cover
Contact Name
Fitria Rahmah
Contact Email
redaksi.altijary@gmail.com
Phone
+6285643313654
Journal Mail Official
redaksi.altijary@gmail.com
Editorial Address
Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda Kampus II, Jl. H.A.M. Rifadin Samarinda Seberang, Telp. (0541) 7270222 Samarinda
Location
Kota samarinda,
Kalimantan timur
INDONESIA
Al-Tijary : Jurnal Ekonomi dan Bisnis Islam
ISSN : 24609404     EISSN : 24609412     DOI : https://doi.org/10.21093/at.v7i2.3662
Core Subject : Economy,
Al-Tijary : Jurnal Ekonomi dan Bisnis Islam encompasses research articles, original research report, reviews, and scientific commentaries in the field of economics and islamic business, including:Islamic Economics, Islamic Business, Islamic banking, Islamic capital markets, Islamic wealth management, Issues on shariah implementation/practices of Islamic banking, Zakat and awqaf, Takaful, Islamic Corporate Finance, Shariah-compliant risk management, Islamic derivatives, Issues of Shari`ah Supervisory Boards, Islamic business ethics, Islamic Accounting, Islamic Auditing.
Articles 126 Documents
Membangun Kesadaran Santripreneur Berbasis Kearifan Lokal di Pondok Pesantren Zamroni, Zamroni; Baharun, Hasan; Febrianto, Achmad; Ali, Muhammad; Rokaiyah, Siti
Al-Tijary AL-TIJARY VOL. 7, NO. 2, JUNI 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (491.507 KB) | DOI: 10.21093/at.v7i2.4264

Abstract

Information technology has affected society, especially entrepreneurship. Smart millennials must be taught to look for opportunities to maximize technology use. Entrepreneurship basics must be understood by the trained age. For poverty reduction, pesantren economic empowerment is developed to improve the community's economy. Due to the pesantren's economic urgency, various activities can revive its economy and foster student entrepreneurship. At Nurul Jadid Islamic Boarding School, students are taught to be entrepreneurs. This study aims to analyze and understand the activities carried out by the Nurul Jadid Islamic Boarding School to raise awareness of santripreneurs based on local wisdom. This study uses a qualitative approach to the type of phenomenology, in which researchers try to find and understand the phenomena that exist and are developing at this time. The data collection technique was carried out using participant observation, interviews with several informants, and documentation. Data analysis is done by presenting, collecting, and drawing conclusions. The results showed that building students' awareness of the importance of entrepreneurship was carried out by the Nurul Jadid Islamic Boarding School Community through Skills Activities carried out by bringing in mentors, Opening of Bazaar Stands, and Pesantren Cooperatives. This research affects Islamic boarding schools' role in empowering local wisdom-based economies.
Social Capital and Participation in Moslem Organizations Hawari, Muhammad Irsyad; Hasanah, Alfiah; Adam, Asep Muhammad
Al-Tijary AL-TIJARY VOL. 7, NO. 2, JUNI 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (316.212 KB) | DOI: 10.21093/at.v7i2.4293

Abstract

Indonesia, as the country with the largest Muslim population in the world, has numerous Muslim organizations that play a significant role in the social and economic lives of its people. This study aims to address the impact of participation in Moslem organizations on social capital in a setting of a country with the biggest Moslem population in the world. A survey of members and non-members of Moslem organization Muhammadiyah in Bandar Lampung City was conducted. The quantitative approach is used to display the data on the degree to which Muhammadiyah Moslem organizations' involvement has impacted the social capital index. The data analysis technique used is propensity score matching (PSM) analysis. The findings demonstrated that members of Muhammadiyah and non-Muhammadiyah had different social capital indices. Additionally, a person's involvement in Muslim groups significantly affects social capital. It suggests that Moslem organizations are not only present to provide religious understanding for their members but also capable of providing added value for them, that is, the addition of social capital for each member. Based on the study, participation in Moslem organizations like Muhammadiyah significantly enhances social capital among members, suggesting that these organizations provide not only religious guidance but also valuable social benefits.
Realita Lembaga Pengelola Zakat (LPZ) Pemerintah: Ditinjau Berdasarkan Undang-Undang nomor 23 tahun 2011 Romansyah Romansyah; Muhammad Birusman Nuryadin
Al-Tijary AL-TIJARY VOL. 4, NO. 2, JUNI 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (236.666 KB) | DOI: 10.21093/at.v4i2.4296

