari Badan Pusat Statistik dan Direktorat Jenderal Perimbangan Keuangan. Hasil penelitian menunjukkan bahwa PAD dan belanja modal memiliki pengaruh positif namun tidak signifikan terhadap pertumbuhan ekonomi daerah. Sementara itu, transfer ke daerah, populasi dan dummy UU HKPD menunjukkan hasil yang signifikan dalam periode penelitian. Hasil pengujian efisiensi (DEA) menunjukkan bahwa Kabupaten Pringsewu, Kabupaten Mesuji dan Kabupaten Tulang Bawang Barat efisien di beberapa tahun penelitian. Keywords : pertumbuhan ekonomi, desentralisasi fiskal, UU HKPD, data panel, DEA
Pengaruh Aglomerasi Industri Terhadap Kualitas Lingkungan di Pulau Sumatera Bima, Bima Prasetya Kumara
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/zawrr371

Abstract

This study aims to analyze the effects of economic activity and industrial agglomeration on environmental quality on the island of Sumatra. A quantitative approach is employed using provincial panel data across Sumatra over a specified observation period. The estimation method applied is panel data regression with the Fixed Effect Model (FEM), selected based on the results of model selection tests. The independent variables in this study include gross regional domestic product of the industrial sector and the level of industrial agglomeration, while environmental quality is used as the dependent variable. The estimation results indicate that industrial economic activity has a significant effect on environmental quality, whereas industrial agglomeration does not show a significant effect. These findings suggest that increased economic activity has important implications for environmental conditions, but the spatial concentration of industry does not necessarily have a direct impact on environmental quality. In addition, the results of classical assumption tests indicate that the model is free from multicollinearity and heteroskedasticity problems, ensuring that the estimated results are consistent. This study is expected to provide empirical contributions to the formulation of more sustainable industrial development policies at the regional level.
Integrating Sustainability and Maqashid Shariah in Islamic Banking: A Systematic Literature Review Nurma Yulita
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/sfdaaa10

Abstract

Sustainability issues recently become more prominent in the Islamic banking sector, accompanied by efforts to incorporate the values of Maqasid Sharia. This study aims to analyze and visualize scholarly works regarding the amalgamation of ESG and Maqasid Sharia in Islamic Banking from 2021 to 2025. This paper employs Systematic Literature Review (SLR) methodology, adhering to PRISM guidelines, and utilizing various prominent scientific databases to conduct targeted queries and thematic analyses of the chosen articles. The study concludes that there is theoretical and empirical alignment between the maqasid sharia and ESG, particularly regarding the protective stewardship of the environment, public and social equity, and ethical governance. Sharia-based sustainable financing is empirically supported by various financial instruments like green sukuk and waqf sukuk. The merging of these fields, however, still poses social protection and financial education complexities.Thus, for the integration of the ESG (Environmental, Social, and Governance) and the Maqasid Sharia (Objectives of Islamic Law) to be implemented in all aspects of Islamic banking, infrastructure, innovations in Islamic banking products, regulatory, and support investments in human resources and technology are required. Keywords : Sustainability, Maqashid Shariah, and Islamic Banking  

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