Abstract

A Management of religious tax must be performed by an institution that specially handles the religious tax. That institution is called a religious tax management institution. This institution has a duty that is socialization to the community, collecting and distributing zakat exactly according to Islam teaching which is facilitated by the state dan helped by community religious tax institutions. A Team of researchers is interested to know about the management, distribution, and empowerment of Badan Amil Zakat Nasional (BAZNAS) of Samarinda city. The researchers assume that city is potential for zakat development because this city is the capital of East Kalimantan province which is famous which rich natural resources and has a good effect on community prosperity caused by a lot of economic activity paths and a majority of the population in that area is Muslim, therefore a religious tax is in proportion to their income. If an act number 23 ‘2011 about religious tax management could be applicated well, a lot of religious tax will be obtained and it affects the prosperity of a resident evenly. This research is counted as qualitative. Approaching used here is law sociology. A specification of this research is descriptive, and its scheme is a case study. a Kind of data used in this research consists of field data dan library data as a primer and a seconder. BAZNAS is an institution formed by the government, therefor its fund is facilitated by the government, yet a member of BAZNAS of Samarinda city said that it is not suitable for a reality. According to act number 23 ‘2011, BAZNAS forms a religious tax collector unit (or UPZ). Forming this unit is performed in a city government, offices, BUMD, and private company. Religious tax collector units are formed in districts, villages, mosques, and majelis taklim until school. From various religious tax collector units, only 25 units have been registered in BAZNAS of Samarinda city. Something collected in UPZ generally fitrah religious tax, few of religious tax is from a wealth. An arrangement of BAZNAS according to an act number 23 ‘2011 period 2016-2021 is not socialized well among a city government. Socialization and education have not been done in a city hall and in all offices under the city government so that it is not amazing if there is a religious tax collector unit (UPZ) in one of the districts deposits the religious tax to one of the private banks.
Sharia Rural Banks in East Java: How Its Hazard Rate? (The Analysis Using Multiple Period Logit) Oktaviana, Ulfi Kartika; Miranti, Titis
Al-Tijary AL-TIJARY VOL. 7, NO. 2, JUNI 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (392.96 KB) | DOI: 10.21093/at.v7i2.4297

Abstract

Sharia Rural Banks in East Java provide essential financial services in compliance with Islamic law, fostering economic growth in rural communities. Assessing their hazard rate, which indicates the probability of bank failure over time, is crucial for understanding their stability and resilience amidst various economic and regulatory challenges. Therefore, this study aimed to determine the susceptibility opportunities of each BPRS. The second objective is to find out the financial ratios that cause it. The financial sustainability measure is a measuring tool to calculate the chance of survival. Financial sustainability approximates the value of Financial Self-Sufficiency (FSS). The population used is BPRS in East Java. The analysis technique used survival analysis and multiple period logit models Research variables that invariably affect the sustainability of BPRS include NPF, ROA, Bank Size, PM, FR, GLP, WoR, and LDR. The study on Sharia Rural Banks (BPRS) in East Java reveals that only about 30% of these banks have a stable financial condition, indicating a low overall sustainability rate. This suggests that the majority of BPRS need to improve their financial health to better support regional economic development and the growth of MSMEs.
Unit Usaha Syariah pada Perbankan Syariah: Tinjauan Pustaka dengan Bibliometrik Dedy Mainata
Al-Tijary AL-TIJARY VOL. 7, NO. 1, DESEMBER 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (456.151 KB) | DOI: 10.21093/at.v7i1.4354

Abstract

Islamic Banking Window have a good level of comparison and contribute to government policies in changing from Islamic business units to Islamic commercial banks. This study aims to find out which countries and their relationships with publications can be used as benchmarks for future research and present the findings of the most authored articles and provide direction for future research with the theme of Islamic Banking Window. This paper quantitatively analyzes the literature on Islamic Banking Window, as represented by English-language 60 articles from the Scopus database with a time span from 2008 to 2021. Using a bibliometric approach plus content analysis. We find that Malaysia is the most relevant country, Universiti Kebangsaan Malaysia (UKM) the most relevant institution and the International Journal of Islamic and Middle Eastern Finance and Management and Journal of Islamic Accounting and Business Research the most relevant journal. There are two main topics: (1) general studies on the Islamic banking window and (2) practical implications. We also offer future research directions.
Pengaruh Service quality Terhadap Kepuasan Nasabah Bank Syariah Norvadewi Norvadewi; Akhmad Nur Zaroni
Al-Tijary AL-TIJARY VOL. 4, NO. 2, JUNI 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (429.469 KB) | DOI: 10.21093/at.v4i2.4471

Abstract

Service quality is closely related to customer satisfaction. Intense competition makes banking a susceptible industry to customer service and satisfaction. Service quality will satisfy customers based on Islamic ethical values, especially in Islamic banking. This research aims to find out and analyze the effect of service quality on customer satisfaction of the Bank BRI Syariah Samarinda branch. This research is quantitative. The research data was obtained by disseminating questionnaires to BRI Syariah Samarinda branch customers, as many as 99 people, using accidental sampling techniques. Data analysis uses simple regression analysis. The results showed that service quality significantly affected customer satisfaction at the Bank BRI Syariah Samarinda branch. The magnitude of the determination coefficient value is 0.90, which means that the influence of service quality variables is 90%. Service quality significantly affects customer satisfaction, although other factors outside of this research affect customer satisfaction.
Strategi Pengelolaan Dana Infak (Program Koin NU) Di Lembaga Amil Zakat, Infak Dan Sedekah Nahdlatul Ulama Kota Samarinda Hasbi, Muhammad; Darmawati, Darmawati; Mahrus, Moh
Al-Tijary Vol 8 No 1 (2022): AL-TIJARY VOL. 8, NO. 1, DESEMBER 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v8i1.4793

Abstract

The background of the problem in this study is departing from the lack of public knowledge about the potential of infak funds. This research is to find out the LAZISNU Kota samarinda strategy in managing infak funds through the KOIN NU program and also the role of the institution in increasing the productive business of beneficiaries of infak funds. This research method is a type of field research with a descriptive qualitative approach. Data and data sources have 6 key informants and 2 main key informants. The research results obtained from this study are the management strategies carried out showing the effort to succeed the KOIN NU program, namely by collecting funds from NU congregations in Samarinda City coordinated by one person collectors in each of their assemblies and cooperation with food and food stalls to entrust KOIN NU cans, in management it cannot be said professionally because in reality only one of the management from LAZISNU Kota Samarinda and MWCNU in Palaran Sub-District who also collect, count and make monthly financial reports, while for the distribution of the four pillars of the central management program, namely the fields of education, health, economics and disaster preparedness and allans have been carried out according to ability. Implications of the research for increasing productive businesses that have been implemented by LAZISNU Samarinda with strategies to build public trust through management of LAZISNU Samarinda which is able to compete with private LAZ and plays an important role in collecting infaq funds.
Maqasid Sharia-Based Financial Plan to Prevent Conspicuous Consumption Among Muslim Household Pusparini, Martini Dwi
Al-Tijary Vol 8 No 1 (2022): AL-TIJARY VOL. 8, NO. 1, DESEMBER 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v8i1.5040

Abstract

The trend of the flexing phenomenon, especially on social media, is currently causing various reactions, one of which is the tendency to consume and use various luxury facilities. In consumer behavior, this phenomenon is referred to as Conspicuous Consumption. In today's modern world, it happens not only to upper-class consumers, but also to everyone in the community with various goals, including the goals of acquiring social status, prestige, or wealth. For lower-middle households, of course, this is a problem, so financial planning is needed. This study aims to explore the perspective of Maqasid Sharia in financial planning for Muslim families as a solution to the Conspicuous Consumption phenomenon. This research is a qualitative descriptive study with a library research approach. Data were obtained from official reports as well as other literature from journals, books and websites. The results of this study indicate that financial planning based on the Maqasid Sharia hierarchy, namely Dharurriyah, Hajiyyah and Tahsiniyyah can prevent the phenomenon of Conspicuous Consumption in Muslim households. In addition, Islamic consumption which prohibits Israf and aims to achieve Maslahah is a contradiction to Conspicuous Consumption. Good financial planning will ultimately bridge Muslim families to achieve prosperity in this world and the hereafter. The study provides model that can be used to refine existing models and frameworks, thereby enhancing their effectiveness and applicability in real-world scenarios.
Dampak Covid-19 terhadap Perekonomian Masyarakat Ditinjau dari Perspektif Ekonomi Syariah Batubara, Yennika; Yafiz, Muhammad; Batubara, Maryam
Al-Tijary Vol 8 No 1 (2022): AL-TIJARY VOL. 8, NO. 1, DESEMBER 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v8i1.5636

Abstract

The Covid-19 pandemic has brought significant changes in social, political, and economic orders at various levels, causing a global recession marked by rising unemployment​​. The purpose of this study was to find out how big the impact of the covid-19 virus was on the economy of the people in the city of Medan, how did the people of the city of Medan anticipate being able to carry out their lives and how did the Medan city government take action to deal with the covid-19 virus. Data collection and retrieval was carried out by means of field research through observation and interviews with direct companies and obtained from respondents through questionnaires, focus groups, panels and data from the results of direct interviews with researchers with informants and direct observation of the object or company where the author conducted the research and analysed using triangulation technique. The findings show that economic growth which resulted in an almost recession and greatly decreased made all economic activists feel threatened by the spread of the pandemic, because it resulted in limited activities and unusual economic activity. Islamic economics guarantees private ownership but also prioritizes common interests. So that private property can be used to help many people and be of benefit to others. The downturn in the Indonesian people's economy has also resulted in several outlets, or companies causing bankruptcy, and even dismissals have occurred in various companies which have also resulted in unemployment everywhere. The article implies that the COVID-19 pandemic has significantly worsened the economic conditions in Medan, resulting in decreased income and increased unemployment, particularly in the MSME sector. This highlights the importance of implementing Sharia economic policies as a solution to enhance the welfare and economic resilience of the community by providing stronger support to the most affected sectors.
Panic Buying as a Cause of Inflation According to al-Maqrizi's Perspective Dahliana, Difi
Al-Tijary Vol 8 No 1 (2022): AL-TIJARY VOL. 8, NO. 1, DESEMBER 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v8i1.4416

Abstract

The research was motivated by the phenomenon of panic buying that hit the whole world at the start of the COVID-19 pandemic, but studies on panic buying in Islamic economic discourse are still very limited, and no one has linked it to the theory of inflation from an Islamic perspective. Therefore, this study aims to classify panic buying as the cause of inflation from al-Maqrizi's perspective. This research uses qualitative methods with a literature study. The results showed that panic buying can be classified as "human error inflation." Finally, the government must be more agile in preventing panic buying, and individuals must prioritize rationality over being isrof or tabzir. Panic buying has all the criteria that can be used as a reference for classifying human error as inflation. Ultimately, this research provides valuable insights and the implication of that it is important for government to have a policy to be more responsive to avoid things that can trigger panic buying.

Page 10 of 13 | Total Record : 126